Financial Performance - The total operating income for the third quarter was RMB 180,939 million, representing a year-on-year increase of 4.36%[8] - The net profit attributable to shareholders of the parent company reached RMB 81,349 million, up 3.66% compared to the same period last year[8] - The net cash flow from operating activities for the year-to-date period was RMB 2,034,128 million, reflecting an increase of 8.49%[8] - For the nine months ended September 30, 2025, the group achieved a net profit of RMB 222.32 billion, an increase of 3.28% year-on-year[22] - The total operating income for the same period was RMB 550.88 billion, reflecting a year-on-year growth of 1.97%[22] - The basic earnings per share for the quarter was RMB 0.22, showing a growth of 15.79% year-on-year[8] - The diluted earnings per share for the year-to-date period was RMB 0.59, reflecting a year-on-year increase of 5.36%[8] - Net profit for the period from January 1 to September 30, 2025, was RMB 82,380 million, compared to RMB 78,768 million for the same period in 2024, reflecting a year-on-year increase of about 2.0%[41] - Operating income for the first nine months of 2025 was RMB 180,939 million, up from RMB 173,377 million in the same period of 2024, indicating a growth of approximately 3.0%[41] - The net profit for the nine months ended September 30, 2025, was RMB 212,624 million, compared to RMB 207,858 million in 2024, indicating an increase of 2.7%[43] Assets and Liabilities - The total assets at the end of the reporting period amounted to RMB 48,135,429 million, an increase of 11.33% from the end of the previous year[9] - As of September 30, 2025, total assets reached RMB 48,135.43 billion, an increase of 11.33% compared to the end of the previous year[23] - The total loans and advances amounted to RMB 26,987.57 billion, growing by 8.36% year-on-year[24] - The non-performing loan balance was RMB 341.40 billion, with a non-performing loan ratio of 1.27%, a decrease of 0.03 percentage points from the previous year[26] - The group’s total liabilities increased by 12.01% year-on-year to RMB 44,960.22 billion[24] - The total liabilities of Agricultural Bank of China amounted to RMB 44,960,218 million as of September 30, 2025, compared to RMB 40,140,862 million as of December 31, 2024, marking an increase of approximately 12.0%[40] Shareholder Information - The total number of ordinary shareholders at the end of the reporting period was 539,787, with 520,726 being A-share shareholders[13] - The top shareholder, Central Huijin Investment Ltd., held 40.14% of the shares, totaling 140,488,809,651 shares[14] - The group plans to distribute a mid-term cash dividend of RMB 1.195 per 10 shares, totaling RMB 41.82 billion, subject to shareholder approval[33] Income and Expenses - The net interest income decreased by 2.40% year-on-year to RMB 427.31 billion, with a net interest margin of 1.30%[22] - The net interest income for the first nine months of 2025 was RMB 144,835 million, a slight decrease from RMB 146,948 million in 2024, showing a decline of about 1.4%[41] - The bank's fee and commission income increased to RMB 21,731 million in the first nine months of 2025, compared to RMB 18,352 million in the same period of 2024, reflecting a growth of approximately 18.0%[41] - The bank's investment income for the first nine months of 2025 was RMB 11,080 million, compared to RMB 10,098 million in 2024, indicating an increase of about 9.7%[41] - The total operating expenses for the nine months ended September 30, 2025, were RMB 292,298 million, slightly up from RMB 291,585 million in 2024, an increase of 0.24%[43] - The tax expense for the nine months ended September 30, 2025, was RMB 24,439 million, compared to RMB 23,309 million in 2024, reflecting an increase of 4.8%[43] Cash Flow and Investment Activities - The cash flow from operating activities for the nine months ended September 30, 2025, was RMB 2,034,128 million, an increase from RMB 1,874,980 million in 2024, representing a growth of 8.5%[45] - The net cash flow from investment activities for the group was RMB -1,208,002 million, a decrease from RMB -1,771,297 million in the same period of 2024, indicating improved cash management[46] - The total cash inflow from financing activities for the group was RMB 3,500,107 million, up from RMB 3,020,323 million in 2024, reflecting increased capital raising efforts[46] - The net cash flow from financing activities was RMB 254,114 million, compared to RMB 166,316 million in the previous year, showing a positive trend in financing operations[47] - The cash inflow from investment activities totaled RMB 3,336,195 million, slightly down from RMB 3,433,147 million in the previous year, suggesting a cautious investment approach[46] - The cash outflow from investment activities was RMB 4,544,197 million, a decrease from RMB 5,204,444 million in 2024, reflecting a reduction in capital expenditures[46] Capital and Ratios - The capital adequacy ratio was reported at 17.78%, with a Tier 1 capital ratio of 12.92%[28] - The bank's capital adequacy ratio stood at 14.5% as of September 30, 2025, maintaining a strong capital position[40] - The bank's total equity reached RMB 3,175,211 million as of September 30, 2025, compared to RMB 3,097,273 million as of December 31, 2024, representing a growth of approximately 2.5%[40] Other Comprehensive Income - The total comprehensive income for the nine months ended September 30, 2025, was RMB 199,029 million, down from RMB 228,157 million in 2024, a decrease of 12.8%[44] - The other comprehensive income after tax for the nine months ended September 30, 2025, was RMB (15,791) million, compared to RMB 16,758 million in 2024, indicating a significant decline[44]

证券代码：601288 证券简称：农业银行 公告编号：临 2025-050 号 中国农业银行股份有限公司 董事会决议公告 中国农业银行股份有限公司董事会及全体董事保证本公告内容不存在任何虚 假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法 律责任。 中国农业银行股份有限公司（以下简称"本行"）董事会于2025 年10月15日以书面形式发出会议通知，于2025年10月30日在北京以 现场方式召开会议。会议应出席董事13名，亲自出席董事12名，谷 澍董事长由于其他公务安排，书面委托王志恒副董事长出席会议并 代为行使表决权。会议召开符合法律法规、《中国农业银行股份有 限公司章程》（以下简称"《公司章程》"）及《中国农业银行股 份有限公司董事会议事规则》的规定。 会议由王志恒副董事长主持，审议并通过了以下议案： 一、中国农业银行股份有限公司金融债券发行计划事宜 议案表决情况：有效表决票13票，同意13票，反对0票，弃权0 票。 本议案尚需提交本行股东会审议通过。 二、中国农业银行股份有限公司资本工具和总损失吸收能力非 资本债券计划额度事宜 议案表决情况：有效表决票13票，同意13票，反对0票， ...

格隆汇10月30日丨农业银行(01288.HK)公告，经相关监管机构批准，本行在全国银行间债券市场发 行"中国农业银行股份有限公司2025年无固定期限资本债券(第二期)(债券通)。本期债券于2025年10月28 日簿记建档，于2025年10月30日发行完毕。本期债券发行规模为人民币400亿元，前5年票面利率为 2.27%，每5年调整一次，在第5年及后的每个付息日附发行人有条件赎回权。 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不發表任 何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責 任。 1288 關於2025年無固定期限資本債券（第二期）（債券通）發行完畢的公告 中國農業銀行股份有限公司（「本行」）於2025年2月21日召開的2025年度第一次臨時股東大 會審議批准了資本工具和總損失吸收能力非資本債券計劃額度事宜的議案。 經相關監管機構批准，本行在全國銀行間債券市場發行「中國農業銀行股份有限公司2025 年無固定期限資本債券（第二期）（債券通）」（「本期債券」）。 AGRICULTURAL BANK OF CHINA LIMITED 依據適用法律和監管機構批准，本期債券募集資金將用於補充本行其他一級資本。 承董事會命 中國農業銀行股份有限公司 劉清 公司秘書 於本公告日期，本行的執行董事為谷澍先生、王志恒先生和林立先生；本行的非執行董事為周濟女士、李蔚先生、 劉曉鵬先生和張奇先生；本行的獨立非執行董事為吳聯生先生、汪昌雲先生、鞠建東先生、莊毓敏女士、張琦先生 和王沛詩女士。 本期債券於 ...

Group 1: Global Gold Demand - The World Gold Council reported that global gold demand reached 1313 tons in Q3 2025, marking the highest quarterly demand on record [1] - The total demand value amounted to $146 billion, driven primarily by investment demand [1] - Gold investment demand surged to 537 tons, a 47% year-on-year increase, accounting for 55% of total Q3 gold demand [1] Group 2: Storage Chip Market - Storage chip prices began to rise in September 2025, accelerating into Q4 due to supply shortages [2] - Major storage chip manufacturers shifted production capacity towards high-end chips for AI and data centers, leading to a significant reduction in traditional storage chip supply [2] - Current price increases in the spot market range from 60% to 80%, with some popular models seeing price hikes of up to 100% [2] Group 3: Smartphone Market - Global smartphone shipments reached 320.1 million units in Q3 2025, reflecting a 3% year-on-year growth, indicating signs of recovery after a weak first half [2] Group 4: AI Server Market - TrendForce forecasts that AI server shipments will grow by over 20% in 2026, driven by steady demand from cloud service providers and the growth of AI applications [3] Group 5: Financial Performance of Companies - China Duty Free Group reported a 22.13% decline in net profit for the first three quarters of 2025, with revenues down 7.34% [7] - Everbright Securities experienced a 34.55% increase in net profit for the first three quarters of 2025, with revenues up 27.83% [8] - Shanshan Co. reported a staggering 1121.72% increase in net profit for the first three quarters of 2025, with revenues growing by 11.48% [9] - Agricultural Bank of China reported a net profit of 813.49 billion yuan for Q3 2025, a 3.66% year-on-year increase [19] - Industrial and Commercial Bank of China reported a net profit of 1018 billion yuan for Q3 2025, a 3.29% year-on-year increase [18] Group 6: Market Trends - The market experienced a significant downturn, with the ChiNext Index dropping nearly 2% and over 4100 stocks declining [22] - Lithium mining and quantum technology sectors showed strong performance, while gaming and coal sectors faced substantial declines [22]

| 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因 | 公告全部或任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 | | --- | --- | | | 股票發行人現金股息（可選擇貨幣）公告 | | 發行人名稱 | 中國農業銀行股份有限公司 | | 股份代號 | 01288 | | 多櫃檯股份代號及貨幣 | 不適用 | | 相關股份代號及名稱 | 不適用 | | 公告標題 | 建議派發截至2025年6月30日止六個月之中期股息 | | 公告日期 | 2025年10月30日 | | 公告狀態 | 更新公告 | | 更新/撤回理由 | 更新記錄日期及股息派發日 | | 股息信息 | | | 股息類型 | 中期（半年期） | | 股息性質 | 普通股息 | | 財政年末 | 2025年12月31日 | | 宣派股息的報告期末 | 2025年6月30日 | | 宣派股息 | 每 10 股 1.195 RMB | | 股東批准日期 | 有待公佈 | | 香港過戶登記處相關信息 | | | 派息金額及公司預設派發貨幣 | ...

中國農業銀行股份有限公司 2025 年第三季度 第三支柱信息披露報告 | 1. | 引言 1 | | --- | --- | | 2. | 風險管理、關鍵審慎監管指標和風險加權資產概覽 2 | | 3. | 宏觀審慎監管措施 7 | | 4. | 槓桿率 8 | | 5. | 流動性風險 11 | 1. 引言 《中國農業銀行股份有限公司 2025 年第三季度第三支柱信息披露報告》根據《商業 銀行資本管理辦法》（國家金融監督管理總局令 2023 年第 4 號）及相關規定編製並披 露。報告包括風險管理、關鍵審慎監管指標和風險加權資產概覽，宏觀審慎監管措施， 槓桿率，流動性風險等內容。 本行建立完善的信息披露治理結構，由董事會批准並由高級管理層實施有效的內部 控制流程，對信息披露內容進行合理審查，確保第三支柱披露信息真實、可靠。2025 年 10 月 30 日，本行董事會 2025 年第 9 次會議審議通過了本報告。 1 2. 風險管理、關鍵審慎監管指標和風險加權資產概覽 2.1 KM1：監管併表關鍵審慎監管指標 2 人民幣百萬元，百分比除外 a b c d e 2025 年 9 月 30 日 2025 年 6 月 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不發表任 何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責 任。 AGRICULTURAL BANK OF CHINA LIMITED 1288 董事會決議公告 中國農業銀行股份有限公司（「本行」）董事會（「董事會」）於2025年10月15日以書面形式發 出會議通知，於2025年10月30日在北京以現場方式召開會議（「會議」）。會議應出席董事 13名，親自出席董事12名，谷澍董事長由於其他公務安排，書面委託王志恒副董事長出 席會議並代為行使表決權。會議召開符合法律法規、《中國農業銀行股份有限公司章 程》（「本行章程」）及《中國農業銀行股份有限公司董事會議事規則》的規定。 會議由王志恒副董事長主持，審議並通過了以下議案： 1. 中國農業銀行股份有限公司金融債券發行計劃事宜 議案表決情況：有效表決票13票，同意13票，反對0票，棄權0票。 本議案尚需提交本行股東會審議通過。 2. 中國農業銀行股份有限公司資本工具和總損失吸收能力非資本債券計劃額度事宜 議案表決情況：有效表 ...

Core Insights - Agricultural Bank of China reported Q3 revenue of 180.98 billion yuan, a year-on-year increase of 4.30% [2] - Net profit for Q3 reached 81.35 billion yuan, reflecting a year-on-year growth of 3.66% [2] - For the first three quarters, total revenue amounted to 550.77 billion yuan, up 1.87% year-on-year [2] - Net profit for the first three quarters was 220.86 billion yuan, showing a year-on-year increase of 3.03% [2] Financial Performance - Q3 revenue: 180.98 billion yuan, +4.30% YoY [2] - Q3 net profit: 81.35 billion yuan, +3.66% YoY [2] - Year-to-date revenue: 550.77 billion yuan, +1.87% YoY [2] - Year-to-date net profit: 220.86 billion yuan, +3.03% YoY [2]

截至2025年9月30日止九个月，集团实现净利润2,223.23亿元，同比增长3.28%。年化平均总资产回报率 为0.65%，同比下降0.04个百分点；年化加权平均净资产收益率为10.47%，同比下降0.32个百分点。实 现基本每股收益0.59元，同比增加0.03元。 格隆汇10月30日丨农业银行(01288.HK)发布公告，截至2025年9月30日止九个月，集团实现营业收入 5,507.74亿元(人民币，下同)，同比增长1.87%。实现归属于母公司股东的净利润2208.59亿元，同比增长 3.03%。净利息收入4,273.08亿元，同比下降2.40%。净利息收益率为1.30%。手续费及佣金净收入698.77 亿元，同比增长13.34%。营业支出1,746.69亿元，同比增长3.84%；成本收入比(中国会计准则)29.14%， 同比上升0.20个百分点。信用减值损失1,274.03亿元，同比减少36.43亿元。 ...