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金融为民 护航消费 工商银行“3·15”消保教育宣传进行时
2 1 Shi Ji Jing Ji Bao Dao· 2026-03-15 07:07
在"3·15"国际消费者权益日来临之际,工商银行围绕"消保服务民生""消保守护权益"两条主线,策划开展一系列接地气、暖人心 的金融知识宣传活动,着重加强针对老年人、"两司两员"(货车司机和网约车司机,外卖员和快递员)等新就业群体的知识普 及,助力提升消费者金融安全意识,不断增强人民群众获得感、幸福感、安全感。 在北京 工商银行举办"走进工行总行·共话金融护航"消保主题活动,邀请"两司两员"代表走进总行大楼参观并座谈,向他们普及金融知 识、介绍工行便民服务,为新就业群体的美好生活提供坚实的"金融护航"。 工行北京分行参与北京电视台《蜜蜂计划3·15—春暖京融》特别节目录制,表演小品《我要把"贷款"还回去》,剖析不法分子冒 用他人名义办理贷款的典型案例,通过权威媒体提示防范金融网络乱象侵害。 在天津 工行天津分行联合工银安盛天津分公司开展"'老字号'里话消保"主题宣传活动,通过特色鲜明、趣味横生的消保互动游戏,面向 公众普及金融知识,传递金融正能量。 在内蒙 工行内蒙古分行深入牧区,通过一对一讲解、面对面宣传,将有温度的金融知识与消费者权益保护政策解答送到广大牧民身 边。 在黑龙江 工行黑龙江佳木斯分行邀请快递员 ...
品牌金饰报价小幅回落 周大福、周大生足金零售价为1557元/克
Ge Long Hui· 2026-03-15 01:28
格隆汇3月15日|截至2026年3月15日8时,全球金价呈现大幅回落态势,国际、国内市场同步走跌,整 体跌破关键价位,市场避险情绪降温。实物黄金领域,品牌金饰报价小幅回落,周大福、周大生足金零 售价为1557元/克,老凤祥1552元/克;银行投资金条报价同步下调,建行龙鼎金条1135.50元/克,工行 如意金条1140.46元/克。 ...
中国工商银行取得网络攻击端的识别方法专利
Sou Hu Cai Jing· 2026-03-14 17:41AI Processing
声明:市场有风险,投资需谨慎。本文为AI基于第三方数据生成,仅供参考,不构成个人投资建议。 来源:市场资讯 国家知识产权局信息显示,中国工商银行股份有限公司取得一项名为"网络攻击端的识别方法、装置、 处理器以及电子设备"的专利,授权公告号CN116668177B,申请日期为2023年6月。 天眼查资料显示,中国工商银行股份有限公司,成立于1985年,位于北京市,是一家以从事货币金融服 务为主的企业。企业注册资本35640625.7089万人民币。通过天眼查大数据分析,中国工商银行股份有 限公司共对外投资了28家企业,参与招投标项目12078次,财产线索方面有商标信息970条,专利信息 5000条,此外企业还拥有行政许可79个。 ...
中国信科与工商银行签署战略合作协议
Mei Ri Jing Ji Xin Wen· 2026-03-14 11:47
Group 1 - The core viewpoint of the article is the strategic partnership between China Information Communication Technologies (China Xinke) and Industrial and Commercial Bank of China (ICBC), aimed at enhancing financial solutions for technology-driven enterprises [1] - ICBC signed a strategic cooperation agreement with China Xinke on March 13 in Wuhan, indicating a commitment to support China Xinke's core technology advancements and industrial transformation [1] - The collaboration will focus on various financial needs, including comprehensive financial solutions for all-round financing, mergers and acquisitions of technology enterprises, and supply chain finance [1]
黄金动荡!多家银行出手,积存金或将“限购”
券商中国· 2026-03-14 08:41
3月14日,现货黄金跌1.13%,报5022.17美元/盎司,本周累计下跌2.90%,整体冲高回落。 券商中国记者注意到,近期金价波动,黄金投资风险随之加大,多家银行迅速跟进调整积存金交易规则。其 中,建设银行、工商银行均表示,在一定条件下,将对本行积存金购买实施限额管理。此外,还有银行更改实 物黄金销售的配送规则。 多家银行主动收紧 根据 建设银行 公告,为进一步做好风险防控,该行已对建行金(含易存金)实施动态交易限额管理。此外, 由于实物贵金属购买量增长较快,自2026年3月3日起客户购买的配送类订单,发货时间将延长至客户下单后10 —15个工作日(节假日不发货)。 这并非近期首家宣布积存金"限购"的商业银行。 1月, 工商银行 率先公告,自2026年2月7日起,在周末以及法定节假日等非上海黄金交易所交易日,该行将对 如意金积存业务进行限额管理,限额类型包括全量或单一客户单日积存/赎回上限、单笔积存或赎回总量上限 等,并进行动态设置,提金则不受影响。 2月底, 浙商银行 公告,如黄金市场出现价格大幅异常波动、市场流动性枯竭、交易承接能力显著下降等情 况,该行将可能对财富金积存业务实行临时闭市。闭市期间,财 ...
工商银行青岛市分行:科技赋能守护金融消费者权益
Qi Lu Wan Bao· 2026-03-13 16:24
Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Qingdao Branch has established a comprehensive "Big Consumer Protection" system to effectively safeguard financial consumer rights and support high-quality economic and social development through technology empowerment, precise services, and educational outreach [1][2]. Group 1: System Construction - ICBC Qingdao has created a complete institutional framework for consumer rights protection, integrating it into its operational development strategy and establishing a "Big Consumer Protection" work system that covers all business areas and processes [1][2]. - A Consumer Rights Protection Committee has been established, creating a three-tiered work system that includes branches, sub-branches, and outlets, ensuring accountability and performance assessment related to consumer protection [2]. - The bank has implemented a "first inquiry responsibility system" and a "time-limited completion system" to enhance the efficiency and satisfaction of complaint handling [2]. Group 2: Technology Empowerment - The bank utilizes digital platforms like "Rong An e-Credit" and "ICBC Smart Guardian" to build an intelligent risk prevention system, employing big data analysis to identify abnormal transactions and prevent telecom fraud [2][3]. - An intelligent risk warning system has been launched to monitor account anomalies in real-time, successfully preventing multiple scams targeting elderly clients, saving them hundreds of thousands of yuan [3]. Group 3: Community Engagement - ICBC Qingdao collaborates with regulatory bodies, industry associations, and community organizations to conduct financial knowledge dissemination activities, particularly during the "3·15" campaign [2][3]. - The bank has tailored financial safety training for delivery riders and distributed educational materials to enhance financial literacy among the public [5]. Group 4: Consumer Rights Protection - Consumer rights protection rooms have been established at each branch to address issues promptly, ensuring customer concerns are resolved on-site [5]. - The bank actively publishes articles on its website and social media to raise awareness about financial scams and illegal activities, helping the public improve their risk prevention capabilities [5]. Group 5: Financial Education - ICBC Qingdao emphasizes financial knowledge dissemination as a key aspect of consumer protection, innovating promotional methods to expand outreach [6]. - The bank has initiated a "Financial Volunteer Service" team and is developing a "Golden Sail Protection" brand to provide targeted education and maintain a consumer protection case database [6].
中国工商银行庄浪支行深化科技金融服务 赋能地方科创企业发展
Sou Hu Cai Jing· 2026-03-13 14:23
在业务推进落地过程中,工行庄浪支行组建专业服务团队,主动加强与地方政府部门的协同联动,深入 走访对接目标企业,全面了解其经营状况、融资难点及发展前景,积极宣讲"科创e贷"产品无需抵押、 额度灵活、审批高效、随借随还等核心优势,获取科技型小微企业认可。该行还为辖内科技型企业量身 定制集融资、结算等为一体的专属金融服务方案,助力企业解决生产经营的燃眉之急。通过银政企信息 互通和共享,该行有效打通了银企融资对接"最后一公里",切实破解了科技型小微企业融资难的困局。 开年以来,中国工商银行庄浪支行积极响应国家支持科技创新的战略部署,持续提升金融服务实体经济 的效能。依托官方认证的企业信息渠道,该行精准识别企业融资需求,近期再次为当地一家具有民族特 色的科创企业发放"科创e贷2.0"专项融资300万元,有效缓解了企业的资金周转压力。今年以来,该行 已通过"科创e贷"产品为多家科技型小微企业提供了有力支持,累计投放金额1150万元,有效满足企业 生产经营的融资需求,为区域科创企业稳健发展注入了金融活力。 "科创e贷"是工商银行为科技型中小企业量身打造的线上信用融资专属产品,该产品通过整合多维度的 核心企业信息,构建科学的 ...
工商银行烟台分行荣获上海黄金交易所年度优秀指定交割仓库称号
Qi Lu Wan Bao· 2026-03-13 12:47
Group 1 - The core viewpoint of the articles highlights the proactive measures taken by the Yantai branch of the Industrial and Commercial Bank to enhance its gold warehousing business, achieving significant growth and recognition in the industry [1][2] - As of the end of 2025, the warehousing volume for the designated warehouses in Laizhou and Zhaoyuan is expected to exceed 390 tons, representing a year-on-year increase of 57% [1] - The branch has been awarded the "Annual Excellent Designated Delivery Warehouse" title by the Shanghai Gold Exchange, with both of its warehouses being recognized among only 20 nationwide [1] Group 2 - The bank emphasizes a strong risk management framework, implementing emergency drills and innovative monitoring methods to enhance physical inventory supervision [2] - A dual-responsibility system is in place to ensure compliance with operational standards, including regular self-inspections and separation of duties in key processes [1][2] - Continuous professional training is prioritized to ensure staff adhere to operational protocols and manage documentation effectively, thereby strengthening the overall management capabilities [1][2]
工商银行扎实做好五篇大文章深耕设备更新贷款领域
Qi Lu Wan Bao· 2026-03-13 12:47
Group 1 - The core viewpoint emphasizes the importance of large-scale equipment renewal loan business as a measure to implement central financial meeting policies and enhance the "Two New" policy [1] - In 2025, the bank approved 14 equipment renewal loan projects, achieving a loan disbursement of 4.6 billion yuan, supporting enterprises in technology upgrades and equipment renewal [1] - The bank has established a detailed target enterprise list and adopted a "one enterprise, one policy" service model to effectively lower financing costs for enterprises [1] Group 2 - The bank responded quickly to the Ministry of Industry and Information Technology's first batch of technical transformation project lists, forming a team to provide comprehensive financial services [2] - In 2024, the bank successfully signed and disbursed the first technical transformation and equipment renewal loan of 200 million yuan in Shandong Province [2] - The bank aims to continue supporting large-scale equipment renewal and integrate it with the "Five Major Articles" and the "14th Five-Year Plan" to contribute to the development of new productive forces in the city [2]
工商银行坚持服务实体经济推动地区经济高质量发展
Qi Lu Wan Bao· 2026-03-13 12:47
Group 1 - The core focus of the Industrial and Commercial Bank of China (ICBC) Yantai Branch is to align with the economic development of Yantai City, enhancing financial support for private, manufacturing, and technology sectors [1] - By the end of 2025, the loan balance for private enterprises is expected to exceed 19 billion yuan, an increase of 2.6 billion yuan; manufacturing loans are projected to surpass 40 billion yuan, up by 2.8 billion yuan; and loans for technology enterprises are anticipated to exceed 40 billion yuan, with a growth of 15 billion yuan [1] - The bank emphasizes equal treatment for private enterprises and aims to meet their financial needs through a diverse range of financial products while continuously reducing fees [1] Group 2 - The bank is enhancing its support for technology enterprises by establishing a top-level design focused on driving innovation, with the addition of two provincial-level technology branches [2] - The bank has provided proactive credit limits exceeding 2 billion yuan to nearly 90 specialized and innovative enterprises, including manufacturing champions and leading new materials companies [2]