Core Viewpoint - The company is utilizing temporarily idle raised funds for cash management to enhance fund efficiency and generate investment returns without affecting normal operations and maintaining risk control [1][2][10]. Summary by Sections Cash Management Overview - The purpose of cash management is to maximize the use of temporarily idle raised funds while ensuring normal operations and risk control [2]. - The funds used for cash management are sourced entirely from temporarily idle raised funds, specifically from the 2014 non-public stock issuance and the 2018 asset acquisition fundraising [2][3]. Fundraising Details - The total amount raised from the 2014 non-public stock issuance was 62,865 million, with a remaining balance of 30,956,300 as of June 25, 2025 [5]. - The 2018 asset acquisition fundraising had a total investment of 100 million, with a remaining balance of 133,800 as of June 25, 2025 [5][6]. Cash Management Products - The company has engaged China Minsheng Bank to manage cash through structured deposits, with two products totaling 2,488 million [4][5]. - The first product has an expected annual yield of 0.9%-1.6% and a term of 32 days, while the second product has an expected yield of 0.95%-1.65% and a term of 61 days [5][7]. Risk Control Measures - The company has established internal controls to ensure the safety of funds during cash management, including separation of decision-making, execution, and supervision [8]. - The cash management products are low-risk, with a commitment to capital protection, and the company will maintain close contact with the bank to monitor the investment [8][9]. Financial Impact - The cash management initiative is expected to improve fund efficiency and generate returns without adversely affecting the company's main business or fundraising projects [10]. - As of March 31, 2025, the company's cash management payments totaled 2,488 million, representing 2.88% of the total cash [10][11]. Recent Cash Management Performance - In the last 12 months, the company invested 45,138 million in cash management products, with actual returns of 264.88 million [13]. - The highest single-day investment in the last year was 10,470 million, which is 3.61% of the net assets [13].

Group 1 - The core viewpoint emphasizes the shift in corporate strategies from mere scale expansion to building smart, green, and responsible supply chain ecosystems, driven by the rapid development of information technology and the restructuring of global supply chains [1] - Minsheng Bank, as the first commercial bank to establish a supply chain finance division, has become an innovator in supply chain financial services, continuously innovating supply chain products and creating a comprehensive product system called "Minsheng E-Chain" [1] - The "Minsheng E-Chain" product line covers various aspects of supply chain management, including core enterprise credit enhancement, de-core supply chains, and small and micro supply chains, providing integrated services such as settlement, financing, and supply chain management [1] Group 2 - Minsheng Bank's Qingdao branch leverages the "Minsheng E-Chain" product system to provide a series of comprehensive services focused on enterprise management, procurement, production, and sales, utilizing financial technology to empower regional economic development [1] - The "Minsheng E-Chain" products are designed to offer personalized service plans for different enterprises, combining standardization with specialization, and integrating online and offline services [2] - By utilizing big data for multi-dimensional customer profiling, the bank optimizes credit approval and loan processes, enhancing risk control and precise fund allocation while simplifying operations for enterprises [2]

Group 1 - Minsheng Bank Beijing Branch is actively engaging in financial education activities, including "Preventing Illegal Financial Activities Month" and "Banking Knowledge Promotion Campaign" to enhance consumer financial literacy and risk awareness [1][2] - The bank is collaborating with universities, communities, and other organizations to deliver financial knowledge through diverse and innovative methods, targeting different demographics [1] - Specific initiatives include financial education activities in schools aimed at young students to raise awareness about financial risks, legal rights, and personal information protection [1] Group 2 - The bank is also focusing on improving financial literacy among the elderly by providing practical knowledge and services through community outreach programs [1][2] - Minsheng Bank emphasizes a customer-centric approach, aiming to enhance service quality and contribute to financial risk prevention and harmonious financial relationships [2]

Group 1 - The core viewpoint of the article is that Minsheng Bank's Jining Yanzhou Branch is actively promoting deposit insurance awareness among community residents to enhance financial risk prevention awareness [1][2] - The bank organized a comprehensive promotional event in Baiyitang Community, featuring informative displays about deposit insurance, including its definition, coverage, and compensation limits [1] - Bank staff engaged with residents by distributing easy-to-understand promotional materials and explaining the deposit insurance system using real-life case studies to illustrate its importance in safeguarding personal deposits [1] Group 2 - The promotional activity received high recognition and active participation from community residents, who reported a clearer understanding of the deposit insurance system and increased confidence in their savings [2] - Minsheng Bank's Jining Yanzhou Branch plans to continue conducting various financial knowledge promotion activities to spread financial safety knowledge to more communities and contribute to the stability of the financial market and the safety of people's assets [2]

Group 1 - The core idea of the news is to promote financial literacy among young children through interactive activities organized by Minsheng Bank and a local kindergarten [1][2] - The event included a financial knowledge class where children learned about the history, features, and anti-counterfeiting measures of the Renminbi [1] - A "Little Banker" role-playing session allowed children to simulate banking operations, enhancing their understanding of bank responsibilities and operations [1] Group 2 - The event emphasized the importance of protecting the Renminbi, with staff demonstrating the dangers of damaging currency and teaching proper care methods [2] - Children participated in creating a hand-drawn poster on the theme of "Protecting the Renminbi," reinforcing their commitment to valuing currency [2] - Minsheng Bank provided each child with a "Little Banker" certificate and financial literacy books, highlighting the bank's commitment to social responsibility and financial education [2]

Core Viewpoint - The article highlights a public awareness campaign organized by Minsheng Bank in collaboration with local financial authorities to prevent illegal fundraising and enhance financial risk awareness among citizens [1][2]. Group 1: Campaign Overview - The campaign titled "Guard Your Wallet, Protect Your Happy Home" was held in Jining, focusing on educating the public about the dangers of illegal fundraising [1]. - Various methods were employed during the campaign, including banners, brochures, and consultation booths to disseminate financial knowledge [1][2]. - The event received positive feedback from the public, indicating a strong community interest in financial safety [1]. Group 2: Educational Efforts - The campaign included interactive elements such as Q&A sessions and scenario simulations to engage citizens effectively [2]. - Real-life case studies were presented to illustrate the deceptive tactics used in illegal fundraising, such as promises of high returns and guaranteed capital [2]. - Participants expressed newfound awareness of the risks associated with illegal fundraising and gained practical skills for identifying legitimate investment opportunities [2]. Group 3: Future Initiatives - Minsheng Bank plans to continue collaborating with government and relevant departments to regularly conduct financial education activities [2]. - The bank aims to enhance its role in maintaining local financial stability through ongoing public outreach and innovative educational methods [2].

Group 1 - The core viewpoint of the news is the collaboration between Minsheng Bank and local police to enhance public awareness and prevention of telecom network fraud through a themed promotional event [1][2] - The event attracted over 200 participants, where various methods such as consultation booths, banners, and distribution of anti-fraud manuals were employed to engage the public [1] - Real-life case studies were shared to educate citizens on how fraudsters exploit bank cards and third-party payment platforms, along with demonstrations of safety features in Minsheng Bank's mobile banking app [1] Group 2 - Targeted outreach was conducted for vulnerable groups such as the elderly and migrant workers, using simple language to explain common scams like "pension investment fraud" and "impersonating friends for money" [2] - The bank also utilized online platforms like WeChat and short video sites to disseminate anti-fraud content, creating engaging materials such as "AI voice fraud detection" and "fake lottery information reveal" [2] - The promotional activity is part of Minsheng Bank's ongoing efforts to deepen cooperation with law enforcement and promote financial safety and social stability [2]

Core Viewpoint - Minsheng Bank's Jinan Tangye Branch has organized a coin exchange activity to enhance financial service convenience and meet the coin exchange needs of local residents and merchants [1][3]. Group 1: Activity Organization - The bank prepared various coin bags containing denominations of 1 yuan, 5 yuan, and 10 yuan to cater to different customer needs, ensuring accessibility for both elderly residents and small business owners [1]. - Promotional materials were created to educate customers on currency anti-counterfeiting, cash rejection policies, and the coin exchange process, aiming to enhance financial literacy and rights awareness [1]. Group 2: Promotion Strategies - The bank utilized multiple promotional channels, including a dedicated financial knowledge area in the branch and digital displays to attract customer attention [2]. - Staff actively engaged with customers, providing information about the activity and addressing inquiries to encourage participation [2]. - Outreach efforts included face-to-face promotions in community spaces, where staff distributed materials and explained the benefits of the coin exchange service, particularly to elderly individuals [2]. Group 3: Community Response - The coin exchange activity received positive feedback from local residents and merchants, successfully serving hundreds of customers and addressing their coin exchange difficulties [3]. - The initiative also contributed to the public's understanding of currency knowledge and cash usage rights, reinforcing the bank's commitment to community service and economic development [3].

Core Insights - The rapid development of financial technology has made the convenience and security of payment methods a focal point of societal concern [1] - China Minsheng Bank Jinan Tianqiao Branch has organized promotional activities to enhance the public's payment experience and promote modern payment tools [1][2] Group 1: Promotional Activities - The branch's leadership has meticulously planned a series of diverse promotional activities to ensure effective outreach [1] - Staff members set up consultation booths and distributed promotional materials to educate the public about various payment tools, focusing on mobile payments and digital RMB [1] - Special attention was given to elderly individuals and small business owners, providing one-on-one guidance to ensure all demographics can enjoy secure and convenient payment experiences [1] Group 2: Online and Offline Strategies - The branch utilized a combination of online and offline methods to expand the reach of its promotional efforts [1] - Online platforms such as WeChat and short videos were used to disseminate payment safety knowledge in an accessible manner [1] - Offline activities included community engagement through lectures and interactive Q&A sessions, making financial knowledge more relatable to everyday life [1] Group 3: Future Commitment - The branch will continue to uphold its mission of "serving the public and caring for people's livelihoods" by promoting safe and convenient payment methods [2] - There is a commitment to innovate promotional strategies to contribute to a safe, efficient, and convenient payment environment [2] - The goal is to support the development of inclusive finance and enhance the quality of life for more citizens through the benefits of financial technology [2]

Group 1 - The core message of the event is to enhance public awareness against illegal fundraising and protect citizens' financial interests [1][2] - The event featured a well-organized information booth with promotional materials that illustrated common methods of illegal fundraising, its harmful consequences, and prevention tips [1] - Staff engaged with the public by distributing brochures that defined illegal fundraising, its characteristics, common forms, and identification methods [1] Group 2 - The event received positive feedback from the public, with many participants expressing that they learned practical knowledge to prevent illegal fundraising and increased their risk awareness [2] - The bank plans to continue similar promotional activities to spread financial safety knowledge and contribute to a secure and stable financial environment [2]