登录新浪财经APP 搜索【信披】查看更多考评等级 重要提示 1、华夏中证A500增强策略交易型开放式指数证券投资基金联接基金（以下简称"本基金"）已获中国证 监会2025年9月12日证监许可【2025】2034号文准予注册。 2、本基金是契约型开放式股票型ETF联接基金。 8、投资者在首次认购本基金时，需按基金份额发售机构的规定，提出开立本公司基金账户和销售机构 交易账户的申请。除法律法规另有规定外，一个投资者只能开立和使用一个基金账户，已经开立本公司 基金账户的投资者可免予申请开立基金账户。 投资者应保证用于认购的资金来源合法，投资者应有权自行支配，不存在任何法律上、合约上或其他方 面的障碍。投资者已提交的身份证件或身份证明文件如已过有效期，请及时办理相关更新手续，以免影 响认购。投资者在认购时还应遵守销售机构有关反洗钱的相关要求，配合提供必要的客户身份信息与资 料。 9、本基金根据认购费、申购费、销售服务费收取方式或其他条件的不同，将基金份额分为不同的类 别。在投资者认购/申购时收取前端认购/申购费的，称为A类基金份额；不收取前后端认购/申购费，而 从本类别基金资产中计提销售服务费的，称为C类基金份额。A ...

Core Viewpoint - The People's Bank of China and the National Financial Regulatory Administration have released a list of 21 systemically important banks in China, which includes 5 city commercial banks, aiming to enhance macro-prudential management and regulatory oversight [1][7]. Group 1: Regulatory Requirements - The selected banks will face higher regulatory requirements, including increased capital thresholds ranging from 0.25% to 1.5% in additional capital requirements, which must be in the form of core Tier 1 capital [3][6]. - The banks will also need to develop detailed recovery and resolution plans (RRP), enhancing their governance, risk management, and data governance capabilities [3][4]. Group 2: Impact on Banking Operations - The operational behaviors of the selected banks will be scrutinized more closely, focusing on their business scale, complexity, interconnections, and substitutability to prevent risk concentration [4][5]. - The inclusion in the list will drive internal management upgrades, requiring banks to invest in risk measurement, stress testing, data aggregation, and corporate governance [4][10]. Group 3: Market Perception and Financing Costs - Inclusion in the list may enhance the market reputation and customer confidence of the banks, but the higher regulatory demands could impact their profitability metrics in the short term [6][8]. - The dynamic nature of the assessment system suggests that more qualifying small and medium-sized banks may enter the list in the future, depending on their operational behaviors [8][9]. Group 4: Governance and Risk Culture - Strengthening corporate governance and risk culture is essential, with a focus on establishing effective boards and risk management committees within the systemically important banks [10]. - The effectiveness of macro-prudential management relies on a comprehensive regulatory framework that includes identification, monitoring, and resolution processes [10].

【导读】公募基金规模达到37.77万亿元，再创历史新高 在春季躁动行情、增量资金涌入等多重因素共同作用下，公募基金规模再创历史新高。 2月27日，中国基金业协会发布的最新一期公募基金市场数据显示，截至今年1月底，公募基金总规模达到37.77万亿元，连续10个月创新高。 从各类型公募基金规模变化上看，混合、货币及其他基金是推动公募基金规模增长的主力军，上述类型基金规模均实现千亿元级增长。从环比变化看，基 金中基金（FOF）份额环比大增15.05%，位居各类型基金榜首，其他基金也迎来11.06%的环比净申购。 公募基金规模连续10个月创历史新高 中国基金业协会最新披露的数据显示，截至2026年1月底，我国境内公募基金管理机构共165家，其中基金管理公司150家，取得公募资格的资产管理机构 15家。以上机构管理的公募基金资产净值合计37.77万亿元。 | 类别 | 基金数量(只) | 份额(亿份) | 净值(亿元) | 基金数量(只) | 份额(亿份) | 净值(亿元) | | --- | --- | --- | --- | --- | --- | --- | | | (2026/1/31) | (2026/1/3 ...

在今年存款利率持续下行、大量高息定存集中到期的双重压力下，年初银行揽储呈现出分化态势。一边 是国有大行"按兵不动"，战略性放弃价格战，转而通过资产提升活动争夺客户的综合金融资产；另一边 是城商行、农商行逆势上调存款利率，甚至推出"存款送路费"等花式营销。这一"冷"一"热"的背后，既 是银行业净息差收窄下的现实抉择，也是从"规模扩张"向"财富管理"转型的缩影。 储户：从"抢存单"到"问理财" 春节过后，往往是银行揽储的黄金窗口期，但今年一线从业者感受到的却是另一番景象。华南地区一股 份行理财经理向记者坦言："客户对传统定期存款热情明显下降，更多人开始咨询理财、固收+等替代 产品。"这一微观变化，折射出今年"开门红"的深层转向。 中国人民银行最新发布的金融数据印证了这一趋势：1月住户存款增加2.13万亿元，但与2025年同期相 比，同比少增3.39万亿元；而非银行业金融机构存款则同比多增2.56万亿元。中国银河证券研报进一步 指出，居民存款增速与M2增速差值时隔7年半首次转负，这意味着居民资金正从单纯存款需求向多元资 产配置迁移。 这一现象的背后是存款利率持续下行。有储户对记者展示了2023年的存单——当时三年期 ...

Core Viewpoint - Major banks have raised the margin ratio for personal precious metal deferred contracts to 100% as a proactive risk management measure in response to increased volatility in the precious metals market [1][4]. Group 1: Margin Ratio Adjustments - Industrial and Commercial Bank of China, Agricultural Bank of China, and China Construction Bank have all announced increases in the margin ratio for personal clients' deferred contracts on the Shanghai Gold Exchange to 100% [3][4]. - The margin ratio for various contracts, including Au (T+D) and Ag (T+D), has been adjusted from 80% to 100%, effectively eliminating trading leverage [3][4]. - This adjustment is part of a series of increases, with banks having already implemented 3 to 4 rounds of margin ratio hikes within the year [1][4]. Group 2: Risk Management Implications - Raising the margin ratio to 100% serves as a direct and effective risk control measure to protect investors from potential losses due to leveraged trading [1][5]. - Experts suggest that this move will help mitigate tail risks and operational pressures for banks while also reducing speculative trading volumes [5][8]. - The adjustment reflects a broader trend among state-owned banks to adopt more conservative risk parameters in light of market volatility [8]. Group 3: Market Outlook - The precious metals market is currently experiencing high volatility, influenced by geopolitical uncertainties and expectations of changes in global monetary policy [7]. - Despite short-term price fluctuations, structural demand, such as central bank gold purchases, provides a buffer for the market, reinforcing the strategic value of precious metals as a long-term investment [7]. - If gold and silver prices continue to exhibit high volatility, it is likely that more institutions will follow suit in raising margin ratios to maintain consistent investor protection [8].

那时候的全球经济，就是美日双雄的天下。美国的企业垄断着金融、能源和科技领域，日本则在汽车、电子、精密制造上独树一帜，前10名里日本就占了6 席，三菱商事、三井物产这些综合商社，在全球贸易中话语权十足。而咱们的3家企业，只能在榜单末尾徘徊，那时候没人敢想，30年后，这份格局会被彻 底改写。 谁也没想到，短短三十年，风水轮流转。2025年最新的榜单一出来，再回头看当年的差距，真的让人感慨万千。现在的格局早已不是美日双强，而是中美双 雄并立，日本则一步步褪去光环，彻底沦为第三梯队。 咱们的崛起，不是一蹴而就的，而是一步一个脚印走出来的。早期上榜的都是能源、金融、基建类央企，比如国家电网、中石油，靠规模站稳脚跟；后来， 比亚迪、宁德时代、拼多多这些民企异军突起，比亚迪从2022年首次上榜，短短几年就跻身百强，拼多多更是上榜即逆袭，排名一路飙升。 | 国内排名 | 公司名称 | 营业收入(亿元) | 利润 亿元 | 世界邦 | | --- | --- | --- | --- | --- | | 1 | 国家电网有限公司 | ¥ 42,322.24 | ¥ 775.19 | 50 | | 2 | 中国石油天然气集团有限公 ...

21世纪经济报道记者余纪昕 21世纪经济报道记者从接近贝莱德建信理财人士处获悉，该公司总经理张鹏军将离任。目前，贝莱德建信理财的业务暂由贝莱德中国区负责人 范华领导。 在完成必要的监管流程后，贝莱德中国区负责人范华将暂时领导贝莱德建信理财业务，以确保公司在治理、业务执行及外部沟通等方面的平稳 衔接、有序推进。 贝莱德方面表示，公司既定战略、发展重点、合作伙伴关系以及对中国市场的长期承诺保持不变，公司将一如既往地支持中国投资者实现其长 期财务目标。 据了解，贝莱德建信理财由贝莱德、建设银行和淡马锡合资组建，于2021年开业，是我国第二家由外资控股的合资理财公司。贝莱德建信理财 的首任总经理为纪冰，第二任总经理为范华。2024年1月，范华升任贝莱德中国区负责人，张鹏军被任命为总经理。张鹏军拥有30年金融从业 经验，于2016年加入贝莱德集团，为贝莱德中国领导团队的核心成员。 "我们按照区域配置、战略配置和甄选主题和产品'三步走'，来构建贝莱德中国的全球资产配置解决方案：第一步是区域配置，通过跨境投资 来配置海外资产。第二步是战略配置，根据不同客户的收益目标和风险偏好来确定股票债券的比例。第三步是主题和产品配置，也 ...

建设银行（601939）(00939)公布，2026年2月27日，董事会审议通过了关于张毅行长兼任该行首席合规 官的议案。根据有关规定，张毅先生兼任该行首席合规官自董事会审议通过后生效。张毅先生自2026年 2月27日起兼任该行首席合规官。 ...

Core Viewpoint - Construction Bank's board approved the appointment of Zhang Yi as the Chief Compliance Officer, effective from February 27, 2026 [1] Group 1: Appointment Details - Zhang Yi will serve as the Chief Compliance Officer in addition to his role as President of Construction Bank [1] - The decision was made during a board meeting and is in accordance with relevant regulations [1] Group 2: Background of Zhang Yi - Zhang Yi has held various significant positions, including Vice Chairman of Construction Bank since July 2024, Executive Director since June 2024, and President since May 2024 [1] - He also serves as the Chairman of China-Germany Housing Savings Bank since January 2025 [1] - His previous roles include Vice President of Bank of China from March 2023 to May 2024 and Vice President of Agricultural Bank of China from November 2021 to March 2023 [1] - Zhang Yi has a strong academic background with a Bachelor's degree from Southwestern University of Finance and Economics in 1993 and an MBA from Renmin University of China in 2002 [1]

智通财经APP讯，建设银行(00939)公布，2026年2月27日，董事会审议通过了关于张毅行长兼任该行首 席合规官的议案。根据有关规定，张毅先生兼任该行首席合规官自董事会审议通过后生效。张毅先生自 2026年2月27日起兼任该行首席合规官。 ...