Core Insights - The strategic cooperation framework agreement was signed between Postal Savings Bank of China Jiangxi Branch and Jiangxi Rural Commercial Bank, focusing on resource sharing and collaborative innovation to support high-quality economic development in Jiangxi [1][2] Group 1: Company Overview - Postal Savings Bank of China Jiangxi Branch has invested over 2 trillion yuan in the province since its establishment in 2007, with a robust service network of over 1,400 outlets and nearly 7,000 employees [1] - Jiangxi Rural Commercial Bank has a total deposit and loan volume exceeding 2.1 trillion yuan, making it the largest local financial institution in the province with extensive coverage [2] Group 2: Strategic Cooperation - The cooperation aims to enhance financial services in key areas such as rural revitalization, inclusive finance, and corporate finance, leveraging the strengths of both banks [1][2] - A mechanism for regular cooperation and communication will be established to improve the breadth, depth, and precision of financial services in Jiangxi [2]

Fund Overview - The fund is named "Xingye Shanghai Stock Exchange Science and Technology Innovation Board Comprehensive Price Trading Open-Ended Index Securities Investment Fund Linked Fund" [17] - The fund is categorized as an equity securities investment fund with a face value of RMB 1.00 per share [18] - The fund aims to closely track the performance of the underlying index, minimizing tracking deviation and error [20] Fund Management and Custody - The fund is managed by Xingye Fund Management Co., Ltd., and the custodian is China Postal Savings Bank Co., Ltd. [1][56] - The fund management company was established on April 17, 2013, with a registered capital of RMB 1.2 billion [56] Fund Offering Details - The fund will be publicly offered from September 30, 2025, to December 29, 2025, with a maximum fundraising period of three months [2][55] - The minimum total subscription amount is set at 200 million shares and 200 million RMB, with at least 200 investors required [2][55] Subscription and Investment - The fund offers two classes of shares: Class A and Class C, with different fee structures [18][19] - The minimum subscription amount for both classes is RMB 1, and additional subscriptions also have a minimum of RMB 1 [27][28] - Investors must open a fund account to purchase the fund, and the subscription process can be done simultaneously with account opening [3][32] Risk and Return Characteristics - The fund is expected to have higher returns and risks compared to mixed funds, bond funds, and money market funds [21] - The fund will invest in stocks listed on the Science and Technology Innovation Board, facing specific risks such as price volatility and liquidity risks [21][14] Index Tracking - The underlying index is the Shanghai Stock Exchange Science and Technology Innovation Board Comprehensive Price Index, with a base date of December 31, 2019, set at 1000 points [9] - The index includes stocks listed on the Science and Technology Innovation Board and excludes ST and *ST securities [10][13] Sales and Distribution - The fund will be sold through direct sales by Xingye Fund Management and other designated sales institutions [2][22] - The fund management company reserves the right to adjust the sales institutions and will announce any changes on its website [2][22] Legal and Compliance - The fund's contract will become effective upon completion of the registration process with the China Securities Regulatory Commission (CSRC) [24] - The fund management company is responsible for any debts and expenses incurred if the fundraising does not meet the required conditions [55]

Market Overview - On September 18, A-shares experienced a significant decline, with all three major indices dropping over 1%, specifically the ChiNext Index down 1.64%, Shanghai Composite Index down 1.15%, and Shenzhen Component Index down 1.06% [1] - The total trading volume in the A-share market reached 3.17 trillion yuan, an increase of 763.7 billion yuan compared to the previous day [1] - Over 4,300 stocks in the market fell, while the robotics sector continued to perform strongly, with Shoukai Co. hitting the daily limit for the 11th time in 12 days [1] Federal Reserve Rate Cut - The Federal Reserve's decision to cut interest rates by 25 basis points was in line with market expectations, with Chairman Powell indicating no broad support for a larger cut [2] - Following the rate cut, global commodity prices, including gold, saw a significant decline, with spot gold dropping from a historical high of $3,700 per ounce to around $3,650 per ounce [2] Banking Sector Performance - The banking sector faced a comprehensive downturn on September 18, with major banks like Changshu Bank and Agricultural Bank of China seeing declines of over 2% [3] - Since reaching a historical high on July 11, the banking sector indices have fallen over 13%, breaking below the 120-day moving average for the first time in a year [3] Shareholder Actions - Despite the downturn in the banking sector, several listed banks have seen shareholder increases, indicating confidence in their future prospects [4][5] - For instance, Everbright Bank's major shareholder has increased its stake by 0.02%, while Nanjing Bank's major shareholder raised its stake from 12.56% to 13.02% [5] Future Market Outlook - Analysts suggest that the recent market decline may be a temporary adjustment, with expectations of a potential upward trend resuming after the correction [8] - Historical patterns indicate that if the market is in a slow bull phase, significant increases may not occur in the next six months, while a fast bull phase could lead to a shorter adjustment period [8] - The possibility of a global central bank rate cut following the Fed's decision could provide further support for the A-share market, potentially leading to a second wave of upward movement [8]

9月，国家金融监督管理总局等三部门联合开展的"金融教育宣传周"活动启幕，邮储银行青岛分行通过 创新服务、精准关怀、广泛普及，全方位筑牢金融消费者权益保护防线。 科技赋能破痛点 "智金卫士"守好预付"放心钱" 数字经济浪潮下，预付式消费成为民生高频场景，但资金安全隐患始终是消费者的"心头忧"。针对这一 痛点，邮储银行青岛分行联合数金公服，创新推出山东省首个数字人民币智能合约预付消费服务平台 ——"智金卫士"，以技术之力架起信任桥梁。 该平台依托智能合约"可信互通、不可篡改、自动执行"特性，重构预付资金管理模式：消费者预付资金 在实际消费前，始终存于个人数字人民币钱包，商户无权提前划拨；只有当消费行为完成，系统才会按 预设规则将对应资金实时结算给商户。这一机制从根源上杜绝了商户挪用资金、卷款跑路的风险，让预 付消费"钱有所管、付得放心"。 转自：新华财经 宣教常态化 金融知识"飞入寻常百姓家" 邮储银行青岛分行建立常态化宣教机制，深化"进社区、进农村、进商圈、进校园、进企业"的"五进"活 动，让金融知识沾着"烟火气"走进群众。 莱西马连庄支行在农村集市设"金融知识流动站"，崂山区支行在商圈以"优惠权益+风险提示" ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 POSTAL SAVINGS BANK OF CHINA CO., LTD. 中國郵政儲蓄銀行股份有限公司 杜春野 聯席公司秘書 中國，北京 2025年9月17日 於本公告日期，本行董事會包括董事長及非執行董事鄭國雨先生；執行董事劉建軍先生及 姚紅女士；非執行董事韓文博先生、劉新安先生、張宣波先生、劉瑞鋼先生、胡宇霆先 生、丁向明先生及余明雄先生；獨立非執行董事溫鐵軍先生、鍾瑞明先生、潘英麗女士、 唐志宏先生、洪小源先生及楊勇先生。 1658 暫停辦理股份過戶登記 中國郵政儲蓄銀行股份有限公司（「本行」）董事會（「董事會」）宣佈，本行擬於 2025年10月9日（星期四）舉行2025年第二次臨時股東大會（「臨時股東大會」）。 為確定有權出席臨時股東大會的H股股東名單，本行將於2025年10月3日（星期 五）至2025年10月9日（星期四）（首尾兩天包括在內）期間暫停辦理H股股份過 戶登記手續。H股股東如欲 ...

暫停辦理股份過戶登記 中國郵政儲蓄銀行股份有限公司（「本行」）董事會（「董事會」）宣佈，本行擬於 2025年10月9日（星期四）舉行2025年第二次臨時股東大會（「臨時股東大會」）。 為確定有權出席臨時股東大會的H股股東名單，本行將於2025年10月3日（星期 五）至2025年10月9日（星期四）（首尾兩天包括在內）期間暫停辦理H股股份過 戶登記手續。H股股東如欲出席臨時股東大會，須於2025年10月2日（星期四） 下午4時30分前，將股票連同股份過戶文件一併送交本行H股股份過戶登記處 香港中央證券登記有限公司，地址為香港灣仔皇后大道東183號合和中心17樓 1712-1716號舖。 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 POSTAL SAVINGS BANK OF CHINA CO., LTD. 1658 中國郵政儲蓄銀行股份有限公司 杜春野 聯席公司秘書 中國，北京 2025年9月17日 於本公告日期，本行董事會包括董事長及非執行董事鄭 ...

Core Viewpoint - Postal Savings Bank of China Qingdao Branch is actively promoting financial education to enhance public risk prevention capabilities and create a stable financial environment through various initiatives [1][2]. Group 1: Organizational Initiatives - A special working group was established to implement targeted educational plans based on specific community needs, focusing on knowledge dissemination, risk awareness, service optimization, and integrity promotion [2]. - The bank adheres to the "three appropriateness" principle regarding financial products, channels, and customers, conducting internal training to enhance the compliance skills of frontline staff [2]. Group 2: Targeted Education for Key Groups - The bank conducted scenario-based education for different demographics, including anti-fraud initiatives for over 200 elderly individuals in community settings, and financial literacy programs in schools addressing issues like "campus loans" [3]. - In business environments, the bank provided risk alerts and educational sessions to employees of companies, enhancing their awareness of fraud and consumer rights [3]. Group 3: Rural Outreach - The bank launched a "village-to-village" financial education initiative to address the lack of financial knowledge in rural areas, utilizing village-level service stations for education and dispute resolution [4]. - A dedicated "rural lecture team" was formed to explain common rural financial risks in local dialects, making complex information more accessible [4]. Group 4: Innovative Communication Strategies - The bank is exploring immersive and interactive communication methods, such as financial short dramas on social media and risk alerts through mobile banking applications [5]. - Future plans include ongoing financial education initiatives across various community sectors to ensure the safety of public assets and contribute to the healthy development of the financial ecosystem in Qingdao [5].

Core Viewpoint - China Ping An is actively increasing its holdings in both insurance and banking stocks, indicating a strategic investment approach in the current low-interest-rate environment [1][7]. Group 1: Investment in Insurance Stocks - On September 11, China Ping An purchased 77.8092 million shares of China Pacific Insurance (H shares), raising its stake to 11.28% from 8.47% [2][3]. - The total investment in China Pacific Insurance since August has exceeded 5 billion HKD, with a significant increase in holdings over the month [4][6]. - China Ping An's strategy includes a series of incremental purchases, starting from an initial stake of 5.04% on August 8, which has now grown substantially [3][4]. Group 2: Investment in Banking Stocks - China Ping An has also been active in acquiring banking stocks, including 40.213 million shares of Agricultural Bank of China (H shares), increasing its stake to 18.07% [2][7]. - The company has invested over 100 billion HKD in banking stocks this year, reflecting a strong commitment to this sector [7]. - The investment strategy appears to be a "bulk buying" approach, focusing on stable and high-dividend yielding assets [7][8]. Group 3: Market Context and Strategy - The low-interest-rate environment and the implementation of new accounting standards have increased the demand for insurance companies to enhance investment returns through equity investments [7][8]. - Analysts suggest that the investment in insurance stocks by insurance funds is a continuation of a strategy to allocate more to high-dividend stocks under current market conditions [8][10]. - The overall trend shows a significant increase in equity investments by insurance companies, with a reported 25% growth in stock and fund investments year-on-year [10][11].

Core Insights - Postal Savings Bank of China (PSBC) has demonstrated resilience and steady growth in its financial performance, particularly in agricultural loans, which reached 2.44 trillion yuan by mid-2025, accounting for over 25% of total customer loans [1][3][2] - The bank's total assets surpassed 18 trillion yuan, with a year-on-year growth of 6.47%, indicating a stable business scale [2] - PSBC's focus on rural revitalization and agricultural finance has positioned it as a leader in providing financial services to rural areas, enhancing its competitive edge in the banking sector [4][5] Financial Performance - As of June 2025, PSBC's total assets reached 18.19 trillion yuan, with customer loans totaling 9.54 trillion yuan, reflecting a growth of 6.99% from the previous year [2][3] - The bank's net profit for the first half of 2025 was 494.15 billion yuan, a year-on-year increase of 1.08%, showcasing its stable profitability [2] - Non-interest income has seen significant growth, with middle business income increasing by 11.59% and other non-interest income rising by 25.16% [2] Agricultural Loan Growth - PSBC's agricultural loan balance grew by 21.28% year-on-year, reaching 2.24 trillion yuan, highlighting the bank's commitment to supporting the agricultural sector [9] - The bank's strategy includes optimizing small loan products for staple grain planting and enhancing financial support for rural infrastructure projects [9][6] Rural Revitalization Initiatives - PSBC has established a comprehensive financial service model that integrates payment, credit, and wealth management tailored to rural needs [7] - The bank's "Industry Smart Payment" solution has been implemented across over 160 cities, providing efficient financial services to various agricultural sectors [7] - The bank's collaboration with local agricultural enterprises, such as the "Jiyou Shen Loan" series for ginseng, exemplifies its targeted approach to supporting local industries [8] Digital Transformation - PSBC is leveraging digital technology to enhance its financial services, including the development of a "Rural Financial Service Portrait" data product to better understand and meet customer needs [10] - The bank is actively pursuing partnerships to integrate digital solutions into agricultural financing, aiming to improve transaction efficiency and reduce costs [11] - The ongoing digital transformation efforts are expected to bolster the bank's service capabilities and support its strategic goals in rural finance [12]

Group 1 - The core viewpoint of the article highlights the stable recruitment scale and optimized structure of the six major state-owned banks in their 2026 campus recruitment, with a focus on the demand for composite talents in technology-related fields [1][2][3] - The Industrial and Commercial Bank of China (ICBC) plans to recruit approximately 20,351 individuals, with a significant emphasis on technology elite positions, including system development, application research, information security, and data mining [2][3] - Agricultural Bank of China (ABC) aims to recruit around 20,780 individuals, with specialized positions aligned with national strategies, including financial technology, data analysis, rural revitalization, and green finance [4][5] Group 2 - The recruitment initiatives reflect a transformation direction in the banking industry, with a notable increase in the demand for technology and data analysis roles, aligning with the government's "Artificial Intelligence +" action plan [1][3] - The recruitment plans of the banks include specialized training programs, such as ICBC's "Artificial Intelligence +" and trading sector recruitment plans, which focus on nurturing composite talents through structured rotations [3][4] - The banks are implementing dual-track talent supply systems, combining management training programs with specialized positions to build a robust talent pipeline for future leadership and strategic business needs [6][7] Group 3 - The China Merchants Bank continues its global talent reserve strategy, enhancing international business talent supply through specialized language recruitment plans [5][6] - Postal Savings Bank emphasizes its "U + Talent Cultivation Plan," which includes comprehensive training and mentorship for new employees, focusing on IT and financial economics roles [8][9] - The recruitment efforts are also aimed at supporting the growth of private banking services, with Construction Bank leading in asset under management (AUM) growth and expanding its private banking team [8]