Core Viewpoint - In 2025, Shanghai Pudong Development Bank (SPDB) reported significant growth in asset quality and operational performance, driven by strategic financial initiatives and a focus on key sectors and regions [1][2]. Group 1: Financial Performance - As of the end of 2025, SPDB's total assets exceeded 10 trillion yuan, reaching 100,817.46 billion yuan, an increase of 6,198.66 billion yuan or 6.55% from the previous year [1]. - The total liabilities amounted to 92,573.16 billion yuan, up by 5,402.17 billion yuan, reflecting a growth of 6.20% year-on-year [1]. - The bank achieved operating revenue of 1,739.64 billion yuan, which is an increase of 32.16 billion yuan or 1.88% compared to the previous year [1]. - The net profit attributable to shareholders reached 500.17 billion yuan, marking an increase of 47.60 billion yuan or 10.52% year-on-year [1]. Group 2: Asset Quality Improvement - SPDB has successfully reduced both the non-performing loan (NPL) balance and the NPL ratio, with the NPL balance at 719.90 billion yuan, down by 11.64 billion yuan, and the NPL ratio at 1.26%, a decrease of 0.10 percentage points [2]. - The bank's provision coverage ratio improved to 200.72%, an increase of 13.76 percentage points from the previous year, indicating enhanced risk mitigation capabilities [2]. - Key forward-looking asset quality indicators showed positive performance, with overdue loans remaining within acceptable limits [2]. Group 3: Strategic Initiatives - SPDB is focusing on strengthening credit allocation in key sectors and regions, which has led to effective improvements in both the quality and quantity of credit assets [2]. - The bank is advancing its digital transformation strategy, emphasizing integrated management across various financial services, including commercial banking, trust, funds, and fintech [2]. - The bank's subsidiaries are aligning with the core digital strategy, focusing on five major sectors: fintech, supply chain finance, inclusive finance, cross-border finance, and treasury finance, enhancing operational efficiency and collaboration [2].

人民财讯1月13日电，浦发银行（600000）1月13日发布2025年度业绩快报，2025年营业收入1739.64亿 元，同比增长1.88%。；归属于母公司股东的净利润500.17亿元，同比增长10.52%。报告期末，集团不 良贷款余额、不良贷款率实现"双降"，其中不良贷款余额719.90亿元，较上年末减少11.64亿元，不良贷 款率1.26%，较上年末下降0.10个百分点，拨备覆盖率200.72%，较上年末上升13.76个百分点。 ...

经营效益增长的主要原因为：一是服务实体经济能级有效提升，公司持续强化重点赛道、重点区域与新 质生产力行业的信贷投放，推动信贷资产实现质的有效提升和量的合理增长。二是强化主动资产负债管 理，公司着力优化资产结构，提升资金使用效率，同时多渠道、多场景拓展高质量负债来源，付息成本 下降显著，净息差实现趋势企稳。三是资产质量持续向好，主要风险指标均创近年来最优水平，风险抵 补能力持续增强。四是集团协同质效并举，各子公司紧扣"数智化"战略核心，以"五大赛道"为重点，锚 定高效率协同要求，强化一体化经营和统一化管理，经营成效提升明显。 报告期内，本集团坚持风险"控新降旧"并举，持续加大存量不良资产处置力度，风险压降成效显著。报 告期末，本集团不良贷款余额、不良贷款率实现"双降"，其中不良贷款余额719.90亿元，较上年末减少 11.64亿元，不良贷款率1.26%，较上年末下降0.10个百分点；资产质量前瞻性指标表现良好，逾欠90天 和60天偏离度保持在100%以内；风险抵补能力持续提升，拨备覆盖率200.72%，较上年末上升13.76个 百分点。 格隆汇1月13日丨浦发银行(600000.SH)公布2025年度业绩快报， ...

公告编号：临2026-003 证券代码：600000 证券简称：浦发银行 优先股代码：360003 360008 优先股简称：浦发优1 浦发优2 上海浦东发展银行股份有限公司 2025 年度业绩快报公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 本公告所载2025年度主要财务数据为初步核算的集团口径数据，未经会计师 事务所审计，具体数据以公司2025年年度报告中披露的数据为准，请投资者注意 投资风险。 一、主要财务数据和指标 二、经营业绩和财务状况说明 2025年，公司深入贯彻党的二十届三中全会、四中全会会议精神，认真落实 上海市委市政府决策部署及监管要求，做深做实金融"五篇大文章"，服务上海 "五个中心"建设，坚定践行"数智化"战略，持续深耕科技金融、供应链金融、 普惠金融、跨境金融、财资金融"五大赛道"，纵深推进超级平台、超级产品、 超级系统"三超"建设，不断提升服务实体经济成效，经营效益实现较好增长， 资产质量持续改善，经营发展稳健向好态势不断巩固。 经营效益：报告期内，本集团实现营业收入1,739.64亿元，同比 ...

格隆汇1月13日丨浦发银行(600000.SH)公布2025年度业绩快报，报告期内，本集团实现营业收入 1,739.64亿元，同比增加32.16亿元，增长1.88%。实现归属于母公司股东的净利润500.17亿元，同比增 加47.60亿元，增长10.52%；归属于母公司股东的扣除非经常性损益的净利润501.44亿元，同比增加 59.37亿元，增长13.43%。 报告期内，本集团资产负债规模稳定增长。报告期末，本集团资产总额突破十万亿元，达100,817.46亿 元，较上年末增加6,198.66亿元，增长6.55%；负债总额92,573.16亿元，较上年末增加5,402.17亿元，增 长6.20%。 经营效益增长的主要原因为：一是服务实体经济能级有效提升，公司持续强化重点赛道、重点区域与新 质生产力行业的信贷投放，推动信贷资产实现质的有效提升和量的合理增长。二是强化主动资产负债管 理，公司着力优化资产结构，提升资金使用效率，同时多渠道、多场景拓展高质量负债来源，付息成本 下降显著，净息差实现趋势企稳。三是资产质量持续向好，主要风险指标均创近年来最优水平，风险抵 补能力持续增强。四是集团协同质效并举，各子公司紧扣" ...

21智讯1月13日电，浦发银行发布年度业绩快报，内容显示：报告期内公司实现营业收入1739.64亿元， 同比增长1.88%；归属于上市公司股东的净利润500.17亿元，同比增长10.52%；基本每股收益1.52元， 同比增长11.76%。 ...

浦发银行公告，2025年营业收入1739.64亿元，同比增长1.88%。归属于母公司股东的净利润500.17亿 元，同比增长10.52%。基本每股收益1.52元，同比增长11.76%。 ...

Core Insights - Shanghai Tensu Zhixin Semiconductor Co., Ltd. has successfully listed on the Hong Kong Stock Exchange, marking a significant milestone for China's domestic GPU industry and showcasing the country's advancements in computing infrastructure [1] - The partnership with SPD Bank highlights a shift in financing strategies for technology companies, focusing on future growth potential rather than traditional collateral-based assessments [2][3] Company Overview - Tensu Zhixin was established in December 2015, focusing on general-purpose GPU design, and has launched products like the Tianwei Gen1 and Zhi Kai Gen1 [2] - The company has faced challenges typical of the industry, such as high R&D costs and long return cycles, necessitating continuous financial support [2] Financial Support and Solutions - SPD Bank has introduced the "Puxin Loan" product to address immediate financial needs, such as payroll and procurement, while also providing a specialized "Puyuan Loan" worth several hundred million yuan to support long-term R&D efforts [3] - The bank has tailored flexible repayment terms to accommodate the lengthy development cycles of chip technology, thereby reducing financing costs for Tensu Zhixin [3] Ecosystem Development - SPD Bank is not only providing credit support but also leveraging its comprehensive service advantages to assist in resource coordination, market expansion, and investment opportunities for Tensu Zhixin [4] - The bank aims to create a synergistic ecosystem that includes equity investment and support for technology mergers and acquisitions, enhancing the company's growth potential [4] Future Outlook - The successful listing and ongoing development of Tensu Zhixin exemplify SPD Bank's commitment to supporting hard technology enterprises, with plans to further enhance its financial services to foster innovation and self-reliance in technology [5]

2026年1月9日，上海浦东发展银行发布公告称，为贯彻落实国家数字化发展战略，顺应无纸化办公趋 势，提升银企对账服务效率与便捷性，上海浦东发展银行对《上海浦东发展银行单位客户账户对账协 议》（以下简称"对账协议"）进行了修订完善。本次修订的核心内容是增加了电子形式签署协议的法律 效力条款，旨在为客户提供更高效、环保、安全的对账服务体验。 本次修订后的对账协议将于1月20日起正式生效。感谢您长期以来对上海浦东发展银行的信任与支持！ 上海浦东发展银行将持续努力，为您提供更加优质、便携的金融服务。 ...

Group 1 - The company received notification from its controlling shareholder, Mr. Chen Qingzhou, regarding the pledge of shares by his concerted action partner, Ms. Weng Limin, with Shanghai Pudong Development Bank, Shenzhen Branch [1] - The announcement includes details about the basic situation of the share pledge and the partial release of the pledge [1] - As of the announcement date, the total pledged shares held by the controlling shareholder and its concerted action partners are disclosed, indicating that they have the financial capability to repay the pledged shares, and the risk is controllable [1] Group 2 - The company emphasizes that the share pledges do not have a substantial impact on its production, operations, or governance [1] - The company will continue to monitor the changes in share pledges and associated risks, ensuring timely disclosures [1] - The announcement includes references to documents available for review, such as the securities pledge registration certificate and the notice of release of securities pledge [1]