香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示概不就因本公告全部或任何部分內容而產生或因倚賴 該等內容而引致的任何損失承擔任何責任。 CHINA ZHESHANG BANK CO., LTD. 浙商銀行股份有限公司 （於中華人民共和國註冊成立的股份有限公司） （股份代號：2016） 中國，杭州 2025年8月21日 海外監管公告 本公告乃根據香港聯合交易所有限公司證券上市規則第13.10(B)條作出。 如下公告已於上海證券交易所網站刊登，僅供參閱。 特此公告。 承董事會命 浙商銀行股份有限公司 陳海強 執行董事、行長 截至本公告日期，本行的執行董事為陳海強先生及馬紅女士；非執行董事為侯興 釧先生、任志祥先生、胡天高先生及應宇翔先生；獨立非執行董事為汪煒先生、 許永斌先生、傅廷美先生、施浩先生及樓偉中先生。 证券代码：601916 证券简称：浙商银行 公告编号：2025-040 浙商银行股份有限公司 关于召开 2025 年半年度业绩说明会的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的 ...

证券代码：601916 证券简称：浙商银行 公告编号：2025-040 浙商银行股份有限公司 关于召开 2025 年半年度业绩说明会的公告 投资者可于 2025 年 8 月 27 日（星期三）17:00 前将需要了解的情况和 有关问题预先通过电子邮件的形式发送至公司投资者关系邮箱：ir@czbank.com。 公司将会于 2025 年半年度业绩说明会（以下简称"业绩说明会"）上在信息披 露允许的范围内就投资者普遍关注的问题进行回答。 浙商银行股份有限公司（以下简称"本公司"）将于 2025 年 8 月 29 日在 上海证券交易所网站（www.sse.com.cn）披露公司 2025 年半年度报告。为便于 广大投资者更全面深入地了解公司 2025 年半年度业绩和经营情况，本公司拟于 2025 年 8 月 29 日（星期五）15:00-17:00 召开业绩说明会，就投资者普遍关心 的问题进行交流。 一、业绩说明会类型 业绩说明会通过现场及网络直播方式召开，本公司将针对 2025 年半年度业 绩和经营情况与投资者进行交流，并在信息披露允许的范围内就投资者普遍关 注的问题进行回答。 1 二、说明会召开的时间、地点 本 ...

Core Viewpoint - Agricultural Bank of China has risen over 2%, continuing to set historical highs, with other banks such as Qingdao Bank, Postal Savings Bank, Qingnong Commercial Bank, Citic Bank, and Zheshang Bank also experiencing gains [1] Group 1 - Agricultural Bank of China has achieved a new historical high in its stock price [1] - Other banks in the sector, including Qingdao Bank, Postal Savings Bank, Qingnong Commercial Bank, Citic Bank, and Zheshang Bank, have followed suit with increases in their stock prices [1]

Group 1 - The core viewpoint of the articles indicates that Chinese bank stocks are experiencing a collective rise, with specific banks like Agricultural Bank and Bank of Communications seeing increases of over 1% [1][2] - Morgan Stanley's report suggests that Chinese bank stocks are expected to rise further due to the stabilization of net interest margins and growth in fee income, with a potential upside of 15% for A-share banks and 8% for Hong Kong bank stocks [1] - UBS analysts express an optimistic outlook for foreign investment in the Chinese stock market, predicting that the liquidity-driven bull market rebound will last at least until September [1] Group 2 - Specific stock performance data shows Agricultural Bank at 5.470 with a rise of 1.11%, Bank of Communications at 6.910 with a rise of 1.02%, and other banks like CITIC Bank and China Merchants Bank also showing positive changes [2] - The report highlights that several banks, including China Bank, Industrial and Commercial Bank, and China Construction Bank, have recorded varying degrees of increases, contributing to the overall positive sentiment in the banking sector [2]

Group 1 - The core viewpoint of the article indicates that Chinese bank stocks are expected to rise further due to stable net interest margins and growth in fee income, with potential increases of 15% in A-share banks and 8% in Hong Kong bank stocks [1] - Major Chinese banks such as Agricultural Bank of China and Bank of Communications saw their stock prices increase by over 1%, while other banks also experienced positive growth [1] - Foreign investors are becoming increasingly optimistic about the Chinese stock market, with UBS analysts predicting that the liquidity-driven bull market rebound will last at least until September [1] Group 2 - Specific stock performance data shows Agricultural Bank of China at 5.470 with a rise of 1.11%, Bank of Communications at 6.910 with a rise of 1.02%, and other banks like CITIC Bank and China Merchants Bank also showing positive changes [1] - The report from JPMorgan highlights the potential for further gains in Chinese bank stocks, emphasizing the benefits from improved net interest margins and increased fee income [1] - The overall sentiment in the market reflects a bullish outlook for the banking sector, supported by external analysis and performance metrics [1]

Core Viewpoint - Minsheng Life Insurance increased its stake in Zheshang Bank, reaching 5% of the bank's H-share capital, triggering a mandatory disclosure under Hong Kong stock market rules. This move is aimed at achieving long-term investment returns while managing current profit volatility [1][2]. Group 1: Investment Activity - On August 11, Minsheng Life purchased 1 million shares of Zheshang Bank H-shares for HKD 2.7679 million, bringing its total holdings to 296 million shares [2]. - Other insurance companies, including Ping An Life, Xinhua Insurance, and Ruizhong Life, have also been actively increasing their stakes in bank stocks, with over 100 instances of share purchases this year, leading to multiple mandatory disclosures [1][9]. Group 2: Strategic Rationale - The low interest rate environment and changes in liability structures are driving insurance companies to seek better asset-liability matching, pushing them towards equity markets, particularly in stable banks with strong dividend returns [2][9]. - The strategic focus on bank stocks is also linked to the growing importance of bancassurance channels for insurance companies, aiming to enhance their business models through significant equity investments in banks [2][12]. Group 3: Historical Context - Minsheng Life has a history of involvement with Zheshang Bank, having acquired shares from the major shareholder, Wanxiang Holdings, in 2012 and participated in capital increases in 2015 [3]. - Zheshang Bank has consistently provided substantial cash dividends, totaling CNY 13.254 billion over the last three fiscal years, with annual cash dividend ratios exceeding 30% [3]. Group 4: Competitive Landscape - Other insurance companies, such as Taiping Life, Xintai Life, and Baidian Life, are also competing for stakes in Zheshang Bank, indicating a broader trend of insurance capital flowing into the banking sector [4][6]. - As of the end of 2024, Xintai Life and Taiping Life hold 1.37 billion shares and 922 million shares of Zheshang Bank, respectively, further illustrating the competitive interest in the bank [7]. Group 5: Future Outlook - Industry experts anticipate that insurance capital will continue to increase its allocation to bank stocks, driven by the need for stable, low-volatility assets in the current economic climate [12]. - The implementation of new accounting standards is expected to further encourage insurance companies to invest in high-dividend assets and long-term equity investments to stabilize profit fluctuations [12].

进一步统计，近3个月内该股累计发生9笔大宗交易，合计成交金额为1.30亿元。 证券时报·数据宝统计显示，浙商银行今日收盘价为3.30元，平盘报收，日换手率为0.68%，成交额为 4.84亿元，全天主力资金净流入1206.93万元，近5日该股累计下跌2.65%，近5日资金合计净流入6263.09 万元。 浙商银行8月19日大宗交易平台出现一笔成交，成交量90.00万股，成交金额297.00万元，大宗交易成交 价为3.30元。该笔交易的买方营业部为中信证券股份有限公司总部(非营业场所)，卖方营业部为兴业证 券股份有限公司上海锦康路证券营业部。 | 成交量 | 成交金额 | 成交价 | 相对当日收盘 | | | | --- | --- | --- | --- | --- | --- | | （万 | （万元） | 格 | 折溢价（%） | 买方营业部 | 卖方营业部 | | 股） | | （元） | | | | | 90.00 | 297.00 | 3.30 | 0.00 | 中信证券股份有限公司 | 兴业证券股份有限公司上 | | | | | | 总部(非营业场所) | 海锦康路证券营业部 | 注：本文系新闻报道 ...

| 2025-08-19 | 浙商银行 | STATE | 3.3 297 | 90 | 中信证券股份有限 公司总部(非营业 | 兴业证券股份有限 公司上海锦康路证 | | --- | --- | --- | --- | --- | --- | --- | | 交易日期 | 证券简称 | 证券代码 | 成交价(元) 成交金额(万元) 成交量( * ) 买入营业部 | | 4ZECI | 卖出营业部 共营业部 | 8月19日，浙商银行大宗交易成交90万股，成交额297万元，占当日总成交额的0.61%，成交价3.3元，较市场收盘价3.3元持平。 ...

Core Viewpoint - The article highlights the successful implementation of the financing coordination mechanism for small and micro enterprises in Zhejiang, showcasing innovative financing models and significant loan disbursements to address the financing difficulties faced by these businesses [1][2]. Group 1: Financing Coordination Mechanism - Since the launch of the financing coordination mechanism, Zhejiang has visited 4.13 million enterprises, with 982,000 included in the recommendation list, and 963,000 receiving credit support, totaling loan disbursements of 2.6 trillion yuan [2]. - As of May, the balance of inclusive loans for small and micro enterprises in Zhejiang reached 5.5 trillion yuan, ranking first in the country [2]. Group 2: Innovative Financing Models - The "Science and Technology Innovation Index" financing model and the "No Repayment Renewal Loan" have been introduced to provide new solutions for small and micro enterprises [2]. - The "Science and Technology Innovation Index" evaluates enterprises based on 11 indicators, allowing banks to assess and provide credit based on the innovation capabilities of the businesses [3]. Group 3: Data-Driven Financing Solutions - The "Zhejiang Silver Good Standard" evaluation system categorizes clients based on their social value contributions, enabling banks to provide tailored financing solutions, such as the "Inclusive Digital Loan" which was disbursed within 2 working days [8]. - The "Silver-Tax Interaction" model allows banks to assess enterprises based on tax compliance and operational stability, facilitating rapid loan approvals [9]. Group 4: Cost Reduction Measures - The introduction of the "No Repayment Renewal Loan" policy has significantly reduced financing costs for enterprises, allowing for the extension of existing loans without additional repayment burdens [10][11]. - The establishment of a marine economy financing coordination mechanism aims to support the high-quality development of the marine industry by addressing its unique financing challenges [10]. Group 5: Support for Startups - The financing coordination mechanism has enabled startups to receive credit support despite limited financial history, with one startup obtaining a credit limit of over 4.2 million yuan shortly after its establishment [12][13]. - The mechanism encourages banks to adopt a more flexible approach to lending, allowing for quicker access to funds for businesses in their early stages [14].

格隆汇8月18日丨浙商银行(02016.HK)公告，将于2025年8月28日(星期四)举行董事会会议，其中议程包 括审议及批准本行及其附属公司截至2025年6月30日止6个月中期业绩及其刊发。 ...