登录新浪财经APP 搜索【信披】查看更多考评等级 证券代码：601916 证券简称：浙商银行 公告编号：2025-040 浙商银行股份有限公司关于召开2025年半年度业绩说明会的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容 的真实性、准确性和完整性承担法律责任。 重要内容提示： ● 会议召开时间：2025年8月29日（星期五）15:00-17:00 ● 会议召开方式：通过现场及网络直播方式召开，投资者可以登录全景网路演平台观看本次业绩说明 会。 ● 网络直播地址： 全景路演（https://rs.p5w.net/） ● 投资者可于2025年8月27日（星期三）17:00前将需要了解的情况和有关问题预先通过电子邮件的形式 发送至公司投资者关系邮箱：ir@czbank.com。公司将会于2025年半年度业绩说明会（以下简称"业绩说 明会"）上在信息披露允许的范围内就投资者普遍关注的问题进行回答。 浙商银行股份有限公司（以下简称"本公司"）将于2025年8月29日在上海证券交易所网站 （www.sse.com.cn）披露公司2025年半年度报告。为便于广大投资者更 ...

证券日报网讯8月21日晚间，浙商银行（601916）发布公告称，本公司拟于2025年8月29日(星期五)15： 00-17：00召开2025年半年度业绩说明会。 ...

Core Viewpoint - The article discusses the high-quality development path of Chinese commercial banks in the context of a complex macro environment, emphasizing the importance of digital finance and technological transformation in enhancing service to the real economy [2]. Group 1: Digital Finance Initiatives - The bank emphasizes a return to serving the real economy, advocating for a "good finance" approach and exploring a new financial paradigm with Chinese characteristics [4]. - Key initiatives include strengthening organizational leadership by incorporating the "Five Major Articles" into annual tasks and establishing a dedicated task force led by the chairman [5]. - The bank is enhancing incentive mechanisms by integrating the "Five Major Articles" into performance evaluations and piloting differentiated assessment mechanisms for innovation teams [5]. Group 2: Digital Transformation Achievements - The digital transformation of commercial banks is advancing towards an intelligent phase, achieving significant results in enhancing financial digital infrastructure and upgrading service models [8]. - Automation and intelligence in financial digital infrastructure have been widely adopted, utilizing AI, blockchain, and big data to streamline processes and improve efficiency [8]. - Financial services are becoming more scenario-based and digitalized, integrating financial products with social and economic contexts to better serve small and micro enterprises [9]. Group 3: Challenges in Digital Transformation - The digital transformation faces challenges such as the need for richer data resources, deeper AI application, and stronger digital talent development [12]. - There is a significant gap in the availability of composite talents who understand technology, business, and market dynamics, particularly in cutting-edge fields like AI and big data [12]. Group 4: New Opportunities from Technological Changes - Digital technology is reshaping financial service scenarios, making access more convenient and enhancing service experiences through AI and big data [14]. - The bank is focusing on deepening AI applications to transform from traditional service providers to AI-driven banks, enhancing customer service and risk assessment capabilities [16]. Group 5: Personalized Financial Services - By leveraging big data and AI, banks can gain insights into customer behavior and needs, providing tailored financing solutions to meet diverse customer demands [18]. - The bank is developing a digital inclusive finance service system that offers personalized services to small and micro enterprises, utilizing various data sources for credit assessment [19]. Group 6: Impact of Large Models - The emergence of large models like DeepSeek and ChatGPT is revolutionizing customer interaction and enhancing operational efficiency in financial services [20]. - However, challenges such as algorithm bias, data security, and talent shortages need to be addressed to fully leverage these technologies [21].

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示概不就因本公告全部或任何部分內容而產生或因倚賴 該等內容而引致的任何損失承擔任何責任。 CHINA ZHESHANG BANK CO., LTD. 浙商銀行股份有限公司 （於中華人民共和國註冊成立的股份有限公司） （股份代號：2016） 中國，杭州 2025年8月21日 海外監管公告 本公告乃根據香港聯合交易所有限公司證券上市規則第13.10(B)條作出。 如下公告已於上海證券交易所網站刊登，僅供參閱。 特此公告。 承董事會命 浙商銀行股份有限公司 陳海強 執行董事、行長 截至本公告日期，本行的執行董事為陳海強先生及馬紅女士；非執行董事為侯興 釧先生、任志祥先生、胡天高先生及應宇翔先生；獨立非執行董事為汪煒先生、 許永斌先生、傅廷美先生、施浩先生及樓偉中先生。 证券代码：601916 证券简称：浙商银行 公告编号：2025-040 浙商银行股份有限公司 关于召开 2025 年半年度业绩说明会的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的 ...

证券代码：601916 证券简称：浙商银行 公告编号：2025-040 浙商银行股份有限公司 关于召开 2025 年半年度业绩说明会的公告 投资者可于 2025 年 8 月 27 日（星期三）17:00 前将需要了解的情况和 有关问题预先通过电子邮件的形式发送至公司投资者关系邮箱：ir@czbank.com。 公司将会于 2025 年半年度业绩说明会（以下简称"业绩说明会"）上在信息披 露允许的范围内就投资者普遍关注的问题进行回答。 浙商银行股份有限公司（以下简称"本公司"）将于 2025 年 8 月 29 日在 上海证券交易所网站（www.sse.com.cn）披露公司 2025 年半年度报告。为便于 广大投资者更全面深入地了解公司 2025 年半年度业绩和经营情况，本公司拟于 2025 年 8 月 29 日（星期五）15:00-17:00 召开业绩说明会，就投资者普遍关心 的问题进行交流。 一、业绩说明会类型 业绩说明会通过现场及网络直播方式召开，本公司将针对 2025 年半年度业 绩和经营情况与投资者进行交流，并在信息披露允许的范围内就投资者普遍关 注的问题进行回答。 1 二、说明会召开的时间、地点 本 ...

Core Viewpoint - Agricultural Bank of China has risen over 2%, continuing to set historical highs, with other banks such as Qingdao Bank, Postal Savings Bank, Qingnong Commercial Bank, Citic Bank, and Zheshang Bank also experiencing gains [1] Group 1 - Agricultural Bank of China has achieved a new historical high in its stock price [1] - Other banks in the sector, including Qingdao Bank, Postal Savings Bank, Qingnong Commercial Bank, Citic Bank, and Zheshang Bank, have followed suit with increases in their stock prices [1]

从资金流向上来看，当日股份制银行板块主力资金净流入2.04亿元，游资资金净流出1.41亿元，散户资金 净流出6307.31万元。股份制银行板块个股资金流向见下表： 证券之星消息，8月20日股份制银行板块较上一交易日上涨0.21%，光大银行领涨。当日上证指数报收于 3766.21，上涨1.04%。深证成指报收于11926.74，上涨0.89%。股份制银行板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 601818 | 光大银行 | 3.95 | 0.51% | 140.28万 | 5.54亿 | | 600016 | 民生银行 | 4.71 | 0.43% | 185.82万 | 8.75 Z | | 600015 | 华夏银行 | 7.82 | 0.39% | 43.72万 | 3.42 Z | | 601916 | 浙商银行 | 3.31 | 0.30% | 169.85万 | 5.63亿 | | 601998 | 中信银行 | 7.97 | 0.25% | 51.56万 ...

Core Insights - As of August 19, a total of 138 stocks in the Shanghai and Shenzhen markets have experienced net buying from major funds for five consecutive days or more [1] - The stock with the longest streak of net buying is Jichuan Pharmaceutical, which has seen net buying for 14 consecutive trading days [1] - Other notable stocks with significant net buying days include Dingyang Technology, Suzhou Bank, Zhongzhi Holdings, ST Guangwu, Zheshang Bank, Tebao Biological, Yangmei Chemical, and Dong'e Ejiao [1]

Core Viewpoint - Minsheng Life Insurance increased its stake in Zheshang Bank, reaching 5% of the bank's H-share capital, triggering a mandatory disclosure under Hong Kong stock market rules. This move is aimed at achieving long-term investment returns while managing current profit volatility [1][2]. Group 1: Investment Activity - On August 11, Minsheng Life purchased 1 million shares of Zheshang Bank H-shares for HKD 2.7679 million, bringing its total holdings to 296 million shares [2]. - Other insurance companies, including Ping An Life, Xinhua Insurance, and Ruizhong Life, have also been actively increasing their stakes in bank stocks, with over 100 instances of share purchases this year, leading to multiple mandatory disclosures [1][9]. Group 2: Strategic Rationale - The low interest rate environment and changes in liability structures are driving insurance companies to seek better asset-liability matching, pushing them towards equity markets, particularly in stable banks with strong dividend returns [2][9]. - The strategic focus on bank stocks is also linked to the growing importance of bancassurance channels for insurance companies, aiming to enhance their business models through significant equity investments in banks [2][12]. Group 3: Historical Context - Minsheng Life has a history of involvement with Zheshang Bank, having acquired shares from the major shareholder, Wanxiang Holdings, in 2012 and participated in capital increases in 2015 [3]. - Zheshang Bank has consistently provided substantial cash dividends, totaling CNY 13.254 billion over the last three fiscal years, with annual cash dividend ratios exceeding 30% [3]. Group 4: Competitive Landscape - Other insurance companies, such as Taiping Life, Xintai Life, and Baidian Life, are also competing for stakes in Zheshang Bank, indicating a broader trend of insurance capital flowing into the banking sector [4][6]. - As of the end of 2024, Xintai Life and Taiping Life hold 1.37 billion shares and 922 million shares of Zheshang Bank, respectively, further illustrating the competitive interest in the bank [7]. Group 5: Future Outlook - Industry experts anticipate that insurance capital will continue to increase its allocation to bank stocks, driven by the need for stable, low-volatility assets in the current economic climate [12]. - The implementation of new accounting standards is expected to further encourage insurance companies to invest in high-dividend assets and long-term equity investments to stabilize profit fluctuations [12].

进一步统计，近3个月内该股累计发生9笔大宗交易，合计成交金额为1.30亿元。 证券时报·数据宝统计显示，浙商银行今日收盘价为3.30元，平盘报收，日换手率为0.68%，成交额为 4.84亿元，全天主力资金净流入1206.93万元，近5日该股累计下跌2.65%，近5日资金合计净流入6263.09 万元。 浙商银行8月19日大宗交易平台出现一笔成交，成交量90.00万股，成交金额297.00万元，大宗交易成交 价为3.30元。该笔交易的买方营业部为中信证券股份有限公司总部(非营业场所)，卖方营业部为兴业证 券股份有限公司上海锦康路证券营业部。 | 成交量 | 成交金额 | 成交价 | 相对当日收盘 | | | | --- | --- | --- | --- | --- | --- | | （万 | （万元） | 格 | 折溢价（%） | 买方营业部 | 卖方营业部 | | 股） | | （元） | | | | | 90.00 | 297.00 | 3.30 | 0.00 | 中信证券股份有限公司 | 兴业证券股份有限公司上 | | | | | | 总部(非营业场所) | 海锦康路证券营业部 | 注：本文系新闻报道 ...