2023 年 10 月 11 日 股票代码：601939 股票简称：建设银行 公告编号：临 2023-036 中国建设银行股份有限公司 关于控股股东增持本行股份的公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 2023 年 10 月 11 日，中国建设银行股份有限公司（以下简称"本 行"）接到控股股东中央汇金投资有限责任公司（以下简称"汇金公司"） 通知，汇金公司于 2023 年 10 月 11 日通过上海证券交易所交易系统 增持本行 A 股 18,379,960 股（以下简称"本次增持"）。本次增持前， 汇金公司共持有本行股份 142,786,436,627 股（其中 A 股股份 195,941,976 股，H 股股份 142,590,494,651 股），约占本行已发行总 股本的 57.11% 。 本 次 增 持 后 ， 汇 金 公 司 共 持 有 本 行 股 份 142,804,816,587 股（其中 A 股股份 214,321,936 股，H 股股份 142,590,494,651 股），约占本行已发行总股本的 ...

股票代码：601939 股票简称：建设银行 公告编号：临 2023-035 中国建设银行股份有限公司 关于监事长辞任的公告 本行监事会及全体监事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 因年龄原因，王永庆先生已向中国建设银行股份有限公司(以下 简称"本行")监事会提出辞呈，请求辞去本行监事长、股东代表监事、 监事会履职尽职监督委员会委员等职务。根据《中华人民共和国公司 法》等相关法律法规和本行章程的规定，王永庆先生的辞任自辞呈送 达本行监事会之日起生效。 王永庆先生表示能够为本行服务深感荣幸和骄傲，对本行的股东、 董事会、监事会、管理层和员工的支持表示衷心感谢，对本行经营发 展所取得的各项成就感到欣慰。王永庆先生表示将继续关注本行的改 革和发展，相信本行一定能够实现战略目标，取得更好业绩。 特此公告。 中国建设银行股份有限公司监事会 2023 年 10 月 9 日 2 王永庆先生在任职期间，忠实诚信，恪尽职守，积极作为，带领 本行监事会认真落实国家经济金融政策，遵循新时代金融发展特点和 规律，强化银行治理中监督作用，切实提升监督工作质效，在推 ...

股票代码：601939 股票简称：建设银行 公告编号：临 2023-034 中国建设银行股份有限公司 关于李民副行长任职的公告 2023 年 8 月 23 日，中国建设银行股份有限公司（以下简称"本 行"）董事会审议通过了关于聘任李民先生担任本行副行长的议案。 国家金融监督管理总局现已核准李民先生的任职资格，李民先生已正 式就任本行副行长。 李民先生的简历请参见本行于 2023 年 8 月 24 日刊载于上海证券 交易所网站（www.sse.com.cn）的《中国建设银行股份有限公司董事 会会议决议公告》（公告编号:临 2023-031）。 特此公告。 中国建设银行股份有限公司董事会 2023 年 9 月 28 日 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 ...

本期债券募集的资金将依据适用法律和监管部门的批准，补充本 行的其他一级资本。 特此公告。 中国建设银行股份有限公司董事会 中国建设银行股份有限公司 关于境内 2023 年无固定期限资本债券(第二期) 发行完毕的公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 中国建设银行股份有限公司（以下简称"本行"）于 2021 年 12 月 20 日召开的 2021 年第二次临时股东大会审议通过了《关于发行减记 型无固定期限资本债券的议案》，同意本行发行不超过人民币 1,200 亿元等值的减记型无固定期限资本债券。经相关监管机构批准，本行 近日在全国银行间债券市场发行了中国建设银行股份有限公司 2023 年无固定期限资本债券（第二期）（以下简称"本期债券"），并于 2023 年 9 月 26 日完成发行。 本期债券发行规模为人民币 300 亿元，前 5 年票面利率为 3.37%， 每 5 年调整一次，在第 5 年及之后的每个付息日附发行人有条件赎回 权。 股票代码：601939 股票简称：建设银行 公告编号：临 2023-033 202 ...

中國建設銀行股份有限公司 2023 年半年度報告 建設銀行 與您共建美好生活 2023 年半年度報告 中國建設銀行股份有限公司 重要提示 本行董事會、監事會及董事、監事、高級管理人員保證本半年度報告內容的真實、準確、完整，不存在虛假 記載、誤導性陳述或重大遺漏，並承擔個別和連帶的法律責任。 本行於2023年8月23日召開董事會會議，審議通過了本行2023年半年度報告及其業績公告。本行14名董事全體 出席董事會會議。 經2022年度股東大會批准，2023年7月14日，本行向2023年7月13日收市後在冊的A股股東派發2022年度現金股 息每股人民幣0.389元（含稅），合計約人民幣37.32億元；2023年8月4日，本行向2023年7月13日收市後在冊的H 股股東派發2022年度現金股息每股人民幣0.389元（含稅），合計約人民幣935.22億元。本行不宣派2023年中期股 息，不進行公積金轉增股本。 本集團按照中國會計準則編製的2023年半年度財務報告已經安永華明會計師事務所（特殊普通合夥）審閱，按 照國際財務報告準則編製的2023年半年度財務報告已經安永會計師事務所審閱。 本行副董事長、執行董事及行長張金良 ...

股票代码：601939 股票简称：建设银行 公告编号：临2023-032 特此公告。 中国建设银行股份有限公司董事会 2023 年 9 月 26 日 中国建设银行股份有限公司 关于境内二级资本债券赎回完成的公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 2018年9月20日至25日，中国建设银行股份有限公司（以下简称"本 行"）在全国银行间债券市场发行了规模为人民币430亿元的二级资本债 券（以下简称"本期债券"），并在上海证券交易所（www.sse.com.cn） 刊载《关于2018年境内第一期二级资本债券发行完毕的公告》。 根据本期债券募集说明书中的相关规定，本期债券设有发行人赎回 选择权，本行有权在本期债券第5个计息年度的最后一日（即2023年9月 25日），按面值全额赎回本期债券。近期本行已取得国家金融监督管理 总局出具的对赎回本期债券无异议的复函。 截至本公告日，本行已行使赎回权，全额赎回了本期债券。 ...

Dividend Distribution - The bank distributed a cash dividend of RMB 0.389 per share to A-share shareholders, totaling approximately RMB 3.732 billion, and to H-share shareholders, totaling approximately RMB 9.3522 billion for the 2022 fiscal year[2]. - The bank did not declare an interim dividend for 2023 and will not increase capital through reserves[2]. Financial Performance - For the six months ended June 30, 2023, the company's operating income was RMB 400,255 million, a decrease of 0.59% compared to RMB 402,612 million for the same period in 2022[7]. - Net profit for the same period was RMB 167,295 million, reflecting a growth of 3.12% from RMB 162,234 million in the previous year[7]. - The company's net interest income was RMB 312,185 million, down 1.73% from RMB 317,669 million year-on-year[7]. - The annualized return on average assets decreased to 0.92% from 1.01% in the previous year[7]. - The annualized weighted average return on equity was 11.95%, down from 12.62% in the same period last year[7]. - The net interest margin decreased to 1.60% from 1.90% year-on-year[7]. - The company reported a net cash flow from operating activities of RMB 814,615 million, slightly down by 0.11% compared to RMB 815,501 million in the previous year[7]. - The basic and diluted earnings per share increased to RMB 0.67, up 3.08% from RMB 0.65 in the same period last year[7]. - The ratio of net fee and commission income to operating income was 17.64%, an increase from 17.45% year-on-year[7]. - The cost-to-income ratio was 23.59%, slightly up from 23.09% in the previous year[7]. Asset and Liability Management - As of June 30, 2023, total assets reached RMB 38,254,706 million, an increase of 10.56% compared to December 31, 2022[9]. - Net loans and advances amounted to RMB 22,360,543 million, reflecting a growth of 9.11% year-over-year[9]. - Total liabilities were RMB 35,298,478 million, up 11.27% from the previous year[9]. - Customer deposits increased to RMB 27,628,473 million, marking a 10.42% rise[9]. - The capital adequacy ratio was reported at 17.40%, reflecting sufficient risk-bearing capacity[12]. - The net interest margin was recorded at 1.79%, with an annualized return on average assets of 0.92%[12]. Risk Management - The bank faces various risks including credit risk, market risk, operational risk, liquidity risk, reputation risk, country risk, information technology risk, and strategic risk, and has implemented measures to manage these risks effectively[2]. - The non-performing loan ratio improved slightly to 1.37%, down from 1.38%[9]. - Provision coverage ratio stood at 244.48%, indicating strong risk mitigation capabilities[9]. - The company’s credit risk assessment is divided into three stages, with significant increases in credit risk leading to higher provisions[40]. - The company’s provisions for credit losses are based on expected credit losses, considering various forward-looking information[40]. Corporate Governance - The bank's governance structure and the status of its board members and senior management are outlined, ensuring transparency and accountability[4]. - The board of directors includes 4 executive directors and 10 independent directors, with a 100% attendance rate at the recent meetings[172]. - The company’s management team includes 8 senior executives, with recent changes in positions due to term expirations and age[173]. Social Responsibility and Sustainability - The bank's commitment to social responsibility and environmental sustainability is addressed, reflecting its corporate governance principles[4]. - In the first half of 2023, the company invested RMB 58 million in poverty alleviation efforts and introduced RMB 10.34 million in non-repayable assistance funds[179]. - The company provided RMB 709 million in repayable assistance funds and RMB 8.63 million to consolidate poverty alleviation results[179]. - The company helped sell agricultural products worth RMB 267 million from poverty-stricken areas through its "Shanrong Business" platform[179]. Digital Transformation and Innovation - The group is enhancing its digital operations and technology capabilities, including the launch of the "CCB Cloud" brand to improve AI and cloud computing capabilities[57]. - The company has launched 162 public service products in artificial intelligence, security, and basic technology, supporting 962 application scenarios[64]. - The company has achieved a digital RMB wallet activation rate of 60% for newly signed mobile banking customers and 54% for new registered users on the "Construction Bank Life" platform[64]. Employee Management - As of June 30, 2023, the total number of employees was 371,645, a decrease from 376,682 in December 2022, with a notable 77.21% holding a bachelor's degree or higher[175]. - The company conducted 37.28 million training sessions in the first half of the year, with 34.59 million employees participating in online learning through the "Construction Bank Learning" platform[176]. - The company has implemented a comprehensive training system to enhance employee skills and adapt to new business challenges[176]. Financial Reporting and Compliance - The financial report for the first half of 2023 was reviewed by Ernst & Young Huaming and Ernst & Young, ensuring its accuracy and completeness[2]. - The financial statements were reviewed by Ernst & Young, confirming compliance with accounting standards without any significant misstatements[200]. - The report includes forward-looking statements based on current plans and estimates, emphasizing the importance of risk awareness among investors[2].

股票代码：601939 股票简称：建设银行 公告编号：临 2023-030 中国建设银行股份有限公司 关于召开 2023 年中期业绩发布会的公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： https://online.bizconfstreaming.com/webcast/jsyh20230824.html 投资者可于 2023 年 8 月 21 日（星期一）23:59 前将相关问题 通过电子邮件的形式发送至中国建设银行股份有限公司（以下简称 "本行"）投资者关系邮箱：ir@ccb.com。本行将于 2023 年中期业绩 发布会（以下简称"业绩发布会"）上对投资者普遍关注的问题进行 回答。 本行拟于 2023 年 8 月 24 日 在 上 海 证 券 交 易 所 网 站 1 会议召开时间：2023 年 8 月 24 日（星期四）16:00-17:15 会议召开方式：网络直播 网络直播地址： （www.sse.com.cn）刊载《中国建设银行股份有限公司 2023 年半年 度报告》。为了便于广大投资者更全面 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因依 賴該等內容而引致之任何損失承擔任何責任。 939 公告 董事會會議通告 中國建設銀行股份有限公司（「本行」）董事會（「董事會」）謹此宣佈，本行董事會將 於2023年8月23日舉行會議，以審議及批准本行截至2023年6月30日止六個月的中 期業績及其他事宜。 特此公告。 承董事會命 於本公告日期，本行的執行董事為田國立先生、張金良先生、崔勇先生和紀志宏 先生，本行的非執行董事為田博先生、夏陽先生、邵敏女士、劉芳女士和李璐女 士，本行的獨立非執行董事為鍾嘉年先生、格雷姆•惠勒先生、米歇爾•馬德蘭先 生、威廉•科恩先生和梁錦松先生。 中國建設銀行股份有限公司 張金良 副董事長、執行董事及行長 2023年8月11日 ...

Financial Performance - The operating income for Q1 2023 was RMB 207,076 million, a 0.96% increase from RMB 205,101 million in Q1 2022[20] - Net profit for Q1 2023 reached RMB 89,147 million, reflecting a 2.03% increase compared to RMB 87,370 million in Q1 2022[20] - The adjusted net profit attributable to shareholders was RMB 88,743 million, a slight increase of 0.26% from RMB 88,513 million in Q1 2022[20] - The group's net profit for the three months ended March 31, 2023, was 89,147 million, compared to 87,370 million in the same period of 2022, marking an increase of 2.03%[43] - Total comprehensive income for the group was 87,496 million, up from 82,589 million year-over-year, indicating a growth of 5.3%[45] - The net profit for the three months ended March 31, 2023, was RMB 891.47 billion, representing a year-on-year growth of 2.03%[58] Assets and Liabilities - The total assets as of March 31, 2023, amounted to RMB 36,941,947 million, a 6.77% increase from RMB 34,600,711 million at the end of 2022[20] - Total liabilities increased by RMB 2.25 trillion, a growth of 7.10%, with total deposits amounting to RMB 27.48 trillion, up by RMB 2.46 trillion or 9.82%[31] - The bank's total equity as of March 31, 2023, was RMB 2.96 trillion, an increase from RMB 2.88 trillion at the end of 2022[42] - The total assets of the group as of March 31, 2023, reached RMB 36.94 trillion, an increase of RMB 2.34 trillion or 6.77% compared to the end of the previous year[113] - The total amount of loans and advances issued by the group was RMB 22.53 trillion, up RMB 1.33 trillion or 6.28% from the end of the previous year[113] Loans and Advances - The balance of inclusive finance loans was RMB 2.67 trillion, an increase of RMB 322.05 billion compared to the end of the previous year[14] - The balance of housing rental loans was RMB 289.86 billion, an increase of RMB 47.66 billion compared to the end of the previous year[14] - As of March 31, 2023, the total loans and advances issued amounted to RMB 22,528,301 million, an increase of 6.28% from RMB 21,197,130 million as of December 31, 2022[57] - The net increase in loans and advances was RMB 1,340,907 million, compared to RMB 944,118 million in the previous year, showing a significant increase of 42.06%[94] User Engagement - The number of registered users for the "Yunongtong" APP reached 7.61 million, an increase of 2.5 million from the end of the previous year[14] - The number of personal mobile banking users reached 446 million, with monthly active users at 133 million[55] - The registered users of "CCB Life" reached 106 million, contributing to nearly 2.6 billion in consumption driven by government consumption vouchers in the first quarter[55] Financial Ratios - The liquidity coverage ratio stood at 142.09%[3] - The capital adequacy ratio as of March 31, 2023, was 17.88%, with a Tier 1 capital ratio of 13.86%[58] - The annualized average return on assets was 1.00%, and the annualized weighted average return on equity was 12.86%[58] - The core Tier 1 capital adequacy ratio as of March 31, 2023, was 13.19%, down from 13.69% at the end of 2022[104] - The leverage ratio of the group as of March 31, 2023, was 7.57%, meeting regulatory requirements[108] Income and Expenses - The net cash flow from operating activities was RMB 370,787 million, a decrease of 22.74% from RMB 479,940 million in Q1 2022[20] - The business and management expenses for the period were RMB 431.41 billion, an increase of RMB 11.66 billion year-on-year[59] - The income tax expense was RMB 155.58 billion, a decrease of RMB 5.63 billion compared to the same period last year[60] Credit and Impairment - Non-performing loans amounted to RMB 309.63 billion, with a non-performing loan ratio of 1.38%, remaining stable compared to the previous year[32] - The group reported a credit impairment loss of 51,577 million, slightly up from 51,514 million in the previous year[43] - The group reported an increase in credit impairment losses to RMB 51,577 million, slightly up from RMB 51,514 million, indicating a marginal increase of 0.12%[78] Green Finance - Green loan balance reached RMB 3.23 trillion, an increase of RMB 479.79 billion from the previous year[27] - The bank issued RMB 100 billion in domestic green financial bonds and underwrote 13 green and sustainable development bonds totaling RMB 11.9 billion[27] - The bank's cash contribution to the Jianxin Housing Rental Fund totaled RMB 50 billion, bringing the cumulative contribution to RMB 100 billion[36]