Core Points - The core idea of the news is the proactive efforts of Minsheng Bank's Jinan Tianqiao Branch to enhance public understanding of deposit insurance, a crucial system for financial security [1][2] Group 1: Event Overview - Minsheng Bank's Jinan Tianqiao Branch organized a diverse "Deposit Insurance Promotion" event aimed at educating local residents about the deposit insurance system [1] - The event included the distribution of well-designed promotional materials and the establishment of consultation points in community areas to engage with residents directly [1] Group 2: Educational Efforts - The bank provided clear and accessible information about deposit insurance, including its definition, coverage, and maximum compensation limits, through brochures and visual displays [1] - Bank staff actively engaged with customers during transactions, reinforcing the message that deposits are protected under the national deposit insurance system [1] Group 3: Community Engagement - The promotional team from the bank reached out to the community by setting up consultation points in busy areas, distributing materials, and addressing residents' concerns about the safety of their deposits [1] - The initiative aimed to enhance public awareness and trust in the financial system, emphasizing the role of deposit insurance as a cornerstone of national financial security [1][2] Group 4: Commitment to Social Responsibility - Minsheng Bank's Jinan Tianqiao Branch is committed to ongoing financial education as part of its social responsibility, aiming to create a safe and stable financial environment in the Tianqiao District [2]

活动特别设置了气氛热烈的互动交流与专业咨询环节。员工们纷纷就日常遇到的征信困惑踊跃提 问："信用卡临时额度使用是否影响征信评分？""短期逾期记录如何补救？""企业信用报告中的哪些关 键指标会影响融资？"面对提问，银行专家团队耐心细致地一一解答，不仅澄清了诸多常见误区，更提 供了切实可行的信用管理建议。针对企业财务、高管等管理人员，银行还分享了企业信用维护策略及如 何利用良好征信获得更优金融服务支持的专业指导，现场讨论深入，反响热烈。据统计，活动累计发放 宣传资料100余份，现场解答各类征信疑问超40个。 在活动前期，民生银行济宁分行营业部深入了解该企业员工在征信领域存在的知识盲区与迫切需求，精 心策划活动方案。活动现场，工作人员通过悬挂醒目宣传横幅、摆放主题展板、发放图文并茂的征信知 识宣传折页等方式营造浓厚氛围。银行资深客户经理与征信专员担任主讲，围绕征信报告的核心构成、 权威查询途径、规范解读方法、信用记录对个人与企业发展的深远影响、常见征信误区识别与修复途径 等核心内容，结合生动真实的案例剖析，进行了深入浅出、通俗易懂的系统讲解。内容特别聚焦企业员 工在申请房贷、车贷、消费贷以及创业融资过程中如何维护良 ...

筑牢全民反诈防线，守护百姓财产安全，是民生银行济宁兖州支行始终如一的信念。未来，民生银行济 宁兖州支行将持续深化与反诈中心的联动，不断探索宣传教育新形式，让"反诈必修课"的警钟在更多场 景长鸣，为构筑"不敢骗、不能骗、骗不成"的社会堤坝贡献坚实的金融力量。 "黄金五分钟"，点亮识诈慧眼。影院特有的沉浸式环境，让反诈宣传直抵人心。当揭露骗术的画面跃然 于大银幕，黑暗中被点亮的不仅是影像，更是观众心中的警觉之灯。一位带着孩子观影的张女士坦 言："以前总觉得诈骗离自己很远，今天看到这些就发生在身边的案例，特别是针对学生和家长的诈骗 陷阱，真是触目惊心。这短短五分钟，比平时看十遍文字提醒都管用！"在设置的咨询台前，民生银行 工作人员与反诈民警更是被热情包围，针对老年人如何守护养老钱、年轻人如何警惕网络贷款陷阱等具 体问题，提供了面对面的细致解答，现场咨询人数高达80人次，宣传受众人数200余人，总发放宣传折 页数300余份。 灯光暗下，银幕亮起。然而此次在济宁横店电影城内率先映入观众眼帘的，是"反诈是门必修课，筑牢 防线守好责任"的鲜明主题。7月10日，民生银行济宁兖州支行联合济宁市反诈中心、济宁市公安局任城 分局太 ...

未尽事项按金融监管总局有关规定办理。 四、中国民生银行股份有限公司成都桐梓林社区支行应当自收到中国民生银行政许可决定之日起15日内 将金融许可证缴回四川金融监管局，及时到市场监督管理部门办理注销手续，并在市场监督管理部门完 成注销手续后1个月内将终止营业情况书面报告四川金融监管局。 2025年7月23日，四川金融监管局发布批复称，《中国民生银行（600016）股份有限公司成都分行关于 成都桐梓林社区支行终止营业的请示》（民银成发〔2025〕46号）收悉。经审核，现批复如下： 一、同意中国民生银行股份有限公司成都桐梓林社区支行终止营业。 二、终止营业后，应及时拆除原址标识与标牌，不得再办理金融业务。 三、中国民生银行股份有限公司成都桐梓林社区支行应妥善处理终止营业过程中的业务移交、客户通知 和人员安排，并按有关规定做好对外公告和宣传解释工作，确保金融秩序稳定。 ...

Group 1: Overview of Rankings - In 2025, a total of 9 Chinese banks and 7 insurance companies made it to the Fortune Global 500 list, with 6 institutions entering the top 100 [1][6] - Among banks, Agricultural Bank of China rose in rank, surpassing China Construction Bank to become the second-ranked domestic bank, while Minsheng Bank fell 36 places [1][4] - In the insurance sector, China Life Insurance surpassed Ping An Insurance to become the top-ranked domestic insurer, with Xinhua Life Insurance making a comeback to the list [5][7] Group 2: Bank Rankings and Changes - The rankings of major Chinese banks in the 2025 Fortune Global 500 are as follows: ICBC (26), Agricultural Bank (30), China Construction Bank (31), and Bank of China (38) [2][3] - Minsheng Bank experienced the largest drop, falling 36 places to rank 207, while Agricultural Bank was the only bank to rise, gaining 4 places [3][4] Group 3: Insurance Rankings and Changes - The 7 Chinese insurance companies on the list include China Life, Ping An, People's Insurance, Pacific Insurance, Taikang Insurance, AIA, and Xinhua Life [6][7] - Pacific Insurance saw the largest increase in rank, rising 80 places, while Taikang Insurance improved by 47 places [7] Group 4: Profitability Insights - ICBC is the only Chinese company in the top ten of the Fortune Global 500's most profitable companies, with profits exceeding $50.8 billion [8][10] - China Merchants Bank ranked tenth in profit margin at 29.3%, while several other banks and insurance companies also made it to the list of the most profitable companies [10][12]

民生银行高管层近期再迎变动。 7月23日，民生银行发布第九届董事会第四次临时会议决议公告，其中显示，关于聘任李稳 狮为该行副行长的决议已获得全票通过。 具体来看，该决议显示，"根据本行经营管理需要和公司章程相关规定，经本行第九届董事 会提名委员会审议通过，董事会决定聘任李稳狮先生为本行副行长，自国家金融监督管理总 局核准其副行长任职资格之日起正式就任"。 | 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 | | --- | | 者重大遗漏,并对其内容的真实性、准确性和完整性承担法律责任。 | 7月23日，民生银行发布公告称，经第九届董事会提名委员会审议通过，决定聘任李稳狮为 该行副行长，任职资格待监管核准。据了解，出生于1977年的李稳狮是一名民生银行"老 将"，曾任该行天津分行行长、总行战略客户部总经理兼地产金融部负责人等；去年12月30 日，其北京分行行长任职资格获批，仅半年多时间，又成为该行最年轻的副行长。 在李稳狮获聘该行副行长的同时，石杰因到龄退休，辞去该行副行长职务。至此，民生银行 高管架构仍为"一正五副"，即行长王晓永，副行长张俊潼、李彬、林云山、黄红日以及李稳 狮（拟任） ...

Core Viewpoint - The banking sector in A-shares is experiencing a "small bull market" with 29 out of 42 listed banks showing gains as of July 28, driven by multiple positive factors and expected to present a structural market trend in the future [1][3][7] Group 1: Market Performance - On July 28, banks like Qilu Bank and Qingdao Bank saw significant intraday gains, with Qilu Bank rising over 5% and Qingdao Bank over 3% [1][3] - Year-to-date, the banking sector has shown a steady upward trend, with banks like Qingdao Bank, Shanghai Pudong Development Bank, and Xiamen Bank achieving over 30% gains [3][4] - Despite a brief fluctuation in July, the overall upward trend remains supported by low valuations and high dividend yields [3][4] Group 2: Fundamental Improvements - The banking sector's asset quality has improved significantly, with a decrease in non-performing loan ratios and stable provision coverage ratios [4][6] - The economic recovery expectations have alleviated net interest margin pressures, leading to a steady rebound in profitability [4][6] Group 3: Policy and Valuation Support - Regulatory support for the banking sector, including liquidity release and optimized regulatory assessments, has created a favorable external environment [4][5] - Long-standing low valuations of bank stocks, with price-to-book ratios generally below 1, are expected to undergo a correction as market risk appetite increases [4][5] Group 4: Capital Inflows - Continuous inflows of long-term funds, particularly from insurance capital seeking stable returns, have bolstered the banking sector [5][6] - The expansion of passive funds and foreign capital inflows since Q2 have further supported the upward movement of bank stocks [5][6] Group 5: Positive Feedback Loop - Rising bank stock prices enhance banks' financing capabilities, reducing equity financing costs and improving credit image [6][7] - The increase in core capital through convertible bonds can enhance banks' credit expansion capabilities, ultimately benefiting the real economy [7] Group 6: Future Outlook - Analysts predict a structural market trend for the banking sector, with a focus on banks with strong asset quality and profitability [7][8] - The second half of 2025 is expected to see a fluctuating upward trend in the banking sector, with particular attention on low-valuation banks and those with strong fundamentals [7][8]

Economic Performance - In the first half of the year, China's GDP reached 66.05 trillion yuan, with a year-on-year growth of 5.3%, laying a solid foundation for achieving the annual target of around 5% [1] - The economic performance exceeded external expectations, driven by the "old-for-new" policy that boosted consumption and resilient foreign trade [1][3] - However, investment growth slowed in the second quarter, indicating a need for enhanced macroeconomic policies in the second half [1] Economic Structure and Growth Potential - The growth rate of 5.3% reflects the resilience of the Chinese economy, with significant contributions from high-tech manufacturing and the digital economy [3] - The proportion of traditional sectors like real estate is declining, while new growth drivers are emerging, such as high-tech manufacturing, which saw a 9.5% increase in value-added output [3] - There is potential for exceeding the annual GDP growth target if external conditions, such as US-China trade negotiations, remain favorable [3] Consumption and Investment Strategies - To stimulate economic growth, there is a focus on enhancing internal economic momentum and boosting consumer demand, particularly in service consumption as residents' income levels rise [3][5] - Recommendations include optimizing subsidy structures for consumption, controlling subsidy distribution to prevent demand vacuums, and expanding the scope of subsidies to include service consumption [5] - Long-term strategies involve improving residents' income and consumption capabilities, enhancing social security systems, and shifting consumer attitudes towards spending [5][9] Real Estate Market Dynamics - The real estate market has shown signs of stabilization, but recent data indicates a renewed decline in housing prices and sales since April [10] - The government is expected to increase support for the real estate sector in the second half of the year to stabilize the market [10] - Innovative financial models are suggested, including asset securitization of existing housing, special bond financing for local governments, and green finance initiatives to support sustainable development in real estate [11]

Core Viewpoint - China Minsheng Bank's Jinan Lishan Branch actively responds to the national call to combat telecom network fraud by conducting diverse and rich anti-fraud publicity activities, effectively enhancing public awareness and capability to prevent fraud [1][2] Group 1: Anti-Fraud Activities - The bank utilizes its business premises for anti-fraud promotion through electronic displays, promotional boards, and brochures to educate customers on fraud prevention while they wait for services [1] - Special emphasis is placed on vulnerable groups such as the elderly and minors, with targeted outreach to help them identify fraud and enhance their self-protection abilities [1] - Community outreach includes "Anti-Fraud into Community" activities where bank employees engage with local residents, particularly the elderly, to explain prevalent fraud cases like "impersonating public security" and "false investment" [1][2] Group 2: Collaboration with Local Businesses - The bank collaborates with nearby commercial areas to conduct "Anti-Fraud Promotion into Business Circles" activities, setting up promotional points in high-traffic areas like malls and supermarkets [2] - Interactive methods such as on-site explanations and Q&A sessions are employed to educate merchants and consumers, fostering a "national anti-fraud" atmosphere [2] - The integrated approach of utilizing bank premises, community engagement, and business collaborations effectively broadens the reach and impact of anti-fraud initiatives, enhancing public vigilance against telecom fraud [2]

Core Viewpoint - The article highlights a community outreach initiative by Minsheng Bank's Weifang Shouguang branch aimed at enhancing public awareness and understanding of anti-money laundering (AML) practices, thereby fostering a collective effort to combat money laundering crimes [1][3]. Group 1: Event Overview - On July 16, Minsheng Bank's Weifang Shouguang branch organized an anti-money laundering promotional event in the Central Huafu community, focusing on increasing public recognition and effectively combating money laundering [1]. - The event included setting up consultation booths in high-traffic areas, distributing educational materials such as the "Anti-Money Laundering Knowledge Handbook" and "Guidelines for Preventing Money Laundering Crimes," and providing on-site answers to residents' questions [1]. Group 2: Community Engagement - The promotional activity received positive feedback from community residents, many of whom reported a deeper understanding of money laundering and basic prevention techniques, enhancing their self-protection awareness [3]. - Residents expressed surprise at the proximity of money laundering risks, with one stating they would be more vigilant about account security and avoid lending their bank cards [3]. Group 3: Future Initiatives - To broaden the outreach, Minsheng Bank's Weifang Shouguang branch plans to utilize online channels, including WeChat, social media, and short video platforms, to disseminate anti-money laundering knowledge and engage more community members [3]. - The bank aims to institutionalize and normalize anti-money laundering promotions, tailoring activities to different demographic needs to further enhance public financial security awareness and risk prevention capabilities [3].