接此批复文件后，锦州分中心应按照有关规定领取许可证并办理开业前的相关手续。开业后及时向辽宁 金融监管局报告相关情况。 2025年11月21日，辽宁金融监管局发布关于中国工商银行股份有限公司牡丹卡中心锦州分中心开业的批 复，经审核，同意中国工商银行股份有限公司牡丹卡中心锦州分中心开业，营业场所为辽宁省锦州市太 和区市府路69号。 核准中国工商银行牡丹卡中心锦州分中心业务范围为：经银行保险监督管理机构或其他有行政许可权的 机构批准并经上级机构授权办理的业务。 ...

A股 1、 近日，五矿资本一则关联交易公告引发行业关注：控股子公司五矿信托与关联方五矿地产控股拟共同投资设立合资公司。五矿信托以3亿元货币资金 和评估后账面价值162.9亿元资产包（含信托受益权及对应负债）注入特殊目的载体（SPV），希冀通过专业主体承接与风险隔离机制处置存量资产。 2、 11月25日晚，作为"国产GPU第一股"的摩尔线程中签结果公告。多家机构凭借巨量资金的申购得以获配，公募基金、社保基金、养老金等机构获配初 步配售股数约3858.96万股，占网下最终发行比例的98.44%，其他类型投资者占比1.56%。 3、 11月26日，云南铝业股份有限公司发布公告称，公司拟收购云南冶金集团股份有限公司持有的云南云铝涌鑫铝业有限公司28.7425%股权、云南云铝润 鑫铝业有限公司27.3137%股权及云南云铝泓鑫铝业有限公司30%股权。此前一天，中航直升机股份有限公司发布公告称，公司全资子公司哈尔滨飞机工业 集团有限责任公司拟吸收合并另一全资子公司哈尔滨哈飞航空工业有限责任公司。 4、 港股IPO持续井喷，已经超越纽交所、纳斯达克等市场，正冲刺2025年新股募资全球第一。对中国企业而言，赴港股上市正从"不 ...

Investment Rating - The investment rating for the banking sector is "Positive" and maintained [13] Core Insights - The banking sector experienced a slight pullback this week, with the Yangtze Bank Index declining by 0.5%, underperforming compared to the CSI 300 and ChiNext indices, primarily due to short-term market style changes. However, this volatility does not affect the long-term direction of dividend allocation in bank stocks, as institutional funds are accelerating their allocations ahead of the state-owned banks' mid-term dividend announcements [2][20] - Industrial and Commercial Bank of China (ICBC) has been upgraded to the third group of globally systemically important banks (G-SIBs), with capital requirements set to increase by 0.5 percentage points starting in 2027. Despite this, ICBC's core Tier 1 capital adequacy ratio stands at 13.57% as of the end of Q3, expected to remain above 13.5% by the end of 2027 under stable dividend payout conditions [6][42] Summary by Sections Market Performance - The banking sector index fell by 0.5% this week, underperforming the CSI 300 and ChiNext indices by 2.2% and 5.1%, respectively. The decline is attributed to short-term market style changes, but long-term dividend allocation remains positive as institutional funds increase their investments [2][9][20] - As of November 28, the average dividend yield for the six major banks' A-shares decreased to 3.74%, with a spread of 190 basis points over the 10-year government bond yield. The average dividend yield for H-shares is 4.90%, with a discount rate of 23% compared to A-shares [23][27] Regulatory Changes - ICBC's upgrade to the third group of G-SIBs will result in an increase in capital requirements to 9.5% by 2027. The bank's TLAC risk-weighted ratio is 21.52%, meeting the 2025 regulatory requirement of 20%, but will need to address a shortfall as the requirement increases to 22.5% in 2028 [6][42][45] Individual Bank Performance - Individual bank performance showed that Everbright Bank's H-shares had a notable increase, while shares of Bank of China and Postal Savings Bank of China experienced a pullback after previous gains. The recent increase in southbound capital holdings in H-shares indicates a positive trend [2][20] - The report highlights the potential for strong redemption opportunities in convertible bonds linked to bank stocks, as the prices of underlying stocks are approaching redemption thresholds [10][28]

本报记者 杨洁 近日，金融稳定理事会（FSB）发布2025年全球系统重要性银行（G-SIBs）名单。 名单显示，2025年全球系统重要性银行为29家，数量与2024年相同，中资银行依然是工商银行、农业银 行、中国银行、建设银行、交通银行等五家国有大行入围。不过，此次银行的分组有所变化，这也在一 定程度上反映了银行基本业务活动的变化。 具体来看，第五组（即最高一组）依旧空缺；第四组只有摩根大通银行。在中资银行变动方面，工商银 行由此前的第二组跃升至第三组，成为首家进入该组别的中资银行。此外，农业银行、中国银行、建设 银行维持在第二组，交通银行在第一组。 从海外银行组别变动来看，美国银行由于评分上升，组别划分由第二组恢复至其此前保持多年的第三 组；德意志银行组别由第二组下降至第一组。其他海外机构组别没有变动。 FSB每年都会发布全球系统重要性银行名单，对入选银行实施差异化附加资本监管要求。2011年，中国 银行入选全球系统重要性银行，成为中国乃至新兴市场经济体国家和地区首家入选机构。随后，工商银 行、农业银行、建设银行也分别于2013年、2014年、2015年被列入全球系统重要性银行名单。交通银行 在2023年首 ...

第三组共有4家机构，分别为汇丰银行、美国银行、花旗银行、工商银行。 2025年全球系统重要性银行名单（G-SIBs）出炉，入围的中资银行与上年保持一致，仍为5家。其中， 工商银行组别提升，成为首家进入G-SIBs第三组的中资机构；其他4家大行组别维持稳定。 惠誉博华金融机构部副总监彭立认为，相较于往年，今年中资G-SIBs分数变化有两方面特点：一是规模 不再是分数上升的最主要驱动因素；二是汇率影响产生了推升作用。但他也提示，汇率波动具有双向 性。 在入选G-SIBs的四大行第一阶段总损失吸收能力（TLAC）顺利达标之后，下一阶段的达标压力仍备受 关注。继去年五大行陆续开始发行TLAC非资本债之后，农业银行、交通银行又在今年获批了新的 TLAC非资本债发行额度。从实际发行情况来看，今年以来五大行TLAC非资本债发行规模已超过3000 亿元，累计发行规模为5400亿元。 工行升入G-SIBS第三组 根据金融稳定理事会（FSB）日前公布的最新版G-SIBs名单，今年共有29家机构入选，整体与2024年一 致，但部分银行的分数排名及组别出现一定变动。 中资银行方面，工商银行组别由上一年的第二组上升至今年的第三组，成为 ...

Core Viewpoint - The issuance of green financial bonds in China has significantly increased in 2023, driven by supportive policies and a diverse range of issuing institutions, including small and medium-sized banks, which have become new growth points in the market [2][3][9]. Group 1: Green Bond Issuance - On November 27, the National Development Bank successfully issued 9 billion yuan of 3-year green financial bonds with an interest rate of 1.52%, achieving a subscription multiple of 2.46 times [1]. - Since the implementation of the "Green Bond Support Project Directory (2025 Edition)" in October, financial institutions have entered a "fast track" for green bond issuance, with 14 bank green bonds issued in November alone, marking the highest issuance density of the year [2]. - In November, various banks issued a total of 110.7 billion yuan in green financial bonds, setting a new monthly record for 2023 [3]. Group 2: Diverse Issuers - The issuance of green bonds has expanded beyond state-owned banks to include small and medium-sized banks and non-bank financial institutions, indicating a diversification of issuers [4][9]. - In November, several small banks issued green bonds ranging from 700 million yuan to 3.5 billion yuan, with specific examples including Tangshan Bank and Chongqing Three Gorges Bank [5][6][7]. Group 3: Policy Support and Market Growth - The explosive growth in green bond issuance is attributed to continuous policy support, particularly following the launch of the new project directory, which has unified various green financial products and reduced identification costs for financial institutions [9]. - As of November 28, over 240 green bonds have been issued by financial institutions, with a total issuance scale exceeding 640 billion yuan, doubling the issuance scale from 2024 [9]. Group 4: Cost Optimization and Innovation - The average issuance cost of bank green bonds has improved, decreasing from 1.94% in 2024 to 1.74% in 2023, enhancing the financing cost-effectiveness [3]. - There has been a notable increase in product innovation within the green bond market, with various financial institutions exploring new mechanisms, including floating rate bonds and thematic bonds focused on specific sectors like green manufacturing [11][13].

■本报记者 曹沛原 工行贺州分行通过构建专项服务机制，强化对科技金融工作的统筹推动，确保资源有效配置和战略有效 落地。同时，该分行对科创企业实施信贷资源专项保障，优先满足其发展过程中的合理融资需求。 在精准服务方面，该分行积极对接地方政府部门，动态获取并管理覆盖171家科创企业的服务名单，将 服务责任落实到网点，实施"一对一"对接。针对不同类型和阶段的科创企业，该分行提供差异化解决方 案：为专精特新企业定制"科创贷""工业e贷"等综合融资支持；面向高新技术企业重点推广知识产权质 押融资与投贷联动；针对初创及成长期科技型中小企业，则运用"经营快贷""税务贷"等线上信用产品破 解"首贷"难题。 为突破科创企业普遍面临的"轻资产、缺抵押"困境，工行贺州分行大力推广"科创信用贷""知识产权质 押融资"等专属创新产品。截至10月末，该分行已累计发放知识产权质押融资贷款近2000万元。据悉， 该分行的服务范围已超越传统信贷，提供涵盖结算、现金管理、国际业务、代发工资及个人金融等一揽 子服务，助力企业提升运营效率。该分行还通过"工银普惠行""走进专精特新"等银企对接活动，宣导政 策、倾听需求、提供定制方案。为提升服务效率， ...

（文章来源：每日经济新闻） 每经AI快讯，11月27日，市场利率定价自律机制（以下简称利率自律机制）工作会议召开。中国人民 银行党委委员、副行长邹澜出席会议并讲话，利率自律机制主任委员、中国工商银行行长刘珺致辞。利 率自律机制15家核心成员、其他全国性银行有关负责同志参加会议。会议表决通过了关于增选利率自律 机制副秘书长的决议，对当前利率定价和自律管理的热点问题进行探讨交流。 ...

声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 来源：市场资讯 国家知识产权局信息显示，中国工商银行股份有限公司取得一项名为"文本聚类方法、装置及电子设 备"的专利，授权公告号CN114691868B，申请日期为2022年3月。 天眼查资料显示，中国工商银行股份有限公司，成立于1985年，位于北京市，是一家以从事货币金融服 务为主的企业。企业注册资本35640625.7089万人民币。通过天眼查大数据分析，中国工商银行股份有 限公司共对外投资了1097家企业，参与招投标项目5000次，财产线索方面有商标信息988条，专利信息 5000条，此外企业还拥有行政许可77个。 ...

Core Viewpoint - The fire at Hong Kong's Tai Po Wang Fuk Court resulted in significant casualties, with 128 confirmed dead and around 200 individuals unaccounted for, prompting a swift response from the financial sector to support relief efforts [1][2]. Financial Institutions' Donations - Nearly 50 financial institutions have contributed over 370 million HKD to aid in disaster relief, including major banks, insurance companies, and fintech firms [1][2]. - Notable contributions include: - Bank of China Hong Kong: 20 million HKD - HSBC: 30 million HKD - Agricultural Bank of China: 10 million HKD [2][3][6]. Emergency Support Measures - The Hong Kong Monetary Authority and the Hong Kong Association of Banks urged banks to provide flexible support to affected individuals, including expedited cash withdrawals and waiving fees [6][7]. - Major state-owned banks, including ICBC and Agricultural Bank of China, quickly mobilized to assist in relief and reconstruction efforts [6][7]. Insurance Companies' Response - Insurance firms activated emergency plans, offering streamlined claims processes and immediate financial support to affected clients [9][10]. - AIA Hong Kong pledged 20 million HKD for community support and initiated contact with potentially affected clients [9][10]. Securities Firms' Contributions - Several securities firms, including Guotai Junan and Huatai Securities, donated funds to support emergency relief and reconstruction efforts [12][13]. - UBS announced a donation of 10 million HKD through its charitable foundation for community support [13][14]. Fintech Sector Involvement - Fintech companies, such as Ant Group and Du Xiaoman, contributed 10 million HKD each to assist with emergency relief and recovery efforts [17][18]. - Various digital asset platforms also pledged significant donations to support affected communities [19]. Public Fund Contributions - Public fund companies collectively donated over 20 million HKD to support disaster relief and recovery initiatives [20][21]. - Notable contributions include: - E Fund: 5 million HKD - Huatai Fund: 3 million HKD [21][22][23]. Overall Impact - The financial sector's rapid response and substantial contributions highlight its role as a stabilizing force in times of crisis, providing essential support to affected communities [27][28].