Group 1 - The A-share market saw a general rise in bank stocks, with notable increases in Qingdao Bank, Qilu Bank, Nanjing Bank, Zijin Bank, and Chongqing Rural Commercial Bank, all rising over 1% [1]

南京银行（601009.SH）江苏交控拟增持点评 股东增持显信心 glmszqdatemark [Table_Author] | 分析师 王先爽 | | --- | | 执业证书： S0590525120014 | | 邮箱： wangxianshuang@glms.com.cn | | 分析师 乔丹 | | 执业证书： S0590526010003 | | 邮箱： qiaodan@glms.com.cn | 相对走势 -10% 3% 17% 30% 2025/2 2025/8 2026/2 南京银行 沪深300 相关研究 1． 南京银行（601009.SH）2025 年度业绩快 报点评：营收双位增长，客户基础夯实- 2026/01/23 2026 年 02 月 11 日 | 推荐 | 维持评级 | | --- | --- | | 当前价格： | 11.33 元 | [盈利预测与财务指标 Table_Forcast] | 项目/年度 | 2024A | 2025E | 2026E | 2027E | | --- | --- | --- | --- | --- | | 营业收入（百万元） | 50,273 | ...

Investment Rating - The industry investment rating is "Overweight" [8] Core Insights - The report emphasizes the importance of personal credit repair policies and the collaboration between fiscal and monetary policies to support high-quality development [3][5] - The social comprehensive financing cost has decreased, with the weighted average interest rate for new loans at approximately 3.15%, down 10 basis points from September [2] - The report highlights the rapid growth of asset management products, which is changing the deposit structure and maintaining liquidity stability [4] Summary by Sections Section 1: Personal Credit Repair and Risk Prevention - The central bank has introduced a one-time personal credit repair policy to support individuals with overdue information under 10,000 yuan after full repayment, aiming to stimulate micro-entity vitality [4] Section 2: Financing Costs and Credit Structure - The weighted average interest rates for general loans and corporate loans have decreased to 3.55% and 3.10%, respectively, while personal housing loan rates remained stable at 3.06% [2] - Loans for technology, green finance, inclusive finance, and digital economy sectors have shown significant year-on-year growth, with increases of 11.5%, 20.2%, 10.9%, and 14.1% respectively [2] Section 3: Fiscal and Monetary Policy Collaboration - The central bank has increased the quotas for re-loans aimed at technological innovation and small enterprises by 900 billion yuan, alongside a dedicated 1 trillion yuan for private enterprises [3] - The green loan balance reached 44.8 trillion yuan, reflecting a 20.2% year-on-year growth, indicating a robust green finance market [3] Section 4: Liquidity and Credit Governance - The report suggests observing liquidity from a combined perspective of asset management products and bank deposits, noting an 8.1% year-on-year growth in total liquidity indicators [4] - The overall social financing environment remains loose, supporting the ongoing credit repair initiatives [4] Section 5: Future Monetary Policy Directions - The central bank aims to maintain reasonable growth in financial totals and implement moderately loose monetary policies, focusing on price recovery and risk prevention [5] - The report outlines the need for improved market-based interest rate formation and transmission mechanisms to better reflect loan market rates [5]

本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容 的真实性、准确性和完整性承担法律责任。 特别提示： 登录新浪财经APP 搜索【信披】查看更多考评等级 鉴于以上规定，本公司董事会同意该股权变更事项，该事项尚需监管机构核准，本公司将按照有关规 定，及时履行信息披露义务，敬请投资者注意投资风险。 特此公告。 南京银行股份有限公司董事会 2026年2月10日 南京银行股份有限公司（以下简称"本公司"）第十届董事会第十八次会议于2026年2月10日召开。会议 通知及会议文件已于2026年2月5日以电子邮件方式发出。本次会议采取书面传签方式召开，会议应到有 表决权董事11人，实到董事11人。会议符合《中华人民共和国公司法》《中华人民共和国证券法》等法 律、法规及《南京银行股份有限公司章程》的有关规定。会议对如下议案进行了审议并表决： 关于江苏交通控股有限公司拟持有本行15%以上股份的议案 同意11票；弃权0票；反对0票。 根据《商业银行股权管理暂行办法》《中资商业银行行政许可事项申请材料目录及格式要求》等规定， 投资人及其关联方、一致行动人单独或合计拟首次持有或累计增持商业银行 ...

Group 1 - As of February 10, 2023, 14 regional banks have received nearly 400 institutional research visits, with Nanjing Bank and Shanghai Bank being the most popular, each hosting over 70 institutions [1][2] - The focus of institutional inquiries includes credit issuance during the "opening red" period and trends in net interest margin [1][3] - Many banks plan to align their credit strategies with national and regional development strategies, enhancing service quality to the real economy and supporting consumption policies [1][4] Group 2 - The majority of banks receiving significant institutional attention are located in economically active regions, particularly in Jiangsu, Zhejiang, and Shanghai [2] - Regional banks are seen as attractive investment options due to their stable dividend expectations and improved asset quality, driven by local market expertise [2][3] - Institutions are particularly interested in how banks are managing net interest margins and asset quality, with several banks reporting stable performance in these areas [3][4] Group 3 - Banks are focusing on maintaining asset quality through comprehensive risk management systems and proactive measures to address non-performing loans [3][4] - The outlook for the banking sector in the first quarter of 2023 is positive, with expectations of stable credit issuance and improved operational conditions [4]

Core Viewpoint - A-share listed banks have shown positive growth in net profit for 2025, with all 11 banks reporting an increase, and four banks achieving double-digit growth, led by Qingdao Bank at 21.66% [1][5]. Group 1: Financial Performance - Qingdao Bank reported a net profit of 518.77 million yuan, up from 426.41 million yuan, marking a growth rate of 21.66% [2]. - Qilu Bank and Hangzhou Bank followed with net profit growth rates of 14.58% and 12.05%, respectively [5]. - In terms of total assets, China Merchants Bank leads with 13.07 trillion yuan, a year-on-year increase of 7.56% [4]. - The overall asset quality of the banks remains stable, with most banks reporting a decrease or stability in non-performing loan ratios [5][6]. Group 2: Revenue Trends - Revenue growth among the banks is varied, with only CITIC Bank experiencing a slight decline of 0.55% [4]. - Nanjing Bank led in revenue growth with a 10.48% increase, while Ningbo Bank and Qingdao Bank reported increases of 8.01% and 7.97%, respectively [4][5]. - The overall revenue growth for A-share listed banks is expected to improve in 2025, driven by narrowing interest margins and increased impairment contributions [9]. Group 3: Market Outlook - Analysts are cautiously optimistic about the banking sector's performance in 2026, with expectations of stable credit growth and improved profitability [9][10]. - The investment focus for 2026 includes identifying banks with potential for growth, particularly Ningbo Bank and China Merchants Bank, and those with convertible bond expectations like Industrial Bank [10]. - The overall market capitalization of the banking sector has surpassed 15 trillion yuan, reflecting a significant increase from the previous year [6].

登录新浪财经APP 搜索【信披】查看更多考评等级 2月10日金融一线消息，南京银行股份有限公司第十届董事会第十八次会议决议审议通过了《关于江苏 交通控股有限公司拟持有本行15%以上股份的议案》。 南京银行公告称，根据《商业银行股权管理暂行办法》《中资商业银行行政许可事项申请材料目录及格 式要求》等规定，投资人及其关联方、一致行动人单独或合计拟首次持有或累计增持商业银行资本总额 或股份总额5%以上的，应当事先报国家金融监督管理总局或其派出机构核准；且中资商业银行变更资 本总额或股份总额5%以上股东审批，需提交股东（大）会或董事会同意变更股权的决议，同时提交相 关决议和议案。江苏交通控股有限公司作为持股比例10%以上的股东，持股比例超过15%需要事先获得 国家金融监督管理总局江苏监管局核准。鉴于以上规定，该公司董事会同意该股权变更事项，该事项尚 需监管机构核准，该公司将按照有关规定，及时履行信息披露义务，敬请投资者注意投资风险。 责任编辑：李琳琳 登录新浪财经APP 搜索【信披】查看更多考评等级 2月10日金融一线消息，南京银行股份有限公司第十届董事会第十八次会议决议审议通过了《关于江苏 交通控股有限公司拟持有本 ...

证券简称: 南京银行 证券代码: 601009 编号: 2026-004 优先股简称：南银优 2 优先股代码：360024 南京银行股份有限公司 第十届董事会第十八次会议决议公告 特别提示： 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 南京银行股份有限公司（以下简称"本公司"）第十届董事会第十八次会议 于 2026 年 2 月 10 日召开。会议通知及会议文件已于 2026 年 2 月 5 日以电子邮 件方式发出。本次会议采取书面传签方式召开，会议应到有表决权董事 11 人， 实到董事 11 人。会议符合《中华人民共和国公司法》《中华人民共和国证券法》 等法律、法规及《南京银行股份有限公司章程》的有关规定。会议对如下议案进 行了审议并表决： 同意 11 票；弃权 0 票；反对 0 票。 根据《商业银行股权管理暂行办法》《中资商业银行行政许可事项申请材料 目录及格式要求》等规定，投资人及其关联方、一致行动人单独或合计拟首次持 有或累计增持商业银行资本总额或股份总额 5%以上的，应当事先报国家金融监 督管理总局或其派出机构核准 ...

（记者 王晓波） 每经AI快讯，南京银行2月10日晚间发布公告称，公司第十届第十八次董事会会议于2026年2月10日采 取书面传签方式召开。会议审议了《关于江苏交通控股有限公司拟持有本行15%以上股份的议案》等文 件。 每经头条（nbdtoutiao）——10倍价差刷屏！"外国人来华就医"火了，三位亲历者这样说⋯⋯ ...

Core Viewpoint - The A-share market saw a broad increase in bank stocks, with Shanghai Bank, Construction Bank, CITIC Bank, Minsheng Bank, Bank of Communications, and Zheshang Bank all rising over 1% [1] Group 1: Stock Performance - Shanghai Bank (601229) increased by 1.82%, with a total market capitalization of 142.8 billion and a year-to-date decline of 0.50% [2] - Construction Bank (601939) rose by 1.58%, holding a market cap of 2,354.4 billion, and has a year-to-date decline of 3.02% [2] - CITIC Bank (601998) saw a rise of 1.47%, with a market cap of 421.8 billion and a year-to-date decline of 1.56% [2] - Minsheng Bank (600016) increased by 1.27%, with a market cap of 174.3 billion and a year-to-date increase of 3.92% [2] - Bank of Communications (601328) rose by 1.19%, with a market cap of 602.6 billion and a year-to-date decline of 5.93% [2] - Zheshang Bank (601916) increased by 1.01%, with a market cap of 82.4 billion and a year-to-date decline of 1.32% [2] Group 2: Additional Bank Performance - Chongqing Rural Commercial Bank (601077) rose by 0.91%, with a market cap of 75.6 billion and a year-to-date increase of 6.49% [2] - Everbright Bank (601818) increased by 0.90%, with a market cap of 198.5 billion and a year-to-date decline of 0.78% [2] - Nanjing Bank (6000009) rose by 0.89%, with a market cap of 140.5 billion and a year-to-date decline of 0.61% [2] - Lanzhou Bank (001227) increased by 0.86%, with a market cap of 13.4 billion and a year-to-date increase of 3.46% [2] - Postal Savings Bank (601658) rose by 0.77%, with a market cap of 626.9 billion and a year-to-date decline of 2.05% [2] - Agricultural Bank (601288) increased by 0.75%, with a market cap of 2,365.9 billion and a year-to-date decline of 11.98% [2] - Bank of China (601988) rose by 0.74%, with a market cap of 1,746.4 billion and a year-to-date decline of 5.41% [2] - Qingdao Bank (002948) increased by 0.72%, with a market cap of 32.5 billion and a year-to-date increase of 24.78% [2]