证券代码：603883 证券简称：老百姓 公告编号：2025-049 老百姓大药房连锁股份有限公司关于参加 2025 年湖南辖区上市公司投资者网上集体接待日 本公司董事会及全体董事保证本公告内容不存在任何虚假 记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确 性和完整性承担法律责任。 为进一步加强与投资者的互动交流，老百姓大药房连锁股份有限公司（以 下简称"公司"）将参加由湖南证监局、湖南省上市公司协会与深圳市全景网 络有限公司联合举办的"资本聚三湘 楚光耀新程——2025年湖南辖区上市公司 投资者网上集体接待日暨半年度业绩说明会"活动，现将相关事项公告如下： 本次活动将采用网络远程的方式举行，投资者可登录"全景路演"网站 （https://rs.p5w.net），或关注微信公众号：全景财经，或下载全景路演APP, 参与本次互动交流，活动时间为2025年9月19日（星期五）14:00-17:00。届时 公司高管将在线就公司2024年至2025半年度业绩、公司治理、发展战略、经营 状况和可持续发展等投资者关心的问题，与投资者进行沟通与交流，欢迎广大 投资者踊跃参与！ 特此公告。 老百姓大药房连锁股份有限公 ...

Core Points - The article highlights the successful implementation of natural gas access for residents in the Beidaying community of Shenyang, marking a significant improvement in their living conditions [1][2][4] - The initiative is part of a broader municipal effort to address historical issues in old residential areas, focusing on enhancing service efficiency and ensuring safety [2][3] Group 1: Community Impact - Residents in the Beidaying community have transitioned from using liquefied gas tanks to natural gas, significantly improving convenience and safety [1][2] - The project has resolved a long-standing issue for 98 households, allowing them to cook more easily and safely [2][4] Group 2: Implementation Strategy - The Shenyang municipal government has launched a special action plan aimed at addressing residents' concerns and improving living conditions in old neighborhoods [2][3] - The project involved extensive community engagement, including pre-construction surveys and feedback collection to ensure the needs of residents were met [3] Group 3: Technical Execution - The construction approach prioritized minimal disruption to existing home interiors, opting for external piping solutions where necessary [3] - Safety measures were emphasized, including professional corrosion treatment of pipes and regular maintenance checks to prevent gas leaks [3] Group 4: Future Plans - The Shenyang government plans to complete 160 kilometers of gas pipeline installation within the year, benefiting over 30,000 households in old residential areas [4]

目前，数字人民币定位是M0（现金），不能生息 在微观层面，商业银行承担钱包管理、资金安全、支付服务及合规反洗钱等责任，而数字人民币目前是央行的直 接负债，应该考虑实现责权利一致。 目前，数字人民币定位是M0（现金），不能生息。穆长春表示，让老百姓和企业手握闲置不生息的资产，会失去 货币的时间价值。 文｜《财经》记者 唐郡 编辑｜张威 "数字人民币的试点取得很大进展，同时我们也发现货币体系中的一些新的变化，我们有必要从理论和实践等方面 进行改革和升级。" 9月13日上午，中国人民银行数字货币研究所所长穆长春出席2025inclusion·外滩大会"金融科技新应用与央行数字 货币创新发展（闭门会）"，并以《数字人民币理论与实践》为题发表主题演讲。 演讲中，穆长春进一步讲述了对数字人民币改革和升级的思考。 在宏观层面，目前数字人民币作为中央银行直接负债，实行100%准备金。客户将资金存入钱包后，资金即回笼至 央行。穆长春表示，要考虑经济越发展，就越要提高数字人民币的货币派生能力。 封图来源 | 视觉中国 "因此，为保障货币供应量与经济增长加上价格预期相适应，同时提升商业银行和用户的积极性，应该对数字人民 币的计量框 ...

房子，这个承载着无数人梦想的四方空间，近年来成了许多普通家庭难以攀登的高山。我们身边有不少朋友为了一套小小的住房，省吃俭用、加班加点，甚 至倾尽全家之力。有趣的是，当我们喊着"买不起"的时候，房地产数据却显示出另一番景象。 据住建部2025年最新发布的《全国住房发展报告》显示，目前我国城镇住房总量已达到33亿平方米，平均每户家庭拥有1.15套住房，从数量上看，全国住房 供应已经超过了实际需求。中国房地产业协会的数据也印证了这一点：截至2025年6月，全国商品房空置率达到17.3%，比2024年同期上升了2.1个百分点。 这种"房子过剩，买不起房"的矛盾现象，引发了我们的深思。为什么会出现这种情况？问题到底出在哪里？有没有可行的解决方案？ 房子过剩却买不起的核心矛盾 这个矛盾的本质在于：住房分布不均、结构不合理、价格与收入不匹配。 先看分布问题。2025年国家统计局数据显示，一二线城市住房需求旺盛，空置率仅为8.7%，而三四线城市空置率高达22.5%。这就造成了"有的地方一房难 求，有的地方空房无主"的局面。 我朋友小李在北京工作已经5年了，每个月支付着近5000元的房租，占了工资的三分之一。他说："北京的房子 ...

Group 1 - The core viewpoint of the article highlights the financial struggles of the leading A-share listed chain pharmacy, Lao Bai Xing Pharmacy, as it reports a slight decline in revenue and a significant drop in net profit for the first half of 2025 [1][2] - The company achieved a revenue of 10.774 billion yuan, a year-on-year decrease of 1.51%, and a net profit attributable to shareholders of 398 million yuan, down 20.86% year-on-year, indicating continued pressure on performance [1] - Lao Bai Xing Pharmacy operates over 15,000 stores across 18 provinces and more than 150 cities, maintaining its leading position in store scale, with a notable increase in franchise stores [1] Group 2 - The decline in net profit is attributed to a decrease in gross margin and a significant increase in R&D investment, with gross margin dropping by 1.24 percentage points to 33.08% due to the rising sales proportion of new retail business [1] - R&D expenses surged to 36.89 million yuan compared to 420,000 yuan in the same period last year, with personnel costs for R&D reaching 28.57 million yuan [1] - The company experienced high-level personnel changes during the reporting period, including the departure of the vice president and president, leading to the founder taking on dual roles as chairman and president [2] Group 3 - The company has faced a continuous decline in performance, with a 44.13% year-on-year drop in net profit for the entire year of 2024, amidst a broader industry slowdown [2] - The major shareholder initiated a plan to reduce holdings by up to 3%, resulting in the sale of 18.11 million shares, cashing out over 340 million yuan, which raises concerns about the company's stability [2] - The competitive landscape in the pharmaceutical retail industry is intensifying, with the need for the company to stabilize its team and enhance profitability becoming increasingly critical [2]

Group 1: Market Challenges - The national real estate development investment decreased by 11.2% year-on-year in the first half of 2025, with residential investment down by 10.4% [3] - New construction area saw a significant decline, with total new housing starts down by 20.0% and residential starts down by 19.6% [3] - The real estate development climate index was only 93.60 in June, indicating substantial downward pressure on the market [3] Group 2: Policy Responses - The government is implementing a series of targeted policies to stabilize the real estate market, emphasizing the importance of a new development model for sustainable growth [5] - The central bank reduced the reserve requirement ratio by 0.5 percentage points, releasing 1 trillion yuan in long-term liquidity, and lowered the 5-year LPR to 3.5% [6] - Plans for constructing 1.72 million units of various types of affordable housing in 2025 aim to address housing difficulties for new citizens and young people [6] Group 3: Financial Measures - The average interest rate for existing home loans is expected to decrease by approximately 0.5 percentage points, benefiting around 50 million households and saving them about 150 billion yuan in interest [7] - The government is promoting the "保交楼" initiative, which has successfully delivered 2.46 million homes, to stabilize market confidence [12][16] Group 4: Future Outlook - The real estate market is transitioning from a focus on growth to a balanced approach of maintaining both inventory and new supply, with significant potential demand remaining [14] - The emphasis on quality, stability, and sustainable development marks a shift in the real estate sector, necessitating close attention to policy changes and market dynamics [16]

Market Overview - The pharmaceutical commercial sector experienced a decline of 0.29% on September 10, with Dazhenglin leading the drop [1] - The Shanghai Composite Index closed at 3812.22, up 0.13%, while the Shenzhen Component Index closed at 12557.68, up 0.38% [1] Stock Performance - Key stocks in the pharmaceutical commercial sector showed varied performance, with Seer Medical (603716) rising by 3.99% to a closing price of 28.70, and Dazhenglin (603233) falling by 2.37% to 17.30 [1][2] - Other notable gainers included Guofa Co. (600538) with a 1.65% increase and Dazhangzhang (002462) with a 1.22% increase [1] Trading Volume and Value - Seer Medical had a trading volume of 250,500 shares and a transaction value of 719 million yuan, while Dazhenglin had a trading volume of 77,200 shares and a transaction value of 134 million yuan [1][2] Capital Flow - The pharmaceutical commercial sector saw a net outflow of 11.87 million yuan from institutional investors and 50.86 million yuan from speculative funds, while retail investors contributed a net inflow of 62.74 million yuan [2] - Specific stocks like Seer Medical and Jiuzhoutong (600998) had significant net inflows from institutional investors, while others like Yifeng Pharmacy (603939) experienced net outflows from both institutional and speculative funds [3]

Core Insights - The decline in bank deposit interest rates has not stimulated consumer spending as intended, leading to increased household savings and a sluggish consumption market [1][4][6] - Rising living costs, including education, healthcare, and housing, are outpacing income growth, creating financial strain on households [4][6][9] - The high debt burden, particularly among younger generations, is constraining consumer spending and contributing to a cycle of financial insecurity [6][7][9] Economic Conditions - The median disposable income for residents in 2024 is projected at 41,000 yuan, translating to an average monthly income of less than 3,600 yuan, which is insufficient to cover basic living expenses in major cities [1] - Over the past decade, average wage growth has been 8% annually, while medical expenses have risen by 11%, education costs by 9%, and housing prices have significantly increased in certain cities [1][4] Consumer Behavior - Many consumers are adopting a "preventive savings" mentality, leading to increased bank deposits despite lower interest rates, with a reported increase of 9.8 trillion yuan in household deposits in the first half of 2025 [6][9] - The average household debt balance is expected to exceed 80 trillion yuan, with over 70% attributed to housing loans, indicating that 40% of income is allocated to debt repayment [6][9] Debt and Financing Challenges - Small and medium-sized enterprises face high financing costs, with interest rates 3 percentage points higher than those for large corporations, which stifles investment and wage growth [4][9] - The prevalence of high-interest consumer loans has led to a cycle of debt for many, particularly students, exacerbating financial difficulties and reducing consumption willingness [9] Policy Recommendations - To stimulate consumption, it is essential to increase income through higher minimum wage standards and expanded social security coverage [9] - Reducing the costs of education, healthcare, and elder care is crucial to releasing suppressed consumer demand [9] - Optimizing debt structures by controlling consumer loan interest rates and promoting housing loan conversions to public fund loans can alleviate household debt pressure [9]

消费作为拉动经济增长的"三驾马车"之一，不仅是经济内循环的关键环节，更是实现高质量发展的 强大引擎。今年市政府工作报告提出，要聚焦消费提振，更大力度建设国际新型消费中心城市。如何使 杭州消费这辆"马车"跑得更稳、更快，市人民代表大会期间，赵伯祥等市人大代表提出了8件涉及消费 领域问题的建议，为它"喂草""加鞭"。 近日，"局长·代表面对面"建议办理协商活动在杭州市全过程人民民主实践中心（市人大代表联络 总站）举行，人大代表、街道居民议事会成员、咨询专家和市商务局、市市场监管局、市农业农村局等 部门负责人围绕高质量办理涉及消费领域问题的代表建议进行面对面互动交流，代表们直抒胸臆、畅所 欲言，部门负责人认真解答、积极表态，探讨凝聚共识，交流碰撞火花。 能消费—— 夯实居民消费"基本盘" 若要问近年来杭州消费市场的热词，"以旧换新"必定位列其中——它不仅是撬动居民"能消费"的重 要支点，更创造了消费者享实惠、企业增效益、产业得升级的多赢局面。 "现在各类消费补助虽撬动消费回暖，但存在提前消费影响后期市场、线下兑付复杂、领取有数字 鸿沟等问题。"市人大代表毛磊开门见山。她结合自己亲身经历，提出加强顶层设计、优化兑付领 ...

证券代码：603883 证券简称：老百姓 公告编号：2025-048 老百姓大药房连锁股份有限公司 关于为全资子公司提供担保的进展公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容 的真实性、准确性和完整性承担法律责任。 重要内容提示： ● 担保对象及基本情况 一、担保情况概述 （一）担保的基本情况 为满足子公司的日常经营发展的资金需求，近日，老百姓大药房连锁股份有限公司(以下简称"公司")就 全资子公司丰沃达医药物流（湖南）有限公司（以下简称"湖南丰沃达"）向银行申请综合授信提供担 保，具体情况如下： ■ （二）内部决策程序 二、被担保人基本情况 ■■ 截止2024年12月31日，湖南丰沃达（单体）经审计资产总额470,654.77万元，负债总额425,248.92万元， 资金净额45,405.85万元。2024年年度经审计营业收入643,098.59万元，净利润11,472.33万元。 截止2025年6月30日，湖南丰沃达（单体）未经审计资产总额620,899.58万元，负债总额559,164.13万 元，资产净额61,735.45万元。2024年半年度未经审 ...