Group 1 - The city commercial bank sector increased by 0.43% on December 2, with Jiangsu Bank leading the gains [1] - The Shanghai Composite Index closed at 3897.71, down 0.42%, while the Shenzhen Component Index closed at 13056.7, down 0.68% [1] - Jiangsu Bank's closing price was 10.95, reflecting a 1.67% increase, with a trading volume of 1.7435 million shares and a transaction value of 1.897 billion [1] Group 2 - The city commercial bank sector experienced a net outflow of 316 million from institutional funds, while retail investors saw a net inflow of 421 million [2][3] - The trading data for various banks showed mixed performance, with Ningbo Bank declining by 0.69% and Guizhou Bank remaining unchanged [2] - Shanghai Bank had a net outflow of 46.6477 million from institutional funds, while retail investors contributed a net inflow of 2.33839 million [3]

Market Performance - The city commercial bank sector increased by 1.5% on December 1, with Xiamen Bank leading the gains [1] - The Shanghai Composite Index closed at 3914.01, up 0.65%, while the Shenzhen Component Index closed at 13146.72, up 1.25% [1] Individual Bank Performance - Xiamen Bank's closing price was 7.52, with a rise of 5.17% and a trading volume of 366,500 shares, amounting to 272 million yuan [1] - Qilu Bank closed at 6.12, up 3.38%, with a trading volume of 1.26 million shares, totaling 768 million yuan [1] - Nanjing Bank's closing price was 11.85, increasing by 2.42%, with a trading volume of 647,000 shares, amounting to 760 million yuan [1] - Shanghai Bank closed at 10.06, up 1.82%, with a trading volume of 591,800 shares, totaling 593 million yuan [1] - Chengdu Bank's closing price was 17.17, increasing by 1.78%, with a trading volume of 466,800 shares, amounting to 797 million yuan [1] Fund Flow Analysis - The city commercial bank sector experienced a net outflow of 278 million yuan from institutional investors, while retail investors saw a net inflow of 240 million yuan [1] - The table shows various banks' net fund flows, indicating mixed results among different institutions [2]

2025年11月27日，兰州银行（001227）发布公告称，将于2025年12月04日（周四）00:30-02:05进行信用 卡系统升级维护。系统升级维护期间，兰州银行信用卡相关业务将暂停服务。届时，兰州银行将根据实 际情况酌情提前恢复对外服务，尽量缩短业务暂停时间。请您根据自身需要，提前做好资金安排。如有 疑问，可咨询兰州银行客服电话。 ...

Core Viewpoint - Lanzhou Bank's stock price has shown a slight decline, with recent trading data indicating mixed capital flows among different investor categories [1][2]. Group 1: Stock Performance - As of November 28, 2025, Lanzhou Bank's stock closed at 2.36 yuan, down 0.42% with a turnover rate of 0.97% and a trading volume of 408,600 shares, resulting in a transaction value of 96.46 million yuan [1]. - The capital flow data for November 28 shows a net inflow of 2.42% from main funds, while retail investors experienced a net outflow of 4.6% [1][2]. Group 2: Recent Capital Flows - Over the past five days, the stock has seen varying capital flows, with the highest net inflow from main funds recorded on November 25 at 168.26 million yuan, while retail investors consistently showed net outflows [2]. - The detailed capital flow data indicates that on November 27, main funds had a net inflow of 1.48%, and on November 26, it was 3.18% [2]. Group 3: Financial Metrics and Industry Comparison - Lanzhou Bank's total market capitalization is 13.442 billion yuan, with a net asset value of 40.817 billion yuan, ranking 36th and 33rd in the banking industry, respectively [3]. - The bank reported a net profit of 1.504 billion yuan for the first three quarters of 2025, reflecting a year-on-year increase of 0.65%, while its main revenue decreased by 2.14% to 5.923 billion yuan [3]. - The bank's return on equity (ROE) stands at 4.27%, significantly lower than the industry average of 7.96%, indicating a weaker performance relative to peers [3].

Core Viewpoint - The city commercial bank sector experienced a decline of 0.62% on November 28, with Shanghai Bank leading the drop, while the overall stock market showed slight gains [1][2]. Market Performance - The Shanghai Composite Index closed at 3888.6, up 0.34% - The Shenzhen Component Index closed at 12984.08, up 0.85% [1]. Individual Stock Performance - Chongqing Bank: Closed at 11.20, up 0.72%, with a trading volume of 84,100 shares and a turnover of 94.08 million yuan - Xiamen Bank: Closed at 7.15, up 0.56%, with a trading volume of 156,600 shares and a turnover of 112 million yuan - Hangzhou Bank: Closed at 15.59, up 0.13%, with a trading volume of 295,600 shares and a turnover of 461 million yuan - Zhengzhou Bank: Closed at 2.00, unchanged, with a trading volume of 667,700 shares and a turnover of 13.3 million yuan - Nanjing Bank: Closed at 11.57, down 0.09%, with a trading volume of 333,200 shares and a turnover of 38.6 million yuan - Qingdao Bank: Closed at 4.84, down 0.41%, with a trading volume of 332,000 shares and a turnover of 16 million yuan - Changsha Bank: Closed at 9.64, down 0.41%, with a trading volume of 124,200 shares and a turnover of 12 million yuan - Lanzhou Bank: Closed at 2.36, down 0.42%, with a trading volume of 408,600 shares and a turnover of 96.46 million yuan - Xi'an Bank: Closed at 3.83, down 0.52%, with a trading volume of 182,100 shares and a turnover of 6.97 million yuan - Ningbo Bank: Closed at 28.37, down 0.56%, with a trading volume of 195,600 shares and a turnover of 557 million yuan [1][2]. Capital Flow Analysis - The city commercial bank sector saw a net outflow of 379 million yuan from institutional investors, while retail investors contributed a net inflow of 86.74 million yuan [2][3]. - The following stocks had notable capital flows: - Hangzhou Bank: Net inflow of 9.48 million yuan from institutional investors - Qilu Bank: Net inflow of 6.55 million yuan from institutional investors - Suzhou Bank: Net inflow of 6.07 million yuan from institutional investors - Qingdao Bank: Net inflow of 3.22 million yuan from institutional investors - Lanzhou Bank: Net inflow of 2.34 million yuan from institutional investors - Zhengzhou Bank: Net outflow of 0.96 million yuan from institutional investors - Guizhou Bank: Net outflow of 1.41 million yuan from institutional investors - Xi'an Bank: Net outflow of 2.69 million yuan from institutional investors - Nanjing Bank: Net outflow of 9.30 million yuan from institutional investors - Chongqing Bank: Net outflow of 9.87 million yuan from institutional investors [3].

Core Insights - The city commercial bank sector experienced a rise of 0.69% on November 27, with Qingdao Bank leading the gains [1] - The Shanghai Composite Index closed at 3875.26, up 0.29%, while the Shenzhen Component Index closed at 12875.19, down 0.25% [1] Stock Performance Summary - Qingdao Bank (002948) closed at 4.86, up 1.25% with a trading volume of 462,800 shares and a transaction value of 224 million [1] - Hangzhou Bank (600926) closed at 15.57, up 1.24% with a trading volume of 269,400 shares and a transaction value of 417 million [1] - Jiangsu Bank (616009) closed at 10.83, up 1.21% with a trading volume of 1,097,800 shares and a transaction value of 1.179 billion [1] - Chengdu Bank (601838) closed at 17.01, up 1.13% with a trading volume of 394,100 shares and a transaction value of 667 million [1] - Shanghai Bank (601229) closed at 10.01, up 1.11% with a trading volume of 447,500 shares and a transaction value of 445 million [1] - Xiamen Bank (601187) closed at 7.11, up 0.85% with a trading volume of 101,900 shares and a transaction value of 72.116 million [1] - Nanjing Bank (6000009) closed at 11.58, up 0.78% with a trading volume of 294,200 shares and a transaction value of 339 million [1] - Xi'an Bank (600928) closed at 3.85, up 0.52% with a trading volume of 220,500 shares and a transaction value of 84.754 million [1] - Changsha Bank (601577) closed at 9.68, up 0.52% with a trading volume of 137,900 shares and a transaction value of 133 million [1] - Qilu Bank (601665) closed at 5.97, up 0.34% with a trading volume of 401,600 shares and a transaction value of 239 million [1] Capital Flow Analysis - The city commercial bank sector saw a net inflow of 72.7685 million from institutional investors, while retail investors experienced a net inflow of 16.4028 million [2] - The sector faced a net outflow of 89.1713 million from speculative funds [2] Individual Stock Capital Flow - Jiangsu Bank (600919) had a net inflow of 75.1851 million from institutional investors, while it faced a net outflow of 38.3807 million from speculative funds [3] - Shanghai Bank (601229) saw a net inflow of 33.6962 million from institutional investors, with a net outflow of 37.6450 million from speculative funds [3] - Qilu Bank (601665) had a net inflow of 23.2129 million from institutional investors, while it faced a net outflow of 7.1943 million from speculative funds [3] - Chengdu Bank (601838) experienced a net inflow of 21.6104 million from institutional investors, with a significant net outflow of 68.9418 million from speculative funds [3] - Hangzhou Bank (600926) had a net inflow of 17.6667 million from institutional investors, while it faced a net outflow of 41.0399 million from speculative funds [3]

证券日报网讯兰州银行（001227）11月27日在互动平台回答投资者提问时表示，公司股东大会已授权董 事会制定2025年中期利润分配方案，分红的相关工作正积极推进中，具体请以公司发布的公告为准。 ...

Core Viewpoint - Lanzhou Bank has actively returned value to investors since its listing, with a cash dividend ratio exceeding 30% annually and a total cash dividend of 2.398 billion yuan, which is 1.18 times the funds raised during the listing, resulting in a dividend yield of around 4% [1] Summary by Categories Dividend Policy - The bank's board has been authorized to formulate the mid-term profit distribution plan for 2025, with related dividend work actively progressing [1] Financial Performance - The cumulative cash dividends amount to 2.398 billion yuan, which is 1.18 times the amount raised during the bank's initial public offering [1]

11月21日，由第一财经主办的"2025第一财经金融价值年会"在上海举行。本届年会以"突破·韧性·跃 迁"为主题，聚焦中国金融行业的前瞻性变革，并构建金融话语平台，同时现场揭晓2025年度"第一财经 金融价值榜"获奖榜单。凭借在绿色金融领域的创新实践与卓越表现，兰州银行荣膺年度"最佳绿色金融 践行机构"奖项。 第一财经金融价值榜（CFV）峰会是由中国权威财经媒体集团第一财经打造的年度金融评选品牌。作为 最具影响力和权威性的金融评选项目之一，CFV已连续举办19届，广受业界关注。本次价值榜评选聚集 智库和专家力量，权威客观地反映中国金融行业公司与产品价值，形成学术界、商业界和媒体界认可的 金融价值评估标准，为行业提供具有导向性的竞争力排名。 2023年中央金融工作会议明确提出，要做好科技金融、绿色金融、普惠金融、养老金融和数字金融五篇 大文章。近年来，兰州银行坚持把"绿色化"写入战略主线，以金融之力推动区域经济的绿色低碳转型， 在甘肃生态保护、清洁能源发展、产业结构优化等方面持续发挥金融支撑作用，形成了可复制、可推广 的绿色金融实践样本。 绿色金融战略体系扎实落地：从治理到产品的全链条建设 围绕国家"双碳"目标 ...

Core Viewpoint - The article highlights the recognition of Lanzhou Bank as the "Best Green Finance Practicing Institution" at the 2025 First Financial Value Annual Conference, emphasizing its innovative practices in green finance and its role in promoting regional economic transformation towards a low-carbon model [1][2]. Group 1: Green Finance Strategy - Lanzhou Bank has integrated "green" into its strategic framework, focusing on green finance as a key area for development, optimizing organizational structure, business processes, and resource allocation to support high-quality growth [5][6]. - The bank has established a comprehensive mechanism for promoting green finance, ensuring that green standards and environmental risk assessments are embedded in project approval and management processes [5][6]. Group 2: Financial Support and Growth - The scale of green loans at Lanzhou Bank has seen significant growth, with the balance increasing from 4.88 billion yuan in 2021 to 18.197 billion yuan by September 2025, representing a 273% increase over four years [6]. - The bank has actively supported 78 green projects with a total of 9.855 billion yuan in green loans, making green finance a crucial element in optimizing the bank's credit structure [6]. Group 3: Carbon Reduction Initiatives - Lanzhou Bank has utilized carbon reduction support tools to issue loans totaling 289 million yuan, achieving a weighted average interest rate of 3.6%, which resulted in an annual carbon reduction of 104,200 tons of CO2 equivalent [7]. - The bank's initiatives have notably supported projects like waste heat recovery, contributing to cost reduction and efficiency improvements for enterprises while aiding regional energy structure optimization [7]. Group 4: Support for Renewable Energy - As a key player in supporting the renewable energy sector in Gansu, Lanzhou Bank has provided 2.739 billion yuan in credit to nine renewable equipment manufacturing companies, enhancing financing efficiency through a comprehensive service model [9]. - The bank has facilitated significant projects, including a 600 million yuan loan for a solar technology company and a 700 million yuan loan for an energy storage system production line, demonstrating its commitment to rapid project implementation [9]. Group 5: Future Directions - Moving forward, Lanzhou Bank aims to deepen innovation in green finance products and services, enhance the identification of green projects, and improve environmental risk management capabilities [10]. - The bank is committed to building a replicable green finance development model that supports regional characteristics and contributes to China's modernization efforts [10].