Core Viewpoint - The Bank of China has issued a warning regarding the volatility of precious metal prices since 2026, highlighting the need for market risk prevention measures for clients involved in precious metal-related businesses [1] Group 1: Market Conditions - Since 2026, there have been numerous uncertainties in the precious metals market, leading to significant price fluctuations [1] - The bank emphasizes the importance of clients understanding their financial situation and risk tolerance when engaging in precious metal trading activities [1] Group 2: Client Advisory - Clients are advised to reasonably control their precious metal holdings to mitigate the risk of financial losses due to price volatility [1] - The bank aims to protect the interests of clients with accumulated gold, accumulated profit gold, and account-related precious metal services [1]

British Prime Minister Keir Starmer has arrived in the Chinese financial center of Shanghai in his bid to boost business opportunities for U.K. firms in the world’s second-largest economy, just hours after President Donald Trump signaled a possible opp...From left, Zheng Zeguang, Chinese ambassador to to Britain, Ren Hongbin, Chairman of the China Council for the Promotion of International Trade (CCPIT), Britain's Prime Minister Keir Starmer and Ge Haijiao, Chairman and Executive Director of the Bank of Chi ...

1月以来，银行业机构陆续召开2026年经营工作会议，总结过去一年乃至整个"十四五"时期的经营 成绩，为新的一年谋篇布局。 谈及2025年经营，"高质量发展"成为高频词。多家银行透露，各项工作"稳中有进""稳中提质"，且"综合实力 迈上新台阶"，为下一个五年发展打下了坚实基础。 2026年是"十五五"开局之年。多家银行强调，将加大对重点领域金融支持，做实做细金融"五篇大文章"，有效 防范化解重点领域风险，支持巩固经济稳中向好态势。 其中，包括工行、建行、农行、交行在内，多家银行明确将加快推动数智化转型。"降本提质增效"等表述也出 现在工行、农行、建行、交行、平安银行的工作部署中。 工商银行：做强主业、做优质效、做大贡献 工商2026年党建暨经营管理工作会议强调，要打造一流银行、领军银行、清廉银行、现代银行，持续做强主 业、做优质效、做大贡献。 一是提升防风险成效，推动全面风险管理取得新进步，加快智能化风控平台进业务进场景。 二是提升强合规能力，确保内控管理实现新跃升，把依法合规经营打造为核心竞争力。 二要加大重点领域融资供给，助力巩固拓展经济稳中向好势头。持续加大"两重""两新"和民生、消费等领域金 融支持；进 ...

Core Viewpoint - The "Social Security and Banking Cooperation" initiative in Dongcheng District has shown significant progress, with new partnerships established and high satisfaction rates among the public [1][3]. Group 1: Initiative Overview - The "Social Security and Banking Cooperation" initiative has been operational for over 9 months, resulting in 126,100 service visits and a public satisfaction rate of 98.02% [3]. - The initiative aims to provide convenient social security services to the public while enhancing efficiency for social security and promoting development for banks [3]. Group 2: New Partnerships - Postal Savings Bank and Bank of China have recently joined the "Social Security and Banking Cooperation" network, increasing the total number of service points to 7 [1][6]. - The existing network includes Industrial and Commercial Bank of China, China Construction Bank, Bank of Communications, Beijing Bank, and Beijing Rural Commercial Bank, serving a total of 35,000 insured units and over 1.67 million insured individuals [6]. Group 3: Service Areas - The service network covers key areas along the central axis, including Zhongguancun Dongcheng Park, "Hangkongyuan" Technology Park, Dongzhimen, Wangfujing-Longfusi, Tiantan, and Yongdingmenwai [6]. - This strategic placement aims to provide high-frequency and low-risk social security services to the local population [6].

近日，中国银行2026年党建和经营管理工作会议在京召开。中行党委书记、董事长葛海蛟出席会议 并讲话，党委副书记、行长张辉作报告。 会议强调，中国银行要正确把握关键问题，接续打造强大的金融机构，扎实推动高质量发展。要树 立和践行正确的政绩观。践行金融工作的政治性、人民性，解决好"政绩为谁而树"的问题；坚持正确的 经营观、业绩观、风险观，解决好"树什么样的政绩"的问题；突出务实担当、善作善成的导向，解决 好"怎样出政绩"的问题。要巩固和扩大全球化优势。充分认识中国银行全球化发展具备的优势和基础， 把握好未来五年全球化发展的新机遇，持续提升全球布局能力、全球产品服务能力、全球一体化营销能 力、跨境人民币业务能力、全球化科技保障能力、全球合规管理能力和参与全球金融治理能力。要做好 风险防控和化解工作。突出抓好信用风险集中度管控，前瞻做好趋势性风险管控，扎实防控科技运营风 险，全面防范业务结构不平衡风险。 会议强调，要坚持和加强党的全面领导，深入推进全面从严治党，以高质量党建引领高质量发展。 提高政治站位，坚决维护党中央对金融工作的集中统一领导；坚持"三个过硬"，锻造忠诚干净担当的高 素质专业化干部人才队伍；持续增强" ...

【隔夜行情】 •周四（2026年1月29日），A股市场三大指数涨跌不一，截至收盘，沪指报4157.98点，涨0.16%；深证 成指报14300.08点，跌0.3%；创业板指报3304.51点，跌0.57%。总体来看，个股跌多涨少，下跌个股超 3500只。沪深两市全天成交额3.23万亿元，较上个交易日放量2600亿元。 【中国银行：调整白银延期合约业务参数 保证金比例由48.26%调整为50.80%】1月29日，为保护投资者 权益，防范市场风险，根据上海黄金交易所（简称"上金所"）发布的《关于调整白银延期合约保证金水 平和涨跌停板的通知》，中国银行将对代理个人上金所业务项下白银延期合约的交易保证金比例、涨跌 幅度限制进行相应调整。具体如下：自2026年1月30日（星期五）收盘清算时起，上金所白银延期合约 保证金比例从19%调整为20%，中国银行白银延期合约客户保证金比例由48.26%调整为50.80%，上金所 下一交易日（1月30日20:00）起涨跌幅度限制从18%调整为19%。请您做好风险防范工作，提高风险意 识，合理控制仓位，理性投资。 新股申购： 电科蓝天，科创板证券代码688818，发行价格9.47元/ ...

为持续加大对小微企业及个体工商户的金融支持力度，近日，中国银行济宁分行基于某集团企业及其下属子公司在该行的贷款背景，为其上游供应商提供专 属供应链服务，实现应收账款融资方案全省系统内首笔投放。 发挥专业优势，实现合作"双赢"。该方案对于政信类业务有了新的突破点，既能解决供应商账期问题，又缓解了平台付款压力，实现"双赢"。在业务批复 后，该行及时总结服务经验，做好复制推广，为更多沿链小微企业有效扩宽融资渠道。 下一步，该行将继续深耕实体、服务小微，以本次业务创新为依托，持续延伸金融服务触角，提升融资便利度，以金融活水为普惠小微持续润泽，助力当地 实体经济发展。（孟玉） 搭建金融桥梁，创新业务模式。为解决小微企业融资问题，有效缓解企业资金压力，该行积极探索业务创新，以核心企业授信为基础，通过应收账款质押形 式，为集团客户上游供应商叙做贷款业务，有效拓宽小微市场主体金融服务覆盖面，提高信贷可得性。 找准关键企业，推动方案落地。某文旅集团有限公司主要从事文旅景区运营、酒店运营等业务，具备一定的连带付款能力，并有意愿为其上游小微供应商提 供支持。该行结合企业情况"一户一议"，制定专属供应链融资服务方案，以企业提供清单为 ...

Core Viewpoint - The four major state-owned banks in China have held meetings to outline their operational strategies for 2026, emphasizing high-quality development and risk management while aligning with national strategies and supporting domestic demand expansion [1][4]. Group 1: Business Focus and Strategy - Bank of China (BOC) highlighted the importance of global advantages, aiming to enhance global layout, product service capabilities, and compliance management [2]. - Agricultural Bank of China (ABC) emphasized its commitment to serving rural areas and supporting comprehensive rural revitalization, focusing on credit allocation to key sectors such as agriculture and rural development [2]. - China Construction Bank (CCB) aims to strengthen collaboration across various banking sectors and enhance financial service adaptability, particularly in supporting national technological self-reliance [3]. Group 2: Support for National Strategy and Domestic Demand - Industrial and Commercial Bank of China (ICBC) and ABC stressed the integration of investments in both physical and human capital, with a focus on expanding credit and bond investments to support domestic demand and innovation [4]. - CCB reiterated its commitment to supporting national strategies and expanding domestic demand while promoting sustainable development in financial services [4]. Group 3: Risk Management and Technology - All four banks emphasized the role of technology in risk prevention and management, with BOC focusing on credit risk control and proactive trend monitoring [5][6]. - ICBC plans to accelerate the implementation of an intelligent risk control platform to manage risks effectively across key sectors [6]. - ABC aims to mitigate credit risks in local government debt and real estate while maintaining high asset quality through enhanced technological resilience [6]. - CCB is focused on building a comprehensive and proactive risk control system to ensure early identification and management of risks [6].

Core Viewpoint - The article highlights a collaborative initiative by the Bank of China Dezhou Branch and local government entities to enhance fraud awareness among students through a series of anti-fraud film screenings and educational activities [1] Group 1: Initiative Overview - The Bank of China Dezhou Branch, in partnership with the Dezhou Municipal Committee of the Communist Party, the Dezhou Cultural and Tourism Bureau, the Dezhou Public Security Bureau, and Dezhou Engineering Vocational College, launched the "Anti-Fraud You, Me, and Us - A Nationwide Anti-Fraud Campaign" [1] - The initiative aims to improve fraud awareness and self-protection capabilities among students [1] Group 2: Educational Activities - During the event, Bank of China employees distributed anti-fraud brochures and explained common financial fraud methods in an accessible manner [1] - The focus was on prevalent scams such as "order refund scams, aiding and abetting crimes, and part-time rebate schemes," using real-life cases to illustrate the dangers of telecom fraud [1] - Officers from the Dezhou Public Security Bureau shared recent cases of fraud targeting university students, providing practical lessons on financial fraud prevention [1] Group 3: Future Plans - The Bank of China Dezhou Branch plans to continue collaborating with the Public Security Bureau and other relevant departments to conduct a series of anti-fraud promotional activities [1] - The goal is to enhance technical prevention measures and provide more advanced technology, professional services, and widespread awareness to protect the public's financial interests [1]

Group 1 - The core viewpoint of the article emphasizes the strategic focus of China's major state-owned banks on enhancing their business strengths and aligning with national strategies for economic growth and risk management [1][5][7] - The Bank of China highlighted the importance of high-quality development through a correct performance outlook, global advantages, and effective risk management [3][10] - Agricultural Bank of China stressed its commitment to supporting rural revitalization and urban-rural integration by directing financial resources towards key areas such as agriculture and rural development [3][6] Group 2 - China Construction Bank aims to enhance collaborative efforts across various banking sectors, focusing on technology-driven financial services and supporting national technological independence [4][7] - Industrial and Commercial Bank of China emphasized the integration of investments in both physical and human capital, with a focus on expanding domestic demand and supporting small and medium enterprises [6][11] - All four major banks underscored the role of technology in risk prevention and management, with specific strategies to address credit risks and enhance overall asset quality [9][10][11] Group 3 - The banks are committed to implementing intelligent risk control systems to proactively identify and manage risks, ensuring stability in asset quality [8][11][12] - The emphasis on supporting national strategies and expanding domestic demand is a common theme across the banks, reflecting a unified approach to economic development [5][6][7] - The focus on enhancing financial services for rural areas and integrating urban and rural development is a priority for Agricultural Bank of China, aligning with broader national goals [3][4][6]