新浪科技讯 1月23日下午消息，今日在2026大湾区医疗健康创新大会上，钟南山、罗兰·艾尔斯等国内外 知名院士就"AI+医疗"发展重磅发声。中国工程院院士钟南山表示，人工智能等数字技术正深刻改变着 医疗服务的模式和效率，推动智慧医疗不是为了取代医生，而是为了医生更好回归到"以人为本"而不 是"以病为本"的初心，不是单纯为了炫技，而是为了解决老百姓看病贵、看病难的实际问题。 新浪科技讯 1月23日下午消息，今日在2026大湾区医疗健康创新大会上，钟南山、罗兰·艾尔斯等国内外 知名院士就"AI+医疗"发展重磅发声。中国工程院院士钟南山表示，人工智能等数字技术正深刻改变着 医疗服务的模式和效率，推动智慧医疗不是为了取代医生，而是为了医生更好回归到"以人为本"而不 是"以病为本"的初心，不是单纯为了炫技，而是为了解决老百姓看病贵、看病难的实际问题。 当前，在"健康中国"战略和"人工智能+"行动等国家政策倡导下，国内开始涌现出人人可享的AI健康助 手，对居民主动健康管理发挥重要作用。其中，去年上线的AI健康应用"蚂蚁阿福"已成为国内最大的健 康管理类App，单日用户提问量超过1000万，这些用户55%来自三线及以下城市 ...

Industry Overview - The Ministry of Commerce and nine other departments issued opinions on promoting high-quality development in the retail pharmaceutical industry, supporting mergers and acquisitions among retail pharmacies [1] - The retail pharmacy sector is expected to accelerate its consolidation by 2025, with customer traffic likely concentrating towards leading players [1] - As of the end of Q3 2025, the total number of pharmacies in China is projected to be 686,426, reflecting a net decrease of nearly 20,000 stores since Q4 2024 [1] - The number of pharmacies has shown negative growth for four consecutive quarters, indicating a rapid contraction in the industry [1] Company Insights - Lao Bai Xing is recognized as one of the leading retail pharmacy chains in China, primarily engaged in the sale of pharmaceuticals and health-related products through its marketing network [1] - Yifeng Pharmacy focuses on the retail of pharmaceuticals, health products, medical devices, and daily convenience items related to health [1]

Core Viewpoint - The transition to the digital renminbi 2.0 era signifies a fundamental change in China's payment system, moving from a simple digital cash model to a more dynamic digital deposit system that generates interest for users [2][4]. Group 1: Digital Renminbi Transition - The digital renminbi will evolve from being a digital cash equivalent to a true digital deposit, allowing it to earn interest starting January 1, 2026, at a current rate of 0.05% [2][4]. - The management of digital renminbi will shift from direct control by the central bank to commercial banks, enhancing service quality and providing deposit insurance up to 500,000 yuan [4][5]. Group 2: Usage and Adoption - As of November 2025, the digital renminbi has processed 3.48 billion transactions, amounting to 16.7 trillion yuan, indicating its transition from a pilot project to a widely used payment tool [5]. - The number of personal digital wallets has reached 230 million, with 18.84 million corporate wallets, showing significant user adoption [5]. Group 3: Future Implications - The digital renminbi's role in international payments is growing, with a 95.3% share in cross-border transactions, suggesting an increase in the renminbi's status as a payment tool in global trade [9]. - Future developments may allow users to purchase traditional financial products directly with digital renminbi, enhancing its utility and attractiveness [10]. Group 4: Payment Method Evolution - The coexistence of cash and digital renminbi is expected, with cash usage declining gradually rather than disappearing abruptly, similar to the transition from tapes to CDs [6][12]. - The transition to digital payment methods will be gradual, ensuring that all demographics, including the elderly, are accommodated during this shift [8][10].

Group 1 - A significant wave of savings will mature in 2026, with approximately 70 trillion yuan in one-year and longer-term deposits set to expire [1][3] - The amount maturing is comparable to the total market capitalization of the Shanghai Stock Exchange, raising questions about where this capital will flow [3] - Many individuals are anxious about low interest rates on savings, with current rates at 0.05% for demand deposits and less than 1% for one-year deposits, leading to concerns about the effectiveness of traditional savings [4][8] Group 2 - The upcoming savings maturity is viewed as a test for individuals to manage their finances rationally rather than seeking quick profits [8][10] - Investment opportunities such as gold, stocks, and real estate are highlighted, but caution is advised due to inherent risks and market volatility [14][19][21] - The article emphasizes the importance of maintaining capital safety and liquidity over chasing high returns, suggesting conservative financial management strategies [12][22][26] Group 3 - Recommendations include keeping sufficient emergency funds, considering early mortgage repayments, and investing in low-risk products like government bonds and commercial insurance [27][29][31] - The focus should be on preserving capital rather than speculative investments, with a warning against overexposure to high-risk assets like stocks and gold [26][33]

Group 1 - The Chinese government plans to increase the fiscal deficit rate to around 4% for 2025, which is a 1 percentage point increase from the previous year, and the new government debt scale will reach 11.86 trillion yuan, an increase of 2.9 trillion yuan compared to last year [1] - A special long-term government bond issuance of 1.3 trillion yuan is planned for 2025 to support consumption and related sales, with 300 billion yuan allocated for subsidies to encourage consumer spending [1] - The central government will allocate 667.4 billion yuan for employment support in 2025, along with various measures to enhance social insurance and reduce unemployment insurance rates [2] Group 2 - The central government will provide approximately 4.9 trillion yuan in total subsidies in 2025, including a basic pension increase of 2% and a minimum standard increase for rural residents' pensions [2] - A gradual implementation of free preschool education will begin, benefiting around 14 million children, and a new childcare subsidy system will be established with 100 billion yuan allocated for children under three years old [2] - The Ministry of Finance announced the cancellation or reduction of export tax rebates for over 200 products, including solar and battery products, to promote resource efficiency and reduce environmental pollution [3] Group 3 - For 2026, the fiscal policy will focus on increasing total spending, optimizing the spending structure, improving the effectiveness of fund usage, and enhancing economic vitality through tax reforms [4] - The government aims to ensure that necessary spending levels are maintained and that funds are directed towards critical areas such as consumption and social welfare [4] - The emphasis will be on improving the efficiency of fund usage, ensuring that every yuan spent generates the expected benefits [4]

Core Viewpoint - The recent appreciation of the Renminbi (RMB) against the US dollar reflects a strong trend supported by China's economic fundamentals, marking a significant milestone in the currency's performance [1][4][43]. Economic Performance - In 2025, China's GDP grew by 5%, surpassing 140 trillion yuan, indicating robust economic performance that underpins the RMB's strength [6]. - The RMB's appreciation is attributed to improved Sino-US trade relations and a weakening US dollar, which has provided more room for the RMB to strengthen [8][6]. Market Dynamics - The onshore and offshore RMB appreciated by 0.4% and 0.3% respectively since the beginning of the year, showcasing a trend of strengthening [3]. - The RMB's rise is not merely a short-term fluctuation but a reflection of deeper economic transformations, including a shift towards high-quality development and enhanced technological content in exports [14][31]. Consumer Impact - The appreciation of the RMB has made overseas consumption, education, and imported goods more affordable for consumers, leading to tangible benefits for families planning to travel or study abroad [16][18]. - The cost of imported goods, including cosmetics and high-end food products, is expected to decrease, benefiting consumers through lower prices and more frequent promotions [20]. Financial Innovations - The digital RMB has been upgraded to version 2.0, introducing features like interest-bearing wallets, enhancing financial convenience for users [22]. - The digital RMB also incorporates carbon credit functionalities, linking green living with financial incentives, thus broadening its utility beyond mere transactions [24]. Investment Implications - The RMB's appreciation suggests that investors may need to adjust their asset allocations, potentially reducing USD-denominated assets and increasing RMB-denominated investments [37]. - The ongoing development of the digital RMB is expected to play a significant role in personal asset management, making it a vital option for consumers [39]. Long-term Outlook - The RMB's strengthening is indicative of China's economic transformation and long-term growth potential, with expectations of continued benefits for the populace as the economy evolves [29][45]. - The RMB's rise is anticipated to enhance China's attractiveness for foreign goods and services, further stimulating import trade [35].

Core Viewpoint - The company, Lao Bai Xing (603883), announced a total external guarantee amount of 980 million yuan, which accounts for 13.69% of the company's most recent audited net assets [1] Summary by Relevant Categories External Guarantees - The total external guarantee amount is 980 million yuan, with a balance of 440 million yuan (including the current guarantee) [1] - All external guarantees are provided for subsidiaries within the consolidated financial statements [1] - The company does not provide guarantees for its controlling shareholders, actual controllers, or their related parties, and there are no overdue external guarantees [1]

证券代码：603883 证券简称：老百姓 公告编号：2026-001 关于为全资子公司提供担保的进展公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 | 对外担保逾期的累计金额（万元） | - | | --- | --- | | 截至本公告日上市公司及其控股 | 98,000 | | 子公司对外担保总额（万元） | | | 对外担保总额占上市公司最近一 期经审计净资产的比例（%） | 13.69 | | 特别风险提示（如有请勾选） | □担保金额（含本次）超过上市公司最近一 | | | 期经审计净资产 50% | | | □对外担保总额（含本次）超过上市公司最 | | | 近一期经审计净资产 100% | | | □对合并报表外单位担保总额（含本次）达 | | | 到或超过最近一期经审计净资产 30% | | | □本次对资产负债率超过 70%的单位提供担 | | | 保 | | 其他风险提示（如有） | - | 累计担保情况 注：上述对外担保总额全部为公司对合并报表范围内子公司提供的担保。 一、担保情况概述 （一）担保的 ...

Economic Growth and Stability - China's economy is projected to exceed 140 trillion yuan by 2025, indicating a more stable economic environment which benefits the general public [1] - The increase in economic size allows for enhanced social safety nets, including consistent pension increases and expanded healthcare coverage [1] Employment and Job Creation - The continuous growth of China's economy contributes to job stability, with an estimated 2 million new jobs created for every 1% increase in economic growth [3] - New industries and professions are emerging as the economy grows, with significant advancements in high-performance chips, AI, and advanced manufacturing [5] Income Growth and Consumer Impact - The economic total of 140 trillion yuan represents a 5% increase from the previous year, correlating with a 5% real growth in per capita disposable income [7] - The growth in the economy and income levels reflects the collective effort of the population, emphasizing the interconnectedness of individual contributions to economic progress [7] Policy and Future Outlook - The current year marks the beginning of the "15th Five-Year Plan," with numerous policies aimed at boosting consumption, investment, and overall economic development being implemented [7] - The expectation is that the economy will continue to thrive, leading to improved living standards for the population [7]

Group 1 - The core viewpoint is that China's economy is projected to exceed 140 trillion yuan by 2025, which signifies a more stable economic environment that benefits the general public [1] - The increase in economic output is expected to enhance employment stability, with estimates suggesting that a 1% growth in the economy could create approximately 2 million new jobs [3] - The growth in economic output has led to the emergence of new industries and professions, such as AI trainers and aerospace engineers, contributing to job creation and innovation [5][6] Group 2 - The economic total of 140 trillion yuan represents a 5% increase from the previous year, which aligns with a 5% growth in residents' disposable income, indicating synchronized economic and income growth [8] - The current year marks the beginning of the "15th Five-Year Plan," with numerous favorable policies in consumption, investment, industry, and public welfare being implemented [10]