Changshu Bank(601128)

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多家银行下调存款利率!应对零售存款流失,加码“固收+”
券商中国· 2025-09-26 03:20
Core Viewpoint - Since September, local small and medium-sized banks have been continuously lowering deposit interest rates to alleviate net interest margin pressure and follow the lead of larger banks [1][3]. Group 1: Deposit Rate Adjustments - On September 25, several banks in Henan, including Luoyang Rural Commercial Bank, announced reductions in RMB deposit rates, with the highest cut reaching 35 basis points [2][3]. - The new rates for fixed-term deposits at Luoyang Rural Commercial Bank are now 0.75% for three months, 1.00% for six months, 1.30% for one year, and 1.35% for two years, reflecting a reduction of 15 basis points [3]. - Other banks, such as Jieyang Rural Commercial Bank and Shanghai Huarui Bank, have also lowered rates across various deposit products, indicating a broader trend among local banks to adjust rates following national banks [3]. Group 2: Retail Deposit Trends - There is a noticeable outflow of retail deposits as customers shift to investment products with higher returns, such as cash management and fixed-income bank wealth management products, which offer annual yields of 2% to 3% [2][5]. - Retail deposit growth has significantly slowed, with banks facing challenges in attracting new customers and retaining existing deposits [5][6]. - Data shows that major banks like China Merchants Bank and Ping An Bank experienced a decline in retail deposit growth rates in the first half of 2025 compared to the same period in 2024, with decreases of 3.43 and 3.73 percentage points, respectively [8]. Group 3: Wealth Management Strategies - In response to declining retail deposits, banks are focusing on expanding their wealth management services, leveraging the recent bullish trends in capital markets [9][10]. - Wealth management products, particularly those linked to equity funds, are becoming key revenue drivers for banks as they seek to retain customer assets [9]. - The "fixed income plus" product category is seen as a new pathway for banks to attract deposits in a low-interest-rate environment, highlighting the need for diversified investment options [10].
农商行板块9月25日跌1.62%,渝农商行领跌,主力资金净流出311.16万元
Zheng Xing Xing Ye Ri Bao· 2025-09-25 08:37
Market Overview - On September 25, the rural commercial bank sector declined by 1.62%, with Chongqing Rural Commercial Bank leading the drop [1] - The Shanghai Composite Index closed at 3853.3, down 0.01%, while the Shenzhen Component Index closed at 13445.9, up 0.67% [1] Individual Stock Performance - The closing prices and changes for key rural commercial banks are as follows: - Hu Nong Commercial Bank: 8.62, down 0.58% - Qing Nong Commercial Bank: 3.14, down 0.95% - Su Nong Bank: 4.99, down 0.99% - Wuxi Bank: 5.84, down 1.02% - Rui Feng Bank: 5.30, down 1.12% - Zhangjiagang Bank: 4.30, down 1.15% - Jiangyin Bank: 4.50, down 1.32% - Zijin Bank: 2.81, down 1.75% - Changshu Bank: 6.96, down 2.11% - Chongqing Rural Commercial Bank: 6.31, down 3.52% [1] Capital Flow Analysis - The rural commercial bank sector experienced a net outflow of 3.11 million yuan from main funds, while speculative funds saw a net inflow of 5.88 million yuan, and retail investors had a net outflow of 2.77 million yuan [1] - Detailed capital flow for individual banks shows: - Jiangyin Bank: Main funds net inflow of 12.09 million yuan, retail net outflow of 14.79 million yuan - Wuxi Bank: Main funds net inflow of 11.99 million yuan, retail net outflow of 8.76 million yuan - Su Nong Bank: Main funds net inflow of 11.61 million yuan, retail net outflow of 8.11 million yuan - Chongqing Rural Commercial Bank: Main funds net outflow of 27.42 million yuan, retail net inflow of 34.26 million yuan - Zijin Bank: Main funds net outflow of 33.66 million yuan, retail net inflow of 16.64 million yuan [2]
常熟银行跌2.11%,成交额1.76亿元,主力资金净流入107.39万元
Xin Lang Cai Jing· 2025-09-25 03:31
9月25日,常熟银行盘中下跌2.11%,截至11:05,报6.96元/股,成交1.76亿元,换手率0.76%,总市值 230.83亿元。 资金流向方面,主力资金净流入107.39万元,特大单买入1805.38万元,占比10.26%,卖出1109.06万 元,占比6.30%;大单买入2806.53万元,占比15.95%,卖出3395.45万元,占比19.30%。 常熟银行今年以来股价涨6.99%,近5个交易日跌0.85%,近20日跌5.82%,近60日跌5.95%。 责任编辑:小浪快报 资料显示,江苏常熟农村商业银行股份有限公司位于江苏省常熟市新世纪大道58号,成立日期2001年12 月3日,上市日期2016年9月30日,公司主营业务涉及公司金融业务、个人金融业务、资金业务及其他。 主营业务收入构成为:个人业务51.80%,公司业务28.08%,资金业务19.34%,其他业务0.78%。 分红方面,常熟银行A股上市后累计派现55.60亿元。近三年,累计派现26.22亿元。 机构持仓方面,截止2025年6月30日,常熟银行十大流通股东中,香港中央结算有限公司位居第三大流 通股东,持股1.05亿股,相比上期增加86 ...
常熟银行再添一名副行长
Zhong Guo Ji Jin Bao· 2025-09-24 16:21
系原交易银行部总经理内部升任 【导读】常熟银行副行长程鹏飞任职资格获批,系原交易银行部总经理内部晋升 9月24日晚间,常熟银行发布公告称,该行于当日获得苏州金融监管分局批复,程鹏飞任副行长资格获 得核准。 随着程鹏飞副行长任职资格获批,常熟银行不仅再添一名"70后"高管,也标志着该行新一届管理层趋于 完善。 截至目前,常熟银行管理层人员包括:董事长薛文,行长包剑,副行长程鹏飞、干晴、陆鼎昌、李勇, 董事会秘书唐志锋,行长助理孟炯,财务负责人范丽斌,合规负责人朱桦。 从过往履历来看,程鹏飞不仅是常熟银行的"老人",还是从基层柜员成长起来的管理人才,此前曾担任 常熟银行资金营运中心总裁兼交易银行部总经理。 2025年中报显示,截至2025年6月末,常熟银行资产总额为4012.27亿元,较上年末增长9.45%。报告期 内,该行实现营业收入60.62亿元,同比增长10.1%;实现归母净利润19.69亿元,同比增长13.51%。 公开资料显示,程鹏飞,1979年7月出生,本科学历、硕士学位,历任常熟银行赵市支行柜员,业务拓 展部、银行卡部、业务发展部、资金部办事员,资金部、金融市场部总经理助理,金融市场部副总经 理,资 ...
常熟银行再添一名副行长
中国基金报· 2025-09-24 16:18
【 导读 】常熟银行副行长程鹏飞任职资格获批,系原交易银行部总经理内部晋升 中国基金报记者 马嘉昕 9月24日晚间,常熟银行发布公告称,该行于当日获得苏州金融监管分局批复,程鹏飞任副行长资格获得核准。 截至目前,常熟银行管理层人员包括:董事长薛文,行长包剑,副行长程鹏飞、干晴、陆鼎昌、李勇,董事会秘书唐志锋,行长助理孟 炯,财务负责人范丽斌,合规负责人朱桦。 2025年中报显示,截至2025年6月末, 常熟银行 资产总额为4012.27亿元,较上年末增长9.45%。报告期内,该行实现营业收入60.62 亿元,同比增长10.1%;实现归母净利润19.69亿元,同比增长13.51%。 编辑:杜妍 公开资料显示,程鹏飞,1979年7月出生,本科学历、硕士学位,历任常熟银行赵市支行柜员,业务拓展部、银行卡部、业务发展部、资 金部办事员,资金部、金融市场部总经理助理,金融市场部副总经理,资产管理部副总经理、总经理,资金营运中心副总裁兼交易银行部 总经理,资金营运中心副总裁兼交易银行部总经理、大义支行行长;现任常熟银行党委委员、资金营运中心总裁兼交易银行部总经理。 2024年8月,常熟银行原副行长吴铁军因工作调动原因辞任 ...
常熟银行:程鹏飞先生副行长任职资格获核准
Zheng Quan Ri Bao· 2025-09-24 14:11
证券日报网讯 9月24日晚间,常熟银行发布公告称,今日,本行收到《苏州金融监管分局关于程鹏飞常 熟农村商业银行副行长任职资格的批复》,核准程鹏飞先生本行副行长任职资格。 (文章来源:证券日报) ...
常熟农商行副行长程鹏飞任职资格获批
Bei Jing Shang Bao· 2025-09-24 10:40
据此前披露的简历,程鹏飞,男,1979年7月出生,本科学历、硕士学位。历任常熟农商行赵市支行柜 员,业务拓展部、银行卡部、业务发展部、资金部办事员,资金部、金融市场部总经理助理,金融市场 部副总经理,资产管理部副总经理、总经理,资金营运中心副总裁兼交易银行部总经理,资金营运中心 副总裁兼交易银行部总经理、大义支行行长,常熟农商行党委委员、资金营运中心总裁兼交易银行部总 经理。 北京商报讯(记者 孟凡霞 周义力)9月24日,常熟农商行发布公告称,该行今日收到《苏州金融监管分 局关于程鹏飞常熟农村商业银行副行长任职资格的批复》,核准程鹏飞担任该行副行长任职资格。 ...
常熟银行:副行长程鹏飞任职资格获核准
Cai Jing Wang· 2025-09-24 10:31
程鹏飞,男,1979年7月出生,本科学历、硕士学位。历任常熟银行赵市支行柜员,业务拓展部、银行卡部、业务发展 部、资金部办事员,资金部、金融市场部总经理助理,金融市场部副总经理,资产管理部副总经理、总经理,资金营运中 心副总裁兼交易银行部总经理,资金营运中心副总裁兼交易银行部总经理、大义支行行长。现任常熟银行党委委员、资金 营运中心总裁兼交易银行部总经理。 9月24日,常熟银行发布公告称,该行收到《苏州金融监管分局关于程鹏飞常熟农村商业银行副行长任职资格的批复》 (苏州金复〔2025〕167号),核准程鹏飞该行副行长任职资格。 (常熟银行) (编辑:钱晓睿)关键字: ...
常熟银行(601128) - 江苏常熟农村商业银行股份有限公司关于程鹏飞先生副行长任职资格获核准的公告
2025-09-24 10:15
程鹏飞先生的简历详见本行刊载于上海证券交易所网站(www.sse.com.cn) 的《常熟银行第八届董事会第五次会议决议公告》。 江苏常熟农村商业银行股份有限公司 关于程鹏飞先生副行长任职资格获核准的公告 江苏常熟农村商业银行股份有限公司(以下简称"本行")董事会及全体董 事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏,并对其内容 的真实性、准确性和完整性承担个别及连带责任。 今日,本行收到《苏州金融监管分局关于程鹏飞常熟农村商业银行副行长任 职资格的批复》(苏州金复〔2025〕167号),核准程鹏飞先生本行副行长任职 资格。 证券代码:601128 证券简称:常熟银行 公告编号:2025-046 特此公告。 江苏常熟农村商业银行股份有限公司董事会 2025年9月24日 ...
农商行板块9月24日涨1.75%,渝农商行领涨,主力资金净流出63.98万元
Zheng Xing Xing Ye Ri Bao· 2025-09-24 08:46
Market Performance - The rural commercial bank sector increased by 1.75% on September 24, with Yunnan Rural Commercial Bank leading the gains [1] - The Shanghai Composite Index closed at 3853.64, up 0.83%, while the Shenzhen Component Index closed at 13356.14, up 1.8% [1] Individual Stock Performance - Yunnan Rural Commercial Bank (601077) closed at 6.54, up 1.87% with a trading volume of 853,400 shares and a transaction value of 559 million [1] - Changshu Bank (601128) closed at 7.11, up 1.57% with a trading volume of 412,600 shares and a transaction value of 291 million [1] - Shanghai Rural Commercial Bank (601825) closed at 8.67, up 0.70% with a trading volume of 244,700 shares and a transaction value of 212 million [1] - Jiangyin Bank (002807) closed at 4.56, up 0.44% with a trading volume of 258,000 shares and a transaction value of 118 million [1] - Qingnong Commercial Bank (002958) closed at 3.17, down 0.31% with a trading volume of 435,000 shares and a transaction value of 138 million [1] Fund Flow Analysis - The rural commercial bank sector experienced a net outflow of 639,800 yuan from main funds, while retail funds saw a net inflow of 28.92 million yuan [1] - Individual stock fund flows showed that Changshu Bank had a main fund net inflow of 22.92 million yuan, while Yunnan Rural Commercial Bank had a net inflow of 9.09 million yuan from main funds [2] - Jiangyin Bank experienced a significant net outflow of 18.43 million yuan from main funds, indicating a potential concern among investors [2]