齐鲁晚报·齐鲁壹点记者闫明 通讯员张洋龙 张鹤 这一"天上看、地上查"的融合模式，大幅提升了定损的效率和精准度，在一定程度上解决了传统人工勘查范围有限、效率偏低、难度较大的痛点，确保理赔 款项能够快速、合理地到达受灾农户手中，有效保障了农户的合法权益。 为全面贯彻落实农业保险高质量发展、健全农业风险保障体系的各项政策要求，中国太平洋财产保险股份有限公司山东省济宁市任城区支公司（以下简 称"太保产险任城支公司"）立足当地实际，通过持续深化科技赋能，积极推进传统服务模式的数字化智能化转型，实现农业保险的精准投保、精准理赔，增 强服务的针对性、准确性与时效性，为保障地方粮食安全、维护农户切身利益、助力乡村振兴战略实施提供了坚实有力的风险支撑。 创新服务模式：从"被动赔付"到"主动风险减量"。传统的农业保险服务多侧重于灾后赔付，而太保产险任城支公司率先引入了"长势监测+灾害定损"的主动 风险管理新模式。在作物生长关键期内，公司联合第三方科技公司，利用高分辨率卫星遥感技术，对承保区域进行每月一次的周期性作物长势监测，全面掌 握苗情、植被指数等信息。通过对遥感数据的深度分析，农险人员能够提前识别因旱情、病虫害等导致的生长 ...

9月,为深入贯彻落实监管及总公司"金融教育宣传周"活动要求,践行以人民为中心的价值取向,中国太保 产险青岛分公司围绕群众关心关注的内容,着力构建全方位、立体化金融知识普及网络,以实际行动推动 金融知识和风险提示深入基层、直达群众。 记者 尚青龙 实习生 宋雨轩 青岛报道 司助农惠农教育宣传片,讲述花生收入保险通过一畦一垄的守护,让广大农户敢种、能收、心安的"金融为 民"暖心故事。 县域机构因地制宜打造一批"近邻党建+金融教育"网格化阵地,重点聚焦县域基层,广泛联动属地行政机 关、企事业单位、村委社区等开展党建联建,依托党群服务站、基层网点、村镇服务点等开展下沉式金 融教育活动,组织党员进社区开展"双报到"志愿服务,形成各具特色的"金融消保+社会工作+志愿服务"模 式,推动金融教育与基层治理相融相促。 组建先锋宣讲团 融入经营强化"三适当" 为深入构建"消保关口前移"新格局,活动期间,中国太保产险青岛分公司重点围绕规范营销行为,强化适当 性管理方面政策开展教育宣传。选拔一批专业能力强、综合素质高的骨干成员,组建一支先锋宣讲团,对 内通过开展《金融机构产品适当性管理办法》解读专题培训、案例研讨等方式,推动压实适当 ...

9月24日，超强台风"桦加沙"过境深圳，南都·湾财社记者从深圳市保险业协会了解到，截至24日下午3 点，深圳保险业接报案421起，估损400.74万元。相比此前大型台风给深圳保险业带来的影响，"桦加 沙"导致的报案数量与损失都有所下降。据记者观察，数字的背后，或是深圳保险行业严阵以待、提前 防范、科学备战与科技赋能的"化学反应"。 为应对台风"桦加沙"，深圳多家保险公司启动大灾应急响应机制，通过科技赋能实现分钟级极速理赔， 充分展现了保险业作为经济"减震器"和社会"稳定器"的功能。 人保财险深圳分公司在凌晨1时26分接到宝安区邝先生车辆被砸报案后，立即启动"三免四快"大灾理赔 绿色通道，借助科技手段远程定损，从定损完成到赔款到账仅用时8分钟。 平安产险深圳分公司介绍，上午8时47分接到王女士报案后，3分钟内就联系上了王女士，28分钟内完成 从报案到2600元赔款到账的全流程。对于情况复杂的阳台顶棚受损案件，该公司也在1小时内完成全流 程服务。 中国太保（601601）产险深圳分公司开通"台风灾害绿色授权通道"，实行"四免"服务，大幅提升理赔效 率。上午7时01分，太保产险接到车辆被砸报案后，立即启动线上快赔流 ...

Core Viewpoint - The article emphasizes the importance of financial education and consumer protection in the financial industry, highlighting various initiatives undertaken by China Pacific Insurance (China Taibao) to enhance public financial literacy and safeguard consumer rights [1][12][33]. Group 1: Financial Education Initiatives - From September 15 to 21, the Financial Regulatory Bureau, People's Bank of China, and China Securities Regulatory Commission jointly launched the 2025 Financial Education Promotion Week, with China Taibao's chairman representing the insurance industry [1]. - China Taibao actively organized various industry activities under the guidance of local regulatory authorities, creating a unified promotional atmosphere [2]. - In Beijing, China Taibao collaborated with Beijing University of Commerce and the Anti-Fraud Center to conduct financial safety education in schools, establishing a regular educational platform [4]. - In Henan, China Taibao led a financial education week event, utilizing multimedia platforms to enhance financial knowledge dissemination [6]. - In Shanxi, China Taibao Life Insurance organized a financial education campaign with 54 industry peers, integrating intangible cultural heritage to attract public interest [8]. Group 2: Community Engagement and Service - China Taibao launched the "KOL Star Plan" to engage influencers in promoting financial education through creative short videos on platforms like Douyin [10]. - The company initiated a series of "practical service for the people" campaigns focusing on areas such as elderly care, inclusive insurance, and disaster prevention [12]. - In Xinjiang, a bilingual financial promotion team was formed to deliver financial knowledge directly to the local pastoral community [20]. - In Shenzhen, China Taibao established a neighborhood consumer protection service station to provide financial education and services directly to residents [20]. Group 3: Innovative Educational Approaches - China Taibao introduced interactive short dramas to educate the public about illegal insurance practices, enhancing awareness of consumer rights [26]. - The company utilized various public transport mediums for financial education outreach, ensuring that financial knowledge reaches commuters and community members [27]. - In Shanghai, a combination of scene-based services and musical performances was used to engage the public in financial education activities [30]. - The company produced a series of animated videos to simplify financial product selection and risk identification for consumers [33].

证券之星消息，9月25日保险板块较上一交易日下跌0.33%，中国人保领跌。当日上证指数报收于 3853.3，下跌0.01%。深证成指报收于13445.9，上涨0.67%。保险板块个股涨跌见下表： 从资金流向上来看，当日保险板块主力资金净流出2.74亿元，游资资金净流出4946.39万元，散户资金净 流入3.23亿元。保险板块个股资金流向见下表： | 代码 | 名称 | 主力净流入 (元) | 主力净占比 游资净流入 (元) | | 游资净占比 散户净流入 (元) | | 散户净占比 | | --- | --- | --- | --- | --- | --- | --- | --- | | 601628 中国人寿 | | 1462.03万 | 4.27% | -1235.89万 | -3.61% | -226.14万 | -0.66% | | 601319 中国人保 | | -4068.55万 | -10.68% | 528.42万 | 1.39% | 3540.14万 | 9.30% | | 601601 中国太保 | | -5835.77万 | -7.01% | -4177.25万 | -5.02% | 1 ...

Core Insights - The new business value of listed life insurance companies in China saw a significant increase of 31.3% in the first half of 2025, with all but one company achieving double-digit growth [1][24][26]. New Business Value - In the first half of 2025, the new business value for listed life insurance companies totaled 933 billion yuan, with notable growth from major players such as China Life (285 billion yuan, +20.3%) and Ping An Life (223 billion yuan, +39.8%) [24][25]. - The overall new business value rate for the industry increased by 6.7 percentage points, reaching a weighted average of 27.8% [30][34]. New Single Premiums - The total new single premium income for listed life insurance companies in the first half of 2025 was 5,227 billion yuan, reflecting a year-on-year growth of 7.8% [38]. - However, the agent channel saw a decline of 13.8% in new single premiums, while the bancassurance channel experienced a robust growth of 61.1% [8][16][40]. Factors Influencing Growth - The increase in new business value and value rate is attributed to the adjustment of preset interest rates and the implementation of cost control policies under the "reporting and operation integration" framework [4][14][34]. - The shift from guaranteed products to floating yield products has increased sales difficulty, impacting the attractiveness of insurance products [6][47]. Agent Channel Performance - The number of agents decreased by 2.9% to 1.605 million, with average productivity dropping by 11.3% to 139,000 yuan per agent [51][55]. - Despite the decline in agent numbers, the overall industry is showing resilience through the growth in the bancassurance channel, which compensates for the downturn in the agent channel [64].

南方财经见习记者 王达毓 广州报道 9月24日，台风"桦加沙"横扫华南地区，给广东沿海城市和港澳等地造成较大影响。理赔全线铺开，保 险业又迎来一次巨灾大考。 同日，在联合国气候变化峰会上，中国宣布新一轮国家自主贡献，基本建成"气候适应型社会"的目标成 为关注焦点之一。 在这一日益完善的风险共担机制下，如何提升险企自身风险管理能力、推动风险关口前移，已成为各大 险企数字化转型升级的重点方向。 而随着"AI+"时代的到来，人工智能体的快速发展为保险业和资产管理打开了新的想象空间。未来保险 业能否借助行业通用大风险模型（LRM）赋能保险业实现风险减量管理，进一步让风险可见、可算、 可控、可料，进一步发挥风险管理功能，赋能气候适应型社会建设，也成为行业亟待探索和突破的关键 课题。 气候风险频发，对经济社会和保险业的冲击日益加剧。 目前，台风"桦加沙"造成的经济损失尚在统计中，但以2024年9月登陆的超强台风"摩羯"为例，其是中 国2024年受影响最严重的自然灾害之一，也是自1949年以来登陆我国的最强秋台风，造成直接经济损失 近800亿元。保险业累计赔付及预赔付金额约42亿元。 瑞再研究院中国区首席经济学家戴鑫向记者 ...

Core Viewpoint - The National Financial Supervision Administration of Taizhou has approved the change of business location for China Pacific Property Insurance Co., Ltd. in Tiantai County, Zhejiang Province [1] Group 1 - The new business location for the Tiantai branch is set to be at No. 163-165, Hehe North Road, Shifeng Street, Tianxi Center, 5th Floor, Tiantai County, Taizhou City, Zhejiang Province [1] - China Pacific Property Insurance Co., Ltd. is required to handle the change and obtain the necessary permits in accordance with relevant regulations [1]

（文章来源：证券日报） 证券日报网讯宏力达9月24日在互动平台回答投资者提问时表示，公司有少量中标中国太平洋保险（集 团）股份有限公司项目，金额较小，对公司经营无重大影响。 ...

Group 1 - The core viewpoint of the articles highlights the rapid development of the low-altitude economy and its increasing demand for insurance services, particularly in the context of drone inspections and urban governance [1][2] - China Pacific Insurance has successfully launched its first "low-altitude economy drone inspection platform insurance," tailored for a specific client, addressing risks associated with drone operations from a platform perspective [1] - The insurance product focuses on covering third-party personal injury and property damage caused by platform system failures, algorithm defects, and software vulnerabilities, thus enhancing safety in urban drone operations [1] Group 2 - China Pacific Insurance's Zhejiang branch is actively promoting low-altitude economy as a strategic innovation area, with plans to introduce an aviation medical rescue insurance product in 2024, providing over 4 million yuan in risk coverage [2] - The company has been proactive in the low-altitude economy sector since 2014, developing drone insurance products and participating in risk management and industry standard-setting [2] - A three-year strategic plan for drone business development was released in October 2024, outlining key development indicators, four major tasks, and three special plans to enhance the insurance supply chain for the low-altitude economy [2]