近年来，广发银行坚决落实国家决策部署，牢固树立并践行"以人民为中心"的发展理念、"以客户 为中心"的服务理念，聚焦经济社会高质量发展重点领域，持续推进服务创新，尤其针对金融服务薄弱 环节和社会弱势群体，提升服务覆盖面、可得性、便利性，不断提升人民群众金融服务获得感。 此心安处是吾乡，为"新市民"量身打造金融服务方案 随着我国工业化、城镇化和农业现代化进程的深入推进，数以亿计农村人口通过就业、入学等方式 转入城镇，融入当地成为新市民。做好新市民金融服务，对畅通国民经济循环、构建新发展格局、实现 高质量发展、推进以人为核心的新型城镇化具有重大意义，也是推进金融供给侧结构性改革、满足人民 对美好生活向往、促进全体人民共同富裕的必要举措。 过去的一年，广发银行践行金融央企成员单位的使命担当，通过完善金融服务，助力新市民解 决"急难愁盼"问题，从上百家银行、保险、金融科技机构中突围而出，获得"第11届金融行业年度评 鉴"颁发的"新市民金融优秀服务机构"奖项。 研究制定《广发银行"新市民"零售金融服务方案》，聚焦"进城务工人员""自主创业人士""大中专 院校毕业生""城市移民长者"四类新市民客群需求，围绕新市民创业、住房 ...

【纠错】 【责任编辑:刘子丫】 新华社音视频部制作 编导：畅舒婷 ...

Group 1 - The international spot gold price declined on August 11, 2025, primarily due to weakened expectations for Federal Reserve interest rate cuts, a stronger dollar, and a rebound in global risk appetite [1] Group 2 - The adjustment in market expectations regarding the Federal Reserve's interest rate cut schedule for 2025 has led to a stronger dollar index, reducing the attractiveness of gold as a non-yielding asset [2] - If core inflation in the U.S. remains sticky, a prolonged high interest rate environment may continue to suppress gold prices [2] Group 3 - A rebound in global risk appetite, driven by strong performance in equity markets (such as U.S. and A-shares) or easing geopolitical tensions, may lead to a shift of funds from gold to risk assets [3]

俄罗斯饮食堪称高纬度穷人美食，主打红菜汤、香肠、烤肉串和黑面包，重油重盐、顶饱御寒，蔬菜水 果极为稀少。今天咱们来系统讲讲俄罗斯人平时吃什么。 ...

Core Insights - The publication of the book "Stablecoins: Closely Related to Every Common Person" aims to educate the general public about the development and potential impact of stablecoins on everyday life, emphasizing their importance as a risk-hedging asset and financial service tool [2] - The global stablecoin market has surpassed $250 billion in size, with a trading volume of $37 trillion, significantly exceeding Bitcoin's $19 trillion during the same period, indicating strong industry potential and technological vitality [4] Regulatory Developments - Hong Kong has become the first jurisdiction to implement a comprehensive regulatory framework for fiat-backed stablecoins with the introduction of the "Stablecoin Ordinance," effective from August 1, 2025, which accelerates the licensing process for stablecoin operators [5][6] - Major tech companies, including Ant Group, are actively seeking stablecoin licenses in Hong Kong and Singapore, reflecting China's capital and technological engagement in the international stablecoin competition [6] Understanding Stablecoins - Stablecoins are digital tokens pegged to fiat currencies (like the US dollar), gold, or a basket of assets, designed to maintain price stability. They differ from digital currencies like the digital yuan, as they are typically issued by private entities and lack legal tender status [7] - Compared to native cryptocurrencies like Bitcoin, stablecoins offer advantages such as price stability, lower transaction costs, and increasing compliance [7] Industry Chain Overview - The stablecoin ecosystem is developing a complete industry chain, which includes upstream technology support, midstream issuance and trading, and downstream application scenarios [8] - Upstream: Involves blockchain technology companies, smart contract developers, and security audit firms providing the necessary technical infrastructure [8] - Midstream: Comprises traditional financial giants and tech firms responsible for issuing stablecoins and managing assets, with exchanges facilitating trading and liquidity [9] - Downstream: Encompasses diverse financial and real-world applications, including cross-border payments, supply chain finance, and asset tokenization [10] Real-World Applications - Stablecoins are increasingly utilized in various sectors, such as: - Cross-border payments, which significantly reduce transaction fees to below 0.1% and expedite payroll processes for companies [10] - Supply chain finance, enabling rapid settlement of accounts receivable, reducing transaction times from three days to five minutes, and saving approximately 1.2% per transaction [10] - Asset tokenization, which involves representing traditional assets digitally, thereby accelerating the formation of a financial tokenization ecosystem [10]

Group 1 - The core idea of the new centralized drug procurement policy emphasizes "no procurement for new drugs, and new drugs are not included in procurement" to protect industry innovation and ensure reasonable returns for innovative drugs during their initial market period [1][2] - The new procurement rules will not use the lowest price as a reference, which aims to avoid the elimination of normal-priced companies and is expected to increase the average price level of selected drugs [2] - The procurement process respects clinical needs by allowing pharmacies to participate, thus broadening the sales channels for procured drugs and enhancing accessibility for patients [3] Group 2 - The selection of drugs for procurement focuses on those with procurement amounts exceeding 100 million yuan in 2024, allowing companies more time to develop and cultivate the market [1] - A mechanism has been introduced to allow non-selected companies to "revive" their bids by lowering prices, promoting rational competition among enterprises [2] - Special consideration has been given to children's medications by creating an independent grouping, which aims to improve the accessibility of these essential drugs [3]

Core Insights - The collaboration between Lao Bai Xing and Tencent Health aims to enhance operational efficiency and precision in the pharmaceutical retail industry through the launch of the AI-powered assistant "Lao Bai Xing Xiao Wan Zi AI" [1][2][3] Group 1: Partnership and Technology - Lao Bai Xing has partnered with Tencent Health to develop an enterprise-level AI assistant tailored for the pharmaceutical retail sector [1] - The AI assistant is built on Tencent Cloud's intelligent agent development platform, utilizing high-performance computing clusters for enhanced data security and operational efficiency [1][3] Group 2: Features and Applications - The "Lao Bai Xing Xiao Wan Zi AI" integrates two major knowledge bases: industry policies and company regulations, covering key business scenarios such as medical insurance policies and store operations [2] - The AI can provide real-time, precise answers to employee inquiries regarding complex policies and operational issues, thereby improving internal collaboration and employee satisfaction [2][3] Group 3: Future Developments - Future plans include expanding the AI's capabilities from knowledge-based responses to comprehensive business decision-making and customer service, aiming to transform the smart health service ecosystem [3]

借助腾讯云智能体开放平台以及云计算能力，腾讯健康为"老百姓小丸子AI"智能体的精准化、场景化应 用提供了核心动力。其中，腾讯云智能体平台提供了文档解析、拆分、embedding、多轮改写等多项业 界领先的RAG能力，全链路解决知识处理难题，实现快速构建企业专属AI助手，为用户呈现更加准 确、全面的答案及丰富的可视化信息。同时，借助腾讯云高性能计算集群，老百姓大药房信息团队实现 了高并发计算推理，极大提升了算力资源利用率，降低推理成本，助力老百姓大药房全国门店的规模化 部署。 未来，老百姓大药房与腾讯健康将持续深化合作，推动"老百姓小丸子AI"智能体从知识问答到经营决 策、顾客服务的全方位进阶，全面重构智慧健康服务生态，打造零售药店智能化转型标杆。 据了解，借助面向企业用户的腾讯云智能体开发平台（ADP）以及高性能计算集群，老百姓大药房信息 团队自研了企业级智能体中台和统一AI门户，具有完备的信息安全管控能力，确保核心数据资产无 忧；采用多云大模型可插拔式架构，为未来功能迭代与场景延伸奠定坚实技术底座。 基于腾讯云智能体开发平台，老百姓大药房搭建了"老百姓小丸子AI"1.0版本，融合了医药行业政策与 企业规章制 ...

虽然近年全国城市声环境质量总体向好，但噪声扰民投诉量在一些地方仍处于高位。笔者梳理当前我国 噪声监管领域存在的不足，对深化噪声污染防治工作提出一些建议。 现阶段噪声污染防治工作存在的不足 笔者认为，当前各地在噪声污染防治工作中，仍然存在一些不足。 提升噪声协同监管效能的建议 噪声治理是一项系统工程，需要全社会共同努力，进一步健全噪声污染防治监管制度体系，提升社会共 治效能，推动声环境质量稳步改善。 压实行业监管部门主体责任。一方面，由地方党委政府牵头，通过生态环境保护工作责任清单明确各部 门和各属地政府的噪声监管职责，结合噪声法要求，从文件制度层面明确各行业监管部门的具体责任。 另一方面，加大宣传力度，以案释法，让噪声监管责任分工深入人心，做到群众诉求有门、部门担当负 责。 持续健全全过程防治制度体系。推动规划、交通、建设等相关行业主管部门将噪声作为一项要素统筹考 虑，通过政策、法律等将交通设施噪声防护距离、建筑设施噪声防护距离、夜间施工低噪声设备使用、 低噪声产品制度体系等统筹考虑，从源头解决噪声问题。同时，进一步加强部门间协同联动，综合施 策，以噪声重复投诉点位为发力点，破解老百姓身边的噪声污染问题。 大 ...

要是有国家通过第三地转运商品来规避关税，那就要被征收 40% 的转运税，还会在未来几周实施新的原产地规则来确定转运商品关税税率。 这一系列操作，让全球贸易市场瞬间风声鹤唳。 其实，特朗普搞关税这事由来已久，早在他第一任期，就宣布对进口太阳能电池板、大型家用洗衣机、进口钢和铝征收关税。 到了第二任期，更是频繁挥舞关税大棒，对加拿大、墨西哥、中国等多个贸易伙伴多次加征关税，这背后，是他 "美国优先" 战略的体现，也有着中期选举 前争取选民支持等政治考量。 最近特朗普又在关税问题上搞出大动静，当地时间7月31日，他签署行政令，确定了对多个国家和地区征收 "对等关税" 的税率，从 10% 到 41% 不等。 像叙利亚被征收 41% 的高额关税，巴西、英国最低，是 10%。没在行政令里特别列出的国家，统一适用 10% 的关税税率。 如今这新一轮关税政策，又将带来怎样的影响呢？ 在外交方面，特朗普的 "交易式外交" 和 "美国优先"，已经让美国和盟友之间产生信任危机。加拿大和墨西哥虽是美墨加协定成员，可这次也被纳入加税名 单，这让两国国内保守派极为不满，纷纷质疑美国。巴西被要求 "全面开放市场" 并增加特定商品采购，感觉 ...