证券日报网讯 11月25日晚间，兰州银行发布公告称，公司第五届董事会第二十二次会议审议通过了 《关于程艺同志挂任兰州银行股份有限公司副行长的议案》。程艺女士因挂职期满，挂任职务自然免 除。程艺女士已按照本行离职管理相关制度做好工作交接，其他有关事项将按相关规定办理。 （编辑 楚丽君） ...

北京商报讯（记者 宋亦桐）11月25日，兰州银行发布公告指出，该行第五届董事会第二十二次会议审 议通过了《关于程艺同志挂任兰州银行股份有限公司副行长的议案》，程艺因挂职期满，挂任职务自然 免除。程艺已按照兰州银行离职管理相关制度做好工作交接，其他有关事项将按相关规定办理。挂任期 满后，程艺将不再担任兰州银行任何职务。 ...

每经头条（nbdtoutiao）——688496，被证监会立案！刚上市业绩就变脸，亏损超1亿元；核心产品受重 创：第一大客户"自产自用"，减少采购 （记者 胡玲） 每经AI快讯，兰州银行（SZ 001227，收盘价：2.37元）发布公告称，2025年11月25日下午，兰州银行 接受中欧基金调研，公司董事、董事会秘书张少伟及相关部门负责人参与接待，并回答了投资者提出的 问题。 2025年1至6月份，兰州银行的营业收入构成为：利息收入占比197.73%，非利息收入占比4.99%。 截至发稿，兰州银行市值为135亿元。 ...

挂任期满后，程艺女士将不再担任本行任何职务。程艺女士确认与本行董事 会无不同意见，亦无需要通知本行股东及债权人的任何事项。截至本公告披露日， 程艺女士未持有本行股份。 程艺女士在任职期间对本行的经营管理与业务发展做出了积极贡献，本行董 事会谨此向程艺女士表示衷心感谢。 特此公告。 兰州银行股份有限公司董事会 证券代码：001227 证券简称：兰州银行 公告编号：2025-053 兰州银行股份有限公司 关于高级管理人员挂任期满的公告 本行及董事会全体成员保证公告内容的真实、准确和完整，没有虚假记载、 误导性陈述或者重大遗漏。 兰州银行股份有限公司（以下简称"本行"）第五届董事会第二十二次会议审 议通过了《关于程艺同志挂任兰州银行股份有限公司副行长的议案》。程艺女士 因挂职期满，挂任职务自然免除。程艺女士已按照本行离职管理相关制度做好工 作交接，其他有关事项将按相关规定办理。 1 2025年11月25日 ...

Group 1: Financial Performance - As of September 2025, the total assets of Lanzhou Bank reached CNY 523.36 billion, an increase of 7.62% from the beginning of the year [2] - Total liabilities amounted to CNY 482.54 billion, growing by 7.14% year-to-date [2] - Loans and advances issued were CNY 260.47 billion, reflecting a growth of 6.15% [2] - Deposits received totaled CNY 378.25 billion, with a year-to-date increase of 6.2% [2] Group 2: Loan and Deposit Management - The bank's personal loan growth is primarily driven by consumer credit needs, particularly for car purchases and home renovations [2] - The loan yield (excluding discounts) was 4.38%, down by 25 basis points from the beginning of the year [3] - The deposit interest rate stood at 2.18%, a decrease of 29 basis points year-to-date [3] - The net interest margin was 1.38%, down by 5 basis points compared to the start of the year [3] Group 3: Investment and Risk Management - The bank's investment in interbank wealth management primarily involves major state-owned banks and national joint-stock commercial banks [2] - All financial investments are classified as normal assets, adhering to a prudent investment philosophy [2] - The underlying assets of wealth management, trust plans, and asset management plans are mainly standardized bonds rated AA+ or above, with no involvement in credit-like assets [2] Group 4: Capital and Strategic Planning - In 2024, the bank issued CNY 3 billion in subordinated debt and CNY 5 billion in perpetual bonds [3] - The bank is actively exploring various feasible methods to strengthen its capital base [3] - The strategic planning is conducted on a five-year basis, with the current plan nearing completion and a new round of strategic planning underway [3]

Core Insights - The city commercial bank sector experienced a rise of 0.99% on November 25, with Nanjing Bank leading the gains [1] - The Shanghai Composite Index closed at 3870.02, up 0.87%, while the Shenzhen Component Index closed at 12777.31, up 1.53% [1] Stock Performance - Nanjing Bank (600T009) closed at 11.64, with a gain of 2.65% and a trading volume of 457,300 shares, amounting to a transaction value of 526 million [1] - Beijing Bank (601169) closed at 5.78, up 1.76%, with a trading volume of 2,510,400 shares [1] - Xiamen Bank (601187) closed at 7.03, up 1.59%, with a trading volume of 156,300 shares [1] - Hangzhou Bank (600926) closed at 15.49, up 1.37%, with a trading volume of 128,080 shares [1] - Guiyang Bank (601997) closed at 6.07, up 1.17%, with a trading volume of 335,800 shares [1] - Other notable performances include Changsha Bank (601577) at 69.6 (+1.04%), Suzhou Bank (002966) at 8.22 (+0.98%), and Qingdao Bank (002948) at 4.78 (+0.84%) [1] Capital Flow - The city commercial bank sector saw a net inflow of 366 million in main funds, while retail funds experienced a net outflow of 305 million [2] - The main funds' net inflow for Hangzhou Bank was 97.67 million, while retail funds saw a net outflow of 48.86 million [3] - Qilu Bank (601665) had a main fund net inflow of 67.32 million, with retail funds experiencing a net outflow of 50.62 million [3] - Jiangsu Bank (601009) reported a main fund net inflow of 38.10 million, while retail funds had a net outflow of 45.88 million [3]

Core Insights - Zhangye City in Gansu Province is focusing on addressing the financing challenges faced by small and micro enterprises by building a diversified financing service system to effectively support business development [1][2] Financing Initiatives - The city has implemented a "silver-tax interaction" mechanism, allowing enterprises to convert their tax credit into financing capital, resulting in 3,817 small and micro enterprises receiving a total of 1.687 billion yuan in loans [1] - Financial institutions are customizing innovative financing products tailored to local industry characteristics, such as the first "de-core chain loan" of 850,000 yuan for a public hospital's upstream pharmaceutical suppliers [1] Agricultural Financing - Various products like "live loans," "Hexi Corridor seed industry loans," and "rural revitalization livestock and poultry loans" have been introduced to alleviate financing difficulties for agricultural operators [2] - The total balance of green loans in the city reached 18.687 billion yuan, with a growth rate exceeding the average growth rate of all loans by 3.78 percentage points [2] Technology and Innovation Financing - Products such as "Sci-Tech E-loan" and "Xinglong Intellectual Property Loan" provide rapid credit services to enterprises, with 56 companies receiving a total of 314 million yuan through patent pledges [2] Government Support - The Gansu Jinkong Zhangye Guarantee Company has provided guarantees totaling 839 million yuan for 277 operating entities from January to October this year [2] Future Outlook - By October 2025, the loan balance for small and micro enterprises in Zhangye City is expected to reach 51.245 billion yuan, reflecting a year-on-year growth of 7.03%, which will invigorate business vitality [2]

Group 1: Corporate Governance - The China Securities Regulatory Commission has officially released the revised "Corporate Governance Guidelines for Listed Companies," marking a transition from "formal compliance" to "substantive effectiveness" in corporate governance [3] - The China Listed Companies Association has recognized 240 "Best Practice Cases," 190 "Excellent Practice Cases," and 156 "Typical Practice Cases" for corporate governance in 2025, highlighting the importance of effective board operations and governance structures [2] Group 2: Sustainable Development - Six companies from Gansu have been awarded for their sustainable development practices, with Dayu Water-saving (300021) recognized as a "Best Practice Case" for integrating smart water management and digital twin technology [4] - Jiu Steel Hongxing (600307) and Gansu Energy (000791) have been acknowledged for their innovative approaches to sustainability, including the development of a photovoltaic and ecological governance model [5] Group 3: Internal Control - Gansu Energy (000791) has been awarded for its compliance and risk control efforts that enhance its internal control system, while Dayu Water-saving (300021) received recognition for its transition from "risk prevention" to "value creation" [6]

Core Insights - The China Listed Companies Association announced the "2025 Best Practices for Sustainable Development" and "2025 Excellent Practices for Sustainable Development" at the 2025 Sustainable Development Conference, highlighting the achievements of listed companies in Gansu province [1][2] Group 1: Best Practices and Recognition - Dayu Water-saving Group Co., Ltd. was recognized as a "Best Practice Case" for its long-term commitment to rural revitalization [1] - Five companies, including Gansu Electric Power Investment Energy Development Co., Ltd., Jinhui Mining Co., Ltd., and others, were selected as "Excellent Practice Cases" for their unique contributions in ecological governance and green manufacturing [1][2] Group 2: Innovative Practices - Dayu Water-saving's case focuses on integrating technology into agriculture, utilizing AI and big data to enhance water-saving and increase farmers' income [2] - Gansu Energy implemented a "photovoltaic + ecological governance" model, achieving significant environmental benefits, including the delivery of 217 million kWh of green electricity [3] - Jinhui Mining emphasized refined water resource management, achieving a 100% compliance rate in water quality by 2024 through innovative monitoring and recycling practices [3] Group 3: Financial and Social Contributions - Lanzhou Bank developed a "comprehensive financial service" model to support local agricultural industries, demonstrating its commitment to social responsibility [3] - Jiugang Hongxing focused on green manufacturing and technology independence, ensuring compliance with environmental standards while enhancing production efficiency [4] - Blue Science and Technology High-tech Equipment Co., Ltd. established a support system for local development through donations and community assistance, contributing to social welfare [4] Group 4: Future Outlook - The recognition of these companies reflects a growing emphasis on sustainable development as a core competitive advantage, with expectations for Gansu listed companies to deepen their green innovation practices [4]

证券之星消息，截至2025年11月20日收盘，兰州银行(001227)报收于2.45元，上涨1.24%，换手率 2.63%，成交量110.72万手，成交额2.7亿元。 | 指标 | 兰州银行 | 银行行业均值 | 行业排名 | | --- | --- | --- | --- | | 总市值 | 139.54亿元 | 3933.4亿元 | 36 42 | | 净资产 | 408.17亿元 | 6127.62亿元 | 33 42 | | 净利润 | 15.04亿元 | 400.74亿元 | 40 42 | | 市盈率(动) | 6.96 | 6.03 | 32 42 | | 市净率 | 0.46 | 0.64 | 7 42 | | 毛利率 | 0% | 0% | 41 42 | | 净利率 | 26.05% | 40.14% | 40 42 | | ROE | 4.27% | 7.96% | 42 42 | 兰州银行2025年三季报显示，前三季度公司主营收入59.23亿元，同比下降2.14%；归母净利润15.04亿 元，同比上升0.65%；扣非净利润14.25亿元，同比上升2.39%；其中2025年第三季度，公司 ...