Core Viewpoint - Tianyang Technology has relevant technology for China's Cross-Border Payment System (CIPS) and is involved in related work with the People's Bank of China and some domestic commercial banks for cross-border payments and international settlement [1] Group 1 - The company possesses technology related to CIPS [1] - The company is participating in projects with the People's Bank of China [1] - The company is also working with domestic commercial banks on international settlement systems [1]

Group 1 - Tianyang Technology is planning to acquire a stake in Tonglian Financial Services through cash payment, aiming for strategic cooperation due to complementary strengths in credit card and consumer finance systems [2][3] - The collaboration is expected to enhance service capabilities and market reach, particularly extending Tianyang's services to more small and medium-sized banks, while Tonglian can improve its system architecture and performance [4][5] - The investment will create a differentiated technical advantage and efficient service system in the credit card and consumer finance service sectors, reinforcing Tianyang's competitive position [3][6] Group 2 - Tianyang Technology reported a revenue of 487 million yuan for Q1 2025, a slight decrease of 0.19% year-on-year, with a significant drop in net profit by 71.88% to approximately 25.6 million yuan, attributed to a challenging banking environment [7] - The credit card and consumer finance markets are experiencing rapid growth, driven by changing consumer payment habits and increasing demand for efficient payment solutions [8] - The competitive landscape in retail finance is diversifying, with traditional banks, consumer finance companies, and fintech platforms all vying for market share, necessitating a focus on technology, risk management, and personalized services [8]

Core Viewpoint - Tianyang Technology is planning to acquire a stake in Tonglian Financial Services through cash payment, aiming to enhance collaboration and service capabilities in the credit card and consumer finance sectors [2][3][4]. Group 1: Strategic Collaboration - The collaboration between Tianyang Technology and Tonglian Financial Services is driven by their complementary strengths in the credit card and consumer finance systems, allowing for better customer service and operational synergy [2][3]. - The partnership will enable Tianyang Technology to extend its services to more small and medium-sized banks, while Tonglian Financial can improve its system architecture and service capabilities through this collaboration [4][5]. Group 2: Market Position and Competitive Advantage - The investment is expected to solidify Tianyang Technology's competitive advantage in the credit card and consumer finance service sectors by creating a differentiated technical advantage and efficient service system [3][4]. - The credit card and consumer finance markets are experiencing rapid growth, driven by changing consumer payment habits and increasing demand for efficient and secure payment solutions [6][7]. Group 3: Financial Impact and Future Outlook - The acquisition may impact Tianyang Technology's cash flow and debt ratio, but the company has sufficient funds and a low debt ratio, making the cash expenditure manageable [5]. - The company aims to pursue a "productization + specialization" strategy, leveraging the customer base and expertise in credit card and consumer finance to enhance customer value and meet the comprehensive needs of regional banks in digital transformation [5][6].

证券日报网讯天阳科技（300872）8月12日在互动平台回答投资者提问时表示，海南绿色数字信用利用 大数据、区块链、模型等技术，基于财政部企业可持续披露标准要求，为企业构建ESG数据平台与绿色 信用体系。 ...

Group 1 - The core viewpoint of the article highlights the inquiry from investors regarding Tianyang Technology's exploration of cross-border trade financing solutions based on RWA (Risk-Weighted Assets) and the potential use of smart contracts for automatic settlement [1] - The company currently does not have a corresponding solution for RWA-based cross-border trade financing but acknowledges that smart contracts are an effective solution in this area [1] - Tianyang Technology's supply chain financial solutions are positioned as market leaders, and the company will continue to monitor developments in this field closely [1]

Group 1 - Tianyang Technology (300872) has taken its first step towards internationalization in the Hong Kong market with its product, Magic Number Intelligence [1] - The company plans to collaborate with a financial partner to expand into Southeast Asia and the Middle East markets [1] - Tianyang Technology aims to integrate its modeling capabilities into credit and payment solutions, leveraging its customer resources to provide solutions and services in intelligent risk control and intelligent marketing for clients in the banking and financial sectors [1]

证券日报网讯天阳科技（300872）8月11日在互动平台回答投资者提问时表示，公司的信用卡出海业务 虽然已有项目落地，但在公司的整体营收占比还较小，达到在财报中有显著业绩贡献还需要时间。 ...

Core Viewpoint - The company is addressing compliance challenges in cross-border payment business amid rising geopolitical risks and has engaged with relevant regulatory bodies [1] Group 1 - The company possesses technology related to the China Cross-Border Payment System (CIPS) [1] - The company has participated in cross-border payment and international settlement systems with the People's Bank of China and some domestic commercial banks [1]

Suspension and Resumption of Trading - Jiachuan Video may change control to Mao Guangfu and Li Li couple, stock resumes trading [1] - Heizhima plans to acquire 20% stake to become the controlling shareholder, stock resumes trading [1] - *ST Tianmao intends to voluntarily withdraw its A-share listing on the Shenzhen Stock Exchange, stock resumes trading [1] - Kaipu Cloud plans to acquire control of Jintaike or its storage business assets, stock suspended [1] Mergers and Acquisitions - Guangdong Hongda plans to acquire 60% stake in Changzhilin for 1.02 billion yuan to strengthen its defense equipment sector [2] - Tianyang Technology invests 3.06 million yuan to acquire 51% stake in Moshuzhijing, a leading AI company with clients including major banks [2] Investment Cooperation and Operational Status - Chunguang Technology plans to invest no more than 1 billion yuan to build a project with an annual production capacity of 8 million clean electrical appliances [3] Performance Changes - Industrial Fulian reported a net profit of 12.113 billion yuan in the first half, up 38.61%, with significant growth in server revenue [8] - Furi Electronics achieved a net profit of 22.0844 million yuan in the first half, turning a profit [8] - Shuangyi Technology reported a net profit of 99.87 million yuan, up 324.5%, driven by increased demand for wind power products [8] - Yanjing Beer reported a net profit of 1.103 billion yuan in the first half, up 45.45% [8]

Group 1 - The company has engaged in discussions regarding cooperation with central banks, commercial banks, and licensed institutions related to digital currency and stablecoin systems, including wallets and compliance monitoring [1] - The company possesses relevant technical reserves for China's Cross-Border Interbank Payment System (CIPS) and has participated in projects with the People's Bank of China and domestic commercial banks to ensure efficient and secure system operations [1] - The company's credit card solutions align with stablecoin payment scenarios and have been expanded into markets in Southeast Asia and Central Asia, leveraging its fintech advantages to explore and implement related scenarios in regions friendly to digital currencies [1]