Bank of Ningbo(002142)

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与“宁”同行十八载,共绘浦江新篇章 ——写在宁波银行上海分行 18 周年行庆之际
Di Yi Cai Jing· 2025-05-16 02:39
Core Viewpoint - Ningbo Bank Shanghai Branch has been committed to serving the local economy and supporting innovation and small enterprises over the past 18 years, aligning its strategies with the development of Shanghai as an international financial center [1][12]. Group 1: Support for Technology and Innovation - The bank has established a Technology Innovation Approval Center and a team of 100 experts to provide comprehensive financial support for technology enterprises throughout their lifecycle, issuing loans totaling 46.1 billion yuan to 1,140 tech companies in 2024 [2]. - The "Technology Loan" and "Talent Loan" products assist startups, while "Growth Loan" and "Partner Loan" support growing companies, and mature firms receive acquisition loans and bond underwriting services [2]. Group 2: Inclusive Finance for Small and Micro Enterprises - The bank has developed various financial products like "Fast Approval Fast Loan" and "No Principal Renewal Loan" to address the urgent financing needs of small and micro enterprises, providing over 20 billion yuan in inclusive loans in 2024 [5]. - The implementation of a no-principal renewal loan policy has helped 418 enterprises save over 100 million yuan in financing costs, ensuring the stability of their cash flow [5]. Group 3: Digital Transformation and Future Banking - The bank is advancing its digital transformation by offering integrated financial services through platforms like "Treasury Manager" and "Foreign Exchange Manager," serving over 1,000 corporate clients with an annual transaction volume exceeding 15 trillion yuan [7]. - The "Beautiful Life" service platform has distributed over 290,000 coupons to 380,000 residents, integrating financial services into daily life [7]. Group 4: Commitment to Social Responsibility - The bank actively supports the development of the Yangtze River Delta and the Shanghai Free Trade Zone, providing cross-border financing exceeding 1.1 billion USD to 263 enterprises in 2024 [8]. - It focuses on serving private enterprises by offering tailored financial services to meet their diverse needs [8]. Group 5: Future Outlook - The bank aims to enhance its professional, digital, platform, and international strategies, positioning itself as a financial partner that helps clients find and save money while supporting employees' well-being [11][12]. - As it celebrates its 18th anniversary, the bank is poised to leverage opportunities in Shanghai's financial landscape, continuing its commitment to innovation and practical service [11][12].
今日看点|自然资源部将举行5月例行新闻发布会
Jing Ji Guan Cha Wang· 2025-05-16 00:56
Group 1 - The Ministry of Natural Resources will hold a press conference on May 16 to discuss the role of land spatial planning in promoting high-quality urban development [2] - The 2025 Data Security Development Conference will take place from May 16 to 18 in Zhejiang, focusing on marketization of data elements and data security driven by AI [3] - A total of 12 companies will have their restricted shares unlocked today, with a total unlock volume of 116 million shares, amounting to a market value of 2.325 billion yuan [4] Group 2 - 34 companies have disclosed their stock repurchase progress, with 4 companies announcing new repurchase plans and 17 companies having their plans approved by shareholders [5] - The People's Bank of China will have 77 billion yuan of 7-day reverse repos maturing today, with an operation rate of 1.4% [5] - Upcoming data releases include the annualized new housing starts in the US for April and the seasonally adjusted trade balance for the Eurozone for March [6]
银行板块A股市值创出历史新高,银行ETF天弘(515290)涨超1%,冲击6连涨,宁波银行涨超3%
2 1 Shi Ji Jing Ji Bao Dao· 2025-05-14 06:04
Group 1 - The core viewpoint of the articles highlights the strong performance of the banking sector, with significant increases in stock prices and market capitalization, indicating a bullish trend in the industry [1][2] - The bank ETF Tianhong (515290) has shown a continuous upward trend, with a 1.05% increase and a potential for a sixth consecutive day of gains, reflecting investor confidence in the banking sector [1] - The total market capitalization of the banking sector reached a historical high of 99,746 billion yuan, with major banks like Industrial and Commercial Bank of China and Agricultural Bank of China leading in market value [1] Group 2 - According to Zhongtai Securities, the performance of listed banks is expected to remain stable throughout the year, with easing pressure on interest margins and manageable income pressures [2] - Dongfang Securities notes that recent public fund reforms and supportive fiscal policies are likely to enhance bank performance and provide a favorable environment for credit growth, benefiting the banking sector [2] - The banking sector is anticipated to see improvements in asset quality by 2025, supported by government policies and a reduction in risks associated with real estate and local investments [2]
中小银行开启数字化转型“加速跑” 科技人才加速引进 AI大模型应用全面开花
Jin Rong Shi Bao· 2025-05-13 03:11
从ChatGPT到DeepSeek,近年来,AI大模型的相继问世,正在影响着商业银行的数字化发展策略。 《金融时报》记者梳理上市银行年报时发现,2024年,在国有大行金融科技发展"放慢脚步"的同时,中 小银行却未曾停下数字化转型的步伐。 "长期以来,因为资金和专业技术人才受限等,中小商业银行在金融科技领域相对处于劣势地位。"在中 国邮政储蓄银行研究员娄飞鹏看来,将DeepSeek等开源大模型低成本接入内部自研模型平台,利用大 模型和AI提升科技能力,为中小银行缩小与大型商业银行的技术差距提供了可能。 值得关注的是,在数字化的驱动之下,中小银行正在积极推动"AI+金融"场景落地和生态建设,各种智 能化应用逐步替代了人工重复劳动、打破了服务半径,一系列生产力的变革正在重构中小银行的效率与 价值。 中小银行加速"招兵买马" 日前,由中小银行互联网金融(深圳)联盟等机构联合发布的《中小银行数字金融发展研究报告(2024)》 显示,与2023年相比,中小银行2024年金融科技投入规模稳步增长,越来越多的中小银行将核心技术研 发及新技术金融应用纳入规划,并进行相关产品研发。 据霍学文透露,目前,该行已完成DeepSeek ...
宁波银行(002142) - 宁波银行股份有限公司关于部分非公开发行限售股上市流通的提示性公告
2025-05-12 10:32
宁波银行股份有限公司关于 证券代码:002142 证券简称:宁波银行 公告编号:2025-021 优先股代码:140001、140007 优先股简称:宁行优01、宁行优02 部分非公开发行限售股上市流通的提示性公告 本公司及董事会全体成员保证信息披露内容的真实、准确和完整, 没有虚假记载、误导性陈述或者重大遗漏。 特别提示: 1、本次非公开发行限售股上市流通数量为 75,819,056 股,占 公司总股本的 1.15%。 2、本次限售股份上市流通日为 2025 年 5 月 16 日。 一、本次解除限售股份的基本情况 经中国证券监督管理委员会《关于核准宁波银行股份有限公司 非公开发行股票的批复》(证监许可[2019]2555 号)核准,宁波银 行股份有限公司(以下简称"公司")于 2020 年 4 月非公开发行人 民币普通股(A 股)379,686,758 股,股份于 2020 年 5 月 15 日在 深圳证券交易所上市。 新加坡华侨银行股份有限公司作为本次非公开发行的发行对 象,认购 75,819,056 股,限售期为 5 年。 二、本次申请解除股份限售的股东履行承诺情况 1 本次申请解除股份限售的股东新加坡 ...
宁波银行(002142) - 中信建投证券股份有限公司关于宁波银行股份有限公司非公开发行部分限售股解禁上市流通的核查意见
2025-05-12 10:32
中信建投证券股份有限公司 本次申请解除股份限售的股东华侨银行参与公司非公开发行时承诺,自公司 非公开发行的 A 股股票上市之日起 5 年内不转让认购的股份。 除锁定承诺外,华侨银行无其他承诺事项。 截至本核查意见出具之日,华侨银行严格履行了上述承诺,不存在对公司的 非经营性资金占用情况,公司也不存在对其违规担保情况。 关于宁波银行股份有限公司 非公开发行部分限售股解禁上市流通的核查意见 中信建投证券股份有限公司作为宁波银行股份有限公司(以下简称"宁波银 行"、"公司")非公开发行股票、配股的保荐机构,根据《证券发行上市保荐业 务管理办法》、《深圳证券交易所股票上市规则》、《深圳证券交易所上市公司自律 监管指引第 1 号——主板上市公司规范运作》等相关规定,对限售股份上市流通 事项进行了审慎核查,具体情况如下: 一、本次解除限售股份的基本情况 经中国证券监督管理委员会《关于核准宁波银行股份有限公司非公开发行股 票的批复》(证监许可[2019]2555 号)核准,公司于 2020 年 4 月非公开发行人民 币普通股(A 股)379,686,758 股,股份于 2020 年 5 月 15 日在深圳证券交易所 上市。 ...
西藏东财基金管理有限公司关于旗下基金参与宁波银行股份有限公司 认购、申购(含定期定额投资)费率优惠活动的公告
Zhong Guo Zheng Quan Bao - Zhong Zheng Wang· 2025-05-11 23:10
Group 1 - The company, Tibet Dongcai Fund Management Co., Ltd., is participating in a fee discount activity for fund subscription and purchase through Ningbo Bank to better meet investors' financial needs [1][2]. - The fee discount period will be determined by Ningbo Bank's public announcement [1][4]. - The fee discount applies to all fund products sold by the company through Ningbo Bank during the discount period, with no discount limit on subscription and purchase fees [3][4]. Group 2 - Investors who subscribe or purchase the funds through Ningbo Bank will benefit from the fee discount [4][5]. - Detailed information regarding the funds and original fee rates can be found in the relevant legal documents such as the fund contract and prospectus [4][6]. - The specific rules and processes for conducting business during the fee discount period will be based on Ningbo Bank's regulations [5][6].
见证历史!机构:增持!
券商中国· 2025-05-11 07:16
5月9日,银行板块逆势走强,成都银行、浦发银行、江苏银行等多股股价打破历史新高,中证银行指数连续3 个交易日收红,与此同时,银行ETF同步走强,华宝中证银行ETF单日涨幅达1.35%,盘中创下历史新高。资 金持续涌入低估值、高股息的银行资产,折射出市场对防御性板块的配置需求升温。 胡洁认为,当前银行行业的基本面相对稳健,同时具备股息率高而稳定,估值较低的特征。当前银行板块的股 息率为6.5%左右,在全部申万一级行业中排名第二。同时,目前银行板块的PE水平为6.5,PB为0.53左右,均 是各个板块中最低的。而就近10年的历史数据来看,银行板块的PE分位数为36%左右,PB分位数为25%左 右,都处于相对较低的水平,因此银行板块的安全边际和性价比较好。 值得一提的是,"国家队"也是银行股的坚定持仓者。Wind数据显示,截至今年一季度末,中央汇金重仓了8只 银行股,包括工商银行、农业银行、中国银行、建设银行4家国有大行,中信银行、浦发银行、华夏银行3家全 国性股份制银行,以及1家城商行:宁波银行。 A股市场震荡调整之际,银行板块再度展现强劲韧性。 某外资机构人士对券商中国记者表示,在构建投资组合时,建议投资者在3 ...
评评“理”第34期:建行APP业绩榜第一产品狂吸金;宁波银行APP热推产品收益率从4.56%降至3.32%丨银行热销理财产品测评系列
2 1 Shi Ji Jing Ji Bao Dao· 2025-05-09 12:05
最近股市债市均出现反弹,部分理财产品收益表现亮眼。理财通评评"理"持续测评银行热销理财产品,本次测评建行APP业绩榜 排第一的产品:交银理财稳享灵动慧利日开13号(7天持有期)理财产品。该产品无论是在近3个月业绩榜还是近6个月业绩榜均 排第一,近3个月年化收益率甚至超过6%。 可能因收益表现不错,该产品规模出现快速增长,从成立时的5000万元增至今年一季度末的14.72亿元。该产品在今年3月24日、 4月29日两次提高规模上限,将规模上限分别提高至200亿元、300亿元。提高的原因是"为满足客户投资需要"。 作为一款固收增强型产品,该产品说明书约定可配置不超过5%的权益类资产来提高收益弹性。从该产品今年一季度末资产组合 来看,该产品在一季度末尚未直接投资权益类资产,不过该产品投资公募基金的比例不低,投资比例26.72%,虽然今年一季度 末前十大持仓中的公募基金以债券型基金为主,但不排除通过公募基金少量投资权益类资产、可转债等。前十大持仓中的一只 混合债券型一级基金在今年一季度末就持有少量可转债。 测评结果显示,该产品收益表现得分65分,风险控制得分100分,风险调整收益得分56分,综合费率得分84分,分别在5 ...
一揽子金融政策稳预期,机构看好银行红利+复苏属性,银行ETF天弘(515290)逆市涨超1%冲击三连涨
Sou Hu Cai Jing· 2025-05-09 02:33
Core Viewpoint - The recent financial policies introduced by the Chinese government aim to stabilize the market and expectations, with a focus on supporting the banking sector as a key financing channel for the economy [2][3]. Group 1: Market Performance - On May 9, A-shares opened lower, but the banking sector saw gains, with the Tianhong Bank ETF (515290) rising over 1% and several constituent stocks like Chongqing Bank and Qingdao Bank performing well [1]. - The Tianhong Bank ETF has recorded a net inflow of over 100 million yuan over four consecutive trading days, indicating strong investor interest [1]. - The Dividend Low Volatility ETF (159549) also saw an increase of over 0.62%, with several constituent stocks gaining more than 2% [1]. Group 2: Financial Policies - The People's Bank of China has implemented a series of measures including a 50 basis point reduction in reserve requirements and interest rate cuts to support economic stability [2]. - The policies include a total of over ten measures focusing on quantity, price, and structure adjustments, aimed at enhancing liquidity and supporting key sectors [2]. Group 3: Investment Outlook - The banking sector is viewed as having both dividend and recovery attributes, with a focus on the long-term sustainability of policies rather than short-term fluctuations in net interest margins [3]. - The current low-risk interest rates and the ability of state-owned banks to manage provisions suggest a stable growth outlook for bank earnings, with a maintained dividend payout ratio of around 30% [3]. - Optimism regarding the banking sector is supported by improved risk management in real estate, stock markets, and foreign trade, which alleviates concerns about asset quality deterioration [3].