证券代码：601997 证券简称：贵阳银行 公告编号：2025-026 优先股代码：360031 优先股简称：贵银优 1 贵阳银行股份有限公司第六届监事会 2025 年度第四次临时会议决议公告 本公司监事会及全体监事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 贵阳银行股份有限公司(以下简称公司)于 2025 年 6 月 3 日以直 接送达或电子邮件方式向全体监事发出关于召开第六届监事会 2025 年度第四次临时会议的通知，会议于 2025 年 6 月 9 日在公司总行 407 会议室以现场方式召开。本次监事会应出席监事 5 名，亲自出席监事 4 名，因工作原因，吕凡监事委托孟海滨监事长表决。会议由孟海滨 监事长主持。会议的召开符合《中华人民共和国公司法》《中华人民 共和国证券法》等法律、行政法规、部门规章、规范性文件及《公司 章程》的有关规定。会议所形成的决议合法、有效。 会议对如下议案进行了审议并表决： 一、审议通过了《关于调整贵阳银行股份有限公司总行公司金融 条线组织架构的议案》 表决结果：5 票赞成，0 票反对，0 票弃权。 二、审议通 ...

证券代码：601997 证券简称：贵阳银行 公告编号：2025-025 优先股代码：360031 优先股简称：贵银优 1 贵阳银行股份有限公司第六届董事会 2025 年度第四次临时会议决议公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 贵阳银行股份有限公司(以下简称公司)于 2025 年 6 月 3 日以直 接送达或电子邮件方式向全体董事发出关于召开第六届董事会 2025 年度第四次临时会议的通知，会议于 2025 年 6 月 9 日在公司总行 401 会议室以现场方式召开。本次会议应出席董事 9 名，亲自出席董事 9 名。因工作原因，柳永明独立董事、罗荣华独立董事、唐雪松独立董 事、朱乾宇独立董事和沈朝晖独立董事以视频连线方式出席。会议由 张正海董事长主持，监事会成员及高级管理人员列席了会议。会议的 召开符合《中华人民共和国公司法》《中华人民共和国证券法》等法 律、行政法规、部门规章、规范性文件及《公司章程》的有关规定。 会议所形成的决议合法、有效。 会议对如下议案进行了审议并表决： 一、审议通过了《关于聘任李虹檠先 ...

证券代码：601997 证券简称：贵阳银行 公告编号：2025-025 优先股代码：360031 优先股简称：贵银优 1 贵阳银行股份有限公司第六届董事会 2025 年度第四次临时会议决议公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 贵阳银行股份有限公司(以下简称公司)于 2025 年 6 月 3 日以直 接送达或电子邮件方式向全体董事发出关于召开第六届董事会 2025 年度第四次临时会议的通知，会议于 2025 年 6 月 9 日在公司总行 401 会议室以现场方式召开。本次会议应出席董事 9 名，亲自出席董事 9 名。因工作原因，柳永明独立董事、罗荣华独立董事、唐雪松独立董 事、朱乾宇独立董事和沈朝晖独立董事以视频连线方式出席。会议由 张正海董事长主持，监事会成员及高级管理人员列席了会议。会议的 召开符合《中华人民共和国公司法》《中华人民共和国证券法》等法 律、行政法规、部门规章、规范性文件及《公司章程》的有关规定。 会议所形成的决议合法、有效。 会议对如下议案进行了审议并表决： 同意聘任董事会秘书李虹檠先生（简 ...

Core Points - Guizhou Bank announced a cash dividend of 0.29 yuan per share for the fiscal year 2024, totaling approximately 1.06 billion yuan to be distributed among shareholders [2][4]. Distribution Plan - The dividend distribution plan was approved at the annual shareholders' meeting held on May 19, 2025 [2]. - The total share capital before the distribution is 3,656,198,076 shares [4]. - The cash dividend will be distributed to all shareholders registered with the China Securities Depository and Clearing Corporation Limited, Shanghai Branch, as of the close of trading on the registration date [3]. Implementation Details - Cash dividends will be distributed through the clearing system of the China Securities Depository and Clearing Corporation Limited, with shareholders who have designated trading able to receive their dividends on the payment date [5]. - For specific shareholders such as Guizhou Wujiang Energy Investment Co., Ltd., Guizhou Industrial Investment Co., Ltd., and Guizhou Magic Holdings Group Co., Ltd., dividends will be distributed directly by the company [7]. Taxation Information - Individual shareholders holding shares for less than one month will incur a 20% tax on dividends, while those holding for more than one month but less than one year will incur a 10% tax [8]. - Qualified Foreign Institutional Investors (QFII) will have a 10% withholding tax, resulting in a net dividend of 0.261 yuan per share [9]. - For Hong Kong Stock Exchange investors, the same 10% tax applies, leading to a net dividend of 0.261 yuan per share [9]. - Other domestic corporate shareholders will receive the full dividend of 0.29 yuan per share without tax withholding [10]. Contact Information - For inquiries regarding the dividend distribution, shareholders can contact the company's board office at 0851-86859036 [11].

证券代码：601997 证券简称：贵阳银行 公告编号：2025-024 优先股代码：360031 优先股简称：贵银优 1 贵阳银行股份有限公司关于总稽核离任的公告 一、离任的基本情况 姓名 离任职务 离任时间 原定任期 到期日 离任原因 是否继续在上 市公司及其控 股子公司任职 是否存在未 履行完毕的 公开承诺 晏红武 总稽核 2025 年 5 月 29 日 第六届董 事会任期 届满之日 到退休年 龄 否 是 截至本公告披露日，晏红武先生持有公司股份 33,490 股，晏红 武先生将继续遵守相关法律法规、规范性文件的规定和履行相关承诺。 晏红武先生已按照公司相关规定做好交接工作。 晏红武先生自任职以来，恪尽职守，勤勉尽责，为公司经营发展 作出了重要贡献。公司及公司董事会对晏红武先生在任期间为公司作 出的贡献表示衷心感谢！ 特此公告。 贵阳银行股份有限公司董事会 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 贵阳银行股份有限公司（以下简称公司）总稽核晏红武先生因到 退休年龄，于 2025 年 5 月 29 日向公司董事会提交 ...

证券代码：601997 证券简称：贵阳银行 公告编号：2025-023 优先股代码：360031 优先股简称：贵银优 1 每股分配比例 A 股每股现金红利0.29元 相关日期 | 股份类别 | 股权登记日 | 最后交易日 | 除权（息）日 | 现金红利发放日 | | --- | --- | --- | --- | --- | | Ａ股 | 2025/6/5 | － | 2025/6/6 | 2025/6/6 | 差异化分红送转：否 一、通过分配方案的股东大会届次和日期 贵阳银行股份有限公司 2024年年度权益分派实施公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 重要内容提示： 本次利润分配方案经贵阳银行股份有限公司（以下简称"公司"） 2025 年 5 月 19 日的2024年年度股东大会审议通过。 二、分配方案 1.发放年度：2024年年度 2.分派对象： 截至股权登记日下午上海证券交易所收市后，在中国证券登记结 算有限责任公司上海分公司（以下简称"中国结算上海分公司"）登记 1 在册的本公司全体股东。 3.分配方 ...

Core Viewpoint - The competition in consumer loans among banks has shifted from a focus on low interest rates to enhancing loan limits and extending loan terms, as banks seek to adapt to changing market conditions and regulatory guidance [1][11][15] Consumer Loan Growth - In 2024, the total consumer loan balance of 40 A-share listed banks increased by over 950 billion yuan, with some banks experiencing growth rates exceeding 90% compared to the previous year [1][3] - The consumer loan balance for these banks reached approximately 6.06 trillion yuan by the end of 2024, marking an increase of 957.85 billion yuan from the previous year [3][4] Interest Rate Trends - Consumer loan interest rates dropped to the "2" range, with some banks offering rates as low as 1.88% for select customers, but this trend has reversed with many banks raising rates to no less than 3% by April 2024 [1][9][10] - The shift back to "3" range interest rates is aimed at preventing excessive competition and potential financial risks associated with low-rate loans [10][11] Bank Strategies - Banks are now focusing on enhancing consumer loan products by increasing limits and extending terms, responding to government initiatives to boost consumption [11][12] - Various banks have begun to raise loan limits and extend repayment periods, with some institutions increasing the maximum loan amount from 300,000 yuan to 500,000 yuan and extending terms from five to seven years [12][16] Market Segmentation - The consumer loan market is showing significant differentiation, with some banks rapidly expanding their loan portfolios through low-rate strategies, while others are contracting due to concerns over rising non-performing loan rates [5][10] - Banks are increasingly targeting specific consumer scenarios, such as home renovations and electric vehicle purchases, to drive loan growth [15][16] Risk Management - The rise in consumer loan balances has led to an increase in non-performing loans, prompting banks to enhance their risk management practices and focus on quality customer segments [9][10][14] - Regulatory bodies are emphasizing the need for banks to monitor the flow of consumer loan funds to mitigate systemic risks [14]

Core Viewpoint - Guizhou Century Renhe Labor Service Co., Ltd. received timely financial support from Guiyang Bank, which significantly reduced the company's comprehensive financing costs and alleviated its financial pressure during a challenging period [3][5]. Group 1: Company Overview - Guizhou Century Renhe Labor Service Co., Ltd. has been deeply engaged in the construction labor service sector for many years, expanding its business steadily due to professional services and a good reputation [3]. - The company faced significant financial pressure due to prolonged cash flow cycles after undertaking multiple large projects, necessitating urgent funding for new projects and timely payment of wages and materials [3]. Group 2: Financial Support from Guiyang Bank - Guiyang Bank's Guanshanhu Branch quickly assessed the company's financial situation and project prospects, providing a tailored loan solution that included a clear breakdown of financing costs [3][5]. - The company received a loan of 4 million yuan from Guiyang Bank, which reduced its comprehensive financing cost from 4.6% to 2.3%, resulting in annual interest savings of 92,000 yuan [5]. - As of April 2025, Guiyang Bank had disclosed comprehensive financing costs to nearly 1,000 enterprises, with a total loan amount of 5.49 billion yuan [5].

Investment Rating - The report indicates a positive outlook for the banking sector, suggesting that certain stocks may have alpha potential due to policy catalysts and a cyclical recovery [4]. Core Insights - Multiple banks have lowered their deposit rates, with the one-year and five-year Loan Prime Rate (LPR) reduced by 10 basis points on May 20, 2025. This trend reflects a broader market-driven decline in deposit costs [1][2]. - The average deposit cost rate for China Merchants Bank decreased significantly by 25 basis points to 1.29% in Q1 2025, indicating a trend of improving deposit costs across the sector [1]. - The report highlights that banks like Chongqing Bank, Minsheng Bank, and CITIC Bank have substantial room for further deposit cost reductions, suggesting a favorable environment for banks to optimize their funding costs [2]. Summary by Sections Section 1: Focus of the Week - Several banks have adjusted their deposit rates downward, with over half of listed banks participating in this trend by May 24, 2025 [1]. - The report notes that the average deposit cost rate for China Merchants Bank has shown improvement since Q2 2024, aligning with previous forecasts of enhanced cost reduction in liabilities [1]. Section 2: Sector Perspective - The banking sector is expected to benefit from expansionary policies aimed at stabilizing the economy, with specific banks like Ningbo Bank, Postal Savings Bank, and China Merchants Bank highlighted as potential investment opportunities [4]. - The report emphasizes that the cyclical recovery may take time, but the ongoing interest rate cuts could sustain the dividend strategy for banks like Shanghai Bank and Jiangsu Bank [4]. Section 3: Key Data Tracking - The report tracks various financial metrics, including the issuance of interbank certificates and the average rates for different types of bank notes, indicating a dynamic market environment [9][8]. - It also notes the increase in the proportion of deposits with a remaining maturity of less than one year, which rose by 3 percentage points to 37.4% by the end of 2024, suggesting a trend towards concentrated deposit maturities [2][16].

表决情况： 股东 同意 反对 弃权 类型 票数 比例（%） 票数 比例（%） 票数 比例（%） A股 1,272,045,783 97.0897 36,654,348 2.7976 1,475,574 0.1127 度 70 亿元 审议结果：通过 表决情况： 股东 同意 反对 弃权 类型 票数 比例（%） 票数 比例（%） 票数 比例（%） A股 553,353,064 93.5014 36,930,686 6.2402 1,528,516 0.2584 审议结果：通过 表决情况： 股东 同意 反对 弃权 类型 票数 比例（%） 票数 比例（%） 票数 比例（%） A股 1,071,887,817 96.6236 35,924,086 3.2383 1,531,216 0.1381 度 5 亿元 审议结果：通过 表决情况： 股东 同意 反对 弃权 类型 票数 比例（%） 票数 比例（%） 票数 比例（%） A股 1,269,620,607 97.0463 37,029,686 2.8304 1,611,216 0.1233 审议结果：通过 表决情况： 股东 同意 反对 弃权 类型 票数 比例（%） 票数 比例 ...