重庆银行所属申万行业为：银行-城商行Ⅱ-城商行Ⅲ。所属概念板块包括：长期破净、破净股、乡村振 兴、低市盈率、百度概念等。 截至9月30日，重庆银行股东户数3.63万，较上期增加6.17%；人均流通股53243股，较上期减少6.01%。 2025年1月-9月，重庆银行实现营业收入117.40亿元，同比增长10.40%；归母净利润48.79亿元，同比增 长10.19%。 12月18日，重庆银行盘中上涨2.01%，截至13:33，报11.18元/股，成交4803.97万元，换手率0.23%，总 市值388.46亿元。 资金流向方面，主力资金净流出133.98万元，特大单买入0.00元，占比0.00%，卖出734.17万元，占比 15.28%；大单买入745.21万元，占比15.51%，卖出145.01万元，占比3.02%。 重庆银行今年以来股价涨26.10%，近5个交易日涨2.47%，近20日跌1.06%，近60日涨20.60%。 资料显示，重庆银行股份有限公司位于香港铜锣湾希慎道33号利园1期19楼1918室，成立日期1996年9月 2日，上市日期2021年2月5日，公司主营业务涉及重庆银行股份有限公司主要在中国 ...

Core Viewpoint - The A-share market has seen a broad increase in bank stocks, indicating positive market sentiment towards the banking sector [1] Group 1: Stock Performance - Suzhou Bank, Xiamen Bank, Shanghai Bank, Hangzhou Bank, Jiangyin Bank, China Construction Bank, and Chongqing Rural Commercial Bank all experienced gains exceeding 2% [1] - Zhangjiagang Bank, Nanjing Bank, Jiangsu Bank, Qilu Bank, Changsha Bank, Qingdao Bank, and Chongqing Bank saw increases close to 2% [1]

Investment Rating - The industry investment rating is "Overweight" (maintained) [2] Core Insights - The report highlights a slowdown in non-bank deposit growth, indicating a reduced diversion of deposits to the stock market, with large banks experiencing a net inflow of deposits while smaller banks see a decline [5][6] - The report suggests that the upcoming quarter (Q1 2026) will present challenges for banks in terms of asset-liability matching due to the maturity of high-interest deposits and fluctuating deposit growth [7] - The investment strategy emphasizes balancing asset quality and pricing power, with a focus on large state-owned banks and leading comprehensive banks as key investment targets [8] Summary by Sections Deposit Trends - In November, large banks saw a decrease of 83.3 billion yuan in non-bank deposits, reflecting a weakening effect of the stock market on deposit diversion [5] - Non-bank deposit growth remains higher than that of resident fixed deposits, indicating a shift of funds into wealth management products [6] - Smaller banks experienced a year-on-year decrease of 478.9 billion yuan in fixed deposits, while large banks saw an increase of 419.4 billion yuan, suggesting a trend of deposit migration back to larger institutions [6] Credit and Investment Dynamics - Credit demand, particularly in consumer sectors, remains weak, leading to a continued slowdown in lending growth [7] - The report anticipates that banks may increase bond investments to fill year-end balance sheet requirements, especially as high-interest fixed deposits mature [7] Investment Recommendations - The report recommends a focus on large state-owned banks as foundational investments, with specific mentions of Agricultural Bank of China and Industrial and Commercial Bank of China as beneficiaries [8] - Core investments should target leading comprehensive banks like China Merchants Bank and Industrial Bank, with a recommendation for CITIC Bank as a key stock [8] - For more flexible investments, banks such as Jiangsu Bank and Chongqing Bank are highlighted as potential beneficiaries [8]

Core Viewpoint - Chongqing Bank's stock performance shows a slight decline, with a recent drop of 0.54% and a total market capitalization of 38.08 billion yuan [1] Group 1: Dividend and Financial Support - Chongqing Bank's dividend yields over the past three years were 5.83%, 5.86%, and 4.46% respectively [2] - The bank has launched various financial products to support rural revitalization, including "Rural Revitalization Loans" and "Live Pig Collateral Loans" [2] - The bank aims to enhance credit support for new agricultural entities and strengthen partnerships with government-backed financing institutions [2] Group 2: Shareholding and Market Activity - Chongqing Real Estate Group has acquired a stake in Chongqing Bank, holding 6.53% of the total shares [2] - The bank's main trading activity shows a net outflow of 3.12 million yuan today, with a lack of clear trends in major funds [3][4] Group 3: Technical Analysis - The average trading cost of Chongqing Bank's shares is 9.97 yuan, with the current price approaching a resistance level of 11.01 yuan [5] - If the stock price breaks through the resistance level, it may initiate an upward trend [5] Group 4: Company Overview - Chongqing Bank, established on September 2, 1996, primarily provides corporate and personal banking services, with a revenue composition of 75.09% from corporate banking, 16.94% from personal banking, and 7.72% from funding operations [6] - As of September 30, the number of shareholders increased to 36,300, with an average of 53,243 circulating shares per person [6] - For the period from January to September 2025, the bank reported a revenue of 11.74 billion yuan, a year-on-year increase of 10.40%, and a net profit of 4.88 billion yuan, up 10.19% year-on-year [6] Group 5: Dividend Distribution - Since its A-share listing, Chongqing Bank has distributed a total of 6.88 billion yuan in dividends, with 4.23 billion yuan distributed over the past three years [7]

《二零二五年季度股息-股息货币选择表格》 以上内容为证券之星据公开信息整理，由AI算法生成（网信算备310104345710301240019号），不构成 投资建议。 截至2025年12月16日收盘，重庆银行（01963）报收于7.95元，较前一交易日下跌1.36%，该股当日开盘 8.05元，最高8.09元，最低7.93元，成交额达925.29万元。近52周最高8.72元，最低5.32元。 近日，重庆银行发布关于二零二五年季度股息的公告，就截至2025年9月30日止九个月的股息分配发出 股息货币选择表格。本次现金股息为每10股人民币1.684元（含税），合计派发现金股利人民币 585,120,249.06元（含税）。股息分配以2025年9月30日的普通股总股本3,474,585,802股为基数，若A股 可转债转股导致总股本变动，则总分配金额不变，每股分红金额将相应调整。H股股东可选择以人民币 或港币收取股息，其中人民币兑港币的折算汇率采用2025年11月28日中国人民银行公布的中间价，即 1.00港元兑0.90990人民币。登记股东如未提交选择，默认以港币收取股息。选择以人民币收取股息的H 股股东须于2026 ...

运营商财经网总编康钊认为，上任以来，杨秀明以其卓越的领导才能、丰富的实践经验和敏锐的市场洞 察力，带领重庆银行在激烈的市场竞争中不断发展壮大。因此，此次上榜实至名归。 运营商财经（官方微信公众号yyscjrd）—— 主流财经网站，一家全面覆盖科技、金融、证券、汽车、 房产、食品、医药、日化、酒业及其他各种消费品网站。 运营商财经网讯 公开信息显示，杨秀明出生于1970年9月，是经济学学士。2024年3月，他正式担任重庆银行董事长、执 行董事，并担任该行的战略与创新委员会主任委员。 基于对金融行业的整体洞察，知名财经媒体运营商财经网独家打造了"2025年度金融行业杰出榜"。该榜 单基于各家金融机构的综合实力，涵盖了银行、保险、证券、基金四大细分领域的杰出高管。 日前，运营商财经网已经公布了"2025年度城商行十大杰出董事长"，重庆银行董事长杨秀明榜上有名。 ...

Core Viewpoint - Major Chinese banks are actively distributing mid-term cash dividends, reflecting strong profitability and capital adequacy, which is expected to enhance shareholder value and market confidence [6][8]. Group 1: Dividend Distribution by Major Banks - On December 15, Industrial and Agricultural Banks announced a total cash dividend of approximately 92.2 billion yuan for the first half of 2025, with A-share dividends amounting to about 76.2 billion yuan [1]. - Industrial Bank distributed a cash dividend of 0.1414 yuan per share, totaling approximately 503.96 billion yuan, with A-share dividends around 381.23 billion yuan [3]. - Agricultural Bank issued a cash dividend of 0.1195 yuan per share, totaling about 418.23 billion yuan, with A-share dividends approximately 381.5 billion yuan [3]. - Other major banks, including China Bank and Construction Bank, have also announced significant cash dividends, contributing to a total of over 200 billion yuan in cash dividends from the six major banks [4]. Group 2: Participation of Other Banks - Several joint-stock banks, such as CITIC Bank and Ping An Bank, have also joined the mid-term dividend distribution, with CITIC Bank distributing 104.61 billion yuan and Ping An Bank distributing 45.80 billion yuan [7]. - New entrants to the mid-term dividend distribution include Industrial Bank, which plans to distribute 119.57 billion yuan, and Ningbo Bank, which will distribute 19.81 billion yuan [7]. - Chongqing Bank plans to distribute 5.85 billion yuan, representing 11.99% of its net profit attributable to ordinary shareholders [7]. Group 3: Market Implications and Analyst Insights - Analysts indicate that the increase in mid-term dividends is a response to regulatory guidance and market demand for high-yield assets, particularly in a low-interest-rate environment [8]. - The trend of early and substantial mid-term dividends reflects the stable profitability of quality banks and their enhanced capacity for dividend distribution [8]. - Mid-term dividends are seen as a strategy to optimize capital structure and improve return on equity (ROE), while also attracting long-term investors [8].

Core Insights - The transfer of non-performing loans (NPLs) is gaining momentum, becoming a crucial strategy for financial institutions to mitigate asset risks by 2025 [1][2] - The pace of asset disposal has accelerated significantly in 2025, with both the scale and frequency of disposals showing marked increases [2][4] - Consumer finance institutions are actively participating in the NPL market, contributing to the overall asset disposal efforts [3][4] Group 1: NPL Transfer Activities - The Silver Transfer Center reported nearly 60 NPL transfer announcements within three days, with major banks like China Construction Bank and Postal Savings Bank participating [1] - In the first quarter of 2025, the batch transfer of personal NPLs reached 37.04 billion yuan, a staggering increase of 761.4% year-on-year, with personal consumption loans making up over 70% of this figure [2] - Several banks, including Ping An Bank and Zhongyuan Bank, have initiated significant NPL transfer projects, with outstanding principal and interest amounts reaching 762 million yuan and 522 million yuan respectively [2] Group 2: Market Dynamics and Challenges - The pressure on asset quality is evident, with rising non-performing loan ratios among various banks, such as Chongqing Bank's ratio climbing to 6.23% [4] - The financial environment, characterized by macroeconomic fluctuations, is impacting the repayment capabilities of individuals and businesses, leading to increased NPLs [4] - The Silver Transfer Center's report indicates that the pressure for NPL disposal will persist throughout 2025 [4] Group 3: Regulatory and Technological Support - Regulatory policies are providing robust support for NPL disposal efforts, with calls for increased asset disposal and capital replenishment [5] - Financial institutions are leveraging technology to enhance risk management and improve the efficiency of NPL disposals, with initiatives like "smart disposal" platforms being developed [5][6] - Institutions like Agricultural Bank of China and China Bank are emphasizing digital transformation to strengthen risk control and reduce new NPLs [5]

Core Viewpoint - The article announces the launch of the "Top Ten Outstanding Chairmen of City Commercial Banks for 2025" list by a well-known financial media platform, focusing on the comprehensive performance of major city commercial banks in China and highlighting key figures from these institutions [1]. Group 1: List of Outstanding Chairmen - The list includes the following chairmen: - Ge Renyu from Jiangsu Bank - Gu Jianzhong from Shanghai Bank - Xie Ning from Nanjing Bank - Guo Hao from Zhongyuan Bank - Zhao Xiaozhong from Changsha Bank - Yang Xiuming from Chongqing Bank - Yu Jianzhong from Tianjin Bank - Zheng Zugang from Qilu Bank - Zhou Zerong from Guangdong Huaxing Bank - Hong Pipa from Xiamen Bank [2][3]. Group 2: Evaluation Criteria - The evaluation for the list considered multiple factors, including the annual revenue, net profit, and performance scale of the banks for 2025, as well as the significant contributions and achievements of the executives [3]. - The rankings are not absolute and do not serve any commercial purpose; they aim to recognize outstanding companies and their leaders for their performance in 2025 [3].

在经营层面，重庆银行将ESG治理深度融入发展战略，率先研发中西部法人银行首个ESG数字化评级系统，实现信贷资产质量全流程优化。通过气候风险压 力测试等工具，持续强化环境风险管理，同步推进绿色运营与数字化转型，不断提升资源使用效率与经营韧性。 责任编辑：栎树 在社会贡献方面，重庆银行积极服务长江经济带绿色发展，助力西部地区筑牢国家生态安全屏障，扎实书写"绿色金融"等五篇大文章，推动经济效益与社会 价值的协同共赢。截至当前，该行绿色金融业务规模已接近千亿元，并连续五年保持年均30%以上的高速增长，展现出强劲的发展动能。 （图说）GF60年度最佳可持续金融机构颁奖现场 12月11日，第四届绿色金融北外滩论坛于上海召开。重庆银行凭借在绿色金融与可持续发展领域的突出表现，获评"最佳可持续金融机构"。值得关注的是， 这已是该行连续第二年荣获GF60奖项——继2024年入选"绿色金融最佳实践案例"后再次获得认可，彰显其在该领域的持续影响力。 重庆银行相关负责人表示，此次获奖是对重庆银行坚定不移推进可持续发展银行战略、深耕绿色金融实践的再次肯定。面向未来，重庆银行将继续以"双 碳"目标为引领，全面融入重庆市绿色金融改革创新试 ...