| 证券简称: 南京银行 | 证券代码: 601009 | 编号: 2024-057 | | --- | --- | --- | | 优先股简称：南银优 1 | | 优先股代码：360019 | | 南银优 2 | | 360024 | | 可转债简称：南银转债 | | 可转债代码：113050 | 南京银行股份有限公司 第十届董事会第八次会议决议公告 特别提示： 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 南京银行股份有限公司（以下简称"本公司"）第十届董事会第八次会议于 2024 年 12 月 18 日以现场会议方式在本公司河西总部大楼召开。会议通知及会 议文件已于 2024 年 12 月 6 日以电子邮件方式发出。谢宁董事长主持会议，参会 人员通过现场方式出席会议。本次董事会会议应到有表决权的董事 9 人，实到董 事 9 人。本公司监事及高级管理人员列席本次会议。会议符合《中华人民共和国 公司法》《中华人民共和国证券法》等法律、法规及《南京银行股份有限公司章 程》的有关规定。 会议对如下议案进行了审议并表决： 一、关 ...

| 证券简称: 南京银行 | 证券代码: 601009 | 编号: 2024-058 | | --- | --- | --- | | 优先股简称：南银优 1 | | 优先股代码：360019 | | 南银优 2 | | 360024 | | 可转债简称：南银转债 | | 可转债代码：113050 | 南京银行股份有限公司 特别提示： 本公司监事会及全体监事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 南京银行股份有限公司（以下简称"本公司"）第十届监事会第七次会议于 2024 年 12 月 18 日以现场方式在本公司河西总部大楼召开。会议通知及会议文 件已于 2024 年 12 月 6 日发出。会议由监事长吕冬阳先生提议召开并主持，参会 人员通过现场方式出席会议。会议应到监事 9 人，实到监事 9 人。会议符合《中 华人民共和国公司法》《中华人民共和国证券法》等法律、法规及《南京银行股 份有限公司章程》的有关规定。会议表决和通过了如下决议： 一、关于审议《南京银行股份有限公司 2024-2028 年战略规划》的议案 表决结果：同意 9 票；弃权 ...

| 证券简称: 南京银行 | 证券代码: 601009 | 编号: 2024-056 | | --- | --- | --- | | 优先股简称：南银优 1 | | 优先股代码：360019 | | 南银优 2 | | 360024 | | 可转债简称：南银转债 | | 可转债代码：113050 | 南京银行股份有限公司优先股股息发放实施公告 特别提示： 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 南京银行股份有限公司（以下简称"本公司"）优先股（优先股代码：360019； 优先股简称：南银优 1）的股息发放方案已经本公司第十届董事会第七次会议审 议通过，现将具体实施事项公告如下： 一 、优先股股息发放 1、发放金额：本次股息发放的计息起始日为 2023 年 12 月 23 日，按照南银 优 1 票面股息率 4.86%计算，每股发放现金股息人民币 4.86 元（含税），合计 人民币 2.3814 亿元（含税）。 四、咨询方式 2、发放对象：截至 2024 年 12 月 20 日上海证券交易所收市后，在中国证 ...

Investment Rating - The report assigns an "Outperform" rating to Nanjing Bank (601009) [2] Core Views - Nanjing Bank demonstrates stable profitability with a non-performing loan (NPL) ratio of 0.83% and a recovery in net interest margin (NIM) [4] - Corporate loans are the primary driver of loan growth [5] - The bank's asset quality remains stable, with a strong risk coverage ratio of 340.40% [5] Financial Performance - In Q3 2024, Nanjing Bank's revenue increased by 8.4% YoY, and net profit attributable to shareholders grew by 10.2% YoY [5] - For the first three quarters of 2024, revenue rose by 8.0% YoY, and net profit attributable to shareholders increased by 9.0% YoY [5] - The annualized ROE for Q3 2024 was 13.04%, a slight decrease of 0.04 percentage points YoY [5] - The core Tier 1 capital adequacy ratio decreased by 0.55 percentage points YoY to 9.02% [5] Asset Quality - The NPL ratio remained stable at 0.83% in Q3 2024, continuing a downward trend since the end of 2020 [5] - The special mention loan ratio increased by 7 basis points to 1.14% in Q3 2024 [5] - The provision coverage ratio decreased by 4.62 percentage points to 340.40% in Q3 2024 [5] Net Interest Margin (NIM) - Net interest income grew by 8.7% YoY in Q3 2024, while it decreased by 1.4% YoY for the first three quarters of 2024 [5] - The estimated NIM for Q3 2024 was 1.10%, up by 6 basis points from Q2 2024 [5] Loan Growth - Total loans increased by 13.7% compared to the end of 2023, with corporate loans growing by 23.2% and personal loans increasing by 7.3% [5] Valuation and Forecast - The report forecasts EPS for 2024-2026 to be 1.79, 1.95, and 2.14 yuan, respectively, with net profit attributable to shareholders growing at 6.42%, 9.01%, and 9.16% [6] - The fair value range is estimated at 10.93-11.28 yuan, based on DDM and PB-ROE models [6] Financial Projections - Revenue is projected to grow by 2.81%, 6.38%, and 7.15% in 2024E, 2025E, and 2026E, respectively [7] - Net profit attributable to shareholders is expected to grow by 6.42%, 9.01%, and 9.16% in 2024E, 2025E, and 2026E, respectively [7] - The average ROE is forecasted to be 13.29%, 13.12%, and 13.47% for 2024E, 2025E, and 2026E, respectively [7]

Investment Rating - The investment rating for the company is "Buy" with a target price based on the closing price of 10.19 on November 5, 2024 [2][6]. Core Insights - The company reported a revenue of 385.58 billion yuan for the third quarter of 2024, representing a year-on-year increase of 8.03%. The net profit attributable to shareholders was 166.63 billion yuan, up 9.02% year-on-year. The weighted ROE was 11.31%, a slight decrease of 0.13 percentage points year-on-year [2]. - The company's non-performing loan ratio stood at 0.83%, with a provision coverage ratio slightly decreasing to 340.40% [2]. - The total loan amount reached 12.4 trillion yuan, an increase of 12.52% compared to the end of the previous year, with corporate and retail loans growing by 14.34% and 7.30%, respectively [2]. - The total deposit amount was 14 trillion yuan, up 2.42% year-on-year, with a continued trend towards term deposits, which accounted for 80.90% of total deposits [2]. - The net interest margin was measured at 1.37%, showing a year-on-year decrease of 20 basis points but a quarter-on-quarter increase of 1 basis point [2]. - Interest income decreased by 1.36% year-on-year, but the decline was narrowing, while non-interest income increased by 11.71% [2]. - The cost-to-income ratio improved to 25.32%, a decrease of 2.21 percentage points year-on-year, indicating effective cost control [2]. Financial Projections - Projected operating revenues for 2024, 2025, and 2026 are 485.03 billion yuan, 517.09 billion yuan, and 555.03 billion yuan, respectively. The net profit attributable to shareholders is expected to be 202.03 billion yuan, 220.24 billion yuan, and 241.53 billion yuan for the same years [3]. - The book value per share (BVPS) is projected to be 17.48 yuan, 19.75 yuan, and 22.22 yuan for 2024, 2025, and 2026, respectively, with corresponding price-to-book (PB) ratios of 0.58, 0.52, and 0.46 [3].

关于 5%以上股东增持达 1%的提示性公告 特别提示： 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示 ●本次权益变动属于增持，不触及要约收购。 ●本公司第一大股东法国巴黎银行及法国巴黎银行（QFII）合计持有本公司 股份比例从 17.04%增加至 18.04%，增持比例达 1%。 一、本次权益变动情况概述 | 证券简称: 南京银行 | 证券代码: 601009 | 编号: 2024-055 | | --- | --- | --- | | 优先股简称：南银优 1 | | 优先股代码：360019 | | 南银优 2 | | 360024 | | 可转债简称：南银转债 | | 可转债代码：113050 | 南京银行股份有限公司 2.截至 2024 年 11 月 07 日本公司总股本为 10,761,790,539 股，法国巴黎银 行及法国巴黎银行（QFII）持有本公司股份比例合计 18.04%。 3.增持比例以 2024 年 3 月 13 日的 17.04%和 2024 年 11 月 07 日的 18.04% 计算 ...

| 证券简称: 南京银行 | 证券代码: 601009 | 编号:2024-054 | | --- | --- | --- | | 优先股简称：南银优 1 | | 优先股代码：360019 | | 南银优 2 | | 360024 | | 可转债简称：南银转债 | | 可转债代码：113050 | 南京银行股份有限公司 关于 2024 年金融债券（第三期）（债券通） 发行完毕的公告 特别提示： 本期债券于 2024 年 10 月 28 日发行完毕，发行总额为人民币 150 亿元，品 种为 3 年期固定利率债券，票面利率 2.16%。 本期债券募集的资金将用于优化中长期资产负债匹配结构，增加稳定中长期 负债来源并支持中长期资产业务的开展。 特此公告。 南京银行股份有限公司董事会 2024 年 10 月 28 日 1 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 经中国人民银行批准，南京银行股份有限公司于近日在全国银行间债券市场 成功发行"南京银行股份有限公司 2024 年金融债券（第三期）（债券通）"（以 下简称"本期债券"） ...

Investment Rating - The report maintains a "Recommended" rating for the company, reflecting confidence in its future development and performance [4][5]. Core Insights - Revenue and net profit growth continue to improve, with operating income reaching 38.558 billion yuan, a year-on-year increase of 8.03%, and net profit attributable to shareholders at 16.663 billion yuan, up 9.02% year-on-year [3][4]. - The company has seen a significant increase in retail loan issuance, with a year-on-year growth of 7.3% in retail loans, and a total loan amount growth of 12.52% compared to the end of the previous year [3][4]. - Non-interest income has also shown strong growth, with a 19.84% increase year-on-year, driven by the performance of wealth management products [3][4]. Summary by Sections Financial Performance - For the first nine months of 2024, the company achieved operating income of 38.558 billion yuan, a year-on-year increase of 8.03%, and net profit attributable to shareholders of 16.663 billion yuan, up 9.02% year-on-year. The annualized weighted average ROE was 15.08%, a slight decrease of 0.17 percentage points [3][4]. - In Q3 2024, revenue and net profit grew by 8.38% and 10.2% year-on-year, respectively [3]. Loan and Deposit Growth - As of September 2024, the total loan amount increased by 12.52% compared to the end of the previous year, with corporate loans growing by 14.34% and retail loans by 7.3% [3][4]. - The company’s deposit growth was 2.42% year-on-year, with a notable increase in the proportion of time deposits [3]. Non-Interest Income and Wealth Management - Non-interest income reached 18.944 billion yuan, reflecting a year-on-year growth of 19.84%. The intermediary business income was 3.504 billion yuan, up 11.71% year-on-year [3][4]. - The balance of wealth management products reached 441.323 billion yuan, an 18.02% increase from the end of the previous year [3]. Asset Quality - As of September 2024, the non-performing loan ratio was 0.83%, and the coverage ratio was 340.4%, indicating a stable asset quality [4]. - The core Tier 1 capital adequacy ratio stood at 9.02%, reflecting a solid capital position [4].

Investment Rating - The report maintains a "Buy" rating for the company, with a target price of 11.44 CNY per share based on a historical valuation method [2][4]. Core Insights - Revenue and net profit growth rates have shown slight improvements, with net interest income growth notably increasing. As of Q3 2024, the company's revenue, PPOP, and net profit attributable to shareholders have year-on-year growth rates of 8.0%, 10.1%, and 9.0%, respectively [1]. - Asset expansion has accelerated, with total assets and loan growth rates increasing to 13.7%. The bank's total liabilities and deposit growth rates have also improved, indicating a shift towards more active liabilities [1]. - The non-performing loan ratio remains stable at 0.83%, with a slight increase in the attention ratio. Capital adequacy ratios have shown marginal improvements, indicating a solid risk coverage capacity [1]. Financial Performance Summary - The company forecasts net profit growth rates of 12.3%, 13.8%, and 13.7% for 2024, 2025, and 2026, respectively. The expected EPS for these years is 1.84, 2.10, and 2.41 CNY, with corresponding PB ratios of 0.71X, 0.64X, and 0.58X [2][3]. - Key financial metrics for 2024E include total revenue of 49,352 million CNY, a net profit of 20,781 million CNY, and an EPS of 1.84 CNY, reflecting a year-on-year growth of 9.3%, 12.3%, and 12.3%, respectively [3][4].

| 证券代码：601009 | 证券简称：南京银行 | 公告编号：2024-053 | | --- | --- | --- | | 优先股简称：南银优 1 | | 优先股代码：360019 | | 南银优 2 | | 360024 | | 可转债简称：南银转债 | | 可转债代码：113050 | 南京银行股份有限公司 关于根据 2024 年中期利润分配方案调整 可转换公司债券转股价格的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 因本公司实施2024年中期普通股分红派息，每股派送现金股利人民币0.34626 元（含税），"南银转债"的转股价格自2024年11月1日起调整为人民币8.22元/ 股。 一、转股价格调整依据 根据《南京银行股份有限公司公开发行A股可转换公司债券募集说明书》（以 下简称"《募集说明书》"）的相关规定，在"南银转债"的存续期内，当本公 司派送现金股利时，将按照下述公式进行转股价格调整： 派发现金股利：P1=P0-D； 因实施 2024 年中期权益分派,本公司的相关证券停复牌情况如 ...