香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不發表任 何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責 任。 中 國 農 業 銀 行 股 份 有 限 公 司 AGRICULTURAL BANK OF CHINA LIMITED （ 於 中 華 人 民 共 和 國 註 冊 成 立 之 股 份 有 限 公 司 ） （股份代號：1288） 海外監管公告 本公告乃根據香港聯合交易所有限公司證券上市規則第13.10B條作出。 根據中華人民共和國的有關法律法規，中國農業銀行股份有限公司在上海證券交易所網 站刊登《中國農業銀行股份有限公司2025年第三季度報告》。 茲載列該公告如下，僅供參閱。 承董事會命 中國農業銀行股份有限公司 劉清 公司秘書 中國北京 2025年10月30日 於本公告日期，本行的執行董事為谷澍先生、王志恒先生和林立先生；本行的非執行董事為周濟女士、李蔚先生、 劉曉鵬先生和張奇先生；本行的獨立非執行董事為吳聯生先生、汪昌雲先生、鞠建東先生、莊毓敏女士、 張琦先生和王沛詩女士。 证券代码：601288 证券 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不發表任 何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責 任。 中 國 農 業 銀 行 股 份 有 限 公 司 AGRICULTURAL BANK OF CHINA LIMITED （ 於 中 華 人 民 共 和 國 註 冊 成 立 之 股 份 有 限 公 司 ） （股份代號：1288） 海外監管公告 本公告乃根據香港聯合交易所有限公司證券上市規則第13.10B條作出。 根據中華人民共和國的有關法律法規，中國農業銀行股份有限公司在上海證券交易所網 站刊登《中國農業銀行股份有限公司董事會決議公告》。 茲載列該公告如下，僅供參閱。 承董事會命 中國農業銀行股份有限公司 劉清 公司秘書 中國北京 2025年10月30日 於本公告日期，本行的執行董事為谷澍先生、王志恒先生和林立先生；本行的非執行董事為周濟女士、李蔚先生、 劉曉鵬先生和張奇先生；本行的獨立非執行董事為吳聯生先生、汪昌雲先生、鞠建東先生、莊毓敏女士、 張琦先生和王沛詩女士。 证券代码：601288 证券简称：农 ...

Core Insights - Agricultural Bank of China reported Q3 revenue of 180.939 billion yuan, a year-on-year increase of 4.36% [1] - Net profit attributable to shareholders for Q3 was 81.349 billion yuan, up 3.66% year-on-year [1] - For the first three quarters, total revenue reached 550.876 billion yuan, reflecting a year-on-year growth of 1.97% [1] - Net profit attributable to shareholders for the first three quarters was 220.859 billion yuan, with a year-on-year increase of 3.03% [1]

Core Insights - Agricultural Bank of China reported Q3 2025 revenue of 180.939 billion yuan, a year-on-year increase of 4.36% [1] - Net profit attributable to shareholders for Q3 2025 was 81.349 billion yuan, reflecting a year-on-year growth of 3.66% [1] - For the first three quarters of 2025, total revenue reached 550.876 billion yuan, up 1.97% year-on-year [1] - Net profit attributable to shareholders for the first three quarters was 220.859 billion yuan, showing a year-on-year increase of 3.03% [1]

Group 1 - The article discusses the recent volatility in gold prices, with fluctuations reaching nearly $500 per ounce, and current spot gold prices above $3900 per ounce [1] - Several banks, including Bank of Communications and Agricultural Bank of China, are shifting to a floating mechanism for gold accumulation plans, allowing investment amounts to adjust with real-time gold prices [3][4] - The article highlights that despite the trend towards floating mechanisms, many banks still maintain fixed investment thresholds, with recent adjustments in minimum investment amounts across various banks [4][5] Group 2 - In Q3, global gold demand reached a record high of 1313 tons, a 5% year-on-year increase, with total demand exceeding $100 billion for the first time [6][8] - Central bank gold purchases have slowed but remain strong at 186 tons for the quarter, with total purchases for the year at 694 tons, consistent with the previous year [8] - The article notes a 12% decline in gold jewelry consumption, yet its total value increased by 13% to over $360 billion, indicating a shift towards lighter gold products [8]

Core Viewpoint - Agricultural Bank of China reported positive growth in both operating income and net profit for the first three quarters of 2025, indicating a stable financial performance [1] Financial Performance - For the period of January to September 2025, the bank achieved operating income of 550.8 billion yuan, representing a year-on-year increase of 1.87% [1] - The net profit for the same period was 222.3 billion yuan, with a year-on-year growth of 3.28% [1] - The growth rates for net profit and operating income improved compared to the first half of the year, with increases of 0.75 percentage points and 1.15 percentage points, respectively [1] Capital Quality - The non-performing loan ratio stood at 1.27%, a decrease of 3 basis points from the beginning of the year [1] - The overdue loan ratio was reported at 1.22%, with the "scissors difference" between overdue and non-performing loans remaining negative for 21 consecutive quarters [1] - The provision coverage ratio was recorded at 295.08% [1]

1 经相关监管机构批准，中国农业银行股份有限公司（以下简 称"本行"）在全国银行间债券市场发行"中国农业银行股份有 限公司 2025 年无固定期限资本债券（第二期）（债券通）"（以下 简称"本期债券"）。 本期债券于 2025 年 10 月 28 日簿记建档，于 2025 年 10 月 30 日发行完毕。本期债券发行规模为人民币 400 亿元，前 5 年票 面利率为 2.27%，每 5 年调整一次，在第 5 年及之后的每个付息 日附发行人有条件赎回权。 依据适用法律和监管机构批准，本期债券募集资金将用于补 充本行其他一级资本。 特此公告。 中国农业银行股份有限公司董事会 二〇二五年十月三十日 证券代码：601288 证券简称：农业银行 公告编号：临 2025-051 号 中国农业银行股份有限公司 关于2025年无固定期限资本债券（第二期）（债券通） 发行完毕的公告 中国农业银行股份有限公司董事会及全体董事保证本公告内容不存在任 何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完 整性承担法律责任。 ...

中国农业银行股份有限公司 2025 年第三季度 第三支柱信息披露报告 | 1. | 引言 1 | | --- | --- | | 2. | 风险管理、关键审慎监管指标和风险加权资产概览 2 | | 3. | 宏观审慎监管措施 7 | | 4. | 杠杆率 8 | | 5. | 流动性风险 11 | 2. 风险管理、关键审慎监管指标和风险加权资产概览 2.1 KM1：监管并表关键审慎监管指标 2 人民币百万元，百分比除外 a b c d e 2025 年 9 月 30 日 2025 年 6 月 30 日 2025 年 3 月 31 日 2024 年 12 月 31 日 2024 年 9 月 30 日 可用资本（数额） 1 核心一级资本净额 2,730,958 2,670,203 2,630,004 2,582,305 2,536,956 2 一级资本净额 3,160,522 3,134,761 3,129,568 3,081,864 2,996,528 3 资本净额 4,350,753 4,194,394 4,167,738 4,112,653 4,010,473 风险加权资产（数额） 4 风险加权资产合计 2 ...

Core Viewpoint - Agricultural Bank of China (601288) has successfully issued the second phase of perpetual capital bonds, raising a total of RMB 40 billion, with a fixed interest rate for the first five years set at 2.27% [1] Group 1: Bond Issuance Details - The total issuance scale of the bonds is RMB 40 billion [1] - The coupon rate for the first five years is 2.27%, with adjustments every five years thereafter [1] - The issuer has a conditional redemption right on each interest payment date starting from the fifth year [1] Group 2: Fund Utilization - The funds raised from this bond issuance will be used to supplement the bank's other Tier 1 capital [1]

Core Viewpoint - Agricultural Bank of China (01288) has successfully issued its second tranche of perpetual capital bonds on October 30, 2025, with a total issuance size of RMB 40 billion [1] Group 1: Bond Issuance Details - The bond issuance scale is RMB 40 billion [1] - The coupon rate for the first five years is set at 2.27%, with adjustments every five years thereafter [1] - The issuer has a conditional redemption right on each interest payment date starting from the fifth year [1] Group 2: Use of Proceeds - The funds raised from this bond issuance will be used to supplement the bank's other Tier 1 capital [1]