"李叔，像今天这样的大雪天气，一定要及时把大棚上的雪清理掉；等到天气放晴，再把棚上盖的棉被放下来以 增加光照、提升棚内温度。"冬日的一场大雪让甘肃省古浪县园艺技术工作站的技术人员忙碌起来，副站长徐文 祥和同事们赶到黄花滩生态移民区，手把手指导村民暖棚的防寒抗冻工作。 "搬迁后，羊住进了高标准养殖大棚里。养殖实现全程机械化，我们不用天天翻山越岭去放羊。我家的养殖规模 也扩大了，羊的数量由原先几十只增加到现在的1000多只，今年我计划再扩大养殖规模。"蒲万林说。 富民新村移民新居整齐排列（央广网记者 寇刚 摄） 黄花滩生态移民区，是甘肃省最大的易地扶贫搬迁集中安置区，承载着古浪县南部山区6.24万移民群众对新生活 的期盼。 2019年8月21日，习近平总书记来到黄花滩生态移民区富民新村，看望从山区生态移民易地扶贫搬迁的乡亲们。 他走进村民李应川家，同一家人拉家常。总书记强调，党的一切工作都是为老百姓利益着想，让老百姓幸福就是 党的事业。 "总书记走进我家院子，屋里屋外仔细察看，了解住房改善、改水改厕情况，详细询问家庭就业、收入、孩子上 学等方面的难题。"回想起总书记来家里做客的情景，李应川记忆犹新，"总书记最关心 ...

他苦笑着解释："很多人不理解，其实新房的价格并非可以随意调整。住建部门上个月刚刚强调过，成交价格的浮动不能超过备案价的百分 之十。如果超出百分之五就需要申请，而超过百分之十，系统将直接拒绝网签。" 稍作停顿后，他抛出了一个令人震惊的观点："你们知道吗？一旦政策放宽，开发商纷纷低价抛售，那才是真正的灾难，普通老百姓谁也无 法幸免！" 在天津深耕市场六年，担任过营销总监的柳强，今年春节回家时，神情略显落寞。当我询问他当地的房地产市场状况时，他无奈地摇了摇 头，叹息道："现在新房市场面临着二手房市场的巨大冲击，局面十分棘手。" 我试图安慰他："新房不是有高使用率这样的产品优势吗？再说了，降价也能主动，价格在你们手里，稍微降一点，难道还卖不出去？" 柳强的这番话并非危言耸听，他的观点值得我们深思：2026年的楼市，早已不是"降价就能捡漏"的时代。如果房企被迫集体甩卖，以下五大 潜在危机，每一个都可能对普通人的生计造成毁灭性打击。 危机一：房价下跌引发老业主反弹，维权潮恐愈演愈烈 这一点其实很容易理解。一旦新房价格大幅跳水，最先感到愤怒的，无疑是那些已经购房的老业主。 例如，最近上海闵行区某小区的业主们就彻底炸开了锅。 ...

大家好，我是极简小二哥，先祝大家新春快乐、马年暴富。 最近问黄金问题的朋友越来越多，今天聊点知识门槛低、适合普通老百姓的黄金投资策略。 黄金的误区 2.再生金，来自含金元器件，通过化学提炼而成。 3.套保对冲，由于套保交易，有时交易方会抛出自有黄金头寸，进而影响黄金供应。 虽然说专注才能暴富，但如果调低收益预期，只专注某个观察维度，我们依然容易实现小富、常富和稳 富。 黄金就是这么一个人人都能参与，但并不需要人人都专业的投资赛道。 这里给大家纠正一个误区：现代信用风险分析发展至今不到150年，其体系化的标志是"杜邦分析"，源 于1920年前后。 在此基础上，才会有投资体系里的所谓流动性分析、成长性分析、回报价值分析等。 而人类对黄金的运用，最早可以追溯到6000年前的瓦尔纳古墓群。在漫长的岁月里，黄金一直是权力地 位的象征，之后黄金演变成货币，最早可以追溯2700年前的吕底亚王国金币。 当有人用不产生现金流来评价黄金时，本质上就是在用公司概念硬套在人类文明共识上，这其中略显生 硬和粗暴，黄金从来都不是公司，何来现金流？ 供需和价值锚定 全球黄金供应端有三大渠道：金矿、再生金和现货对冲。 1.金矿出金，矿山挖金 ...

一、房价调整速度不够快 姚洋教授对当前房地产市场的深刻洞察，让人不禁反思。随着房价持续高涨，普通民众在购房上的积极 性逐渐消退，市场的活跃度远低于预期。如今，房价如同高悬的利剑，悬在每个家庭头上。城市化进程 的不断推进本应为房地产市场注入活力，但现实却是供求矛盾加剧，价格飙升，导致市场情绪异常低 迷。尽管国家出台了众多调控政策，试图抑制房价，但效果依然有限，真正触及问题根源的方案尚未见 效。 随着城市化的加速，人口大量向城市聚集，土地资源逐渐稀缺，导致房价水涨船高。表面上，城市的繁 荣和经济的增长推动了房地产的快速上涨，但这种增长并非没有代价。高房价已成为社会阶层固化的重 要因素之一，导致中低收入家庭的购房梦变得遥不可及。 与此同时，房价的飞涨还带来了巨大的社会不公。对于大多数普通家庭来说，拥有一套属于自己的住房 本应是最基本的生活保障。然而，在房地产市场如火如荼的当下，即使这些家庭竭尽全力省吃俭用，攒 下一大笔钱，仍然只能眼睁睁看着房价如天花板般高悬。无数家庭不得不长期租房，甚至陷入了无家可 归的困境，这种现实的残酷，给每个生活在其中的人带来了深刻的痛苦。 中国的房地产市场一直是社会关注的焦点，而近期，北大 ...

Core Viewpoint - The increasing prevalence of "unfinished buildings" in the real estate development sector is alarming, affecting both small and large developers, leading to significant distress for homebuyers who face financial burdens without receiving their purchased properties [1] Group 1: Causes of Unfinished Buildings - High debt levels severely restrict developers' financing capabilities, resulting in a dwindling cash flow and halted construction projects due to poor sales performance and inventory accumulation [3] - The lack of regulation on homebuyer prepayments allows developers to misallocate funds, leading to financial losses in other ventures and ultimately resulting in unfinished projects [4] Group 2: Reactions and Responsibilities - Many netizens express strong dissatisfaction, questioning why developers can abandon projects while homebuyers must continue to repay loans despite not receiving their homes. Banks assert that the responsibility lies with developers, as homebuyers have signed contracts that obligate them to repay loans [6] - Critics argue that banks should take responsibility for rigorously assessing borrowers' qualifications and repayment capabilities, as some banks have relaxed their scrutiny in pursuit of short-term profits, exacerbating the financial pressure on homebuyers [8] Group 3: Proposed Solutions - A comprehensive cancellation of the pre-sale system for residential properties is suggested, allowing sales only after the main structure is completed to prevent developers from misusing funds [9] - If the pre-sale model is retained, strict "designated use" management of homebuyer prepayments is necessary, ensuring that funds are not diverted by developers and are effectively regulated by relevant authorities [9]

Group 1 - The primary reason for the recent interest rate cuts by banks is the decline in yields of financial products and government bonds, with the yield on government bonds issued in September dropping by 0.15 percentage points [1] - A significant increase in household deposits, amounting to 10 trillion yuan in the first half of 2022, has provided banks with ample funds, leading to reduced lending pressure and the decision to lower deposit rates [3] - The main objective of the interest rate cuts is to lower banks' financing costs to better support the real economy and alleviate the financial burden on borrowers, thereby stimulating consumption and aiding economic recovery [4] Group 2 - The immediate impact of the interest rate cuts is a reduction in interest income for savers, exemplified by the Industrial and Commercial Bank of China's three-year fixed deposit rate decreasing from 2.75% to 2.60%, resulting in a loss of 1,500 yuan in interest income for a 1 million yuan deposit over one year [4] - For homebuyers, the reduction in mortgage rates from over 5.8% last year to 4.25% currently is a positive development, although previous borrowers will have to wait until early next year to benefit from the new lower rates [4] - There is a cautionary note regarding the potential for rising prices, as the influx of funds into the consumer market and lower consumer loan rates could lead to increased demand, impacting inflation levels in the near future [6]

Core Insights - The article highlights the bustling activity at the Guiyang Agricultural Products Logistics Park as the Spring Festival approaches, showcasing the vibrant market for vegetables and fruits in the region. Group 1: Logistics Park Overview - The Guiyang Agricultural Products Logistics Park is the largest distribution platform for agricultural products in Guizhou, offering a one-stop shopping experience for vegetables, fruits, dry goods, and frozen meat [6][3]. - The park features a well-organized system with vehicles transporting goods efficiently, reflecting the festive atmosphere [3][5]. Group 2: Vegetable Supply and Pricing - The daily incoming supply of vegetables at the park is approximately 5,000 tons, with over 80 varieties available, including popular items like potatoes and tomatoes [11]. - A notable vendor, Peng Qixing, reports a daily shipment of around 20 tons of high-quality radishes, priced at 0.6 yuan per jin, which is 0.2 yuan cheaper than the previous year's Spring Festival [10]. Group 3: Fruit Sales and Consumer Behavior - The fruit section of the park is bustling with customers, with popular items including cherries, pears, and oranges [13]. - Consumer Zhao Rongmin mentions purchasing a variety of fruits for both personal consumption and gifts, highlighting the diverse selection and reasonable prices available [15]. - Fruit vendor Wang Chenglin indicates strong sales, with cherries selling one to two hundred boxes daily, and the park will remain open until the 15th day of the Lunar New Year [17]. Group 4: Supply Chain Management - The logistics park is actively managing its supply chain by encouraging vendors to increase their inventory and monitoring key vegetable sales to ensure a stable supply during the festive season [17]. - The dynamic inventory during the Spring Festival is expected to maintain around 11,000 tons, with a 1.5 times increase in stock for essential goods to meet diverse consumer demands [17].

Core Viewpoint - The comprehensive renovation of Chengxi Road in Nanjing's Liuhe District has transformed the area into a more livable space, enhancing both functionality and aesthetics for residents and visitors alike [3][10]. Group 1: Road and Sidewalk Improvements - The renovation included the complete overhaul of over 4,200 square meters of pedestrian pathways, replacing damaged bricks and repairing curbs, resulting in a smoother walking experience for residents [5][6]. - More than 4,000 square meters of concrete road surface were repaired, addressing issues such as aging and damaged manhole covers, which improved traffic flow and safety for drivers [5][6]. - The installation of clear lane markings and pedestrian crossing signs has made vehicle passage more orderly and pedestrian crossings safer [6]. Group 2: Aesthetic Enhancements - Approximately 2,200 square meters of storefront signs were uniformly updated, replacing old, faded advertisements with new, coordinated designs that maintain individual merchant identities while enhancing the street's overall appearance [8][10]. - Over 400 square meters of wall surfaces were repainted, giving the previously worn walls a fresh look that complements the newly renovated sidewalks and tree pits [8]. Group 3: Community Impact - The improvements have positively affected local residents, with testimonials highlighting the ease of walking and commuting, particularly for families with children [8][10]. - The project reflects a commitment to ongoing maintenance and care for the renovated areas, ensuring that the improvements are sustainable and contribute to a higher quality of life for the community [10].

Core Points - The U.S. House of Representatives rejected a Republican rule aimed at preventing challenges to Trump's tariff policy, marking a significant setback for President Trump and his allies in Congress [1][3] - The vote against the rule was 217 to 214, with all House Democrats and three dissenting Republicans opposing it, indicating growing discontent within the Republican Party regarding Trump's economic policies [1][3] - A report from the nonpartisan Tax Foundation highlighted that tariffs could cost American households $1,000 in 2025 and $1,300 in 2026, emphasizing the negative impact of tariffs on consumers and manufacturers [1][4] Group 1: Political Dynamics - The rejection of the rule reflects a broader trend of congressional members planning to challenge Trump's trade agenda, which has disrupted global trade and contributed to rising U.S. prices [3] - The Democratic Party, led by Congressman Meeks, is preparing to vote on measures to block Trump's tariffs on Canada, showcasing a unified opposition against the administration's trade policies [3][4] - The internal dissent among Republicans, including three members who voted against the rule, suggests increasing dissatisfaction with Trump's economic strategies within his own party [3][4] Group 2: Economic Implications - The rising awareness among Americans regarding the correlation between tariffs and inflation has made affordability a key campaign issue for Democrats in the upcoming midterm elections [4][5] - The average annual cost of tariffs to American households is estimated at $1,400, with the Tax Foundation projecting this cost to rise to $1,300 this year, indicating a significant financial burden on working families [6] - Economic experts estimate that tariffs contribute approximately 0.5 percentage points to inflation, raising concerns about the long-term effects of trade policies on consumer prices [6]

Core Insights - The recent policy initiatives from nine government departments aim to promote high-quality development in the pharmaceutical retail industry, focusing on industry integration, prescription outflow, and commercial insurance [1][2][3] - The pharmaceutical retail market in China is expected to grow from CNY 2.41 trillion in 2020 to CNY 2.95 trillion by 2024, representing a 22.4% increase [2] - The industry is transitioning from traditional drug sales to comprehensive health services, enhancing community health support and resilience in the health security system [2][3] Industry Transformation - The policy encourages horizontal mergers and acquisitions among retail pharmaceutical companies to enhance efficiency and service quality [3][5] - Local governments are optimizing the business environment for retail pharmacies, including streamlining the application process for drug operation licenses [1] - Jiangxi Province has reported an increase in the retail pharmacy chain rate from 50.2% in 2024 to 60.3% in 2025, surpassing the national average [1] Company Responses - Yao Yi Tang is committed to responding to the new policies by enhancing its community health service capabilities and improving consumer access to quality healthcare [3] - Lao Bai Xing is exploring merger and acquisition opportunities while maintaining communication with potential targets to strengthen its alliance business [3] Industry Leaders' Benefits - The policy is expected to provide long-term benefits to leading retail pharmacies, enhancing their ability to manage outpatient prescriptions and increasing their market position [5][6] - The industry is entering a critical phase of structural transformation, characterized by store closures, increased concentration, and a restructured profit model [4][6] - The focus on diverse services such as chronic disease management and medication guidance will create a new profit ecosystem combining drugs, medical devices, and health management [4]