中国银行：第三季度股东应享税后利润600.69亿元，同比增长5.09%。 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 中國銀行股份有限公司 BANK OF CHINA LIMITED （於中華人民共和國註冊成立的股份有限公司） （「本行」） （股份代號：3988） 公告 董事會決議 本行董事會審計委員會已審議通過本議案，同意提交董事會審批。 詳情請查閱本行同日刊登在香港交易及結算所有限公司網站 ( www.hkexnews.hk )和本行網站( www.boc.cn )的相關內容。 1 二、中國銀行2025年第三季度第三支柱信息披露報告 贊成：14 反對：0 棄權：0 詳情請查閱本行同日刊登在香港交易及結算所有限公司網站 ( www.hkexnews.hk )和本行網站( www.boc.cn )的相關內容。 三、中國銀行股份有限公司與其董事、高級管理人員及關聯方日常關聯 交易決議 贊成：14 反對：0 棄權：0 本行於2025年10月28日在北京以現場表決方式召開董事會會議，會議通知於2025 年10月13日通過書面 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 中國銀行股份有限公司 BANK OF CHINA LIMITED （於中華人民共和國註冊成立的股份有限公司） （「本行」） （股份代號：3988） 關於董事會秘書及公司秘書卓成文先生離任的公告 本行董事會收到卓成文先生的辭呈。因工作變動，自2025年10月30日起，卓成文 先生不再擔任本行董事會秘書及公司秘書職務。 二、離任對本行的影響 卓成文先生已確認其與本行董事會無不同意見，亦沒有任何其他事項需要通知本 行股東，並已按照有關要求做好交接工作。 本行董事會對卓成文先生任職期間對本行做出的貢獻表示感謝。 中國銀行股份有限公司 董事會 中國，北京 2025年10月28日 一、離任的基本情況 姓名 離任職務 離任時間 原定任期 到期日 離任原因 是否繼續在上市 公司及其控股 子公司任職 具體職務 是否存在 未履行完畢的 公開承諾 卓成文 董事會秘書及 公司秘書 2025年 10月30日 – 工作變動 是 中 ...

中國銀行股份有限公司 2025年第三季度 第三支柱信息披露報告 目錄 | 1 | 引言 | | 2 | | --- | --- | --- | --- | | | 1.1 | 披露依據 | 2 | | | 1.2 | 披露聲明 | 2 | | 2 | | 風險管理、關鍵審慎監管指標和風險加權資產概覽 | 3 | | | 2.1 | KM1：監管併表關鍵審慎監管指標 | 3 | | | 2.2 | KM2：關鍵審慎監管指標－處置集團的總損失吸收能力 | 5 | | | | 監管要求 | | | | 2.3 | OV1：風險加權資產概況 | 6 | | 3 | | 宏觀審慎監管措施 | 8 | | 4 | 槓桿率 | | 9 | | | 4.1 | LR1：槓桿率監管項目與相關會計項目的差異 | 9 | | | 4.2 | LR2：槓桿率 | 10 | | 5 | 流動性風險 | | 12 | | | 5.1 | LIQ1：流動性覆蓋率 | 12 | 1 1 引言 1.1 披露依據 本報告根據國家金融監督管理總局令2023 年第4 號《商業銀行資本管理辦 法》編製並披露。 2014年4月，本集團正式獲准實施資本計 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本文件的內容概不負責，對其準確性或完整性 亦不發表任何聲明，並明確表示，概不對因本文件全部或任何部分內容而產生或因倚賴該等內容而引致 之任何損失承擔任何責任。 中國銀行股份有限公司 BANK OF CHINA LIMITED （於中華人民共和國註冊成立的股份有限公司） （「本行」） （股份代號：3988） 2025年第三季度報告 本行董事會宣佈本行及其附屬公司（「本集團」或「集團」）截至2025年9月30日止第 三季度的未經審計業績。本公告乃根據《證券及期貨條例》（香港法例第571章）第 XIVA部及香港聯合交易所有限公司證券上市規則第13.09條而作出。 1 一、 主要財務數據 1.1 基於國際財務報告會計準則編製的主要會計數據和財務指標 | | | 本報告期 | | 年初至 | | --- | --- | --- | --- | --- | | | 2025年 | 比上年 | 2025年 | 報告期末 | | 項目 | 7-9月 | 同期增減 | 1-9月 | 比上年 同期增減 | | | | (%) | | | | | | | | (%) | | 營業收 ...

Core Insights - The state-owned large bank sector saw an increase of 1.04% on October 28, with Agricultural Bank leading the gains [1] - The Shanghai Composite Index closed at 3988.22, down 0.22%, while the Shenzhen Component Index closed at 13430.1, down 0.44% [1] Bank Performance - Agricultural Bank (601288) closed at 8.31, up 1.59% with a trading volume of 4.4654 million shares and a transaction value of 3.692 billion [1] - Industrial and Commercial Bank (601398) closed at 7.99, up 1.01% with a trading volume of 3.3204 million shares [1] - Postal Savings Bank (601658) closed at 6.07, up 1.00% with a trading volume of 1.6120 million shares [1] - Bank of China (601988) closed at 5.60, up 0.18% with a trading volume of 2.9961 million shares [1] - Bank of Communications (601328) closed at 7.27, down 0.14% with a trading volume of 2.3016 million shares [1] - China Construction Bank (656109) closed at 9.39, down 0.42% with a trading volume of 791,500 shares [1] Fund Flow Analysis - The state-owned large bank sector experienced a net outflow of 61.8068 million from main funds, while speculative funds saw a net inflow of 248 million [1] - Retail investors had a net outflow of 187 million [1] - Agricultural Bank had a main fund net inflow of 127 million, while retail investors had a net outflow of 21.7 million [2] - Industrial and Commercial Bank had a main fund net inflow of 86.098 million, with a retail net outflow of 11.2 million [2] - Postal Savings Bank experienced a main fund net outflow of 63.7164 million, but had a retail net inflow of 23.7083 million [2] - Bank of China had a main fund net outflow of 48.2183 million, with a retail net inflow of 45.4291 million [2] - Bank of Communications had a significant main fund net outflow of 15.97 million, while retail investors had a net inflow of 88.9829 million [2]

Core Points - The "Zhongshi Baorongtong" comprehensive financial service project was launched in Ningbo, aiming to enhance the integration of mid-test resources and accelerate the transformation of scientific achievements into productive forces [1][2] - The project will provide a total of 200 billion yuan in financial support and insurance protection over the next three years to facilitate the entire chain of mid-test needs for technology innovation enterprises [1] Group 1 - The event was co-hosted by the Bank of China Ningbo Branch and China Pacific Insurance Ningbo Branch, focusing on the implementation of national policies for mid-test platform construction [1] - The "Zhongshi Baorongtong" service plan includes a collaborative service model of "loan-insurance-subsidy" to meet the financial needs of mid-test projects [1][2] - A customized credit scheme has already been developed for a technology company incubated by the Yongjiang Laboratory, along with a strategic cooperation agreement with a national mid-test platform for semiconductor materials [1] Group 2 - The Bank of China Ningbo Branch plans to deepen its technology finance strategy and continue innovating products and services to support the integration of technological and industrial innovation [2] - The initiative aims to enhance the construction level and verification capabilities of mid-test platforms in the region, addressing the diverse financial needs of various innovation entities [2]

Core Insights - The Bank of China Jiangsu Branch is actively supporting rural development through tailored financial services, focusing on agricultural loans and local industry needs [1][2][3][4][5] Agricultural Loans - As of September 2025, the Bank of China Jiangsu Branch has issued 187.8 billion yuan in agricultural loans, benefiting 110,000 agricultural operators [1] - The bank has introduced various financial service solutions for local特色产业, including "Haimen Home Textile Loan" and "Donghai Crystal Loan" [1] Support for Specific Industries - In Wuxi's Yangshan Town, the bank provided a 10 million yuan credit line to a leading peach company to support its expansion and digital management initiatives [2] - The bank has issued over 300 million yuan in loans to small and micro enterprises in the Yangshan area this year [2] Fisheries Financing - The bank launched the "Lüsi Fishing Boat Loan" to address financing challenges faced by local fishing enterprises, focusing on key areas like vessel upgrades and cold chain improvements [3] - A family-owned fishing farm received a 10 million yuan credit approval to enhance its cold storage and processing capabilities, boosting its brand influence and sales [3] Grain Purchase Support - The bank introduced the "Su Nong Grain Trade Loan" to facilitate quick funding for grain purchases during peak seasons, eliminating collateral requirements [4] - A grain purchasing station received a 2 million yuan credit loan to address liquidity needs, ensuring timely grain sales for farmers [4] Inclusive Financial Products - The bank has expanded its inclusive product offerings, serving over 4,500 agricultural operators in the Shuyang area alone, thereby providing robust financial support for stable grain production [5] - The bank's initiatives connect various agricultural sectors, from peach orchards to fishing ports, ensuring a continuous flow of financial resources throughout the rural economy [5]

Core Viewpoint - The financial regulatory bodies in China are focusing on risk prevention and enhancing financial services to support the real economy, as outlined in the spirit of the 20th National Congress of the Communist Party of China [1][2][4]. Financial Regulatory Focus - The central bank and financial regulatory authorities emphasize the importance of risk prevention and the establishment of a comprehensive financial risk management system [2][4]. - The next phase of work will prioritize enhancing financial services for the real economy, particularly in areas such as technology innovation, consumption stimulation, and support for small and micro enterprises [1][2][4]. Key Work Areas - The People's Bank of China (PBOC) has identified five key areas for future work: maintaining centralized leadership in financial work, developing a robust monetary policy framework, enhancing macro-prudential management, deepening supply-side structural reforms, and promoting high-level financial openness [2][3][4]. - Financial institutions are encouraged to align their strategies with national goals, focusing on the "Five Major Articles" to improve financial service quality and adaptability [4][5]. Progress in Financial Services - As of Q3 2025, the balance of inclusive small and micro loans reached 36.09 trillion yuan, with a year-on-year growth of 12.2%, outpacing overall loan growth by 5.6 percentage points [8]. - Green loans also saw significant growth, with a balance of 43.51 trillion yuan, reflecting a 17.5% increase since the beginning of the year [8][9]. Institutional Responses - Major state-owned banks and policy banks are actively implementing strategies to support national priorities, including food security, rural development, and ecological sustainability [5][6][7]. - Insurance companies are also aligning their strategies with the national agenda, focusing on enhancing support for technology innovation and green development [6][7]. Digital Transformation and Innovation - Banks are increasingly adopting digital transformation and AI applications to improve service efficiency across various functions, including credit assessment and customer service [10]. - The banking sector is also focusing on developing pension financial products to cater to the aging population, with initiatives aimed at enhancing the pension service system [10].

会议强调，中国银行要把学习宣传贯彻全会精神作为当前和今后一个时期的重大政治任务，迅速在 全行掀起学习热潮。各级领导干部要带头学习宣讲，做深做实教育培训，确保全会精神传达到全体党 员，推动入脑入心、走深走实。要对标对表全会部署的重大战略任务，紧密结合自身实际，立足主责主 业，系统谋划高质量编制全行"十五五"时期重点目标任务。 责任编辑：韩胜杰 本报讯 记者赵萌报道 10月24日，中国银行党委召开扩大会议，传达学习党的二十届四中全会精 神，研究部署中国银行贯彻落实措施。中国银行党委书记、董事长葛海蛟主持会议并讲话。 会议强调，中国银行要坚持服务实体经济的根本宗旨，优化金融资源配置，提升金融服务质效，深 入做好金融"五篇大文章"，积极支持现代化产业体系智能化、绿色化、融合化发展，因地制宜支持发展 新质生产力。落实提振消费专项行动，扎实做好民生保障，落实区域发展战略，积极服务扩内需。要加 快提升全球布局能力和国际竞争力，升级完善全球服务体系，助力推进人民币国际化，高质量服务共 建"一带一路"，以更实举措服务扩大高水平对外开放。要统筹好发展和安全，加强全面风险管理，防范 化解重点领域风险，坚决守住不发生系统性风险的底线 ...