来源：新浪基金∞工作室 光大保德信欣鑫混合A（001903）基金经理为陈栋。 截至发稿，陈栋累计任职时间10年173天，现任基金资产总规模1.93亿元，任职期间最佳基金回报 97.14%， 任职期间最差基金回报2.99%。 风险提示：市场有风险，投资需谨慎。本文为AI大模型自动发布，任何在本文出现的信息（包括但不 限于个股、评论、预测、图表、指标、理论、任何形式的表述等）均只作为参考，不构成个人投资建 议。 资料显示，中国邮政储蓄银行股份有限公司位于中国北京市西城区金融大街3号,香港湾仔皇后大道东 248号大新金融中心40楼，成立日期2007年3月6日，上市日期2019年12月10日，公司主营业务涉及中国 邮政储蓄银行股份有限公司在中国提供银行及相关金融服务。该银行主要通过个人银行、企业银行及资 金业务运营。个人银行业务向个人客户提供多种产品及服务,包括人民币及外汇存储、贷款、银行卡及 中间业务产品及服务。企业银行业务为企业客户提供多样化金融产品及服务,包括企业贷款、贴现票 据、企业存款及中间业务产品及服务,如:结算、票据管理、现金管理、投资银行、托管及公司理财。资 金业务主要包括金融市场业务,如:市场交易、 ...

Core Viewpoint - Postal Savings Bank of China has experienced a decline in stock price, with a cumulative drop of 5.12% over the past four days, closing at 5.75 CNY per share on September 30, 2023, with a total market capitalization of approximately 690.55 billion CNY [1] Company Overview - Postal Savings Bank of China, established on March 6, 2007, and listed on December 10, 2019, is headquartered in Beijing, China. The bank provides a range of banking and financial services, primarily through personal banking, corporate banking, and funding operations [1] - The revenue composition of the bank is as follows: personal banking accounts for 69.57%, corporate banking for 19.70%, funding operations for 10.65%, and other services for 0.07% [1] Shareholder Insights - E Fund's Hu Shen 300 ETF (510310) is among the top ten circulating shareholders of Postal Savings Bank, having increased its holdings by 13.21 million shares in Q2, totaling 140 million shares, which represents 0.16% of the circulating shares. The fund has incurred a floating loss of approximately 11.23 million CNY today and 43.51 million CNY over the past four days [2] - The fund has a total asset size of 266.52 billion CNY, with a year-to-date return of 20.05% and a one-year return of 27.83% [2] Fund Management - The fund managers of E Fund's Hu Shen 300 ETF are Yu Haiyan and Pang Yaping, with total assets under management of 385.76 billion CNY and 314.87 billion CNY, respectively. Yu has a tenure of nearly 15 years, while Pang has been managing for nearly 7 years [3] Fund Holdings - Five funds under E Fund hold a total of 4.06 million shares of Postal Savings Bank, with a floating loss of approximately 324,600 CNY today and 1.26 million CNY over the past four days [4] - E Fund Rui Jin Mixed A (009689) holds 1.77 million shares, representing 0.59% of the fund's net value, with a floating loss of about 142,000 CNY today [4] - E Fund Rui Chuan Mixed A (009215) reduced its holdings by 46,500 shares, now holding 649,500 shares, which is 2.16% of the fund's net value, with a floating loss of about 52,000 CNY today [5]

来源：新浪基金∞工作室 9月30日，邮储银行跌1.37%，截至发稿，报5.75元/股，成交6.97亿元，换手率0.18%，总市值6905.47亿 元。邮储银行股价已经连续4天下跌，区间累计跌幅5.12%。 资料显示，中国邮政储蓄银行股份有限公司位于中国北京市西城区金融大街3号,香港湾仔皇后大道东 248号大新金融中心40楼，成立日期2007年3月6日，上市日期2019年12月10日，公司主营业务涉及中国 邮政储蓄银行股份有限公司在中国提供银行及相关金融服务。该银行主要通过个人银行、企业银行及资 金业务运营。个人银行业务向个人客户提供多种产品及服务,包括人民币及外汇存储、贷款、银行卡及 中间业务产品及服务。企业银行业务为企业客户提供多样化金融产品及服务,包括企业贷款、贴现票 据、企业存款及中间业务产品及服务,如:结算、票据管理、现金管理、投资银行、托管及公司理财。资 金业务主要包括金融市场业务,如:市场交易、投资、同业融资及票据贴现。资金业务还包括资产管理。 主营业务收入构成为：个人银行业务69.57%，公司银行业务19.70%，资金业务10.65%，其他业务 0.07%。 从基金十大重仓股角度 截至发稿，李晨 ...

来源：新浪基金∞工作室 9月30日，邮储银行跌1.37%，截至发稿，报5.75元/股，成交6.97亿元，换手率0.18%，总市值6905.47亿 元。邮储银行股价已经连续4天下跌，区间累计跌幅5.12%。 资料显示，中国邮政储蓄银行股份有限公司位于中国北京市西城区金融大街3号,香港湾仔皇后大道东 248号大新金融中心40楼，成立日期2007年3月6日，上市日期2019年12月10日，公司主营业务涉及中国 邮政储蓄银行股份有限公司在中国提供银行及相关金融服务。该银行主要通过个人银行、企业银行及资 金业务运营。个人银行业务向个人客户提供多种产品及服务,包括人民币及外汇存储、贷款、银行卡及 中间业务产品及服务。企业银行业务为企业客户提供多样化金融产品及服务,包括企业贷款、贴现票 据、企业存款及中间业务产品及服务,如:结算、票据管理、现金管理、投资银行、托管及公司理财。资 金业务主要包括金融市场业务,如:市场交易、投资、同业融资及票据贴现。资金业务还包括资产管理。 主营业务收入构成为：个人银行业务69.57%，公司银行业务19.70%，资金业务10.65%，其他业务 0.07%。 从基金十大重仓股角度 数据显示，北信 ...

Core Points - The state-owned large bank sector experienced a slight decline of 0.06% on September 30, with Postal Savings Bank leading the drop [1] - The Shanghai Composite Index closed at 3882.78, up 0.52%, while the Shenzhen Component Index closed at 13526.51, up 0.35% [1] Bank Performance Summary - Agricultural Bank of China (601288) closed at 6.67, up 0.76%, with a trading volume of 3.0875 million shares and a transaction value of 2.052 billion [1] - China Construction Bank (601939) closed at 8.61, up 0.12%, with a trading volume of 917,200 shares and a transaction value of 787 million [1] - Bank of China (601988) closed at 5.18, down 0.38%, with a trading volume of 1.9213 million shares and a transaction value of 256.6 million [1] - Industrial and Commercial Bank of China (601398) closed at 7.30, down 0.41%, with a trading volume of 2.4457 million shares and a transaction value of 1.784 billion [1] - Bank of Communications (601328) closed at 6.72, down 1.18%, with a trading volume of 1.8487 million shares and a transaction value of 1.247 billion [1] - Postal Savings Bank (601658) closed at 5.75, down 1.37%, with a trading volume of 1.2116 million shares and a transaction value of 697.1 million [1] Fund Flow Analysis - The state-owned large bank sector saw a net outflow of 604 million in main funds, while retail investors contributed a net inflow of 463 million [1] - The detailed fund flow for individual banks shows significant net outflows for major banks, with Agricultural Bank experiencing a net outflow of 5.1906 million from main funds [2] - Postal Savings Bank had a net outflow of 50.5475 million from main funds, but a net inflow of 30.2741 million from retail investors [2]

Core Viewpoint - Postal Savings Bank of China (PSBC) has shown a decline in stock price and trading volume, indicating potential market challenges and investor sentiment shifts [1][3]. Financial Performance - PSBC's dividend yields over the past three years were 5.58%, 6.00%, and 4.61% respectively, reflecting a consistent return to shareholders [2]. - For the first half of 2025, PSBC reported a net profit of 49.228 billion yuan, a year-on-year increase of 0.85% [6]. Shareholder and Market Activity - As of June 30, 2025, the number of PSBC shareholders decreased by 10.31% to 164,100, while the average number of shares held per shareholder increased by 11.66% to 415,086 shares [6]. - The stock has experienced a net outflow of 38.39 million yuan from major investors today, with a total net outflow of 1.5 billion yuan over the past 10 days [3]. Technical Analysis - The average trading cost of PSBC shares is 5.08 yuan, with the stock price approaching a resistance level of 5.86 yuan, suggesting potential for a price correction if this level is not surpassed [4]. Company Overview - PSBC, established on March 6, 2007, and listed on December 10, 2019, primarily offers banking and financial services in China, with personal banking contributing 69.57% to its revenue [5]. - The bank is controlled by China Post Group and operates in the state-owned enterprise sector, categorized under large state-owned banks [2][5].

Group 1: Shareholding Increases - Recently, Nanjing Bank announced that BNP Paribas (QFII) increased its shareholding by 108 million shares, raising its total stake from 16.14% to 17.02% [1] - Since the beginning of the year, Nanjing Bank has seen multiple significant shareholders increase their stakes, with Zijin Trust raising its holding from 12.56% to 13.02% by acquiring 56.78 million shares [3] - Another major shareholder, Nanjing Gaoke, increased its stake from 8.94% to 9.00% by purchasing 7.51 million shares [3] Group 2: Bank Sector Trends - A total of 11 A-share listed banks have seen shareholding increases from shareholders or executives this year, indicating a trend where such plans are often announced when bank stock valuations are at historical lows [5] - The banking sector has been experiencing a "red envelope rain" with 17 banks announcing mid-term dividend plans for 2025, including significant contributions from the six major state-owned banks [6] - The six major state-owned banks have all provided dividend plans, with Industrial and Commercial Bank of China (ICBC) planning to distribute approximately 50.40 billion yuan in cash dividends [7][8] Group 3: Market Sentiment and Future Outlook - The banking sector is viewed favorably by institutions due to its low valuations and stable dividends, leading to increased interest from institutional investors [8] - As of September 29, over 300 investigations into listed banks have been conducted, with more than 2,000 institutional inquiries, highlighting the sector's attractiveness [8] - Analysts predict that the inflow of incremental funds will support the banking sector's performance, driven by the high dividend characteristics and significant index weight of bank stocks [8]

其中，博道大盘价值股票A（021915）二季度持有股数71.75万股，占基金净值比例为3.19%，位居第七 大重仓股。根据测算，今日浮亏损失约5.74万元。连续4天下跌期间浮亏损失22.24万元。 博道和瑞多元稳健6个月持有期混合A（016637）二季度持有股数5.12万股，占基金净值比例为0.44%， 位居第四大重仓股。根据测算，今日浮亏损失约4096元。连续4天下跌期间浮亏损失1.59万元。 资料显示，中国邮政储蓄银行股份有限公司位于中国北京市西城区金融大街3号,香港湾仔皇后大道东 248号大新金融中心40楼，成立日期2007年3月6日，上市日期2019年12月10日，公司主营业务涉及中国 邮政储蓄银行股份有限公司在中国提供银行及相关金融服务。该银行主要通过个人银行、企业银行及资 金业务运营。个人银行业务向个人客户提供多种产品及服务,包括人民币及外汇存储、贷款、银行卡及 中间业务产品及服务。企业银行业务为企业客户提供多样化金融产品及服务,包括企业贷款、贴现票 据、企业存款及中间业务产品及服务,如:结算、票据管理、现金管理、投资银行、托管及公司理财。资 金业务主要包括金融市场业务,如:市场交易、投资、同业融 ...

（记者 曾健辉） 免责声明：本文内容与数据仅供参考，不构成投资建议，使用前请核实。据此操作，风险自担。 每经AI快讯，东海证券9月29日发布研报称，给予邮储银行（601658.SH）"增持"评级。评级理由主要包 括：1）对公信贷延续较快增长，金融投资规模增速小幅放缓；2）息差受重定价影响较大，存贷同步降 息有望缓解息差压力；3）手续费及佣金收入明显改善，投资收益表现亮眼；4）受宏观环境影响，个人 贷款不良率小幅上升，公司贷款不良率稳中有降；5）储蓄代理费率调整效果显现，拨备计提保持较大 力度。风险提示：小额贷款、个人住房贷款、信用卡贷款质量大幅恶化；贷款利率超预期下行挤压息 差。 每经头条（nbdtoutiao）——重磅解读！中国将不寻求WTO新的特殊和差别待遇，意味着什么？ ...

9月30日，邮储银行盘中下跌2.06%，截至14:28，报5.71元/股，成交5.90亿元，换手率0.15%，总市值 6857.43亿元。 资金流向方面，主力资金净流出4157.56万元，特大单买入7238.51万元，占比12.28%，卖出7263.08万 元，占比12.32%；大单买入1.10亿元，占比18.65%，卖出1.51亿元，占比25.65%。 邮储银行今年以来股价涨5.39%，近5个交易日跌5.62%，近20日跌8.05%，近60日跌0.70%。 资料显示，中国邮政储蓄银行股份有限公司位于中国北京市西城区金融大街3号,香港湾仔皇后大道东 248号大新金融中心40楼，成立日期2007年3月6日，上市日期2019年12月10日，公司主营业务涉及中国 邮政储蓄银行股份有限公司在中国提供银行及相关金融服务。该银行主要通过个人银行、企业银行及资 金业务运营。个人银行业务向个人客户提供多种产品及服务,包括人民币及外汇存储、贷款、银行卡及 中间业务产品及服务。企业银行业务为企业客户提供多样化金融产品及服务,包括企业贷款、贴现票 据、企业存款及中间业务产品及服务,如:结算、票据管理、现金管理、投资银行、托管及公司 ...