A股上市银行今年上半年经营情况如何？ 据记者初步统计，截至今年8月初，已有12家A股上市银行披露业绩快报（未经审计），披露主体目前 均为城商行和农商行。从已披露的数据来看，银行业绩表现亮眼，归母净利润均较去年同期实现两位数 增长，且有多家银行同比增长超30%。 光大银行金融市场部宏观研究员周茂华表示，介于二季度遭遇了散发疫情的冲击，银行如果有两位数的 利润增长，则表明银行的经营和盈利性相当有韧性。 对于银行下半年经营情况，周茂华表示，虽然二季度的散发疫情波及面比较广，但对银行的影响整体可 控，加之上半年出台的政策，其效果也会在下半年逐渐显现，因此对银行下半年的经营"整体保持乐 观"。 营收、净利润齐增长 据记者统计，已披露中期快报的银行营业收入和归母净利润均实现双增长。城商行阵营中的江苏银行、 南京银行、杭州银行营收超百亿元，分别为351.07亿元、235.32亿元、172.95亿元，位居前三位。江苏 银行、南京银行的净利润超百亿元，分别为133.8亿元、101.5亿元，同比增长31.81亿元、16.96亿元。 总体来看，12家银行净利润同比增幅均超10%，其中张家港行、苏州银行、江阴银行等6家银行同比增 速 ...

2023年银行春招已全面拉开帷幕。从多家银行近日发布的招聘公告不难看出，金融科技复合型人才 依然是银行机构争抢的"香饽饽"；同时，银行纷纷对人工智能相关技术人才抛出"橄榄枝"。 "以ChatGPT为代表的AIGC（利用人工智能技术生成内容）持续推高AI相关人才热度。"高端人才 猎寻机构CGL数字金融合伙人钱晗表示。目前云计算、大数据、AI、隐私计算、算法等领域的科技人 才是金融机构争夺的重要方向，其中对AI领域人才的需求更大。 梳理发现，目前已有交通银行、招商银行、上海银行、宁波银行等超10家银行最新发布了招聘公 告。与往年相比，今年部分银行还设置了特殊人才招聘专场。例如，兴业银行发布的招聘公告显示，招 聘总行管理培训生，包括FinTech（金融科技）方向业务类及FinTech方向科技类；三湘银行在校招中推 出了金融科技人工智能方向储备生计划，旨在培养银行业优秀的金融科技专家型人才，职位方向包括运 维开发、数据分析等。 或许也基于近期ChatGPT的大火，多家银行在招聘公告中特别注明了对人工智能相关技术人才的需 求。比如，交通银行在其IT系统管理岗位招聘公告中表示，该岗位工作内容之一是负责协助跟踪大数 据、人 ...

经济观察网宁波银行（002142）董事会于8月11日发布公告，宣布已全额赎回2020年8月发行的100亿元 二级资本债券。根据募集条款，该债券设有发行人赎回选择权，宁波银行于第5个计息年度末(2025年8 月10日)行使权利，按面值完成赎回。(编辑胡群) ...

宁波银行股份有限公司董事会 证券代码：002142 证券简称：宁波银行 公告编号：2025-026 优先股代码：140001、140007 优先股简称：宁行优01、宁行优02 2025 年 8 月 12 日 宁波银行股份有限公司 1 关于赎回二级资本债券的公告 本公司及董事会全体成员保证信息披露内容的真实、准确和完整， 没有虚假记载、误导性陈述或重大遗漏。 2020 年 8 月，宁波银行股份有限公司（以下简称"公司"）发 行了规模为人民币 100 亿元的二级资本债券（以下简称"本期债 券"）。根据本期债券募集说明书中的相关规定，本期债券设有发行 人赎回选择权，公司有权在本期债券第 5 个计息年度的最后一日 （即 2025 年 8 月 10 日），按面值赎回本期债券。 截至本公告日，公司已行使赎回权，全额赎回了本期债券。 特此公告。 ...

Core Viewpoint - The article discusses the recent trends in bank stock buybacks, highlighting that several banks are adjusting their buyback plans due to rising stock prices, indicating strong market confidence in the banking sector [1][3][4]. Group 1: Bank Buyback Plans - Chengdu Bank announced an extension of its buyback plan until April 9, 2026, due to its stock price exceeding the previously set upper limit [1][3]. - The adjusted buyback plan for Chengdu Bank includes a total investment of no less than 700 million yuan and no more than 1.4 billion yuan, with no price limit set for the buyback [3]. - Huaxia Bank plans to initiate a buyback of at least 30 million yuan starting from April 11, 2025, with the buyback subject to market conditions [4]. Group 2: Bank Performance Reports - Changshu Bank reported a 10.10% increase in revenue to 6.062 billion yuan and a 13.51% rise in net profit to 1.969 billion yuan for the first half of 2025 [8]. - As of June 30, 2025, Changshu Bank's total assets reached 401.227 billion yuan, a 9.45% increase year-on-year, with a non-performing loan ratio of 0.76% [8]. - Other banks, including Pudong Development Bank and Hangzhou Bank, have also reported positive performance, with Hangzhou Bank achieving a 16.67% increase in net profit [9][10]. Group 3: Market Sentiment and Trends - Data from Tonghuashun indicates that eight listed banks have received shareholder buybacks or are planning to do so this year, reflecting strong market enthusiasm for bank stocks [6]. - Analysts predict that while retail non-performing loans will remain high in the second half of 2025, quality banks will begin to clear their non-performing assets first [12].

Group 1 - Chengdu Bank announced an extension of its share buyback plan until April 9, 2026, due to its stock price consistently exceeding the previously set upper limit [1][2] - The adjusted buyback plan will involve a total investment of no less than 700 million yuan and no more than 1.4 billion yuan, with specific amounts allocated to Chengdu Industrial Capital Group and Chengdu Xintianyi [2] - The original price limit for the buyback has been canceled, allowing for flexibility based on market conditions [2] Group 2 - Huaxia Bank plans to have its directors and senior management voluntarily increase their holdings by at least 30 million yuan starting April 11, 2025, although the plan has not yet been implemented due to market fluctuations [3] - The bank emphasizes that the funds for the buyback will come from its own resources, mitigating any funding risk [3] - In addition to Chengdu and Huaxia Banks, eight other listed banks have also seen shareholder buybacks or plans for buybacks this year, indicating strong market interest in bank stocks [3] Group 3 - Changshu Bank reported a 10.10% year-on-year increase in revenue for the first half of 2025, reaching 6.062 billion yuan, and a 13.51% increase in net profit to 1.969 billion yuan [4] - As of June 30, 2025, Changshu Bank's total assets grew by 9.45% to 401.227 billion yuan, with total liabilities increasing by 9.93% [4] - The bank's non-performing loan ratio was 0.76%, a slight decrease from the previous year, while the provision coverage ratio was 489.53% [4] Group 4 - Shanghai Pudong Development Bank reported a 2.62% increase in revenue for the first half of 2025, totaling 90.559 billion yuan, and a 10.19% increase in net profit to 29.737 billion yuan [5] - The non-performing loan ratio for the bank was 1.31%, showing a slight decrease, while the provision coverage ratio increased by 7.01% [5] Group 5 - Hangzhou Bank reported a 5.83% increase in total assets to 2.24 trillion yuan, with a net profit of 11.662 billion yuan, reflecting a 16.67% year-on-year growth [6] - The bank maintained a non-performing loan ratio of 0.76% and a provision coverage ratio of 520.89% as of June 30, 2025 [6] Group 6 - Qingdao Bank reported a 7.50% increase in revenue for the first half of 2025, reaching 7.662 billion yuan, with a net profit growth of 16.05% [7] - Qilu Bank's revenue increased by 5.76% to 6.782 billion yuan, with a net profit growth of 16.48% [7] - Ningbo Bank reported a 7.91% increase in revenue, totaling 37.16 billion yuan, with a non-performing loan ratio of 0.76% [7] Group 7 - Analysts predict that retail non-performing loans will remain high until the second half of 2026, but quality banks may see an earlier resolution of their non-performing assets [8] - Some quality regional banks are expected to stabilize their net interest margins due to a narrowing decline in new loan rates and a favorable deposit structure [8]

从资金流向上来看，当日城商行板块主力资金净流入1.2亿元，游资资金净流入6248.1万元，散户资金净 流出1.83亿元。城商行板块个股资金流向见下表： 证券之星消息，8月11日城商行板块较上一交易日下跌1.12%，宁波银行领跌。当日上证指数报收于 3647.55，上涨0.34%。深证成指报收于11291.43，上涨1.46%。城商行板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 001227 | 兰州银行 | 2.48 | 0.00% | 76.95万 | 1.91亿 | | 601665 | 齐鲁银行 | 6.11 | 0.00% | 65.11万 | 4.00亿 | | 601577 | 长沙银行 | 10.20 | 0.00% | 24.55万 | 2.50亿 | | 002936 | 郑州银行 | 2.09 | -0.48% | 89.92万 | 1.88亿 | | 600928 | 西安银行 | 3.87 | -0.77% | 20.92万 | 8086.88万 ...

中经财富是《中国经营报》旗下专注于银行板块、投资理财的媒体平台。让投资变简单，让您的财富天天升值！ 8月8日，常熟农商行发布A股上市银行首份2025年半年报。此外，近期浦发银行、宁波银行、青岛银行、齐鲁银行、杭州银行陆续披露2025年半年度业绩 快报，整体业绩表现亮眼。 《中国经营报》记者注意到，上述银行资产规模与营业收入均实现双增长。其中5家银行归属于母公司股东的净利润同比增幅超过10%。 谈到银行营业收入增长的原因，兴业研究高级研究员吕思聪分析主要有两方面：一是存款利率下降带动负债成本率下降；二是资本市场回暖带动财富管理 相关中间业务收入增长。2024年下半年至2025年一季度，全国性银行业中间业务收入同比增速逐季回升。2025年上半年资本市场活跃度不断上升、居民风 险偏好边际修复等多重利好因素叠加下，银行中间业务收入增速将不断修复。 展望下半年，分析人士认为，银行将大力支持实体经济增长，贷款和存款继续驱动资产和负债规模增长，信贷结构进一步优化，新增信贷更多投向新质生 产力领域；利息收入方面，净息差仍是关键变量，非息收入面临结构性机遇，银行理财、财富管理、投资业务收入仍有增长空间。 资产扩张稳健资产质量持 ...

2025年8月7日，宁波金融监管局发布批复称，《关于宁波银行（002142）股份有限公司江山万里社区支 行终止营业的请示》（甬银总〔2025〕185号）收悉。经审核，现批复如下： 一、同意宁波银行股份有限公司江山万里社区支行终止营业。 二、接此批复文件后，宁波银行股份有限公司江山万里社区支行应立即停止一切经营活动，于15个工作 日内向宁波金融监管局缴回许可证，并按照有关法律法规要求办理相关手续。 三、宁波银行股份有限公司江山万里社区支行应做好对社会公众的公告、解释工作，明确告知该机构终 止营业后业务归并至宁波银行股份有限公司首南支行、宁波银行股份有限公司孔雀社区支行(宁波银行 股份有限公司首南支行、宁波银行股份有限公司孔雀社区支行地址、电话应一并告知)，确保各项业务 平稳、有序开展。涉及工商、税务登记变更等法定程序的，宁波银行应在完成相关变更手续后1个月内 向宁波金融监管局报告。 ...

Core Insights - The banking sector has shown robust performance in the first half of 2025, with several banks reporting significant growth in both asset size and operating income, with net profits for five banks increasing by over 10% year-on-year [1][2] Group 1: Financial Performance - Shanghai Pudong Development Bank reported an operating income of 90.559 billion yuan, a year-on-year increase of 2.62%, and a net profit of 29.737 billion yuan, up 10.19% [2] - Qingdao Bank's total assets reached 743.028 billion yuan, growing by 7.69% compared to the end of the previous year, with a net profit of 3.065 billion yuan, reflecting a 16.05% increase [2] - The asset quality of multiple banks remains stable, with Shanghai Pudong Development Bank's non-performing loan (NPL) balance decreasing by 608 million yuan, resulting in an NPL ratio of 1.31%, down 0.05 percentage points from the end of the previous year [2][3] Group 2: Market Conditions and Revenue Drivers - The growth in bank operating income is attributed to two main factors: a decline in deposit rates leading to lower funding costs, and a recovery in the capital markets boosting income from wealth management and other intermediary services [1][4] - The capital market's recovery has enhanced the attractiveness of bank wealth management products, contributing to increased non-interest income [4][5] - Analysts expect that as the market stabilizes and the impact of previous fee adjustments diminishes, banks will see a recovery in fee and commission income, particularly from wealth management services [5] Group 3: Future Outlook - Looking ahead, banks are expected to continue supporting economic growth, with loan and deposit activities driving asset and liability growth, and a focus on optimizing credit structures [1][6] - Despite facing some downward pressure on net interest margins, banks are likely to stabilize these margins through measures such as lowering deposit rates and managing high-interest deposits [6]