北京宇信科技集团股份有限公司 2025 年半年度报告 公告编号：2025-062 股票代码：300674 披露日期：2025 年 8 月 30 日 2025 年半年度报告全文 第一节 重要提示、目录和释义 公司董事会及董事、高级管理人员保证半年度报告内容的真实、准确、 完整，不存在虚假记载、误导性陈述或者重大遗漏，并承担个别和连带的法 律责任。 公司负责人洪卫东、主管会计工作负责人戴士平及会计机构负责人(会计 主管人员)梁文芳声明：保证本半年度报告中财务报告的真实、准确、完整。 所有董事均已出席了审议本次半年报的董事会会议。 本报告所涉及的未来发展计划等前瞻性陈述，不构成公司对投资者的实质 承诺，投资者及相关人士均应当对此保持足够的风险认识，并且应当理解计 划、预测与承诺之间的差异。 公司在发展过程中，可能存在市场竞争风险、服务对象行业及销售客户相 对集中的风险、技术与产品开发质量的风险、侵权风险、核心技术人员流失 的风险、季节性风险、监管风险、海外市场风险等，具体请参阅本报告"第 三节、管理层讨论与分析"之"十、公司面临的风险和应对措施"部分。敬 请广大投资者注意投资风险！ 公司计划不派发现金红利，不送红股 ...

Core Insights - The document outlines the release of the "Opinions on Deepening the Implementation of 'Artificial Intelligence+' Action," which aims to promote the intelligent transformation of software information service companies and the development of AI application service providers [1] - Yuxin Technology's CTO Zhang Ning emphasizes the company's transition from a traditional banking IT service provider to an AI-driven fintech company, with a focus on integrating AI capabilities into its services by 2027 [1][2] Group 1: AI Strategy and Development - Yuxin Technology plans to incorporate AI capabilities into all its technical services within three years, positioning AI as a core competitive advantage [2] - The company is focusing on "knowledge" as a soft power aspect of its AI capabilities, differentiating itself from conventional fintech AI solutions that primarily emphasize algorithms and computing power [2] - Yuxin Technology has launched the "Star-Digital Management Platform," which integrates AI mixed models and ChatBI capabilities to enhance data analysis efficiency for clients [3] Group 2: Product Development and Market Adaptation - The company is exploring a combination of unmanned and human services in the financial and software sectors, aiming to address industry pain points with flexible AI solutions [4] - Yuxin Technology's products are designed to be adaptable to existing client platforms, enhancing deployment flexibility and meeting personalized client needs [5] - The design philosophy of Yuxin's AI products focuses on creating intelligent agents that can operate similarly to human employees, accumulating knowledge and logic over time [6] Group 3: Market Validation and Collaboration - The company recognizes the necessity of validating its technology through market practice, requiring comprehensive product, business, customer, and partner strategies [7] - Yuxin Technology has been recognized in the "AI Agent Industry Map" by the China Academy of Information and Communications Technology, alongside major tech firms like Huawei and Tencent Cloud [7] - Zhang Ning asserts that the intelligent agent sector represents a transformative opportunity for traditional industries, moving beyond mere hype [7]

Group 1 - The State Council released the "Opinions on Deepening the Implementation of 'Artificial Intelligence+' Action," emphasizing the need for software and information service companies to undergo intelligent transformation and restructure product forms and service models [1] - Yuxin Technology's CTO Zhang Ning stated that emerging technologies like AI Agents will play a crucial role, with plans to fully integrate AI capabilities into their technology services by 2027, transforming the product forms and service models in fintech [1] - Yuxin Technology aims to establish its AI+ technology layout strategy by analyzing market trends and customer needs, planning to incorporate AI capabilities into all technology services within three years, positioning AI as a core competitive advantage [1] Group 2 - The unique nature of fintech presents customization challenges for AI+ development technologies, with existing systems and AI models in banks raising integration demands for intelligent agents [2] - Yuxin Technology's self-developed AI+ product design focuses on creating intelligent agents that can operate like human employees, incorporating human-like thinking, memory, tools, and interaction [2] - Founded in 1999, Yuxin Technology is transitioning from a traditional banking IT service provider to an AI-driven fintech company, ranking second in the IT solutions market share for the banking industry according to IDC's report [2]

资金流向方面，主力资金净流出2967.07万元，特大单买入1.05亿元，占比10.01%，卖出6688.98万元， 占比6.38%；大单买入2.27亿元，占比21.67%，卖出2.95亿元，占比28.13%。 宇信科技今年以来股价涨47.25%，近5个交易日涨3.43%，近20日涨2.49%，近60日涨22.23%。 资料显示，北京宇信科技集团股份有限公司位于北京市朝阳区酒仙桥东路9号院电子城研发中心A2楼东 5-6层,北京市朝阳区建国门外大街1号国贸大厦A座2601室,香港湾仔皇后大道东248号大新金融中心40 楼，成立日期2006年10月19日，上市日期2018年11月7日，公司主营业务涉及从事向以银行为主的金融 机构提供包括咨询、软件产品、软件开发和实施、运营维护、系统集成等信息化服务。主营业务收入构 成为：银行IT解决方案87.45%，非银IT解决方案9.37%，创新运营业务3.08%，其他(补充)0.10%。 宇信科技所属申万行业为：计算机-IT服务Ⅱ-IT服务Ⅲ。所属概念板块包括：跨境支付、AMC（化债概 念）、腾讯云、数字货币、蚂蚁金服概念等。 8月25日，宇信科技盘中上涨2.01%，截至13: ...

Core Viewpoint - The article discusses the recent requirements for supplementary materials for overseas listing applications by the China Securities Regulatory Commission (CSRC), highlighting the ongoing trend of companies seeking to list on the Hong Kong Stock Exchange, with a focus on compliance and regulatory scrutiny [2][3][4]. Group 1: Supplementary Material Requirements - A total of 36 companies have been requested to provide supplementary materials for their overseas listing applications, primarily targeting the Hong Kong IPO market [2]. - Specific companies such as Lin Qingxuan and Yangzhou Xiyue have been highlighted for particular compliance issues regarding shareholder equity transfers and the legality of their corporate structures [3][4]. - Companies like Huafu Yang and Jiewate are required to clarify the pricing and compliance of their capital increase and reduction processes, ensuring adherence to foreign investment regulations [4][15]. Group 2: Compliance and Regulatory Issues - Companies must provide detailed explanations regarding their shareholder structures, including any discrepancies in the identification of controlling shareholders and the implications for their listing applications [4][18]. - The article emphasizes the importance of legal opinions from lawyers to confirm the compliance of corporate actions with relevant regulations, particularly concerning foreign investment and tax obligations [6][7][8]. - Companies are also required to disclose their operational compliance with foreign investment restrictions, especially in sectors listed in the negative list for foreign investment [35][36][37]. Group 3: Specific Company Cases - Lin Qingxuan is under scrutiny for the pricing and rationale behind recent shareholder equity transfers, as well as the tax implications for the involved parties [43]. - Yangzhou Xiyue faces questions regarding the fairness and legality of zero-cost equity transfers made by its shareholders [12][13]. - Basic Semiconductor must clarify the reasons for inconsistencies in the identification of its controlling shareholders and provide a conclusive opinion on its compliance status [18]. Group 4: Industry Trends - The article indicates a robust interest in Hong Kong IPOs among Chinese companies, reflecting a broader trend of seeking international capital markets for growth [2]. - The regulatory environment is tightening, with increased scrutiny on corporate governance and compliance practices, which may impact the speed and success of overseas listings [4][5]. - The focus on compliance with foreign investment regulations suggests a shift towards greater transparency and accountability in the corporate sector [35][36].

证券日报网讯宇信科技8月22日在互动平台回答投资者提问时表示，截至2025年8月20日，公司含信用账 户股东总户数为88，829户。 （文章来源：证券日报） ...

Group 1 - As of August 21, 2025, Yuxin Technology's stock price closed at 27.79 yuan, up 0.36% from the previous trading day, with a trading volume of 1.563 billion yuan [1] - The stock price fluctuated between 27.53 yuan and 28.81 yuan on that day, with a volatility of 4.62% [1] - The company primarily operates in financial technology and software services, providing IT solutions to banks and other financial institutions [1] Group 2 - As of August 8, 2025, the total number of shareholders with credit accounts in Yuxin Technology was 83,649 [1] - On August 21, 2025, the net outflow of main funds was 72.0587 million yuan, with a cumulative net outflow of 244 million yuan over the past five days [1]

证券日报网讯宇信科技（300674）8月21日在互动平台回答投资者提问时表示，截至2025年8月8日，公 司含信用账户股东总户数为83，649户。 ...

公司回答表示：投资者您好，公司密切关注金融科技行业新动态，新业务机会，并积极探索落地。相关 业务进展，请关注公司定期披露的财务报告内容。感谢理解！ 金融界8月18日消息，有投资者在互动平台向宇信科技提问：您好董秘 请问贵公司是否有稳定币应用场 景的业务。 ...

证券日报网讯 8月14日晚间，宇信科技发布公告称，控股股东珠海宇琴鸿泰创业投资集团有限公司在上 海海通证券资产管理有限公司办理了股票解除质押业务，解除质押股份数量为9，720，000股，占其所 持股份比例5.60%，占公司总股本比例1.63%。 （文章来源：证券日报） ...