Financial Performance - In 2024, the company achieved a revenue growth of 11.32% and a net profit attributable to shareholders growth of 9.05% compared to the previous year[14]. - The company distributed a total cash dividend of RMB 60.54 billion for the year, representing 30% of the net profit attributable to shareholders[8]. - Operating income was CNY 50.27 billion, representing a year-on-year increase of 11.32%[22]. - The net profit attributable to shareholders was CNY 20.18 billion, up by 9.05% year-on-year[22]. - The total assets of the group reached CNY 2.59 trillion, an increase of 13.25%[22]. - The total loans amounted to CNY 1.26 trillion, with a growth rate of 14.31%[22]. - The total deposits reached CNY 1.50 trillion, reflecting a growth of 9.26%[22]. - The net cash flow from operating activities showed a significant decline, with a net outflow of RMB 65,795,334 thousand compared to a net inflow of RMB 37,058,939 thousand in 2023, marking a decrease of 277.54%[37]. - The company's total assets reached RMB 2,591,399,702, an increase of 13.25% compared to the previous year, driven by an increase in loans and other debt investments[49]. - Net profit for the year was RMB 20,364,934, reflecting a growth of 9.31% due to increased operating income[49]. Loan and Deposit Growth - Loans to technology enterprises increased by 38% year-on-year, with the number of clients growing by over 30%[15]. - Green finance loans grew by 25% year-on-year, with multiple innovative products launched[15]. - Inclusive small and micro enterprise loans and agricultural loans increased by 16% and 22% year-on-year, respectively[15]. - The balance of technology finance loans reached RMB 127.2 billion, growing by 37.55% year-to-date[151]. - The balance of green finance loans was RMB 221.615 billion, reflecting a year-to-date growth of 25.20%[151]. - The balance of agricultural loans was RMB 143.544 billion, increasing by 22.30% since the beginning of the year[151]. - The total deposits amounted to RMB 1,496.17 billion, reflecting an increase of RMB 126.76 billion or 9.26% year-over-year, with corporate deposits growing by 8.14% and personal deposits by 11.69%[107]. Asset Quality and Risk Management - The non-performing loan ratio stood at 0.83%, a decrease of 0.07 percentage points from the previous year[22]. - The company maintained a non-performing loan ratio of 0.83% and a provision coverage ratio of 335.27%[64]. - The company has implemented measures to enhance asset quality management, focusing on risk identification and early intervention[121]. - The overdue loans reached RMB 15,920,833 thousand, reflecting an increase of RMB 1,538,329 thousand (10.7%) from the previous year[120]. - The company's non-performing loan (NPL) ratio for corporate loans was 0.66%, a decrease of 0.04 percentage points year-on-year[120]. - The NPL ratio for personal loans was 1.29%, down by 0.21 percentage points compared to the previous year[120]. Digital Transformation and Innovation - The company has successfully implemented digital RMB in nearly 100 scenarios, significantly increasing the online business rate[15]. - The number of mobile app users grew by 27.93%, while monthly active users (MAU) increased by 22.24%[26]. - The company launched various innovative financial products and services, enhancing its comprehensive service capabilities in the retail banking sector[157]. - The company enhanced its retail business through AI and digital tools, improving customer experience and operational efficiency[161]. - The company focused on digital financial development, emphasizing the integration of technology and data to drive high-quality growth[164]. Strategic Initiatives and Future Plans - The company has established a new five-year strategic plan focusing on five major banking constructions: science and technology bank, investment bank, wealth bank, transaction bank, and digital bank[15]. - The company aims to become a leading regional comprehensive financial service provider, focusing on high-quality development and effective risk management[55]. - The company is implementing an eight-pronged strategic support system to achieve its goals, focusing on organizational reform, team capability enhancement, and risk control upgrades[188]. - The company plans to enhance customer acquisition, optimize asset-liability management, and strengthen risk compliance to support long-term growth[189]. - The company anticipates facing challenges from complex international environments, domestic demand insufficiencies, and intensified competition within the banking sector[190]. Awards and Recognition - The company ranked 91st in the 2024 Global Bank 1000 list by The Banker magazine[34]. - The company achieved a AAA credit rating with a stable outlook from China Chengxin International Credit Rating Co., Ltd.[33]. - The company was awarded the "Best Practice Case of Listed Company Board" by the China Association of Public Companies[34]. - The company received multiple awards for its contributions to financial consumer satisfaction and charity, including the "Nanjing Charity Award" for the most caring charitable donation unit[34]. - The company was recognized as an "Outstanding Retail Bank" at the 2024 Retail Banking Summit hosted by Caixin[34].

Financial Performance - The company's operating revenue for Q1 2025 reached RMB 14,190,018, representing a year-on-year increase of 6.53% compared to RMB 13,319,640 in Q1 2024[5] - Net profit attributable to shareholders was RMB 6,108,485, up 7.06% from RMB 5,705,829 in the same period last year[5] - The net cash flow from operating activities was RMB 100,697,415, a significant increase of 2,855.92% compared to a negative cash flow of RMB -3,653,856 in Q1 2024[5] - The company reported a basic earnings per share of RMB 0.55, unchanged from the previous year, while diluted earnings per share increased by 4.17% to RMB 0.50[6] - The company achieved operating revenue of CNY 14.19 billion, an increase of CNY 870 million or 6.53% year-over-year[19] - Net profit attributable to shareholders was CNY 6.11 billion, up CNY 403 million or 7.06% year-over-year[19] - The net profit for Q1 2025 was CNY 6,139,166, an increase of 6.77% compared to CNY 5,750,607 in Q1 2024[50] - Net interest income rose to CNY 7,752,225 in Q1 2025, up from CNY 6,581,094 in Q1 2024, reflecting a growth of 17.73%[50] Asset and Liability Management - The total assets as of March 31, 2025, amounted to RMB 2,765,237,588, reflecting a growth of 6.71% from RMB 2,591,399,702 at the end of 2024[6] - The total assets of the company reached CNY 2,765.24 billion, an increase of CNY 173.84 billion or 6.71% compared to the beginning of the year[18] - The total liabilities increased to CNY 2,569.24 billion, up CNY 169.79 billion or 7.08% year-to-date[18] - The capital adequacy ratio stood at 13.02%, while the core tier 1 capital ratio was 8.89% as of March 31, 2025[34] - The total loans issued reached CNY 1,313,629,664 as of March 31, 2025, an increase from CNY 1,225,156,405 at the end of 2024[48] Investment and Income - The company experienced a 36.54% increase in investment income, totaling RMB 4,822,428 compared to the previous year[9] - The net interest income was CNY 7.75 billion, an increase of CNY 1.17 billion or 17.80% year-over-year, accounting for 54.63% of total revenue[19] - The company’s wealth management products reached CNY 497.65 billion, an increase of CNY 24.18 billion from the previous year[25] Shareholder Information - The total number of ordinary shareholders at the end of the reporting period was 79,687[12] - The top shareholder, BNP Paribas, holds 1,576,214,136 shares, accounting for 14.23% of the total shares[12] Risk Management - The non-performing loan ratio remained stable at 0.83%, unchanged from the beginning of the year[20] - The provision coverage ratio was 323.69%, indicating strong risk mitigation capabilities[20] - The company plans to enhance asset quality management mechanisms and strengthen credit risk monitoring[21] - The cost-to-income ratio improved slightly to 30.11% in Q1 2025 from 30.47% in Q4 2024[37] - The bank's leverage ratio decreased to 5.93% as of March 31, 2025, down from 6.26% at the end of 2024[43] Future Plans and Market Position - The company plans to continue expanding its market presence and enhancing its product offerings in the upcoming quarters[3] - The company aims to solidify its position as a leading regional comprehensive financial service provider in the next five years[17] Customer and Deposit Growth - Total deposits rose to CNY 1,657.24 billion, reflecting an increase of CNY 161.07 billion or 10.77%[18] - The company’s personal deposit balance reached CNY 551.83 billion, an increase of CNY 75.33 billion or 15.81% from the beginning of the year[23] - Retail customer financial assets grew to CNY 913.59 billion, up CNY 86.64 billion or 10.48% year-on-year[23] - The company’s cash management ecosystem expanded with 146,460 signed clients for the "Xin e Ban" service[22] Cash Flow Analysis - The net cash flow from financing activities showed a significant decline, with a net outflow of (27,792,219) thousand RMB in Q1 2025 compared to a net inflow of 43,029,203 thousand RMB in Q1 2024[52] - The balance of cash and cash equivalents at the end of Q1 2025 was 73,370,516 thousand RMB, compared to 46,556,783 thousand RMB at the end of Q1 2024[52] - The net increase in cash and cash equivalents for Q1 2025 was 9,753,722 thousand RMB, up from 7,637,776 thousand RMB in Q1 2024[52]

南京银行股份有限公司 内部控制审计报告 2024年12月31日 南京银行股份有限公司全体股东： 按照《企业内部控制审计指引》及中国注册会计师执业准则的相关要求，我们审 计了南京银行股份有限公司（以下简称"南京银行"）2024年12月31日的财务报告内 部控制的有效性。 二、注册会计师的责任 我们的责任是在实施审计工作的基础上，对财务报告内部控制的有效性发表审计 意见，并对注意到的非财务报告内部控制的重大缺陷进行披露。 三、内部控制的固有局限性 内部控制审计报告 内部控制具有固有局限性，存在不能防止和发现错报的可能性。此外，由于情况 的变化可能导致内部控制变得不恰当，或对控制政策和程序遵循的程度降低，根据内 部控制审计结果推测未来内部控制的有效性具有一定风险。 安永华明（2025）专字第70013046_B01号 南京银行股份有限公司 四、财务报告内部控制审计意见 一、企业对内部控制的责任 按照《企业内部控制基本规范》、《企业内部控制应用指引》、《企业内部控制评价 指引》的规定，建立健全和有效实施内部控制，并评价其有效性是南京银行董事会的 责任。 我们认为，南京银行于2024年12月31日按照《企业内部控制基本 ...

2025 70013046_A03 2024 2024 2024 2024 2023 2024 2025 70013046_A03 2024 3000 ISAE3000 ISAE3000(Revised) 2024 2024 A member firm of Ernst & Young Global Limited 1 A member firm of Ernst & Young Global Limited 1 1 2 3 4 5 6 2 本鉴证报告仅向贵行董事会出具，而无其他目的。我们不会就本报告的内容向任何其他人士 承担任何责任。 (特殊有偏合化) G r 安永华明会计师事务所。《特殊普通合伙） 2025 年 4 月 21 日 中国 北京 3 A member firm of Ernst & Young Global Limited 可持续发展报告独立鉴证报告（续） 安永华明（2025）专字第70013046 A03号 南京银行股份有限公司 七、结论 根据我们所实施的鉴证工作，我们未发现《可持续发展报告》中所选定的 2024 年度关键绩 效信息在所有重大方面存在与编制基础的要求不符合的情况。 八、报告的 ...

南京银行（601009）公告，2025年第一季度营业收入为141.9亿元，同比增长6.53%；净利润为61.08亿 元，同比增长7.06%。 ...

证券代码：601009 证券简称：南京银行 公告编号：2025-005 优先股简称：南银优 1 优先股代码：360019 可转债简称：南银转债 可转债代码：113050 南银优 2 360024 重要内容提示： 本次股票上市类型为非公开发行股份；股票认购方式为网下，上市股数为 1,131,108,262 股。 本次股票上市流通总数为 1,131,108,262 股。 本次股票上市流通日期为 2025 年 4 月 23 日。 一、本次限售股上市类型 2020年4月13日，南京银行股份有限公司（以下简称"南京银行"或"本公司"） 收到中国证券监督管理委员会（以下简称"中国证监会"）出具的《关于核准南 京银行股份有限公司非公开发行股票的批复》（证监许可[2020]653号），经中国 证监会核准，本公司于2020年4月向法国巴黎银行等3家特定对象非公开发行人民 币普通股（A股）1,524,809,049股（以下简称"本次发行"或"本次非公开发行"）。 本次发行新增股份已于2020年4月23日在中国证券登记结算有限责任公司上 海分公司办理完毕登记托管手续。其中，法国巴黎银行、江苏交通控股有限公司 认购的股票限售期为60 ...

中信建投证券股份有限公司 关于南京银行股份有限公司 非公开发行股票部分限售股解禁上市流通的核查意见 中信建投证券股份有限公司（以下简称"中信建投证券"或"保荐人"）作 为南京银行股份有限公司（以下简称"南京银行"或"公司"）公开发行A股可 转换公司债券的保荐人，根据《证券发行上市保荐业务管理办法》《上海证券交 易所股票上市规则》及《上海证券交易所上市公司自律监管指引第11号——持续 督导》等有关法律法规和规范性文件的要求，对南京银行非公开发行股票部分限 售股解禁上市流通事项进行了认真、审慎的核查，发表核查意见如下： 一、本次上市流通的限售股类型 各认购对象认购股份数量及锁定期限情况如下： 中国烟草总公司江苏省公司（江苏省烟草公司）所持有的限售期限36个月的 1 限售股，已于2023年4月24日上市流通，详见南京银行于2023年4月18日在上海证 券交易所发布的《南京银行股份有限公司非公开发行限售股上市流通公告》。本 次上市流通的限售股为法国巴黎银行、江苏交通控股所持有的限售期限60个月的 限售股。 经中国证券监督管理委员会（以下简称"中国证监会"）出具的《关于核准 南京银行股份有限公司非公开发行股票的批复》（ ...

2025年4月12日，南京银行（601009）股份有限公司(证券简称：南京银行，证券代码：601009)发布公告，详细披露了部分股东近期增持公司 股份的重要情况。公告显示，南京紫金投资集团有限责任公司的控股子公司紫金信托有限责任公司，在2024年10月8日至2025年4月10日期 间，通过上海证券交易所集中竞价交易稳步推进增持计划，累计增持南京银行股份7713.05万股，占公司总股本的0.70%。增持完成后，紫金 信托持有南京银行股份总数达到18959.64万股。 与此同时，东部机场集团投资有限公司也在同一时间段内，采用相同的集中竞价交易方式积极增持，累计增持南京银行股份17272.29万股， 占公司总股本的1.56%，增持后持股总数增至28848.95万股。截至2025年4月10日，南京银行总股本为110.75亿股，紫金集团及其控股子公司 紫金信托合计持有南京银行股份比例为13.73%，东部机场集团投资有限公司持股比例为2.60%。 | 增持股东名称 | 増持股份 性质 | 变动前持有 股数(股) | 变动后持有 股数(股) | 增持占 2025年4月 10 日总股本比例 | | --- | --- | - ...

本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容 的真实性、准确性和完整性承担法律责任。 重要内容提示 ●本次权益变动属于增持，不触及要约收购。 登录新浪财经APP 搜索【信披】查看更多考评等级 ■ 南京银行股份有限公司关于部分股东增持股份的公告 特别提示： 注：本公司可转债"南银转债"已于2021年12月21日进入转股期，截至2025年4月10日本公司总股本为 11,075,041,994股。 截至2025年4月10日，紫金集团及其控股子公司紫金信托合计持有本公司股份比例为13.73%；东部机场 集团投资有限公司持有本公司股份比例为2.60%。 二、其他情况说明 ●南京紫金投资集团有限责任公司控股子公司紫金信托有限责任公司于2024年10月8日至2025年4月10日 期间，合计增持本公司股份77,130,523股，占本公司总股本比例为0.70%；东部机场集团投资有限公司 于2024年10月10日至2025年4月10日期间，合计增持本公司股份172,722,924股，占本公司总股本比例为 1.56%。 本公司总股本以2025年4月10日总股本11,075,041,99 ...

关于部分股东增持股份的公告 特别提示： 证券简称: 南京银行 证券代码: 601009 编号: 2025-004 优先股简称：南银优 1 优先股代码：360019 南银优 2 360024 可转债简称：南银转债 可转债代码：113050 南京银行股份有限公司 本公司总股本以 2025 年 4 月 10 日总股本 11,075,041,994 股计算。 一、本次权益变动情况 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示 ●本次权益变动属于增持，不触及要约收购。 近日，南京银行股份有限公司(以下简称"本公司")收到部分股东关于增持 本公司股份的告知函，现将相关情况公告如下： ●南京紫金投资集团有限责任公司控股子公司紫金信托有限责任公司于 2024 年 10 月 8 日至 2025 年 4 月 10 日期间，合计增持本公司股份 77,130,523 股，占本公司总股本比例为 0.70%；东部机场集团投资有限公司于 2024 年 10 月 10 日至 2025 年 4 月 10 日期间，合计增持本公司股份 172,72 ...