电信运营商也要跨界卖保险？ 近日，"移动医保保""移动家保保"等保险产品宣传图在社交平台流传，引发市场广泛关注。 1月22日，《国际金融报》记者致电中国移动官方客服、走访上海多家营业厅了解到，中国移动已在上海、山东等地推出"移动医保保""移动家保保"等保险 产品。 王莹/摄 在业内人士看来，运营商将业务触角延伸至保险领域，主要是为了应对传统通信市场饱和，开辟第二增长曲线，实现业务多元化。一方面，对公司而言，这 能利用庞大的用户基础和线下渠道变现，推动向"生态运营商"转型；另一方面，对消费者来说，运营商渠道提供了更便捷、低门槛的保险服务，尤其惠及下 沉市场。 两款保险产品上架 在中国移动上海潍坊路营业厅内，记者注意到，"移动医保保""移动家保保"两款产品的宣传展板已摆放在大厅醒目位置。工作人员介绍称，产品上线以来， 已陆续有市民到店咨询详情。 "运营商跨界卖保险的核心逻辑，是依托自身核心优势挖掘存量价值、拓展服务生态。"苏商银行特约研究员付一夫在接受记者采访时指出，从行业趋势看， 通信主业增长放缓，运营商亟需寻找新的利润增长点，而保险作为高频刚需的金融服务，与通信场景天然契合，成为生态延伸的重要方向。此举可盘活 ...

来源：环球网 近日，广西多地遭遇强寒潮侵袭，雨雪冰冻天气给通信网络带来严峻挑战。中国移动广西公司闻令而 动，以"人民邮电为人民"的使命担当，迅速启动应急预案，统筹调度、科技赋能、人力攻坚，在冰雪一 线筑起一道坚不可摧的通信屏障，全力保障人民群众生产生活秩序，于极寒中传递央企的温暖力量。 人员徒步进入故障点排障。侯明璇摄 踏雪巡 检，负重抢修，保障山区网络"不掉线" 林峰摄 挺进"云端"，专业护航：极寒环境下的网络韧劲 面对贺州姑婆山、大容山国家森林公园等海拔较高区域的雨雪冰冻，中国移动广西公司组织技术骨干迎 雪巡检、冒寒检测。保障人员运用专业仪器，细致排查光缆线路与基站运行状态，在"云端"之上筑牢网 络稳定运行的根基，为山区居民、游客及冬季旅游经济提供坚实可靠的通信支撑。 移动工作 人员全力筑牢寒潮通信"生命线"。 邓文涛摄 迎寒而上，使命必达：冰雪深山中的通信守护 在融水苗族自治县杆洞乡、环江毛南族自治县等高寒山区，道路凝冰、车辆难行。中国移动广西公司抢 修队伍肩扛油机、手拎设备，踏冰雪、攀险径，徒步挺进基站故障点。他们在刺骨寒风中调试设备、抢 通线路，以"信号满格"守护着偏远地区少数民族群众的通信生命线， ...

Group 1: Market Performance - The communication services sector increased by 1.34% on January 22, with Guoan Co. leading the gains [1] - The Shanghai Composite Index closed at 4122.58, up 0.14%, while the Shenzhen Component Index closed at 14327.05, up 0.5% [1] Group 2: Individual Stock Performance - Guoan Co. (000839) closed at 2.97, rising by 10.00% with a trading volume of 1.4044 million shares and a transaction value of 410 million yuan [1] - Zhongbei Communication (603220) also rose by 10.00%, closing at 25.30 with a trading volume of 357,900 shares and a transaction value of 878 million yuan [1] - Other notable performers include Erli San (002467) with a 6.26% increase, closing at 6.79, and Sanwei Communication (002115) with a 6.25% increase, closing at 14.27 [1] Group 3: Capital Flow Analysis - The communication services sector saw a net inflow of 1.809 billion yuan from institutional investors, while retail investors experienced a net outflow of 1.305 billion yuan [2] - Major stocks like Runze Technology (300442) had a net inflow of 933 million yuan from institutional investors, but a net outflow of 640 million yuan from retail investors [3] - Guoan Co. (000839) had a significant net inflow of 1.81 billion yuan from institutional investors, while retail investors saw a net outflow of 886 million yuan [3]

Core Viewpoint - The launch of the national top-level domain (Xiong'an) resolution node marks a significant step in China's internet infrastructure, enhancing user experience and empowering industry development in the Xiong'an New Area, which aims to become a global leader in digital city construction [1][4]. Group 1: Infrastructure and Performance - The Xiong'an resolution node will provide 24/7 stable, efficient, and secure ".CN" domain resolution services for internet users in Hebei Province, reducing the average resolution time from 26.25 milliseconds to 9.08 milliseconds, representing an improvement of over 65% in service response speed [4][6]. - The node is part of a national strategy to build a self-controlled network system, with its deployment in the Xiong'an Smart City Innovation Center, reflecting the area's strategic importance [4][5]. Group 2: Technological Advantages - The node employs advanced technologies such as multi-link redundancy, load balancing, and intelligent scheduling, which enhance internet service stability and availability, ensuring seamless user experience even during network fluctuations [7]. - The system's architecture is designed to strengthen network sovereignty and attack resistance, reducing reliance on foreign services and providing robust DDoS protection [7]. Group 3: Economic and Social Impact - The average daily access volume to the Xiong'an node has reached 33.44 million times, indicating a large user base and active online behavior, which reflects the region's digital economy growth [8]. - The node supports the integration of high-performance networks with cloud computing, artificial intelligence, and other digital enterprises, positioning Xiong'an as a hub for digital economic development [9].

Core Viewpoint - China Mobile's Suqian branch successfully utilized its self-developed AI anti-fraud system to assist law enforcement in breaking a logistics refund scam, highlighting the effectiveness of smart prevention measures in combating telecom fraud [1] Group 1: AI Anti-Fraud System - The AI monitoring model identified abnormal high-frequency call behavior from a local base station, indicating potential fraudulent activity [1] - The involved phone number made numerous calls to unfamiliar numbers within 24 hours, fitting the "logistics refund" scam pattern [1] - The anti-fraud "circuit breaker" mechanism was activated, allowing real-time data sharing with the municipal police's anti-fraud center [1] Group 2: Law Enforcement Collaboration - Law enforcement quickly pinpointed the suspect's location using call behavior data and number association information [1] - Authorities seized 16 SIM cards and 3 "cat-fishing" devices during the operation, effectively preventing further scam activities [1] Group 3: Future Initiatives - China Mobile plans to deepen collaboration with law enforcement and continuously optimize its AI anti-fraud models and prevention technologies [1] - The company aims to expand anti-fraud initiatives through community education and the establishment of "anti-fraud guardian teams" under the "Su Xing·Neighborhood" brand [1] - The dual approach of technological upgrades and community outreach is intended to strengthen the communication security defense and protect public financial safety [1]

Core Insights - The telecommunications service industry received a total of 173,629 complaints in 2025, representing a year-on-year decrease of 7.05% compared to 2024 [1][12] - The Ministry of Industry and Information Technology initiated the "Clear and Reassuring Use" campaign in April 2025 to address key issues such as complex packages and unclear charges, leading to a significant reduction in complaints in the second half of the year [1][12] Complaint Categories - The primary complaint category is package fee disputes, accounting for over 50% of all complaints, followed by poor customer service at 16.7%, broadband faults at 5.96%, and account cancellation issues at 2.44% [3][15] - Common issues include unclear billing rules, unauthorized subscription renewals, and poor customer service quality, such as long wait times and unhelpful staff [2][14] Complaint Handling - The overall complaint handling performance in the telecommunications sector is positive, with a complaint response rate exceeding 98% among major operators like China Mobile, China Unicom, China Telecom, and China Broadcasting [4][16] Demographics of Complainants - Male consumers dominate the complaint demographic, making up 70.02% of complaints, while female consumers account for 29.98% [5][17] - The average age of complainants is 30, with the majority being young consumers aged 20-25 (36.45%) and 26-30 (26.24%) [6][18] Geographic Distribution - Guangdong province has the highest number of complaints, accounting for 16.77% of the total, followed by Jiangsu and Zhejiang provinces at 8.65% and 7.71%, respectively [7][19]

Group 1 - The proportion of gold in global reserve assets is continuously rising, with central banks showing no signs of slowing down their gold purchases. Morgan Stanley indicates that gold's share in central bank assets has increased from approximately 14% to 25%-28%, and this upward trend shows no signs of abating. Risk premiums and hedging behaviors will continue to exert pressure on the US dollar while supporting gold demand. Additionally, policy factors driving "de-dollarization" are currently in a "neutral to slightly accelerating" state, and the evolution of these policies in the short term will determine the extent of the de-dollarization trend [1] Group 2 - China Mobile has launched insurance products through its subsidiary, signaling a rapid expansion of telecom operators into the financial sector. The products, "Mobile Health Insurance" and "Mobile Home Insurance," are currently being trialed in select regions like Shandong and can be purchased at offline service centers. This move highlights the telecom operator's strategy to leverage its extensive offline channel network and customer resources to penetrate the financial insurance services market [2] Group 3 - The Ministry of Housing and Urban-Rural Development in China is advancing a new model for real estate development, emphasizing the implementation of a current housing sales system. This approach aims to ensure that buyers receive what they see, fundamentally mitigating delivery risks. The ministry will continue to support reasonable financing needs of real estate companies and maintain the rights of homebuyers through regulated pre-sale fund supervision [3] Group 4 - The upcoming Spring Festival travel period is expected to witness unprecedented levels of cross-regional personnel movement, with both railway and civil aviation passenger volumes projected to reach historical highs. The emphasis will be on self-driving travel, prompting local authorities to enhance road management and service guarantees. This indicates a peak demand period for industries related to energy supply, road services, and vehicle maintenance [4]

Core Insights - China Mobile has announced the results of its backbone network project for data transmission from 2025 to 2027, with Huawei emerging as the largest winner and ZTE receiving a smaller share [1][3] Group 1: Project Overview - The project involves the procurement of 159 routers, divided into four bidding packages, with the first package selecting two winners while the other packages have one winner each [3] - The total bid amount for the project exceeds 686 million yuan (approximately 6.86 billion yuan) excluding tax [3] Group 2: Bidding Results - In Package 1, Huawei won 70% of the share with a bid of approximately 547 million yuan (excluding tax), while ZTE secured 30% with a bid of about 505 million yuan, resulting in a bid difference of over 42 million yuan [3] - Huawei also won Packages 2, 3, and 4 with bids of approximately 118.56 million yuan, 10.55 million yuan, and 31 million yuan respectively, with Package 4 being procured directly [3] - Overall, Huawei's total winning bid amount exceeds 540 million yuan, making it the largest winner in the project, while ZTE's winning amount is around 150 million yuan [3]

每经AI快讯，1月21日，南向资金今日净买入约139.30亿港元，为1月6日以来单日流入新高。盈富基 金、恒生中国企业分别获净买入约41.53亿港元、18.17亿港元；中国移动遭净卖出9.21亿港元。 ...

Core Viewpoint - The A-share market has shown overall stability, but nearly 230 stocks have seen their closing prices fall below the level recorded on September 24, 2024, accounting for approximately 4.3% of the total market [1]. Industry Analysis - The pharmaceutical sector has the highest number of stocks below the September 24 closing price, making up 18.7% of the total. Other sectors with significant representation include food and beverage, coal, public utilities, basic chemicals, and transportation, each exceeding 10% [2]. - Among the sub-sectors, stocks in the liquor, traditional Chinese medicine, thermal coal, coking coal, and residential development categories are the most affected, with a notable presence of chemical preparations, in vitro diagnostics, and medical consumables [2]. Market Capitalization Insights - The average total market capitalization of the over 200 stocks currently below the September 24 closing price is approximately 43.6 billion, with a median market capitalization of 10.8 billion. Stocks with a market capitalization below 5 billion account for nearly 30%, while those above 100 billion represent close to 10% [5]. - Notably, China Mobile, the only stock with a market capitalization exceeding 1 trillion, has seen a decline of about 3.7% from its September 24 closing price, currently fluctuating around 96 yuan [5]. Performance of Major Stocks - Key large-cap stocks that have fallen below the September 24 closing price include China Petroleum, Yangtze Power, China Telecom, Wuliangye, and others. Six stocks, including Pizaihuang and Daqin Railway, have experienced declines exceeding 10% [7]. - The performance of the dividend index has lagged behind the broader market, with a cumulative increase of only 5.9% since September 24, while other indices have shown more substantial gains [8]. Index Performance Overview - As of January 21, all 31 first-level industry indices are above their September 24 levels, with an average increase of approximately 58.12% and a median increase of 53.42%. The communication, non-ferrous metals, electronics, and comprehensive sectors have seen increases exceeding 130% [10]. - Conversely, sectors such as coal, food and beverage, public utilities, banking, and transportation have shown relatively lower growth, with the coal sector only increasing by 0.6% [10].