Group 1 - The company announced that starting from February 11, 2026, investors can open accounts, subscribe, redeem, and perform regular investment and conversion operations for certain funds through Chuangjin Qifu [1] - The company has signed a supplementary sales agreement with Beijing Chuangjin Qifu Fund Sales Co., Ltd. to enhance service offerings to investors [1] - Investors can enjoy fee discounts when subscribing or performing regular investment and conversion operations through Chuangjin Qifu, with the specifics determined by Chuangjin Qifu [2] Group 2 - The company will suspend subscription, conversion, and regular investment operations for the Ping An Jin Guanjia Money Market Fund from February 12 to February 23, 2026, while redemption and conversion out operations will continue [4][6] - The Ping An Zhongzheng Interbank Certificate of Deposit AAA Index 7-Day Holding Period Securities Investment Fund will also suspend similar operations during the same period [8][10] - The company will resume these operations on February 24, 2026, and will not issue further announcements regarding this resumption [4][8] Group 3 - The company has appointed Fangzheng Securities Co., Ltd. as a liquidity service provider for the Ping An Hang Seng Hong Kong Stock Connect Technology Theme ETF, effective February 11, 2026 [12] - The company has announced the establishment of the Ping An New Sharp Quantitative Stock Selection Mixed Fund, with the fund contract becoming effective on February 11, 2026 [21][22] - The company will handle subscription and redemption operations for the new fund within three months of the fund contract's effectiveness [22]

2026.02. 10 业内普遍认为，在净息差收窄、运营成本承压的背景下，银行正通过精细化管理压降费用，并引导客 户向App、公众号等数字化渠道迁移。 本文字数：2414，阅读时长大约4分钟 作者 | 第一财经 陈君君 银行账户动账短信这一曾被视为"基础服务"的功能，正在加速变化。 2025年以来，多家银行陆续上调免费动账短信的起点金额，小额交易不再触发短信提醒；若客户仍 有需求，则需按月付费。近期，招商银行更将免费短信通知门槛抬升至5000元，进一步引发市场关 注。 "免费门槛"不断抬升 从"笔笔必达"到"有门槛可选"，动账短信通知正在从普惠服务转向分级供给。 招商银行公告称，3月16日起，该行将优化账户变动短信通知服务。根据公告，该行对未开通账户变 动短信通知服务的客户， 将不再发送单笔5000元（含）以下、经人民银行大小额系统汇入的交易通 知短信 。 从采购价格看，银行短信服务仍需按条向运营商或服务商付费。四川银行近期披露的《2026年短信 发送服务采购项目》显示，其自有10698码号代理结算单价最高限价为0.05元/条，SP服务提供商 短信码号发送单价最高限价为0.032元/条。 江苏银行披露的采购项 ...

2月10日，21世纪经济报道记者获悉，中央汇金投资有限责任公司（下称"汇金公司"）资本运营部主任兼职工监事黄学玲目前已到任中行，在走完相关程序 后，有望出任该行副行长。 公开资料显示，黄学玲出生于1977年，拥有经济学硕士学位。其职业经历长期集中于汇金公司体系内，曾历任汇金公司资本市场部高级经理、再保险股权管 理部副主任，综合部/银行二部改革规划处副主任、主任，综合部/银行二部副主任等职，中国出口信用保险公司董事。 据了解，黄学玲与中国银行此前已有工作交集。2023年11月，她曾以中央汇金资本运营部主任的身份，出席中汇人寿与中国银行全面战略合作协议签约仪 式。 | 统一社会信用代码：91110101MA001QTAX2 | 电话：010-84096666 窗 同电话企业 5 更多 3 | | --- | --- | | 法定代表人：黄学玲 | 邮箱：huijinpr@huijin-inv.cn | | 注册资本：500,000万人民币 | 网址： - | | 成立日期：2015-11-06 | 地址：北京市东城区东直门外斜街9号院3号楼1 | 目前，中国银行董事会中已有一名来自汇金公司的非执行董事楼小惠，她于 ...

21世纪经济报道记者冯紫彤 唐婧 股权信息显示，汇金公司是中国银行第一大股东，截至2025年三季度末，持股比例为58.59%；其全资子公司中央汇金资产管理有限责任公司（下称"汇金资 管"）亦持有中国银行0.56%股份。 而据天眼查，黄学玲自2022年6年起任汇金资管法人代表。该公司在2015年股市异常波动期间成立，通过受让中国证券金融股份有限公司部分上市公司股票 并进行专项管理，创新股票资产管理模式，旨在维护证券市场稳定。 2月10日，21世纪经济报道记者获悉，中央汇金投资有限责任公司（下称"汇金公司"）资本运营部主任兼职工监事黄学玲目前已到任中行，在走完相关程序 后，有望出任该行副行长。 | 公司章程(摘要) 董事、监事和高级管理人员 公司组织机构 | | --- | | 董事会成员 监事会成员 高级管理人员 | | 黄学玲(职工监事) 1977年生，经济学硕士。历任中央汇金公司资本市场部高级经理、再保险股权管理部副主任，综合部/银行二部改革规划处副 | | 主任、主任，综合部/银行二部副主任,中国出口信用保险公司董事。现任本公司资本运营部主任,兼职工监事, | 公开资料显示，黄学玲出生于1977年，拥有经 ...

转自：新华财经 春节临近，中原大地年味渐浓。中国银行河南省分行聚焦"饭桌年味"需求，通过针对性金融服务支持地方特色产业，助力市场保供与传统工艺发展。 在河南万邦国际农产品物流城的干调区，逍遥胡辣汤的香辛料、朱仙镇五香豆腐干的卤料、王勿桥醋的原浆等商品琳琅满目，香气扑鼻。针对该市场小微商 户在备货过程中面临的"资金周转难"等问题，中国银行河南省分行工作人员在进行深入市场调研后，为商户量身定制凭经营流水即可办理的"万邦场景贷"， 并开通涵盖申请、审批等环节的绿色通道。截至目前，中国银行通过"万邦场景贷"产品累计提供信贷支持超11亿元，惠及商户近千户。 粉条、粉皮、淀粉"三粉"是河南省许昌市禹州市的传统年味食材，但当地"三粉"产业长期面临"散、小、急"的融资困境。针对这一情况，中国银行河南省分 行推出"三粉场景贷"，工作人员深入乡镇、走进作坊，精准对接需求，快速投放贷款。目前，中国银行"三粉场景贷"已累计为禹州及周边地区"三粉"生产加 工全链条提供信贷支持近2000万元，为当地特色产业规模化、品牌化发展提供助力。（渠运兴） 编辑：穆皓 ...

新华财经北京2月10日电中国银行发布公告，2026年春节假期临近，根据上海黄金交易所（简称"上金 所"）2026年2月9日发布的《关于做好2026年春节期间市场风险控制工作的通知》，中国银行将对代理 个人上金所业务（包括黄金延期合约和白银延期合约）的交易保证金比例、涨跌幅度限制及交易时间进 行相应调整，具体如下： 三、自2026年2月11日（星期三）收盘清算时起，上金所白银延期合约保证金比例从24%调整为27%， 中国银行白银延期合约客户保证金比例由68.88%调整为77.49%，上金所下一交易日（2月11日20:00）起 涨跌幅度限制从23%调整为26%。 近期贵金属市场的不确定性因素较多，价格大幅波动。请您做好市场风险防范，基于自身财务状况和风 险承受能力开展贵金属交易活动，合理控制贵金属持仓规模，防范贵金属价格波动带来的资金损失风 险。 （文章来源：新华财经） 一、2026年2月14日（星期六）休市至2月23日（星期一）休市，2月24日（星期二）起照常开市，2月13 日（星期五）晚上不进行夜市交易。 二、自2026年2月11日（星期三）收盘清算时起，上金所黄金延期合约保证金比例从18%调整为21%， 中 ...

中国银行公告，自2026年2月11日收盘清算时起，上金所黄金延期合约保证金比例从18%调整为21%， 我行黄金延期合约客户保证金比例由47.52%调整为55.44%，上金所下一交易日起涨跌幅度限制从17%调 整为20%。自2026年2月11日收盘清算时起，上金所白银延期合约保证金比例从24%调整为27%，我行白 银延期合约客户保证金比例由68.88%调整为77.49%，上金所下一交易日起涨跌幅度限制从23%调整为 26%。 ...

Core Viewpoint - A-share listed banks have shown positive growth in net profit for 2025, with all 11 banks reporting an increase, and four banks achieving double-digit growth, led by Qingdao Bank at 21.66% [1][5]. Group 1: Financial Performance - Qingdao Bank reported a net profit of 518.77 million yuan, up from 426.41 million yuan, marking a growth rate of 21.66% [2]. - Qilu Bank and Hangzhou Bank followed with net profit growth rates of 14.58% and 12.05%, respectively [5]. - In terms of total assets, China Merchants Bank leads with 13.07 trillion yuan, a year-on-year increase of 7.56% [4]. - The overall asset quality of the banks remains stable, with most banks reporting a decrease or stability in non-performing loan ratios [5][6]. Group 2: Revenue Trends - Revenue growth among the banks is varied, with only CITIC Bank experiencing a slight decline of 0.55% [4]. - Nanjing Bank led in revenue growth with a 10.48% increase, while Ningbo Bank and Qingdao Bank reported increases of 8.01% and 7.97%, respectively [4][5]. - The overall revenue growth for A-share listed banks is expected to improve in 2025, driven by narrowing interest margins and increased impairment contributions [9]. Group 3: Market Outlook - Analysts are cautiously optimistic about the banking sector's performance in 2026, with expectations of stable credit growth and improved profitability [9][10]. - The investment focus for 2026 includes identifying banks with potential for growth, particularly Ningbo Bank and China Merchants Bank, and those with convertible bond expectations like Industrial Bank [10]. - The overall market capitalization of the banking sector has surpassed 15 trillion yuan, reflecting a significant increase from the previous year [6].

天眼查工商信息显示，近期，中国银行（601988）发生工商变更，注册资本由约2944亿人民币增至约 3222亿人民币，增幅约9.5%。 中国银行股份有限公司成立于1983年10月，法定代表人为葛海蛟，经营范围为银行业务。股东信息显 示，该公司由中央汇金投资有限责任公司、香港中央结算（代理人）有限公司、中华人民共和国财政 部、中国证券金融股份有限公司等共同持股。 ...

Core Viewpoint - The successful launch of "Zhaoyin Jinkui" and "Puyin Shuzhi" satellites by China Merchants Bank and Pudong Development Bank marks a significant step in the integration of banking and commercial aerospace, highlighting the banks' strategic move to leverage satellite technology for enhancing digital financial infrastructure and supporting the commercial aerospace industry [2][10]. Group 1: Satellite Launch and Collaboration - The "Zhaoyin Jinkui" and "Puyin Shuzhi" satellites are part of the "Tianqi Constellation" low-orbit narrowband satellite IoT network, showcasing banks' involvement in satellite launches [2][3]. - This is not the first instance of banks collaborating with commercial satellite companies; previous launches include "Zhaoyin 1" and "Zhaoyin 2" by China Merchants Bank and "Ping An 1" and "Ping An 2" by Ping An Bank [3][4]. - Banks are adopting various paths to utilize satellite technology, including direct satellite launches and purchasing processed data from satellite companies for financial applications [3][4]. Group 2: Applications and Benefits of Satellite Technology - The integration of low-orbit satellites enhances banks' capabilities in financial asset management, risk control, and emergency communication, extending their digital infrastructure into space [3][6]. - Banks are increasingly moving from merely purchasing satellite data to actively participating in satellite launches, driven by the need for improved risk management and business continuity [6][7]. - The use of satellite technology allows banks to overcome geographical and environmental limitations, thus expanding their business reach, especially in remote areas [7][10]. Group 3: Cost and Market Dynamics - The cost of launching commercial satellites is expected to decrease due to technological advancements and economies of scale, making customized commercial applications more feasible [8][9]. - Current costs for launching a commercial satellite range from tens of millions to over a billion yuan, with significant potential for reduction as the industry matures [8][9]. - By 2030, the cost of satellite launches could drop to below 10,000 yuan per kilogram, further encouraging financial institutions to invest in satellite technology [9]. Group 4: Financial and Industrial Synergy - The collaboration between banks and satellite companies represents a deeper financial and industrial synergy, enabling banks to expand their service offerings and support the development of the commercial aerospace ecosystem [10][14]. - Banks are innovating financial products and services, such as satellite leasing and industry-specific funds, to meet the unique needs of the aerospace sector [14][15]. - The integration of satellite data into financial services is expected to enhance credit assessments and risk management, aligning financial services more closely with the real economy [10][15].