Bank of Ningbo(002142)

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鹏华产业升级混合A,鹏华产业升级混合C: 鹏华产业升级混合型证券投资基金2025年第2季度报告
Zheng Quan Zhi Xing· 2025-07-18 01:42
鹏华产业升级混合型证券投资基金 基金管理人:鹏华基金管理有限公司 基金托管人:宁波银行股份有限公司 报告送出日期:2025 年 7 月 18 日 鹏华产业升级混合 2025 年第 2 季度报告 §1 重要提示 基金管理人的董事会、董事保证本报告所载资料不存在虚假记载、误导性陈述或重大遗漏, 并对其内容的真实性、准确性和完整性承担个别及连带的法律责任。 基金托管人宁波银行股份有限公司根据本基金合同规定,于 2025 年 07 月 17 日复核了本报告 中的财务指标、净值表现和投资组合报告等内容,保证复核内容不存在虚假记载、误导性陈述或 者重大遗漏。 基金管理人承诺以诚实信用、勤勉尽责的原则管理和运用基金资产,但不保证基金一定盈利。 基金的过往业绩并不代表其未来表现。投资有风险,投资者在作出投资决策前应仔细阅读本 基金的招募说明书及其更新。 本报告中财务资料未经审计。 本报告期自 2025 年 04 月 01 日起至 2025 年 06 月 30 日止。 §2 基金产品概况 基金简称 鹏华产业升级混合 基金主代码 011568 基金运作方式 契约型开放式 基金合同生效日 2021 年 9 月 2 日 报告期末基金 ...
银行行业今日净流出资金8.86亿元 农业银行等9股净流出资金超5000万元
Zheng Quan Shi Bao Wang· 2025-07-17 13:36
沪指7月17日上涨0.37%,申万所属行业中,今日上涨的有25个,涨幅居前的行业为国防军工、通信, 涨幅分别为2.74%、2.41%。跌幅居前的行业为银行、交通运输,跌幅分别为0.42%、0.39%。银行行业 位居今日跌幅榜首位。 资金面上看,两市主力资金全天净流入116.62亿元,今日有15个行业主力资金净流入,计算机行业主力 资金净流入规模居首,该行业今日上涨1.33%,全天净流入资金52.02亿元,其次是电子行业,日涨幅为 2.18%,净流入资金为44.55亿元。 (文章来源:证券时报网) | 代码 | 简称 | 今日涨跌幅(%) | 今日换手率(%) | 主力资金流量(万元) | | --- | --- | --- | --- | --- | | 601288 | 农业银行 | -0.49 | 0.13 | -10673.12 | | 600919 | 江苏银行 | 0.17 | 0.52 | -9684.30 | | 002142 | 宁波银行 | -0.30 | 0.28 | -8155.28 | | 601665 | 齐鲁银行 | -0.49 | 1.68 | -7482.44 | | 6016 ...
星巴克变瑞幸、贵宾厅取消,银行的“羊毛”不好薅了|巴伦精选
Tai Mei Ti A P P· 2025-07-16 14:08
Group 1 - The core viewpoint of the articles highlights a significant reduction in credit card benefits across various banks, driven by cost pressures and a shift in the banking industry's strategy towards high-value customers [1][3][4] - The changes in benefits have led to customer dissatisfaction, with many users expressing their frustration on social media and even canceling their cards [5][6] - The credit card market is entering a phase of stock competition, with many banks experiencing negative growth in card issuance and a decline in transaction volumes [4][6] Group 2 - Banks are facing cost pressures due to narrowing interest margins, declining transaction amounts, and rising customer acquisition costs, prompting a need for efficiency [3][4] - The reduction in benefits is seen as a short-term cost-cutting measure, but it risks losing high-net-worth customers who are sensitive to service quality [5][6] - To retain high-value clients, banks are encouraged to offer personalized services and higher-yield products, moving away from traditional benefits [6][7] Group 3 - The industry is transitioning towards "data-driven services and scenario-based benefits," with banks innovating through co-branded cards and tailored offerings to enhance customer loyalty [7][8] - By leveraging big data, banks can provide customized products and services, increasing credit card usage frequency and overall customer satisfaction [8]
宁波银行(002142) - 2025年7月16日投资者关系活动记录表
2025-07-16 09:02
编号:2025-25 | 投资者关系活动 | 特定对象调研 □分析师会议 | | --- | --- | | 类别 | □媒体采访 □业绩说明会 | | | □新闻发布会 □路演活动 | | | □现场参观 □其他: | | | 公司投关团队; | | 活动参与人员 | Aspoon Capital Chenyi Huang、Capital Feiyu Shang、Ci Financial Phoebe Hong、 | | | Dymon Irene Zhou、Hao Capital Elsa Wang、North Rock Capital Hu Shen、 | | | Point72 Zining Wang | | 时间 | 年 月 日下午 2025 7 16 | | 地点 | 公司总部大厦 | | 形式 | 现场会议 | | | 1、请问公司如何在行业竞争中取得优势? | | | 答:公司坚持差异化的经营策略,主动适应经营环境变化,持续积累差异化 | | | 的比较优势,推动银行高质量发展:一是深化经营主线,推动持续发展;二 | | | 是强化专业经营,夯实核心优势;三是加快科技转型,赋能经营管理;四 ...
银行股息率即将显著提升
2025-07-16 06:13
各位投资者朋友大家下午好我是华安特略组分析师陈博近期市场对于银行板块关注度很高我们希望从多个角度对银行上涨的逻辑支撑然后未来的持续性角度对其做出一些详细的拆解所以我们未来会推出围绕银行多个问题探讨的系列报告那么我们将这个系列报告命名为银行放大镜系列今天给大家汇报该系列的第一篇报道银行股市率即将显著提升 这份报告主要是为了要探讨未来半年左右银行板块补息率的潜在变动幅度以及变化的时间节点那么核心结论是我们在转中期内仍然看好银行板块补息率整体维持在5%左右的一个水平并且有一个较强的支撑性那么接下来我们会从银行的主要分红方式银行的分红时间然后分红对补息率的具体影响三个方面进行拆解那么首先 我们从银行的派系方式去给大家做一个讲解通常来说上市公司分红有两种形式一种是发放现金股利的方式那么另外一种是股票股利比如说手上持有多少股然后以增发多余的股票为主那么上市公司其实可以根据实际情况选择其中的一种或者同时使用两种方式进行分红 那么我们其实可以看到就是从2022年到2024年银行公布的中报和年报中间实际上在42家A股上市银行中只有郑州银行在2023年采用了一次美股转赠的方式进行分红那么其余所有的上市银行的分红方式都是以派系为主 ...
新疆前海联合基金管理有限公司关于以通讯方式召开新疆前海联合添泽债券型证券投资基金基金份额持有人大会的第一次提示性公告
Zhong Guo Zheng Quan Bao - Zhong Zheng Wang· 2025-07-16 03:38
Meeting Overview - The meeting will be held via communication method to protect the interests of fund shareholders [2][4] - Voting period is from July 19, 2025, to August 14, 2025, at 17:00 [2][5] - The counting date for votes is August 15, 2025 [3] Voting Process - Voting will be conducted through written paper ballots only [6] - Shareholders must submit their completed ballots to the fund management company by the specified deadline [10][11] - Each fund share grants one voting right [12] Shareholder Rights - The rights registration date is July 18, 2025, and only registered shareholders can participate in the voting [5] - Shareholders who apply for subscription on the registration date will not have voting rights, while those who apply for redemption will retain their voting rights [5] Proposal Details - The main agenda is to discuss the continuous operation of the Xinjiang Qianhai United Tianze Bond Fund [4][21] - The proposal requires approval from more than half of the voting rights represented at the meeting [20][21] Additional Information - The meeting is organized by Xinjiang Qianhai United Fund Management Co., Ltd. [18] - The custodian bank is Ningbo Bank Co., Ltd. [18] - The notary agency is Baoan Notary Office in Shenzhen [18]
“红利雨”来了!上市银行分红哪家强:真土豪还是“铁公鸡”
Nan Fang Du Shi Bao· 2025-07-16 02:16
Core Viewpoint - A significant number of listed banks in China are distributing cash dividends, with 37 out of 42 A-share listed banks having completed their annual dividend distributions by July 16, 2024, totaling 632.6 billion yuan, marking a 3.1% increase year-on-year [2][5][11]. Dividend Distribution - The total cash dividends distributed by 42 A-share listed banks for 2024 amount to 632.6 billion yuan, with Industrial and Commercial Bank of China (ICBC) and China Construction Bank (CCB) leading with 109.77 billion yuan and 100.75 billion yuan respectively [2][5][7]. - Notably, Zhengzhou Bank has the lowest total dividend of 18.2 million yuan, with a dividend rate of only 9.69%, the lowest among the listed banks [2][6][11]. Timing of Dividend Payments - Several banks, including SPDB and Ningbo Bank, have advanced their dividend payment dates, with SPDB distributing dividends on July 16 and Ningbo Bank distributing 5.943 billion yuan [3][4]. - Traditionally, annual dividends are distributed between June and July, but this year, four state-owned banks completed their distributions earlier, in April and May [4][5]. Year-on-Year Comparison - Among the 42 listed banks, only three banks saw a decline in their total dividend amounts compared to 2023: Zhejiang Commercial Bank, Minsheng Bank, and Ping An Bank, with declines of 4.88%, 11.11%, and 15.44% respectively [9][10]. - Conversely, 34 banks experienced an increase in their dividend amounts, with the highest growth seen in Zhengzhou Bank, which had no dividends in 2023 but distributed 18.2 million yuan in 2024 [9][10]. Future Dividend Plans - Many banks have outlined their cash dividend targets for 2025, with plans to distribute at least 30% of their net profits as cash dividends annually [12].
“红包雨”来了!30余家上市行年度分红“到账”,哪家出手最阔绰?
Xin Lang Cai Jing· 2025-07-16 00:40
Core Viewpoint - A-share listed banks are experiencing a peak in dividend distribution for the 2024 fiscal year, with over thirty banks having completed their annual dividends and several others announcing dividend implementation plans [1][3][4]. Group 1: 2024 Annual Dividends - The Industrial and Commercial Bank of China (ICBC) leads with a total cash dividend of approximately 109.77 billion yuan for the previous year [3][4]. - The six major state-owned banks have collectively distributed over 420 billion yuan in dividends for 2024, with ICBC, China Construction Bank, Agricultural Bank of China, and Bank of China being the top contributors [4][6]. - Other banks such as China CITIC Bank and Beijing Bank have also announced significant cash dividends, with CITIC Bank distributing around 19.46 billion yuan [4][5]. Group 2: 2025 Mid-Year Dividend Plans - Several banks, including China Merchants Bank and Hangzhou Bank, have initiated plans for mid-year dividends in 2025, aiming to enhance investor returns [1][8][10]. - The focus on mid-year dividends is seen as a strategy to improve liquidity and provide more consistent cash flow to investors, which may support long-term stock price appreciation [10]. - Banks like Su Nong Bank and Changsha Bank have expressed intentions to implement mid-year dividend plans based on their financial performance and regulatory requirements [8][9]. Group 3: Stock Performance and Market Trends - The banking sector has shown strong performance in the A-share market, with several banks achieving significant stock price increases in the first half of the year [12][13]. - The overall dividend yield of the banking sector remains attractive, particularly in a low-interest-rate environment, making it appealing for long-term investors [10][13]. - Some banks have faced challenges in executing share buyback plans due to stock price fluctuations, indicating a cautious approach to capital management [11][14].
中央汇金控股或重仓的二十六家A股大金融类上市公司全透析
Sou Hu Cai Jing· 2025-07-15 05:41
Core Viewpoint - Central Huijin Investment Co., Ltd. plays a crucial role in promoting the reform of major financial institutions and maintaining financial stability in China through capital injection and equity management [1] Group 1: A-share Banking Listed Companies - Industrial and Commercial Bank of China (ICBC) is the largest commercial bank globally, with a registered capital of 356.406 billion yuan and a market-leading position in corporate banking [3] - Agricultural Bank of China (ABC) has a strong presence in rural finance, with a registered capital of 349.983 billion yuan, and plays a vital role in the rural revitalization strategy [6] - Bank of China (BOC) is the oldest bank in China with a focus on foreign exchange and cross-border financial services, having a registered capital of 294.388 billion yuan [9] - China Construction Bank (CCB) excels in infrastructure financing and housing finance, with a registered capital of 250.011 billion yuan [12] - China Everbright Bank focuses on traditional banking services and has expanded into wealth management and consumer finance, with a registered capital of 59.086 billion yuan [14] Group 2: A-share Insurance Listed Companies - Ping An Insurance is the largest comprehensive financial services group in China, with a registered capital of 18.21 billion yuan, offering a wide range of financial products [27] - China Life Insurance is a leading state-owned life insurance company with a registered capital of 28.265 billion yuan, focusing on traditional life and health insurance products [29] - New China Life Insurance is recognized for its high-value business transformation, with a registered capital of 3.12 billion yuan, emphasizing health insurance growth [31] Group 3: A-share Securities Listed Companies - China International Capital Corporation (CICC) is the first Sino-foreign joint investment bank in China, with a registered capital of 4.827 billion yuan, focusing on high-net-worth clients [33] - Shenwan Hongyuan is a comprehensive securities company formed by the merger of two historical firms, with a registered capital of 25.04 billion yuan [35] - China Galaxy Securities has a strong presence in brokerage and asset management, with a registered capital of 10.934 billion yuan [41] Group 4: A-share Internet Financial Listed Companies - Eastmoney Information is a leading internet financial service platform in China, with a registered capital of 15.786 billion yuan, excelling in securities and fund sales [61] Group 5: A-share Diversified Financial Listed Companies - Zhejiang Dongfang has licenses in trust, futures, and insurance, with a registered capital of 3.415 billion yuan, focusing on digital transformation [63] - Shaanxi Guotou A is the first company in Northwest China to conduct comprehensive trust business, with a registered capital of 5.114 billion yuan [65] Group 6: Strategic Positioning - Central Huijin holds or heavily invests in 26 major financial listed companies, enhancing industry resource allocation and concentration, which is expected to boost stock prices and valuations [67]
中小商家在宁波及周边融资,这家银行为何被AI列为最优选?
Sou Hu Cai Jing· 2025-07-15 01:21
Core Viewpoint - Ningbo Bank is recommended as the top choice for small and medium-sized enterprises (SMEs) in Ningbo and the Yangtze River Delta region seeking efficient and cost-effective financing solutions [2][3][8]. Group 1: Recommendations and Reasons - DeepSeek identified Ningbo Bank as the leading local bank for SMEs in the Ningbo area, emphasizing its understanding of local business needs [3][4]. - Seven key reasons for recommending Ningbo Bank include its deep regional engagement, expertise in microfinance, flexible financing solutions, and a comprehensive product system [4][5]. - The bank offers a variety of financing products such as credit loans, mortgage loans, supply chain finance, and international business financing, catering to diverse business needs [4][5]. Group 2: Service Efficiency and Technology - Ningbo Bank is noted for its rapid loan approval processes and online application features, which enhance customer experience and reduce financing costs [5][6]. - The bank utilizes advanced technology and digital platforms to streamline the loan application and approval process, achieving T+0 approval and T+1 disbursement [6][8]. - It is recognized as a leader in financial technology, employing big data and AI to improve risk management and service efficiency [6][9]. Group 3: Market Position and Client Feedback - Ningbo Bank has a strong reputation among SMEs for its service efficiency, professional client managers, and high satisfaction with online experiences [9][10]. - The bank's innovative product offerings are tailored to meet the evolving needs of the market, including financing for cross-border e-commerce and technology-driven enterprises [10]. - With a robust risk control system, Ningbo Bank maintains a good asset quality while providing efficient services [10]. Group 4: Future Outlook - As the integration of the Yangtze River Delta accelerates, the financial needs of SMEs are expected to become more diversified and refined, positioning Ningbo Bank to strengthen its leadership in microfinance [10]. - The bank's focus on supply chain finance, cross-border finance, and technology finance is anticipated to provide broader development opportunities for regional SMEs [10].