Core Insights - Shandong is promoting a green transformation with a focus on high-quality development, supported by green finance as a key driver [1][8] - By the end of 2024, the province's green loan balance is expected to reach 2.2 trillion yuan, with a year-on-year growth rate exceeding 30% [1][9] Green Financial Services - Qilu Bank is actively breaking down barriers between traditional finance and green industries by offering tailored financial services to meet diverse needs [2][3] - The bank has introduced innovative products like "Carbon-linked Loans" that provide favorable terms based on a company's carbon performance, exemplified by a 10 million yuan loan to Qingguo Food Co. [2][5] - The bank's green financial services extend to personal consumption, including green mortgages and financing for electric vehicles [3][4] Local Innovation in Green Finance - Qilu Bank has developed localized financial products to address the unique challenges of Shandong's traditional manufacturing sector, such as the "Sustainable Development-linked Loans" [5][6] - These loans tie interest rates to sustainability performance metrics, incentivizing companies to reduce emissions and improve resource efficiency [7][8] Building a Green Financial Ecosystem - Qilu Bank is committed to establishing a comprehensive green financial ecosystem, integrating strategic planning, organizational structure, and risk management [8][9] - The bank has set clear targets for green loan growth and has implemented an ESG risk rating system to evaluate environmental and social responsibilities during the loan approval process [8][9] Performance and Recognition - As of mid-2025, Qilu Bank's green loan balance exceeded 43.6 billion yuan, with a growth rate surpassing 30% [9] - The bank has received multiple accolades for its green finance initiatives, including recognition as a top green financial institution in Shandong [9]

Core Viewpoint - The banking sector has shown renewed activity, with several banks experiencing notable stock price increases on September 24, indicating positive market sentiment towards the industry [1] Group 1: Stock Performance - Chongqing Rural Commercial Bank saw its stock price rise by over 3% [1] - Qilu Bank, Postal Savings Bank, Industrial and Commercial Bank of China, and Zheshang Bank all experienced stock price increases of over 1% [1]

Group 1 - The banking sector is experiencing renewed activity, with notable stock price increases for several banks [1] - Chongqing Rural Commercial Bank has seen its stock rise by over 3% [1] - Qilu Bank, Postal Savings Bank, Industrial and Commercial Bank, and Zheshang Bank have all reported stock increases of over 1% [1]

Core Insights - The article highlights the importance of agricultural financing in supporting grain procurement and rural economic development in Changyi City, Shandong Province [1][3] - Qilu Bank's provision of a 1 million yuan grain loan to local grain purchaser Zhou has significantly alleviated financial pressure and expanded his procurement scale [1][3] Group 1: Agricultural Financing - Agricultural financing is crucial for local grain purchasers, many of whom face challenges in securing loans due to short establishment time, small scale, and insufficient collateral [3] - Qilu Bank's Changyi branch has effectively responded to the financing needs of small and micro enterprises in the agricultural sector by integrating "Huinong Loan" and "Farmer e-loan" products, offering convenient approval and timely disbursement [3] Group 2: Economic Impact - The resolution of funding issues has injected vital financial resources into local grain planting and procurement, supporting sustainable rural economic development [3] - The bank's efforts have been recognized, as it was awarded the title of "Advanced Unit Supporting Local Development" for the year 2024 in Changyi City [3] - Future plans include expanding agricultural financing services and exploring new forms of cooperation between banks and enterprises to enhance agricultural strength, increase farmers' income, and promote high-quality regional economic development [3]

Core Viewpoint - Qilu Bank announced the decision to abolish the supervisory board during its first extraordinary general meeting of shareholders in 2025 [1] Group 1 - The extraordinary general meeting of shareholders took place on September 23 [1] - The proposal to no longer establish a supervisory board was approved [1]

山东省济南市历下区龙奥北路 8 号 北京大成（济南）律师事务所 关于齐鲁银行股份有限公司 2025 年第一次临时股东大会法律意见书 致：齐鲁银行股份有限公司 根据《中华人民共和国证券法》（以下简称"《证券法》"）、《中华人民共和国公 司法》（以下简称"《公司法》"）和中国证券监督管理委员会《上市公司股东会规则》 （以下简称"《股东会规则》"）等法律、法规和其他有关规范性文件的要求，北京大成 （济南）律师事务所（以下简称"本所"）接受齐鲁银行股份有限公司（以下简称"公司"） 的委托，指派律师参加公司 2025 年第一次临时股东大会（以下简称"本次股东大会"）。 北京大成（济南）律师事务所 玉兰广场 4 号楼 7-8 层 邮编：250101 7-8/F, Building 4 Yulan Plaza No.8, LongAo north Road Lixia District 250101,Jinan,Shandong,China dacheng.com dentons.cn 本所声明：本所律师仅对本次股东大会的召集程序、召开程序、出席会议人员资格、 召集人资格、表决程序及表决结果发表法律意见，并不对本次股东大会 ...

证券代码：601665 证券简称：齐鲁银行 公告编号：2025-070 齐鲁银行股份有限公司 2025年第一次临时股东大会决议公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 本次会议是否有否决议案：无 一、 会议召开和出席情况 | 1、出席会议的股东和代理人人数 | 555 | | --- | --- | | 2、出席会议的股东所持有表决权的股份总数（股） | 3,210,424,295 | | 3、出席会议的股东所持有表决权股份数占公司有表决权股 | 55.5251 | | 份总数的比例（%） | | (四) 表决方式是否符合《公司法》及《公司章程》的规定，大会主持情况等。 本次股东大会采用现场投票和网络投票相结合的方式，符合《中华人民共和 国公司法》等国家相关法律法规和《齐鲁银行股份有限公司章程》的有关规定。 本次股东大会由董事长郑祖刚主持。 (五) 公司董事、监事和董事会秘书的出席情况 1、 公司在任董事12名，出席12名； 二、 议案审议情况 (一) 股东大会召开的时间：2025 年 9 月 23 ...

Group 1 - Qilu Bank has established a comprehensive financial service ecosystem to support private enterprises, particularly in the marine economy sector, enhancing their operational capabilities and reducing financing barriers [1][2] - The bank has introduced innovative financial solutions, such as the "Blue Cold Chain Industry Chain Financial Solution," to address funding bottlenecks in the cold chain logistics industry, specifically for a leading enterprise in the region [2][3] - The cold storage utilization rate of the leading enterprise increased from 90% to 98%, and it became one of the busiest cold chain hubs in the Shandong Peninsula, with a daily throughput exceeding 800 tons [3] Group 2 - Qilu Bank has focused on technology finance, providing tailored financial products like "Kairong Loan" to support technology-driven enterprises, which have significant funding needs due to increased orders and R&D investments [4][5] - The bank has developed an online financing product called "Kairong e-loan," which evaluates the strength and potential of technology enterprises based on big data, effectively turning their technological capabilities into financial assets [5] - As of June, the balance of technology loans at Qilu Bank's Liaocheng branch reached 2.18 billion, reflecting a 30% increase since the beginning of the year [5] Group 3 - Qilu Bank has launched the "No Recourse Domestic Factoring (Quanshin Chain)" service to help small and micro enterprises manage their accounts receivable, providing them with efficient financing options [6][7] - The bank has successfully facilitated over 260 loans totaling more than 760 million for private enterprises through the "Quanshin Chain" product, addressing their accounts receivable financing challenges [7]

Core Points - The Shanghai Composite Index is currently at 3791.74 points, with a decline of 0.96%, and the total trading volume of A-shares is 20,625.52 billion yuan [1] - A total of 17 A-shares have surpassed their annual line today, with notable stocks showing significant deviation rates, including Jinfu Technology, Xinhua Jin, and Nanjing Bank, with deviation rates of 7.49%, 3.74%, and 3.17% respectively [1] Summary by Category Stock Performance - Jinfu Technology (300128) has increased by 8.01% with a turnover rate of 12.11%, latest price at 5.80 yuan, and a deviation rate of 7.49% [1] - Xinhua Jin (600735) has risen by 10.07% with a turnover rate of 10.26%, latest price at 6.23 yuan, and a deviation rate of 3.74% [1] - Nanjing Bank (601009) has seen a 4.78% increase with a turnover rate of 1.09%, latest price at 10.96 yuan, and a deviation rate of 3.17% [1] Other Notable Stocks - Tiancheng Automation (603085) has increased by 4.33% with a turnover rate of 8.71%, latest price at 11.08 yuan, and a deviation rate of 2.39% [1] - Shanghai Lingang (600848) has risen by 2.74% with a turnover rate of 0.98%, latest price at 9.74 yuan, and a deviation rate of 2.04% [1] - Qilu Bank (601665) has increased by 2.84% with a turnover rate of 2.25%, latest price at 5.80 yuan, and a deviation rate of 1.68% [1]

Market Overview - A-shares and Hong Kong stocks experienced a significant adjustment, with the ChiNext Index initially rising nearly 1.6% before turning negative, and the Shanghai Composite Index dipping below 3,800 points [1][3] - The market saw a high level of selling pressure, with nearly 5,000 stocks declining across the Shanghai and Shenzhen exchanges [3] Investor Behavior - Analysts suggest that the upcoming holiday may lead to increased risk aversion among leveraged funds, prompting a wave of profit-taking [1][3] - The financing balance has reached 2.4 trillion yuan, indicating a substantial scale of leveraged investments, which could trigger market volatility if risk factors arise [3][4] External Market Influences - Recent strong performances in major markets such as the US, Japan, and Europe may attract capital back to those markets, especially since they will remain open during the National Day holiday [4] - The stability of the RMB exchange rate above 7.1 and the USD index around 97 may influence investor sentiment [4] Sector Performance - The banking sector in A-shares showed resilience, with several banks like Nanjing Bank and Qilu Bank seeing gains of nearly 5% and over 3% respectively, while sectors like tourism, real estate, and technology faced significant declines [3][4] - The Hong Kong market also faced declines, with the Hang Seng Index dropping over 1% and the Hang Seng Tech Index falling more than 2% [3] Market Sentiment and Future Outlook - Despite the current market adjustments, the overall risk appetite may not have significantly decreased, as indicated by the performance of long-term government bonds [6] - Analysts believe that there may still be a window of opportunity in the market post-National Day, with potential for a rebound in certain sectors [6][7] - The interplay between domestic fundamentals weakening and improving overseas liquidity could lead to a high-level market fluctuation, with a focus on structural opportunities [6][7]