金杜律师事务所 KING&WODD MALIFSONS 十京市朝阳区第三五中路1号 近の一般休憩公示 三日義生活。 18th Floor, East Tower, World Financia Dongsanhuan Zhong[u Chanvano District 致:中国工商银行股份有限公司 北京市金杜律师事务所（以下简称本所或金杜）接受中国工商银行股份有 限公司（以下简称公司）委托,根据《中华人民共和国证券法》(以下简称《证 券法》)、《中华人民共和国公司法》(以下简称《公司法》)、中国证券监督管理 委员会《上市公司股东会规则》等中华人民共和国境内（以下简称中国境内, 为本法律意见书之目的,不包括中国香港特别行政区、中国澳门特别行政区和 中国台湾省）现行有效的法律、行政法规、部门规章和规范性文件和现行有效 的公司章程有关规定,指派律师出席了公司于 2025年 11月 28日召开的 2025 年第二次临时股东会(以下简称本次股东会),并就本次股东会相关事项出具本 法律意见书。 为出具本法律意见书,本所律师审查了公司提供的以下文件,包括但不限 于: 1. 经公司 2024年度股东年会审议通过的《中国工商银 ...

证券代码：601398 证券简称：工商银行 公告编号：临 2025-049 号 中国工商银行股份有限公司 2025年第二次临时股东会决议公告 中国工商银行股份有限公司董事会及全体董事保证本公告内容不存在任何 虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 重要内容提示： 本次会议是否有否决议案：无 一、 会议召开和出席情况 | 1、出席会议的股东和代理人人数 | 4,867 | | --- | --- | | 其中：A 股股东人数 | 4,865 | | 境外上市外资股股东人数（H 股） | 2 | | 2、出席会议的股东所持有表决权的股份总数（股） | 296,029,098,345 | | 其中：A 股股东持有股份总数 | 249,832,109,442 | | 境外上市外资股股东持有股份总数（H 股） | 46,196,988,903 | 1 (一) 股东会召开的时间：2025 年 11 月 28 日 (二) 股东会召开的地点：北京市西城区复兴门内大街 55 号中国工商银行股份 有限公司（简称本行）总行 (三) 出席本次股东会的股东及股东授权代表共 4,867 人， ...

格隆汇11月28日｜香港交易所信息显示，贝莱德在工商银行H股的持股比例于11月24日从5.04%降至 4.95%。 ...

Core Points - The event titled "Financial Empowerment for Manufacturing: Building a New Chapter in Transformation" was held in Shenyang, focusing on financial support for the intelligent and digital transformation of the manufacturing sector [1][3] - The meeting aimed to enhance collaboration between government, banks, and enterprises, responding to the local government's initiative to promote the "Intelligent Transformation and Digital Upgrade" of manufacturing [3][5] Group 1 - The event was co-hosted by the Shenyang Municipal Bureau of Industry and Information Technology and the Shenyang Branch of the Industrial and Commercial Bank of China, with participation from over a hundred manufacturing enterprises [3][5] - The Shenyang Municipal Bureau of Industry and Information Technology presented the local "Intelligent Transformation and Digital Upgrade" work plan and supporting policies, while experts provided macro insights on digital transformation and technology trends [3][5] - The Shenyang Branch of the Industrial and Commercial Bank of China showcased innovative financial products and services for the manufacturing sector, including a green channel for special credit approval and customized service plans [3][5] Group 2 - A strategic cooperation agreement was signed between the Shenyang Municipal Bureau of Industry and Information Technology and the Shenyang Branch of the Industrial and Commercial Bank of China, with corresponding agreements signed by local branches and 14 manufacturing enterprises [5] - The collaboration will focus on financing along the industrial chain, technological upgrades, and the construction of digital platforms, creating a synergistic ecosystem of policy, finance, and industry [5] - Participating enterprises expressed that the event clarified transformation pathways and broadened financing channels, marking a significant step in Shenyang's push for new industrialization and revitalization of the old industrial base [5]

Group 1 - The core point of the article is that the Industrial and Commercial Bank of China (ICBC) has obtained a patent for a method and device for processing lock wait transactions in databases, with the patent announcement number CN114254053B and an application date of December 2021 [1] - ICBC was established in 1985 and is located in Beijing, primarily engaged in monetary financial services [1] - The registered capital of ICBC is approximately 35.64 billion RMB [1] Group 2 - According to data analysis from Tianyancha, ICBC has invested in 1,097 companies and participated in 5,000 bidding projects [1] - The bank has 988 trademark information entries and 5,000 patent information entries, along with 77 administrative licenses [1]

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Inner Mongolia Branch is committed to supporting technological innovation as a key driver for high-quality economic development in the Inner Mongolia Autonomous Region [1][5]. Group 1: Financial Support for Technology Enterprises - The ICBC Inner Mongolia Branch has significantly increased its financial support for technology enterprises, with the total loan balance for technology enterprises exceeding 57 billion yuan by the end of September 2025, doubling compared to the beginning of the 14th Five-Year Plan [2]. - In the first three quarters of this year, the branch has disbursed a total of 50 billion yuan in loans to various types of technology enterprises, with a financing coverage rate of 67% for national-level specialized and innovative "little giant" enterprises [2]. Group 2: Innovative Service System - The branch has established a "Five Special" characteristic technology financial service system to meet the diverse financing needs of technology enterprises throughout their lifecycle [3]. - Specialized institutions have been set up, including the establishment of a technology branch in Hohhot, and a professional team has been formed to ensure precise and efficient service [3]. - Exclusive products have been launched to cater to the needs of technology enterprises at different growth stages, such as "High-tech Zone Points Loan" and "Specialized and Innovative Loan" for startups and "Science and Technology Stock Loan" for mature "little giant" enterprises [3]. Group 3: Policy Support and Environmental Optimization - The branch provides policy support to technology enterprises through scale guarantees, cost discounts, and pricing authorization, creating a favorable environment for precise and efficient service [4]. Group 4: Alignment with Regional Strategy - The branch focuses on key industries such as rare earth new materials and new energy equipment manufacturing, conducting in-depth industry research to ensure financial resources are directed towards critical areas of technological innovation [5]. - The ICBC Inner Mongolia Branch aims to enhance the region's technological innovation capabilities and accelerate the construction of a modern industrial system, contributing to high-quality economic development [5].

Core Viewpoint - The report from Guotai Junan Securities highlights Industrial and Commercial Bank of China (ICBC) as the largest commercial bank in China, emphasizing its strong customer base, diversified revenue structure, cost advantages, and robust asset quality [1] Group 1: Financial Performance - ICBC's net profit growth is forecasted to be 0.5% in 2025, 1.4% in 2026, and 2.2% in 2027 [1] - The projected Book Value Per Share (BVPS) for ICBC is estimated to be 10.89 CNY in 2025, 11.63 CNY in 2026, and 12.37 CNY in 2027 [1] Group 2: Valuation and Rating - The target valuation for ICBC is set at 0.85 times Price to Book (PB) ratio for 2025, which corresponds to a target price of 9.26 CNY [1] - The rating for ICBC is maintained at "Buy" [1]

Group 1 - The State Intellectual Property Office of China has granted a patent to Industrial and Commercial Bank of China Limited for a method and device for sharing partner information based on group signatures, with the authorization announcement number CN119728119B and an application date of December 2024 [1] - Industrial and Commercial Bank of China Limited was established in 1985 and is located in Beijing, primarily engaged in monetary financial services [1] - The registered capital of Industrial and Commercial Bank of China Limited is approximately 35.64 billion RMB [1] - According to data analysis from Tianyancha, the bank has invested in 1,097 enterprises and participated in 5,000 bidding projects, with 988 trademark information entries and 5,000 patent information entries, in addition to holding 77 administrative licenses [1]

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Huzhou Branch has successfully issued over 7 million yuan in loans to a financing leasing company through the unified registration and public announcement system for movable property financing, marking a breakthrough in innovative financing services [1] Group 1: Innovative Financing Model - The new business model transforms idle assets into credit, addressing the financing difficulties faced by small and medium-sized enterprises (SMEs) due to insufficient collateral [1] - The financing leasing company rents production equipment to a manufacturing enterprise, creating long-term leasing receivables that are then pledged to ICBC for loan acquisition [1] - This model reduces reliance on real estate collateral, converting movable assets into pledgeable "credit assets," significantly enhancing asset utilization [1] Group 2: Risk Management and Platform Support - The unified registration and public announcement system for movable property financing plays a crucial role in supporting the business, allowing ICBC to verify the ownership status of leasing receivables in real-time [1] - The platform helps avoid the risk of double pledging and provides institutional guarantees for financial institutions to lend confidently [1] - ICBC Huzhou Branch plans to continue deepening innovations in movable property financing services, leveraging the registration system to inject more financial resources into economic development and support the rapid growth of SMEs with "light asset" strategies [1]

Core Insights - A company in Huzhou successfully obtained 25 million yuan in financing by pledging accounts receivable through a trade contract, utilizing the unified registration and public announcement system of the People's Bank of China [1] - This innovative financing model transforms "credit assets" from the trade chain into "financing capital," addressing the financing difficulties faced by small and medium-sized enterprises (SMEs) [1] - The financing efficiency improved by over 50% without the need for additional collateral, showcasing the value of movable asset financing in supporting the real economy [1] Group 1 - The financing model leverages trade contract credit to convert accounts receivable into financing assets, providing a new path for SMEs to overcome financing challenges [1] - The company has a stable performance in fulfilling trade contracts with clear payment terms, which enhances the reliability of the financing process [1] - The successful practice of pledging 25 million yuan in accounts receivable highlights the innovative value of movable asset financing in facilitating efficient capital flow within the industry chain [1] Group 2 - The Industrial and Commercial Bank of China Huzhou Branch plans to continue deepening innovations in movable asset financing services to provide stronger financial support for the stable operation of supply chains [2] - This initiative aims to assist SMEs in achieving high-quality development with reduced burdens [2]