1 《兰州银行股份有限公司股东大会议事规则》修改对照表 序 号 原条款 修改后条款 修订依据 第一章 总则 1 第四条 股东大会会议分为年度股东大会和临时股东大会。年 度股东大会每年召开 1 次，应当于上一会计年度结束后的 6 个 月内举行。有下列情形之一的，本行应当在事实发生之日起 2 个月以内召开临时股东大会： 1.董事人数不足《公司法》规定人数或者本行《章程》所定人 数的三分之二时； 2.本行未弥补的亏损达实收股本总额三分之一时； 3.单独或者合计持有本行 10%以上股份的股东请求时； 4.董事会认为必要时； 5.监事会提议召开时； 6.二分之一以上且不少于两名独立董事提议召开时； 7.法律、法规、规章或本行《章程》规定的其他情形。 如因特殊情况在规定期限内不能召开股东大会，应当向监管机 构和深圳证券交易所报告，说明原因并公告。 第四条 股东会会议分为年度股东会和临时股东会。年度股东 会每年召开 1 次，应当于上一会计年度结束后的 6 个月内举 行。临时股东会不定期召开，有下列情形之一的，本行应当 在事实发生之日起 2 个月以内召开临时股东会： （一）董事人数不足《公司法》规定人数或者本行《章程》 所定 ...

《兰州银行股份有限公司董事会议事规则》修改对照表 | 序号 | 原条款 | 修改后条款 | 修改依据 | | --- | --- | --- | --- | | | 第二条 董事会是股东大会的执行机构，对股东大会负责。董 | 第二条 董事会是股东会的执行机构，董事会会议是董事会议事的主要形式。 | 根据《上市公司章程指引》 | | | 事会会议是董事会议事的主要形式。董事会遵照《公司法》《商 | | 第一百零九条删除"董事会 | | 1 | | 董事会遵照《公司法》《商业银行法》《证券法》等法律、法规、规章及本行 | | | | 业银行法》《证券法》、本行《章程》及其他有关法律、法规、 | 《章程》等的规定，履行职责。 | 对股东大会负责"的表述， | | | 规章及规范性文件的规定，履行职责。 | | 并调整有关文字表述。 | | | 第三条 本行设董事会，对股东大会负责。 | 第三条 本行设董事会，董事会由九至十五名董事组成，其中独立董事的人数 | | | | 本行董事会由九至十五名董事组成，其中独立董事的人数不少 | 不少于全体董事人数的三分之一，至少包括一名会计专业人士。董事会成员中 | 根据《上市公 ...

证券代码：001227 证券简称：兰州银行 公告编号：2025-046 兰州银行股份有限公司 BANK OF LANZHOU CO., LTD. （股票代码：001227） 2025 年第三季度报告 2025 年 10 月 2025 年第三季度报告 重要内容提示 1.兰州银行股份有限公司（以下简称"本行"）董事会、监事会及董事、监事、高级管 理人员保证季度报告的真实、准确、完整，不存在虚假记载、误导性陈述或重大遗漏，并承 担个别和连带的法律责任。 2.本行董事、监事、高级管理人员是否存在对季度报告内容存在异议或无法保证其真实、 准确、完整的情况 7.审计师发表非标意见的事项 适用 不适用 8.本报告除特别注明外，为本行合并口径数据，均以千元为单位，可能因四舍五入而存 在尾差。 1 2025 年第三季度报告 是 否 3.本报告所载财务数据及指标按照中国企业会计准则编制，除特别说明外，均为本行及 控股子公司甘肃兰银金融租赁股份有限公司的合并报表数据，货币币种为人民币。 4.本行第六届董事会第五次会议审议通过了《兰州银行股份有限公司 2025 年第三季度报 告》。会议应出席董事 10 名，实际出席董事 10 名。本 ...

本行及董事会全体成员保证公告内容的真实、准确和完整，没有虚假记载、 误导性陈述或者重大遗漏。 证券代码：001227 证券简称：兰州银行 公告编号：2025-048 兰州银行股份有限公司 关于召开 2025 年第三季度业绩说明会的公告 （四）网络地址：全景路演（https://rs.p5w.net） 兰州银行股份有限公司（以下简称"本行"）于 2025 年 10 月 31 日披露《兰 州银行股份有限公司 2025 年第三季度报告》，将于 2025 年 11 月 6 日召开 2025 年第三季度业绩说明会。 一、会议相关安排 （一）会议召开时间：2025 年 11 月 6 日 15:00-16:00 （二）本行参加人员：董事长许建平先生、行长刘敏先生、董事会秘书张少 伟先生、独立董事和总行相关部门负责人 （三）会议召开方式：网络互动 二、征集问题事项 本行现就 2025 年第三季度业绩和经营情况提前向投资者征集相关问题，投 资者可于 2025 年 11 月 3 日 18:00 前访问 https://ir.p5w.net/zj/，进入问题征集专 题页面提问。本行将在业绩说明会上对投资者普遍关注的问题进行回答。 ...

《兰州银行股份有限公司章程》修改对照表 | 序 号 | 原条款 | 修订后条款 | 修改依据 | | --- | --- | --- | --- | | | | 第一章 总则 | | | | 第一条 为维护兰州银行股份有限公司（以下简称"本 | 第一条 为维护兰州银行股份有限公司（以下简称"本行"）、 | 根据《公司法》第一条， | | | 行"）、股东和债权人的合法权益，规范本行的组织和行 | 股东、职工和债权人的合法权益，规范本行的组织和行为，充 | 《章程指引》第一条新 | | | 为，充分发挥中国共产党组织的领导作用，根据《中国 | 分发挥中国共产党组织的领导作用，根据《中国共产党章程》 | 增。 | | | 共产党章程》（以下简称《党章》）、《中华人民共和 | （以下简称《党章》）、《中华人民共和国公司法》（以下简 | | | | 国公司法》（以下简称《公司法》）、《中华人民共和 | 称《公司法》）、《中华人民共和国商业银行法》（以下简称 | | | 1 | 国商业银行法》（以下简称《商业银行法》）、《中华 | 《商业银行法》）、《中华人民共和国证券法》（以下简称《证 | | | | 人民共和国证券 ...

周伟先生在任职期间，恪尽职守，勤勉尽职，带领本行监事会认真落实国家 经济金融政策和监管要求，切实履行监督职责，维护本行和股东利益，在推动完 善公司治理、强化风险管理与内部控制监督、优化履职监督评价等方面做出了重 要贡献。本行监事会谨此向周伟先生表示衷心感谢。 特此公告。 兰州银行股份有限公司关于监事长辞任的公告 本行及监事会全体成员保证公告内容的真实、准确和完整，没有虚假记载、 误导性陈述或者重大遗漏。 2025年10月30日下午，兰州银行股份有限公司（以下简称"本行"）监事会收 到监事长周伟先生的书面辞职报告。周伟先生因工作调整，提出辞去本行监事长 职务，辞任自辞职报告送达本行监事会后生效。周伟先生确认与本行监事会无不 同意见，亦无就其本人的辞职需要通知本行股东及债权人的任何事项。 截至本公告披露日，周伟先生持有本行145,600股股份，其辞任后将严格按 照相关法律、法规对其持有的本行股票进行管理。 证券代码：001227 证券简称：兰州银行 公告编号：2025-049 兰州银行股份有限公司监事会 2025 年 10 月 30 日 ...

Core Viewpoint - The city commercial bank sector experienced a decline of 2.43% on October 29, with Chengdu Bank leading the drop, while the overall stock market indices showed an increase [1][2]. Market Performance - The Shanghai Composite Index closed at 4016.33, up 0.7% - The Shenzhen Component Index closed at 13691.38, up 1.95% [1]. Individual Stock Performance - Chengdu Bank saw a significant decline of 5.74%, closing at 17.07 - Other notable declines included Xiamen Bank (-4.90%), Jiangsu Bank (-3.84%), and Qingdao Bank (-3.66%) [2]. - Chongqing Bank was one of the few gainers, with a slight increase of 0.84%, closing at 10.76 [1]. Trading Volume and Turnover - Chengdu Bank had a trading volume of 1.298 million shares, with a turnover of 22.27 million yuan - Jiangsu Bank had a trading volume of 2.039 million shares, with a turnover of 2.164 billion yuan [2]. Capital Flow Analysis - The city commercial bank sector saw a net outflow of 742 million yuan from institutional investors, while retail investors contributed a net inflow of 410 million yuan [2]. - The data indicates that speculative funds had a net inflow of 331 million yuan [2]. Individual Stock Capital Flow - Qingdao Bank had a net inflow of 61.11 million yuan from institutional investors, while it experienced a net outflow of 59.42 million yuan from speculative funds [3]. - Nanjing Bank also saw a net inflow of 43.97 million yuan from institutional investors, but a net outflow of 34.08 million yuan from speculative funds [3].

Market Performance - The city commercial bank sector increased by 0.01% compared to the previous trading day, with Xiamen Bank leading the gains [1] - The Shanghai Composite Index closed at 3988.22, down by 0.22%, while the Shenzhen Component Index closed at 13430.1, down by 0.44% [1] Individual Bank Performance - Xiamen Bank's closing price was 7.15, with a rise of 5.46% and a trading volume of 582,400 shares, amounting to a transaction value of 412 million yuan [1] - Chongqing Bank closed at 10.67, up by 2.11%, with a trading volume of 225,000 shares [1] - Chengdu Bank's closing price was 18.11, increasing by 0.84% with a trading volume of 314,100 shares [1] - Other banks such as Changsha Bank, Lanzhou Bank, and Jiangsu Bank showed minimal changes in their stock prices [1] Capital Flow Analysis - The city commercial bank sector saw a net inflow of 223 million yuan from institutional investors, while retail investors experienced a net outflow of 356 million yuan [2] - The main capital inflow was observed in banks like Nanjing Bank and Chengdu Bank, with significant net inflows from institutional investors [3] - Retail investors showed a negative net flow in several banks, indicating a cautious sentiment among smaller investors [3]

Market Performance - The city commercial bank sector increased by 0.63% on October 27, with Chongqing Bank leading the gains [1] - The Shanghai Composite Index closed at 3996.94, up 1.18%, while the Shenzhen Component Index closed at 13489.4, up 1.51% [1] Individual Bank Performance - Chongqing Bank's closing price was 10.45, with a rise of 2.75% and a trading volume of 349,100 shares, amounting to a transaction value of 368 million yuan [1] - Other notable banks included Xi'an Bank, which rose by 1.95% to 4.19, and Xiamen Bank, which increased by 1.50% to 6.78 [1] - Conversely, Chengdu Bank saw a decline of 1.54%, closing at 17.96, with a trading volume of 474,100 shares [2] Capital Flow Analysis - The city commercial bank sector experienced a net outflow of 310 million yuan from institutional investors, while retail investors saw a net inflow of 22.9 million yuan [2] - The capital flow data indicates that Nanjing Bank had a net inflow of 21.65 million yuan from institutional investors, while Zhengzhou Bank experienced a net outflow of 13.86 million yuan [3] Summary of Trading Data - The trading data for various banks shows mixed performance, with some banks like Chongqing Bank and Xi'an Bank showing positive trends, while others like Chengdu Bank and Suzhou Bank faced declines [1][2][3] - The overall trading volume and transaction values reflect active market participation, with significant amounts traded across various banks [1][2]

Core Viewpoint - The A-share listed banks are expected to show overall revenue and net profit growth in the third quarter of 2025, with improvements in asset quality and a narrowing decline in net interest margins [1][2][3]. Group 1: Financial Performance - Huaxia Bank reported operating income of 64.881 billion yuan, a year-on-year decrease of 8.79%, and net profit attributable to shareholders of 17.982 billion yuan, down 2.86%, with a narrowing decline of 5.09 percentage points compared to the first half of the year [1]. - Chongqing Bank achieved operating income of 11.740 billion yuan, a year-on-year increase of 10.40%, and net profit of 5.196 billion yuan, up 10.42% [2]. - Ping An Bank reported operating income of 100.668 billion yuan, a year-on-year decrease of 9.8%, and net profit of 38.339 billion yuan, down 3.5%, with a narrowing decline compared to the first half of the year [2]. Group 2: Market Trends - Ten banks have seen shareholding increases from shareholders and executives this year, indicating a positive outlook for the banking sector amid macroeconomic stabilization and easing monetary policy [3]. - Analysts expect cumulative revenue and net profit for listed banks in the first three quarters of 2025 to grow by 0.4% and 1.1% year-on-year, respectively, driven by a narrowing decline in net interest margins and reduced credit costs [3]. Group 3: Interest Margin Outlook - Zhongtai Securities suggests that the net interest margin for banks may stabilize in the third quarter due to reduced re-pricing pressure on assets and a greater decline in deposit rates compared to the Loan Prime Rate (LPR) [4]. - The projected increase in net interest margin for the third and fourth quarters is 0.7 basis points and 0.3 basis points, respectively, indicating stability in the banking sector [4]. Group 4: Related Stocks - Goldman Sachs reported that the A-shares and H-shares of major banks have recorded absolute returns of 12% and 21% year-to-date, driven by improvements in asset quality and narrowing declines in net interest margins [5]. - Ping An Insurance increased its stake in Postal Savings Bank, acquiring 6.416 million shares at an average price of 5.3638 HKD per share [6].