Group 1: Competitive Advantage - The bank adopts a differentiated business strategy to adapt to changes in the operating environment, continuously accumulating comparative advantages to promote high-quality development [2] - Key strategies include deepening the main business line for sustainable growth, strengthening professional operations to solidify core advantages, accelerating technological transformation to empower management, and maintaining a risk baseline to ensure stable operations [2] Group 2: Loan Allocation - The bank focuses its loan allocation on advanced manufacturing, private small and micro enterprises, and import-export businesses, providing comprehensive financial services to a wide range of real economy clients [2] Group 3: Services for Small and Micro Clients - The bank continuously explores new comprehensive operating models for small and micro clients, innovating financial products to meet their needs and providing more professional financial services [2] Group 4: Compliance and Communication - During the reception process, the bank's personnel engaged in thorough communication with investors, strictly adhering to relevant regulations without disclosing any undisclosed significant information [2]

宁波银行股份有限公司章程 2025 年 1 月 13 日宁波市市场监督管理局备案通过 二〇二五年一月 | 第一章 总则 . | | --- | | 第二章 党组织 . | | 第三章 经营宗旨和范围 . | | 第四章 股份 | | 第一节 股份发行 | | 第二节 股份增减和回购 . | | 第三节 股份转让 | | 第五章 股东和股东大会 | | 第一节 股东 | | 第二节 股东大会的一般规定 . | | 第三节 股东大会的召集 . | | 第四节 股东大会的提案与通知 | | 第五节 股东大会的召开 22 | | 第六节 股东大会的表决和决议 25 | | 第六章 董事会 . 31 | | 31 第一节 董事 | | 第二节 独立董事 . | | 第三节 董事会 . | | 第四节 董事长 . | | 第五节 董事会专门委员会. | | 第六节 董事会秘书 50 | | 第七章 行长及其他高级管理人员 . | | --- | | 第八章 监事会 . | | 第一节 监事 53 | | 第二节 外部监事 | | 第三节 监事会 55 | | 第九章 财务会计制度、利润分配和审计 | | 第一节 财务会计 ...

Group 1: Competitive Advantage - The bank adopts a differentiated business strategy to adapt to changes in the operating environment, focusing on sustainable development, core advantages, technological transformation, and risk management [2]. Group 2: Loan Allocation - The bank's loan focus is on advanced manufacturing, private small and micro enterprises, and import-export businesses, providing comprehensive financial services to clients in these sectors [2]. Group 3: Services for Small and Micro Clients - The bank continuously explores new comprehensive business models for small and micro clients, innovating financial products to meet their needs and offering specialized financial services [2]. Group 4: Investor Relations Activity - The investor relations activity involved thorough communication between the company's reception team and investors, adhering to disclosure regulations without leaking any undisclosed significant information [2].

Group 1: Competitive Advantage - The bank adopts a differentiated business strategy to adapt to changes in the operating environment, focusing on sustainable development, strengthening core advantages, accelerating technological transformation, and ensuring stable operations through risk management [2]. Group 2: Risk Management - The bank emphasizes a comprehensive risk management system, implementing a unified credit policy at the business entry level, conducting ongoing industry research for risk identification, and maintaining independent credit approval processes [2]. Group 3: Services for Small and Micro Enterprises - The bank continuously explores new comprehensive business models for small and micro clients, innovating financial products to meet their needs and providing specialized financial services [2]. Group 4: Investor Communication - During the investor communication activity, the company ensured full compliance with disclosure regulations, with no significant undisclosed information leaked [2].

浙江波宁律师事务所 SHEJIANG BONING LAW FISM 地址:中国宁波市高新区光华路 299 弄 37 号研发园C区 15 幢 4 楼 ADD: 4F No37 Lane 299 Guanghua Road National Hi-tech Zone , Ningbo, China. 邮编:315048 Postal Code: 315048 传真:+(86)574-2783-6060 Fax: +(86)574-2783-6060 电话:+(86)574-2783-6016 Tel: +(86)574-2783-6016 网址:www.nbbnlaw.com Web: www.nbbnlaw.com 浙江波宁律师事务所 关于宁波银行股份有限公司 2025 年第一次临时股东大会之 法律意见书 致:宁波银行股份有限公司 浙江波宁律师事务所(以下简称"本所")接受宁波银行股份有 限公司(以下简称"公司")的委托,根据《中华人民共和国公司法》 (以下简称《公司法》)、《中华人民共和国商业银行法》《上市公 司股东大会规则》《银行保险机构公司治理准则》等现行有效的法律、 行政法规、规范性文件和《宁波银行股 ...

Market Performance - The banking sector showed an upward trend in the afternoon session, with Ningbo Bank rising over 3%, Qingdao Bank and Shanghai Rural Commercial Bank gaining around 2%, and other banks like Industrial Bank, Suzhou Bank, Nanjing Bank, and Bank of China also performing well [1] Policy Developments - The People's Bank of China held its fourth-quarter monetary policy committee meeting and 2025 work conference, emphasizing the continuation of the central economic work conference's policy stance [1] - Key points from the meetings include "increasing the intensity of monetary policy regulation," "opportunistic RRR and interest rate cuts," "guiding financial institutions to increase monetary and credit supply," "preventing capital idling," and "improving the foundational system of real estate finance" [1] Analyst Insights - CITIC Securities noted that the meeting's language suggests that the intensity of monetary policy is expected to remain strong, with the possibility of RRR and interest rate cuts being advanced [1] - The firm recommends focusing on the potential for cost savings in bank liabilities and the strength of credit growth at the beginning of the year [1] - Despite potential short-term fluctuations due to the mid-term dividend season and the withdrawal of speculative funds, stable return assets remain scarce, and there is still room for absolute return funds to increase their positions in the banking sector [1] - The firm expects a rebalancing period for policy, economy, market, and expectations to begin next week, with dividend assets remaining a strong short-term direction and the banking sector still offering clear value [1] Stock Recommendations - Short-term portfolio recommendations include banks with high dividend yield labels [1] - Medium to long-term portfolio recommendations suggest focusing on banks with long-term absolute return potential [1]

Group 1: Competitive Advantage - The bank adopts a differentiated business strategy to adapt to changes in the operating environment and accumulate comparative advantages for high-quality development [2] - Key strategies include: deepening the main business line for sustainable growth, strengthening professional operations to solidify core advantages, accelerating technological transformation to empower management, and maintaining a risk baseline for stable operations [2] Group 2: Loan Allocation - The bank focuses its loan allocation on advanced manufacturing, private small and micro enterprises, and import-export businesses to meet the financial service needs of clients in its operating region [2] Group 3: Risk Management - The bank adheres to the philosophy that "operating a bank is managing risks" and continuously improves a comprehensive risk management system that is inclusive of all personnel and processes [2] - Key measures include implementing a unified credit policy at the business entry level, conducting ongoing industry research for risk identification, and enforcing independent credit approval during the business approval process [2] Group 4: Investor Relations Activity - The investor relations activity involved thorough communication between company representatives and investors, adhering strictly to disclosure regulations without any significant undisclosed information leaks [2]

Group 1: Competitive Advantage and Risk Management - The bank maintains a differentiated business strategy to adapt to changes in the operating environment, ensuring stable operations and high-quality development [2] - The bank's risk management philosophy is centered on "operating a bank means managing risks," with a comprehensive risk management system in place [2] - Key risk management measures include implementing a unified credit policy, conducting ongoing industry research, and independent credit approval processes [2] Group 2: Services for Small and Micro Enterprises - The bank continuously explores new comprehensive operating models for small and micro customers, innovating financial products to meet their needs [2] Group 3: Investor Relations Activity - The investor relations activity was conducted via a telephone conference on December 24, 2024, involving the company's investor relations team and representatives from Penghua Fund [2] - There were no disclosures of significant undisclosed information during the meeting, adhering strictly to relevant regulations [2]

证券代码：002142 证券简称：宁波银行 公告编号：2024-048 优先股代码：140001、140007 优先股简称：宁行优01、宁行优02 一、审议通过了《关于宁波银行股份有限公司 2025 年日常关 联交易预计额度的议案》。 本议案同意票 9 票，反对票 0 票，弃权票 0 票。 由于本议案内容涉及关联交易事项，根据《公司章程》及相关 规定，涉及本议案的关联董事周建华、魏雪梅、陈德隆、邱清和、 刘新宇回避表决。 1 本议案已经董事会关联交易控制委员会和独立董事专门会议 审议通过。 宁波银行股份有限公司 第八届董事会第八次会议决议公告 本公司及董事会全体成员保证信息披露内容的真实、准确和完整， 没有虚假记载、误导性陈述或者重大遗漏。 宁波银行股份有限公司（以下简称"公司"）于 2024 年 12 月 9 日以电子邮件及书面方式向全体董事发出关于召开第八届董事 会第八次会议的通知，会议于 2024 年 12 月 19 日在宁波紫璋台酒 店召开。公司应出席董事 14 名，亲自出席董事 13 名，其中陈德隆 董事和邱清和董事以电话接入方式出席会议，罗维开董事因工作原 因委托庄灵君董事表决。会议的召开符合《公 ...

证券代码：002142 证券简称：宁波银行 公告编号：2024-051 优先股代码：140001、140007 优先股简称：宁行优01、宁行优02 宁波银行股份有限公司关于召开 2025 年第一次临时股东大会通知的公告 本公司及董事会全体成员保证信息披露内容的真实、准确和完整， 没有虚假记载、误导性陈述或重大遗漏。 宁波银行股份有限公司(以下简称"公司") 2025 年第一次临 时股东大会定于 2025 年 1 月 6 日 15:30 召开，会议有关事项如下： 一、 召开会议基本情况 1.股东大会届次：2025 年第一次临时股东大会。 2.股东大会的召集人：公司董事会。公司第八届董事会第八 次会议审议通过了《关于召开宁波银行股份有限公司 2025 年第一 次临时股东大会的议案》。 3.会议召开的合法、合规性：本次会议由公司董事会召集， 召集、召开程序符合相关法律法规和《公司章程》的规定。 4．会议召开的日期、时间： （1）现场会议召开时间：2025 年 1 月 6 日（星期一）下午 15:30。 （2）网络投票时间：通过深圳证券交易所交易系统进行网络 投票的时间为 2025 年 1 月 6 日上午 9:15- ...