| 证券简称: 南京银行 | 证券代码: 601009 | 编号:2024-050 | | --- | --- | --- | | 优先股简称：南银优 1 | | 优先股代码：360019 | | 南银优 2 | | 360024 | | 可转债简称：南银转债 | | 可转债代码：113050 | 南京银行股份有限公司 关于召开 2024 年第三季度业绩说明会的公告 特别提示： 南京银行股份有限公司（以下简称"本公司"）将于 2024 年 10 月 24 日在 上海证券交易所网站（www.sse.com.cn）披露本公司 2024 年第三季度报告。为 便于广大投资者更全面深入地了解本公司 2024 年第三季度业绩和经营情况，本 公司拟于 2024 年 10 月 30 日（星期三）上午 9:00-10:00 召开 2024 年第三季度 业绩说明会，就投资者普遍关注的问题进行交流。 一、业绩说明会召开类型 本次业绩说明会以网络文字互动形式召开，本公司将就 2024 年第三季度业 绩和经营情况与投资者进行交流和沟通，在信息披露允许的范围内就投资者普遍 关注的问题进行交流。 1 本公司董事会及全体董事保证本公告内容不 ...

| 证券简称: 南京银行 | 证券代码: 601009 | 编号: 2024-048 | | --- | --- | --- | | 优先股简称：南银优 1 | | 优先股代码：360019 | | 南银优 2 | | 360024 | | 可转债简称：南银转债 | | 可转债代码：113050 | 一、关于审议《南京银行股份有限公司 2024 年第三季度报告》的议案 会议对本公司 2024 年第三季度报告发表书面意见如下： 1.董事会的编制和审议程序符合法律、行政法规和中国证监会的规定； 2.报告的内容能够真实、准确、完整地反映本公司的实际情况； 3.所有参与编制和审议的人员未发现违反保密规定的行为。 第十届监事会第六次会议决议公告 特别提示： 本公司监事会及全体监事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 南京银行股份有限公司（以下简称"本公司"）第十届监事会第六次会议于 2024 年 10 月 23 日以现场方式在本公司河西总部大楼召开。会议通知及会议文 件已于 2024 年 10 月 12 日发出。会议由监事长吕冬阳先生提议召开并主持 ...

| 证券简称: 南京银行 | 证券代码: 601009 | 编号: 2024-047 | | --- | --- | --- | | 优先股简称：南银优 1 | | 优先股代码：360019 | | 南银优 2 | | 360024 | | 可转债简称：南银转债 | | 可转债代码：113050 | 南京银行股份有限公司 第十届董事会第七次会议决议公告 一、关于审议《南京银行股份有限公司 2024 年第三季度报告》的议案 本议案已经本公司董事会审计委员会事前认可。 同意 9 票；弃权 0 票；反对 0 票。 具体详见本公司在上海证券交易所披露的《南京银行股份有限公司 2024 年 第三季度报告》。 二、关于审议《南京银行股份有限公司 2024 年第三季度第三支柱信息披露 报告》的议案 同意 9 票；弃权 0 票；反对 0 票。 三、关于审议《南京银行股份有限公司第三支柱信息披露管理办法》的议 案 特别提示： 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 南京银行股份有限公司（以下简称"本公司"）第十届董事会第七次会议于 20 ...

Financial Performance - The company's operating revenue for Q3 2024 was 12,342,468 thousand RMB, representing an 8.38% increase year-over-year[3] - Net profit attributable to shareholders for Q3 2024 was 5,068,493 thousand RMB, reflecting a 10.20% increase compared to the same period last year[3] - Basic earnings per share for Q3 2024 were 0.47 RMB, while diluted earnings per share were 0.41 RMB, an increase of 10.81% year-over-year[3] - The company achieved an operating income of RMB 385.58 billion in the first three quarters of 2024, representing an increase of 8.03% year-on-year[14] - The net profit attributable to shareholders was RMB 166.63 billion, marking a growth of 9.02% compared to the same period last year[14] - The basic earnings per share were RMB 1.59, an increase of 8.90% year-on-year[14] - The bank's net profit for the first nine months of 2024 reached CNY 16,772,257, up from CNY 15,375,251 in the same period last year, marking a growth of 9.1%[31] - The bank's total operating income for the first nine months of 2024 was CNY 38,558,036, up from CNY 35,692,157 in the same period last year, representing an increase of 7.9%[31] Asset and Liability Management - Total assets as of September 30, 2024, reached 2,547,037,415 thousand RMB, marking an 11.31% increase from the end of the previous year[4] - The total liabilities amounted to RMB 23,645.11 billion, growing by RMB 2,488.29 billion or 11.76% year-on-year[13] - Total assets increased to CNY 2,547,037,415 as of September 30, 2024, up from CNY 2,288,275,916 at the end of 2023, representing a growth of 11.3%[30] - The total liabilities increased to CNY 2,364,511,277 as of September 30, 2024, compared to CNY 2,115,681,851 at the end of 2023, an increase of 11.7%[30] Cash Flow Analysis - The net cash flow from operating activities for the first nine months of 2024 was -74,559,468 thousand RMB, a significant decrease of 297.37%[7] - Net cash flow from operating activities decreased to -74,559,468 thousand RMB in 2024 from 37,776,700 thousand RMB in 2023, indicating a significant decline[32] - Total cash inflow from operating activities was 129,279,902 thousand RMB in 2023, down from 230,339,615 thousand RMB in 2022[32] - The balance of cash and cash equivalents at the end of the period was 60,293,214 thousand RMB, up from 40,393,832 thousand RMB in 2023[32] Income Composition - The net interest income was RMB 196.14 billion, a decline of 1.36% year-on-year, accounting for 50.87% of total operating income[14] - The non-interest income reached RMB 189.44 billion, an increase of 19.84% year-on-year, making up 49.13% of total operating income[14] - The bank's investment income for Q3 2024 was CNY 3,999,370, compared to CNY 3,050,477 in Q3 2023, reflecting a significant increase of 30.9%[31] Shareholder Information - The total number of ordinary shareholders at the end of the reporting period was 73,459[7] - The total equity attributable to shareholders was 179,177,807 thousand RMB, a 5.67% increase compared to the end of the previous year[4] - The bank's total equity increased to CNY 182,526,138 as of September 30, 2024, up from CNY 172,594,065 at the end of 2023, representing a growth of 5.4%[30] Loan and Deposit Growth - The total deposits increased to RMB 14,025.59 billion, reflecting a growth of RMB 331.51 billion or 2.42% from the previous year[13] - The total loans reached RMB 12,366.97 billion, up by RMB 1,376.24 billion or 12.52% compared to the end of last year[13] - The corporate RMB loan balance reached 931.99 billion yuan, an increase of 116.89 billion yuan, or 14.34% year-on-year[16] - The bank's customer deposits rose to CNY 1,431,756,801, up from CNY 1,396,365,869, indicating a growth of 2.5%[30] Operational Efficiency - The cost-to-income ratio improved to 25.32%, a decrease of 5.15 percentage points from the end of the previous year[14] - The company's non-performing loan ratio is 0.83%, a decrease of 0.07 percentage points from the beginning of the year, with a provision coverage ratio of 340.40%[15] - The migration rate for normal loans decreased to 0.93% from 1.39% in December 2023, showing improved loan performance[23] Business Expansion - The company opened four new branches in 2024, expanding its market presence[19] - The company converted 1.05 billion yuan of convertible bonds into shares, increasing its stake in Jiangsu Financial Leasing to 21.27%[19] - The consumer finance subsidiary increased its registered capital from 5 billion yuan to 5.215 billion yuan, with the company's ownership decreasing to 64.16%[19] User Engagement - The number of active users of the mobile banking app increased by 16.28% year-on-year, enhancing user experience[17]

| 证券代码：601009 | 证券简称：南京银行 | 公告编号：2024-046 | | --- | --- | --- | | 优先股简称：南银优 1 | | 优先股代码：360019 | | 南银优 2 | | 360024 | | 可转债简称：南银转债 | | 可转债代码：113050 | 南银优 2 360024 南京银行股份有限公司 关于实施 2024 年中期权益分派时"南银转债" 一、2024 年中期普通股分红派息基本情况 1．南京银行股份有限公司（以下简称"本公司"）2024 年中期利润分配方案： 以本公司 2024 年 6 月 30 日普通股总股本 10,343,793,521 股计算，向全体普通股 股东每 10 股派送现金股利 3.587 元人民币（含税），共计派发现金股利 37.103 亿元，占合并报表中归属于上市公司股东的净利润的 32.00%。由于本公司发行的 可转债处于转股期，若总股本在实施权益分派的股权登记日前发生变动，届时本 公司将维持分配总额不变，以实施权益分派的股权登记日普通股总股本为基数， 相应调整每股分配金额，并在分红派息实施公告中明确具体分配情况。 转股连续停牌的提示 ...

23/1023/1123/1224/0124/0224/0324/0424/0524/0724/0824/0924/10 证券研究报告 | 公司点评 | 城商行Ⅱ | --- | --- | |--------------------|------------------------------------------| | 南京银行 (601009) | 报告日期： 2024 年 10 月 11 日 | | 股东增持彰显信心 | | | | | | ——南京银行更新点评 | | 投资要点 基本面与交易面共振，转债若转股增添动力，南京银行有望重回城商行头部。 事件 10 月 10 日，南京银行公告，东部机场集团投资有限公司于 2024 年 8 月 23 日至 2024 年 10 月 9 日以集中竞价方式增持股份，增持比例为 1.09%。 关键期新股东增持超 1% 增持方东部机场集团公司为南京银行新股东。①东部机场集团公司增持前未持有 南京银行股份，基于对南京银行未来发展的信心和价值成长的认可，通过二级市 场集中竞价方式增持南京银行股份。②东部机场集团公司实控人为江苏省国资 委，南京银行前十大股东中的江苏交通控 ...

Investment Rating - The report maintains a **Buy** rating for Nanjing Bank with a target price of **RMB 12.94** [2] Core Views - Nanjing Bank is considered a high-quality city commercial bank with both **dividend yield** and **growth potential** [3] - The bank's strategic transformation is effective, and its business expansion prospects are broad, justifying a valuation premium [3] - The bank's **EPS** is forecasted to be **RMB 1.95/2.19/2.46** for 2024-2026, with a **2025 BVPS** of **RMB 16.18** and a **PB ratio** of **0.64x** [3] - The bank's **2025 target PB** is set at **0.80x**, higher than the industry average of **0.54x** [3] Shareholder Confidence - **Eastern Airport Group Investment Co**, a subsidiary of Jiangsu SASAC, increased its stake in Nanjing Bank by **1.16%**, reflecting confidence in the bank's future development [4] - Earlier in 2024, **BNP Paribas** and **BNP Paribas (QFII)** also increased their stakes, further demonstrating investor confidence in the bank's growth potential [5] Financial Performance - In **H1 2024**, Nanjing Bank reported **7.9% YoY revenue growth** and **8.5% YoY net profit growth**, with a **dividend yield** of **5.04% (TTM)** [6] - The bank's **convertible bonds** are in a critical conversion period, with the current stock price **7% below the mandatory conversion price** [6] - If the remaining **RMB 14.4 billion** convertible bonds are converted, the bank's **core tier 1 capital adequacy ratio** could increase by **0.87pct** to **9.84%** [6] Valuation and Forecasts - The bank's **2024-2026 revenue** is projected to grow at **7.26%/7.50%/8.20%**, reaching **RMB 48.4/52.1/56.3 billion** [7] - **Net profit** is expected to grow at **10.80%/12.29%/12.13%**, reaching **RMB 20.5/23.0/25.8 billion** [7] - The **ROE** is forecasted to be **11.58%/11.93%/12.24%** for 2024-2026, with a **dividend yield** of **5.64%/6.34%/7.10%** [7] Business Strategy - Nanjing Bank is focusing on **corporate banking** in areas like technology innovation, inclusive finance, and international business, while leveraging its retail banking strengths [6] - The bank is also migrating its **consumer finance** experience to its parent bank to expand its business space [6]

| --- | |-------| | | | | 2024 年 10 月 8 日 公司点评 买入/维持 南京银行(601009) 目标价: 昨收盘:10.12 银行 城商行 南京银行 2024 年中报点评：营收增速改善，规模稳健增长 | --- | --- | --- | --- | --- | |----------|---------------------------------------|--------------------------------------------------------------------------------------------------------------|-----------------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- ...

| 证券简称: 南京银行 | 证券代码: 601009 | 编号: 2024-045 | | --- | --- | --- | | 优先股简称：南银优 1 | | 优先股代码：360019 | | 南银优 2 | | 360024 | | 可转债简称：南银转债 | | 可转债代码：113050 | 南京银行股份有限公司 一、本次权益变动情况概述 近日，南京银行股份有限公司（以下简称"本公司"）收到东部机场集团投 资有限公司《关于增持南京银行股份有限公司股份的告知函》，基于对本公司未 来发展的信心和价值成长的认可，东部机场集团投资有限公司于 2024 年 8 月 23 日至 2024 年 10 月 9 日期间以自有资金通过上海证券交易所交易系统以集中竞价 交易方式增持本公司股份。现将东部机场集团投资有限公司有关权益变动情况公 告如下。 关于东部机场集团投资有限公司 持股比例超过1%的公告 特别提示： 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示 ●本次权益变动属于增持，不触及要约收购。 ●东部机场集团投资有限公 ...

证券简称:南京银行 证券代码:601009 编号:2024-044 优先股简称：南银优 1 优先股代码：360019 可转债简称：南银转债 可转债代码：113050 经中国证券监督管理委员会《关于核准南京银行股份有限公司公开发行可转换 公司债券的批复》（证监许可[2021]1582号）核准，南京银行股份有限公司（以下 简称"南京银行"或"本公司"）于2021年6月15日向社会公开发行人民币200亿元 的可转换公司债券（以下简称"可转债""南银转债"），每张面值人民币100元， 按面值发行，期限6年。 经上海证券交易所自律监管决定书[2021]285号文同意，本公司200亿元可转换 1 转股情况：截至2024年9月30日，累计已有人民币4,659,702,000元南银转债转 为本公司A股普通股，累计转股数为485,647,025股，占南银转债转股前本公 司已发行A股普通股股份总额的4.8531%。 未转股可转债情况：截至2024年9月30日，尚未转股的南银转债金额为人民币 15,340,298,000元，占南银转债发行总量的比例为76.7015%。 南银优 2 360024 南京银行股份有限公司 关于可转债转股 ...