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迎六一 献爱心|人保寿险发起“爱+1”公益捐书活动,历时3个月,欢迎你来!
Xin Hua Wang· 2025-08-12 06:26
疫情挡住了脚步,但挡不住爱。在"六一"儿童节到来之际,中国人保寿险特别发起了一场历时3个 月的线上加线下公益助学行动——"爱+1"公益捐书活动。 早在2016年12月,国家新闻出版广电总局曾向社会公布首个国家级全民阅读规划——《全民阅 读"十三五"时期发展规划》,为打造"书香社会"提供了行动指南。规划指出,阅读是人类获取知识、增 长智慧的重要方式,是一个国家、一个民族精神发育、文明传承的重要途径,阅读能力的培养应从小抓 起。 近几年随着全民阅读活动和乡村振兴等工作的深入开展,偏远地区儿童的阅读问题已受到全社会的 关注和重视。比如,在地处偏远、交通不便的山区,图书室或书店非常稀缺;有图书室,课外读物题材 也是良莠不齐;同时,受经济条件和认知水平所限,父母给孩子买的书也多是习题册、作文书等。 广西壮族自治区来宾市忻城县果遂镇龙马村龙马小学 贵州省毕节市金沙县化觉镇柏坪小学 四川省凉山彝族自治州盐源县长柏镇小学 新疆维吾尔自治区博尔塔拉蒙古自治州博乐市第七小学 俗话说,"扶贫先扶智"。正是基于这份初心,"爱+1"公益捐书活动应运而生。通过这次活动,人 保寿险希望力所能及帮助5所偏远地区小学的孩子们解决优质课外书籍短 ...
开发专属产品,强化风险保障——保险业与市场主体齐力抗疫
Xin Hua Wang· 2025-08-12 06:26
北京银保监局财险处副处长王学梅介绍,2022年一季度,北京辖内保险公司各项业务总体实现平稳 增长,累计实现原保险保费收入925.25亿元,同比增长11.66%;行业累计承担风险保障661.73万亿元, 同比增长85.63%,累计赔付支出247.33亿元,同比增长21.23%,充分发挥保险风险分担和经济补偿作 用。 北京保险行业协会副秘书长邵艳介绍,针对餐饮等关乎消费者民生保障的行业,保险机构除专项定 制了"一揽子"产品以外,还对因确诊病例或密接被迫关停,或因防控关停的餐饮企业,在营业中断期间 提供一定的损失保障,成为企业的安全后盾。 据中国人保集团总裁王廷科介绍,中国人保助力企业克服疫情影响,积极开发抗疫专属保险产品, 与北京市朝阳区政府共同推出"朝阳区服务型企业疫情防控保险",为因确诊病例或密切接触者接触导致 区级及以上政府要求关停的餐饮、零售等服务型企业员工可能面临的停薪风险提供基础保险保障。截至 4月底,累计覆盖6.2万家企业,承保约74万人,陆续完成约250家企业、1200余人的赔款支付工作,共计 赔付金额135万余元。 记者在采访中了解到,中国人保积极发展新冠疫苗接种异常反应保险,人保健康从2020 ...
低位加仓看好中长期发展 上市险企“点金”权益市场
Xin Hua Wang· 2025-08-12 06:19
Core Viewpoint - Insurance funds are significant institutional investors in the capital market, but the investment yield of major listed insurance companies in A-shares has decreased due to low long-term interest rates and market volatility, with future equity asset allocation expected to focus on sectors like consumption, technology, and new energy [1][2][4]. Group 1: Investment Performance - In the first half of the year, the total investment yield of the five major insurance companies decreased by 15.7% year-on-year, totaling 252.43 billion yuan [2][3]. - The total investment yield rates for the five major insurance companies as of June were: China Life Insurance at 5.5%, China Pacific Insurance at 4.21%, New China Life at 4.2%, China Taiping at 3.9%, and Ping An Insurance at 3.1%, all showing a decline compared to the previous year [2][3]. - The total investment assets of the five major insurance companies reached 13.56 trillion yuan, an increase of 6.57% from the beginning of the year [2]. Group 2: Future Investment Strategy - Insurance companies are optimistic about the strategic value of equity markets in the second half of the year, with expectations of economic resilience and gradual recovery driven by infrastructure investment [4][6]. - The focus for future investments will be on sectors such as consumption, technology, new energy, and healthcare, with a positive outlook on equity investments [6][7]. - Regulatory bodies have encouraged insurance funds to invest more in equity assets, emphasizing the importance of long-term investments to support the real economy [4][5]. Group 3: Investment Principles - Insurance companies are advised to prioritize principles over rigid plans, focusing on asset-liability matching and employing a barbell strategy to balance stable fixed-income investments with riskier assets [7]. - A diversified investment portfolio is recommended to achieve long-term stable returns across cycles [7].
新华保险分红暴增200%!五大上市险企2024年派现总额冲刺千亿元
Hua Xia Shi Bao· 2025-08-12 01:13
Core Viewpoint - The five major listed insurance companies in A-shares have distributed a total of 90.789 billion yuan in cash dividends for the year 2024, reflecting a year-on-year growth of 20.21%, indicating the industry's overall profitability and the increasing emphasis on investor returns under policy guidance [2][3]. Summary by Sections Dividend Distribution - The five major insurance companies have completed their dividend distributions for 2024, with a total payout of 90.789 billion yuan, marking a 20.21% increase from the previous year [2]. - New China Life Insurance's dividend plan stands out, with a cash dividend of 1.99 yuan per share, totaling 6.208 billion yuan, and a combined cash dividend of 7.893 billion yuan for 2024, showing a nearly 200% year-on-year increase [3]. - China Pacific Insurance distributed a cash dividend of 1.08 yuan per share, totaling 10.39 billion yuan, contributing to the overall dividend total of 86.318 billion yuan for the five companies [5]. Profitability and Financial Performance - The five major insurance companies reported a total investment income of 796.92 billion yuan for 2024, a year-on-year increase of 113.91%, and a net profit attributable to shareholders of 347.6 billion yuan, up 77.72% [5]. - The strong profitability provides a solid financial foundation for the increased dividends, with companies like Ping An maintaining a stable profit and market share, allowing for consistent shareholder returns [6]. Regulatory Environment and Strategic Implications - The implementation of the new "National Nine Articles" and the "Market Value Management Guidelines" has reshaped the dividend logic of insurance companies, linking dividend distributions to controlling shareholder reductions and refinancing access [2][7]. - The regulatory environment encourages companies to increase the frequency of dividends, which aligns with the policy direction and helps maintain a balance between dividend payouts and business development [2][6]. Divergence in Dividend Strategies - There is a notable divergence in dividend strategies among the five major insurance companies, with Ping An achieving a 13-year consecutive growth in dividends, while New China Life's dividends surged nearly 200% [5][6]. - The differences in dividend strategies may stem from varying short-term performance and long-term strategic positioning, with mature companies focusing on higher dividends and growth-stage companies prioritizing business expansion [6][8]. Challenges and Future Considerations - Despite the high growth in mid-term dividends, concerns about sustainability arise due to market competition and declining interest rates, which may necessitate a balance between dividends and capital adequacy [7][10]. - To transition mid-term dividends from an "encouragement policy" to a "common practice," further institutional support is needed, including tax incentives for long-term shareholders and improved profit adjustment mechanisms [9][10].
多家险企开启精简高效治理模式
Jin Rong Shi Bao· 2025-08-11 11:00
Core Viewpoint - The implementation of the new Company Law in China has led insurance companies to abolish their supervisory boards, transitioning towards a more streamlined and efficient governance model [1][3][4] Group 1: Changes in Governance Structure - China People's Property Insurance Company announced the abolition of its supervisory board following the approval of its revised articles of association [1] - Other insurance companies, including China Pacific Insurance and Taikang Insurance, have also announced the removal of their supervisory boards, with their supervisory functions being transferred to the audit committee of the board [2][4] - The new Company Law allows state-owned companies to establish an audit committee composed of directors to exercise the powers of the supervisory board, eliminating the need for a supervisory board [3] Group 2: Role of the Audit Committee - The audit committee, typically composed of independent directors, is responsible for reviewing financial information, overseeing internal and external audits, and evaluating internal controls [4] - The shift from a supervisory board to an audit committee is expected to enhance decision-making efficiency and reduce internal coordination complexities [4] - However, potential challenges include information asymmetry and time constraints faced by independent directors in fulfilling their supervisory roles [4] Group 3: Implications for Corporate Governance - The removal of the supervisory board raises questions about maintaining effective oversight and balancing decision-making efficiency with power checks [4] - As more insurance companies adjust their governance structures in line with the new Company Law, the industry will gain insights into creating a more scientific and efficient corporate governance system [4]
又一险资系私募获批,超两千亿“长钱”加速入市
2 1 Shi Ji Jing Ji Bao Dao· 2025-08-11 10:55
21世纪经济报道记者 曹媛 深圳报道 保险资金长期投资改革试点又有新进展,险资入市加速。 近日,记者从太平资产了解到,中国太平旗下子公司太平资产获国家金融监督管理总局批复,同意其投 资设立太平(深圳)私募证券投资基金管理有限公司。 这一"险资系私募"的落地响应了保险资金长期投资改革试点,保险资金长期投资改革试点是指保险公司 出资设立私募证券投资基金,主要投向二级市场股票,并长期持有。 目前,保险资金长期投资改革试点正加速落地,至今已有三批试点,试点金额合计达2220亿元(含已批 复和拟批复试点规模),参与机构逐渐扩展至多家头部险企及中小险企,包括:中国人寿、新华保险、 太保寿险、泰康人寿、阳光人寿、人保寿险、太平人寿、平安人寿、中邮保险及相关保险资管公司等。 从数据看,险资入市步伐加快。今年一季度人身险公司股票持仓市值达2.65万亿元,长期股权投资规模 2.60万亿元,合计占比超16%,较2024年末显著提升。 试点规模超两千亿,参与险企扩容 对于此次投资设立太平(深圳)私募证券投资基金管理有限公司,太平资产表示,旨在积极响应保险资 金长期投资改革试点。截至2024年末,太平资产管理资产总规模超过1.5万亿元 ...
不再设立监事会 多家险企开启精简高效治理模式
Jin Rong Shi Bao· 2025-08-11 08:08
随着新公司法的落地,保险公司纷纷宣布不再设立监事会,传统的"三会一层"架构正向更为精简高效的 治理模式过渡。 《金融时报》记者注意到,今年已有多家保险机构发布撤销监事会的公告,包括上市保险公司、外资财 险公司等。7月30日,中国太平洋保险(集团)股份有限公司发布第十届董事会第十五次会议公告,宣 布审议并通过了不再设立监事会相关事项的议案,由董事会审计与关联交易控制委员会行使监事会职 权。7月2日,大家保险集团发布公告称,不再设立监事会,监事会各监事已辞任。6月23日,泰康保险 发布公告宣布,公司不再设立监事会,第三届监事会各监事自动离任。早在今年4月16日,日本财险 (中国)最先发布公告称,撤销公司监事职位,并明确由董事会下的审计与风险管理委员会行使监事会 职责。 据了解,监事会成员主要包括股东代表和适当比例的公司职工代表,可行使检查公司财务;对董事、高 级管理人员执行职务的行为进行监督,对违反法律、行政法规、公司章程或者股东会决议的董事、高级 管理人员提出解任的建议;向股东会提出提案等权力。 2024年7月1日,新修订的《中华人民共和国公司法》正式实施。新公司法指出,国有独资公司在董事会 中设置由董事组成的 ...
人保寿险临沂中支代表队参加临沂市2025年保险业职工羽毛球比赛荣获团体二等奖
Qi Lu Wan Bao· 2025-08-11 02:55
为丰富全市保险业职工的文体生活,充分展现行业员工的精神风貌,2025年7月29日,2025年临沂市保险业职工乒乓球、羽毛球比赛顺利 举办。人保寿险临沂中支李楠带领梁波、姚一梅踊跃参与了此次羽毛球赛事。 羽毛球赛场上,人保寿险临沂中支的选手们在李楠的带领下身姿矫健、奋勇拼搏。他们时而跃起大力扣杀,展现出强劲的爆发力;时而巧 妙轻盈吊球,彰显出细腻的技巧,每一个动作都引得场边阵阵喝彩。比赛过程中,场上比分你追我赶、扣人心弦,参赛职工们始终秉持着 顽强拼搏的体育精神,尊重对手、遵守规则,真正赛出了风格、赛出了水平。最终,李楠与梁波搭档斩获男子双打第二名,李楠与徐冠岚 合作夺得混合双打第三名,姚一梅与梁波组合拿下混合双打第四名,公司更凭借整体的出色表现荣获2025年临沂市保险业职工羽毛球比赛 团体第二名。 人保寿险临沂中支积极组织员工参与临沂市保险行业协会举办的此次乒乓、羽毛球比赛,不仅为职工搭建了一个展示自我、交流技艺的平 台,更有效丰富了职工的文体生活,进一步增强了团队的凝聚力与向心力。参赛职工们纷纷表示,将把赛场上那种不畏强手、奋勇争先的 拼搏劲头转化为工作中的强大动力,以更加饱满的热情、更加昂扬的斗志投入到各 ...
人保寿险滨州中支赴大马峪红色研学基地开展党建主题活动
Qi Lu Wan Bao· 2025-08-11 02:55
活动最后,全体人员参与专题红色课堂,在讲师的系统讲解中深入学习大马峪革命历史,并结合各自岗位职责交流心得体会,大家一致表示,将把红色教育 中汲取的精神力量转化为工作动力,以更饱满的热情服务客户,以专业能力践行保险使命。 随后,全体人员参观烈士刘旭东与马莹之故居。在解说员的生动引导下,大家透过革命场景复原图、一件件珍贵史料,回溯先烈们舍生取义的峥嵘历程。先 辈们在烽火中坚守信仰、奋勇抗争的精神,让在场每一个深刻体悟"初心使命"的千钧重量,更强化了传承红色基因的行动自觉,为践行"人民保险,服务人 民"的初心注入强劲精神动力。 在拥军五姐妹主题公园,全体人员沿着 "军民同心" 步道缓缓前行,在一个个红色故事中感悟军民鱼水深情。通过详实的展陈资料与解说,大家深入了解到 马秀珍等五位妇女在抗战时期筹粮缝鞋、传递情报、掩护伤员的感人事迹。这份跨越时空的奉献精神,让员工们深刻领会到团结奋斗的磅礴力量,更坚定了 将群众情怀融入日常保险服务、践行 "服务民生" 庄严承诺的信念。 为传承红色基因、筑牢党性根基,2025年8月1日,人保寿险滨州中支组织全体员工赴邹平市大马峪红色研学基地,开展"重温红色历史・践行使命担当"主题 党建 ...
保险行业净资产恢复快速增长!全市场孤品港股通非银ETF(513750)规模首次突破130亿元大关,年内规模已翻16倍!
Xin Lang Cai Jing· 2025-08-11 01:43
Wind数据显示,截至2025年8月8日,港股通非银ETF最新规模突破130亿元,达130.44亿元!续创成立 以来新高,年内规模增幅达1553.23%!份额方面,港股通非银ETF最新份额达79.15亿份,续创成立以 来新高! 从资金净流入方面来看,港股通非银ETF近3天获得连续资金净流入,最高单日获得2.15亿元净流入, 合计"吸金"3.48亿元。 场内ETF方面,截至2025年8月8日收盘,中证港股通非银行金融主题指数(931024)下跌0.81%。成分股 方面涨跌互现,德林控股(01709)领涨2.95%,中国光大控股(00165)上涨1.95%,弘业期货(03678)上涨 1.83%;远东宏信(03360)领跌,中州证券(01375)、广发证券(01776)跟跌。拉长时间看,截至8月8日收 盘,港股通非银ETF(513750)自4月10日年内低点累计反弹上涨51.32%。 流动性方面,港股通非银ETF换手7.55%,全天成交9.79亿元。拉长时间看,截至8月8日,港股通非银 ETF近1月日均成交15.36亿元。 截至8月8日,港股通非银ETF近1年净值上涨90.54%,指数股票型基金排名38/2954 ...