2月4日，苇渡Windrose宣布，于近期启动总额超过1亿美元的C轮融资，其中C1轮由中国移动链长基金 领投，其他投资人还包括苇渡科技创始人韩文、法国工业地产商PRD等；同时，本轮还获得了中国工商 银行、中国建设银行、中国农业银行等银行的授信支持。C轮融资将主要用于加速公司的纯电重卡在获 得中美欧三地认证之后，在全球市场的量产布局和交付，以及推动比利时、法国、美国三地的总装交付 基地以及配套风光电+储能+快充基础设施建设。 ...

Group 1 - The report analyzes the dynamics of cross-border applications of Central Bank Digital Currencies (CBDCs), the progress of the digital yuan, and future prospects [1][10][30] - CBDC exploration began in the 2010s, accelerating between 2019 and 2020, with only a few countries expected to officially launch retail CBDCs by the end of 2024, while 85 out of 93 surveyed central banks are exploring CBDCs [1][11][30] - The stablecoin market is rapidly growing, projected to exceed $310 billion by the end of 2025, primarily serving digital asset transactions, with significant growth in B2B cross-border payment applications [1][19][22] Group 2 - The digital yuan (e-CNY) is continuously optimizing its technical architecture and management mechanisms, with a mixed architecture of "account system + currency string + smart contracts" and a dual-layer operational framework [2][24][30] - As of November 2025, the e-CNY has processed 3.48 billion transactions amounting to 16.7 trillion yuan, covering multiple sectors and forming replicable models [2][27][30] - The cross-border application of e-CNY is steadily advancing, with significant participation in the mBridge project, where the cumulative transaction amount is approximately 387.2 billion yuan, with e-CNY accounting for about 95.3% [2][28][30] Group 3 - The cross-border application of CBDCs is still in its early stages, with the digital yuan expected to achieve greater breakthroughs through multilateral collaboration, technological interoperability, and ecosystem building [3][10][30] - The report highlights the advantages of CBDCs over stablecoins, including clear legal status and adherence to traditional financial regulatory principles [2][30] - Future trends for the cross-border application of the digital yuan include the implementation of interest mechanisms, deepening participation in the mBridge project, and expanding the application ecosystem [2][30]

Investment Rating - The industry investment rating is "Buy" [2] Core Insights - The report provides a comprehensive analysis of 163 regional banks in Zhejiang Province, highlighting their asset and liability structures, profitability, and asset quality [6][20] - The asset growth rate for major city commercial banks in Zhejiang is 9.4%, which is lower than the 14.2% growth rate of listed city commercial banks, while major rural commercial banks show an asset growth rate of 8.0%, exceeding the 6.7% growth rate of listed rural commercial banks [6][25] - The report indicates that the loan-to-asset ratio for city commercial banks is projected to reach 55.5% in 2024, an increase of 95 basis points year-on-year, while rural commercial banks will see a decrease to 59.3%, down 19 basis points [31] - Profitability metrics show that the average Return on Assets (ROA) for city commercial banks in Zhejiang is 0.78%, slightly above the average of listed city commercial banks, while rural commercial banks have an average ROA of 0.82%, which is below the average of listed rural commercial banks [6][31] - The asset quality of regional banks in Zhejiang is reported to be better than that of listed banks, with non-performing loan ratios lower by 16 basis points for city commercial banks and 9 basis points for rural commercial banks compared to their listed counterparts [6][31] Summary by Sections Section 1: Economic Structure of Zhejiang Province - Zhejiang Province is focused on high-quality development and aims to become a model for common prosperity [13] - The province's GDP is heavily concentrated in cities like Hangzhou, Ningbo, and Wenzhou, with Hangzhou accounting for 24.3% of the total GDP in 2025 [15] Section 2: Overview of 163 Regional Banks - The report categorizes the banks into city commercial banks, rural banks, and others, with a total of 163 banks in the region [20] - The distribution of registered capital among these banks is relatively balanced, with 63 banks having over 500 million yuan in registered capital [22] Section 3: Asset and Liability Structure - The asset growth of major city and rural commercial banks has been declining since 2019, with city banks showing a growth rate of 9.4% in the first half of 2025 [25] - The liability structure indicates that customer deposits account for 77.5% of liabilities for city commercial banks, which is higher than the 66.2% for listed city banks [44] Section 4: Profitability and Asset Quality - The average ROE for city commercial banks in Zhejiang is 11.98%, slightly lower than the average of listed city banks [6][31] - The report highlights that the non-performing loan ratio for city commercial banks is lower than that of listed banks, indicating better asset quality [6][31]

国家知识产权局信息显示，中国工商银行股份有限公司取得一项名为"一种交易日志的处理方法及装 置"的专利，授权公告号CN116881364B，申请日期为2023年7月。 声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 来源：市场资讯 天眼查资料显示，中国工商银行股份有限公司，成立于1985年，位于北京市，是一家以从事货币金融服 务为主的企业。企业注册资本35640625.7089万人民币。通过天眼查大数据分析，中国工商银行股份有 限公司共对外投资了28家企业，参与招投标项目5000次，财产线索方面有商标信息969条，专利信息 5000条，此外企业还拥有行政许可79个。 ...

Core Viewpoint - The Hong Kong Dividend Low Volatility ETF managed by Huatai-PB has shown a slight increase in share price and has experienced a decrease in both share count and total assets year-to-date [1][2] Group 1: Fund Performance - The Hong Kong Dividend Low Volatility ETF (520890) closed at a 1.17% increase on February 3, with a trading volume of 49.7189 million yuan [1] - The fund's management fee is set at 0.50% annually, while the custody fee is 0.10% annually [1] - As of February 2, the fund's latest share count was 89.508 million, with a total asset size of 132 million yuan, reflecting a 5.79% decrease in shares and a 2.66% decrease in total assets since December 31, 2025 [1] Group 2: Liquidity and Trading Activity - Over the past 20 trading days, the cumulative trading amount for the fund was 441 million yuan, with an average daily trading amount of 22.0277 million yuan [1] - In the year-to-date, the fund has recorded a cumulative trading amount of 508 million yuan over 22 trading days, averaging 23.0898 million yuan daily [1] Group 3: Fund Holdings - The current fund manager, Li Qian, has managed the fund since September 4, 2024, achieving a return of 49.36% during her tenure [2] - Major holdings in the fund include Shougang Resources (3.77%), Yancoal Australia (2.68%), and Hang Seng Bank (2.63%), among others, with the total holdings reflecting a diversified portfolio [2]

"塞上工信贷"产品推出仅一周，已成功投放3000万元，跑出了金融服务实体经济的"加速度"。下一步， 工商银行宁夏分行将持续深化与宁夏回族自治区工业和信息化厅的全方位合作，通过线上线下多渠道精 准触达企业，传递"塞上工信贷"政策红利，加快将产品"潜力"转化为企业发展"动力"，以专业高效的金 融服务护航专精特新小微企业做精做优、行稳致远，为宁夏黄河流域生态保护和高质量发展先行区建设 注入源源不断的金融动能。（王学红） 据了解，该笔贷款投向宁夏马氏兄弟粮油公司，是金融供给与实体需求的精准匹配。作为自治区级专精 特新企业，宁夏马氏兄弟粮油公司手握24项核心专利技术，在蒸汽玉米压片领域深耕多年，其自主研发 的创新工艺，将反刍动物饲料淀粉消化率大幅提升，产品得到蒙牛、伊利等头部乳企追捧。公司现有分 销商682家，覆盖西北6省区。 专精特新企业是孕育新质生产力的"种子选手"，更是驱动实体经济高质量发展的"隐形冠军"。此次工商 银行宁夏分行与宁夏回族自治区工业和信息化厅深度联动，以宁夏回族自治区工业和信息化厅认证 的"专精特新"企业名单为精准坐标，针对企业轻资产、融资"短频快急"的痛点，依托工商银行优惠的利 率政策和敏捷的数 ...

据了解，工银万事达欧洲旅行联名信用卡以欧洲文旅场景为特色，构建起覆盖"吃、住、行、游、购、娱"的全链条权益体系，为我国出境游客、留学生、出 海企业员工等客群提供跨境消费支付升级体验。该信用卡包括"双璧生辉""传世萌宗""锦绣中西""欧陆风物"四大系列，支持人民币及欧元、英镑、瑞士法郎 等10种外币直接支付。持卡者可享有免收外汇兑换手续费、欧洲消费返现及境外取现补贴等金融权益。同时，该信用卡为持卡者提供多项热门场景权益，涵 盖双语旅游管家、欧洲博物馆门票、购物礼遇、出行回馈等增值服务。 北京商报讯（记者 关子辰 牛清妍）近日，中国工商银行与欧洲旅游委员会、万事网联联合发布了工银万事达欧洲旅行联名信用卡。 ICBC European ...

公司名稱: 中國工商銀行股份有限公司 呈交日期: 2026年2月3日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | | 於香港聯交所上市 (註1) | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 01398 | 說明 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 86,794,044,550 | RMB | | 1 RMB | | 86,794,044,550 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 86,794,044,550 | RMB | | 1 RMB | | 86,794,044,550 | | 2. 股份分類 | 普通股 | 股份類別 | A | | 於香港聯交所上市 (註1) | | 否 | | | --- | --- | --- | --- | --- | --- | --- | - ...

在项目招标启动后，工行宁波市分行积极参与竞标，根据项目特点设计了金融方案，重点解决了"以旧 房价值抵扣新房款"的资金衔接难题。最终工行宁波市分行从11家参与银行中脱颖而出，中标成为该项 目的合作银行。 此笔贷款的投放，为旧房收购提供了资金支持，有助于释放新房市场的改善性需求，是宁波市探索优化 住房资源配置、促进房地产市场平稳健康发展的重要实践之一。工行宁波市分行相关负责人表示，将持 续关注宁波市商品住宅"以旧换新"项目的运行情况，积极做好配套金融服务，为项目的顺利推进和市场 培育贡献力量。（徐文蕾、于昕侃） 编辑：穆皓 转自：新华财经 近日，工行宁波市分行向宁波市商品住宅"以旧换新"项目投放首笔贷款1630万元，为该政策落地提供了 重要的资金保障。该笔资金的到位，有助于推动首批旧房收购工作的顺利实施。 该"以旧换新"项目由宁波市住建局等部门牵头指导，于2025年9月初启动，相关地方国企负责实施。项 目计划在市六区32个街道（乡镇）收购500套建成于2005年1月1日前的旧房。符合条件的居民可用旧房 置换全市范围内的新房。收购后的旧房将改造为租赁住房，定向供应周边的新市民、青年及刚需无房户 群体。 ...

以上内容为证券之星据公开信息整理，由AI算法生成（网信算备310104345710301240019号），不构成 投资建议。 吉林长龙药业(08049.HK)发布公告，于2026年2月3日，本公司向中国工商银行认购结构性存款产品，金 额人民币1亿元。 截至2026年2月3日收盘，吉林长龙药业(08049.HK)报收于2.04港元，与上一交易日持平，成交量4000.0 股，成交额8160.0港元。投行对该股关注度不高，90天内无投行对其给出评级。 吉林长龙药业港股市值3.52亿港元，在中药Ⅱ行业中排名第11。主要指标见下表： ...