Core Viewpoint - The People's Bank of China and several government departments have jointly issued guidelines to financially support the construction of the Western Land-Sea New Corridor, which is crucial for the Belt and Road Initiative, aiming to enhance financial cooperation and resource allocation between China and related countries [1][2]. Group 1: Financial Support and Policy Implementation - The issuance of the guidelines represents a significant step in promoting high-level opening-up in inland regions, including Chongqing, by providing robust financial support for the development of the Western Land-Sea New Corridor [2]. - The guidelines outline six main tasks, including improving financial organization collaboration, constructing a high-quality financial resource allocation system, and promoting institutional reforms to facilitate cross-border trade and investment [4][5]. - The guidelines emphasize the importance of regional collaborative development and institutional innovation to provide efficient settlement and financing services for enterprises [5]. Group 2: Achievements and Future Directions - The People's Bank of China has reported several achievements in supporting the corridor's construction, including the establishment of a financial service center and the development of over 30 innovative financial products, with financing balances exceeding 730 billion yuan [3]. - Future efforts will focus on creating more landmark financial achievements and enhancing the financial service ecosystem for the corridor [3]. Group 3: Capital Market Support - The China Securities Regulatory Commission is committed to strengthening multi-level capital market construction, supporting various financing channels such as stock issuance, corporate bonds, and asset-backed securities to aid the corridor's development [7]. - As of November, over 650 A-share listed companies are located along the corridor, with significant fundraising activities reported, including nearly 7 billion yuan from bond issuances [7]. Group 4: Cross-Border Financial Services - The guidelines propose measures to enhance cross-border trade settlement and investment facilitation, including encouraging enterprises to participate in high-level cross-border trade pilot programs and simplifying foreign investment processes [8][9]. - The establishment of a cross-border financial service platform is highlighted as a key initiative to support the corridor's high-quality development, with successful applications already reported in several provinces [9]. Group 5: Inter-Departmental Collaboration - The People's Bank of China plans to establish a collaborative mechanism among various departments and regions to ensure the effective implementation of the guidelines, focusing on policy sharing and financial service coordination [10][11]. - Emphasis is placed on enhancing cooperation between financial institutions and local governments to mobilize resources effectively and support key areas of development within the corridor [11].

Core Viewpoint - The integration of new technologies to address financing challenges for enterprises is crucial for enhancing the business environment and supporting economic development, exemplified by the "Jidang" series of products from Jinan Financial Group [1] Group 1: Financing Solutions - Jinan Guarantee has launched the "Jidang-Entrepreneur Loan" as a successful practice in digital financial services aimed at promoting inclusive finance [2] - The loan product has reduced the comprehensive financing cost for entrepreneurs to 1.75%, with a maximum loan term of 3 years and up to 3 loan applications allowed [2] Group 2: Digital Transformation - The "Jidang-Entrepreneur Loan" has undergone comprehensive digital transformation, breaking down information barriers between government departments, financial institutions, and guarantee agencies [2] - The average processing time for loan applications has been reduced from 15 working days to under 5 days, with a 60% reduction in business steps and a 70% immediate completion rate [3] Group 3: Policy Promotion - The service model has shifted from a passive "enterprises seek policies" approach to an active "policies seek enterprises" model, enhancing the efficiency of policy resource utilization [4] - A "white list" mechanism has been established to automatically identify potential beneficiaries of policy support, successfully connecting with nearly 40,000 entrepreneurial entities [4] Group 4: Performance Metrics - From January to November this year, Jinan has issued 3,521 new entrepreneurial guarantee loans totaling 1.368 billion yuan, maintaining the second-highest issuance volume in the province for two consecutive years [5] - The digital upgrade of the entrepreneurial guarantee loan business has provided guarantees exceeding 5.3 billion yuan, directly supporting 16,520 entrepreneurs and stabilizing over 34,000 jobs [5]

Group 1 - The signing and awarding ceremony for the "Smart Financial Industry-Academia-Research Collaborative Innovation Practice Education Base" between Luzhou Bank Chengdu Branch and Southwest Minzu University School of Economics took place in Chengdu, emphasizing the importance of this base in implementing the university's "characteristic Minzu strategy" and deepening practical education reforms [1] - Luzhou Bank's representative highlighted the bank's development history, business layout, and outreach, proposing a vision of creating a platform for financial talent cultivation that aligns with industry needs through the base [1] - The Secretary of the Party Committee of the School of Economics at Southwest Minzu University stated that the collaboration is a key practice for promoting "industry-academia-research application" innovation, aiming to build a dual empowerment platform for students and faculty to cultivate application-oriented talents suited for the smart financial era [1] Group 2 - A student representative expressed that the base provides opportunities to engage with industry frontiers, motivating students to connect theoretical knowledge with practical needs [2] - During a discussion session, representatives from the Chengdu Branch addressed students' concerns regarding the financial industry's prospects, graduate school plans, and internship opportunities, encouraging continuous learning to adapt to industry changes [2] - The Chengdu Branch committed to exploring student social practices and collaborative projects in response to the university's request for a "dual-teacher dual-competence" faculty development, marking a deep consensus in talent cultivation, faculty development, and industry service [2]

△国务院发展研究中心原副主任、第十三届全国政协经济委员会副主任刘世锦发表主题演讲 国务院发展研究中心原副主任、第十三届全国政协经济委员会副主任刘世锦，在主题演讲中指出，从经济社会转 型升级、实现高质量发展的角度看，"十五五"时期是我国经济增长由投资和出口为主驱动向创新和消费驱动为主 转变的关键时期，也是绿色转型、美丽中国建设由理念到实践全面深化推进的关键时期。 当"双碳"目标成为各行各业的行动纲领，当ESG变为资本市场的核心考量，一场深刻的经济社会系统性变革正加 速推进，"万物可续"已经成为社会共识。 2025年11月20日，广东时代传媒集团在成都举办了"影响力·时代"可持续发展创新年会，年会以"万物可续"为主 题，邀请学界、企业界代表共同探讨可持续发展之道。 △广东时代传媒集团董事长孙波致辞 广东时代传媒集团董事长孙波在致辞中表示，"万物可续"，是我们对可持续发展愿景的终极勾勒，媒体不仅是时 代的记录者，更是变革的参与者，这正是搭建"影响力·时代"平台的初心。愿这次年会成为一个清晰的行动起点， 让我们携起手来，将"万物可续"的宏大叙事，转化为可执行的路线图，共同勾勒一个清晰可见并且可以抵达的未 来。 通威股 ...

Core Insights - The article highlights the significant advancements and strategic vision of Bosera Fund in the field of digital finance, particularly during the 8th China International Import Expo held in Shanghai from November 5 to 10 [1] Group 1: Intelligent Quantitative Investment - Bosera Fund has made substantial progress in intelligent quantitative investment, utilizing AI models to enhance investment strategies in areas such as factor mining, timing, sector rotation, and allocation [2] - The "Intelligent Quantitative Factor Allocation System," launched in 2022, has consistently generated significant and stable annualized excess returns, demonstrating its robustness in complex market conditions [2] - New strategies like "Stable Income Strategy" and "Sector Rotation Intelligent Strategy" have been successfully implemented in real investment portfolios, showcasing AI's potential in capturing market opportunities and smoothing portfolio volatility [2] Group 2: Intelligent Research and Decision-Making - Bosera Fund has developed the "Boshi" AI assistant and knowledge base to improve research personnel's information processing efficiency in market research, report reading, and data retrieval [3] - The firm is closely tracking advancements in large language models and multi-modal AI to enhance decision-making capabilities, focusing on market trend capture, stock profit forecasting, and investment strategy development [3] Group 3: Cross-Border Financial Services - Bosera International, a subsidiary of Bosera Fund, is expanding its financial services into cross-border areas, aligning with national financial opening strategies [4] - The introduction of T+0 rapid redemption mode in the Hong Kong market significantly enhances customer investment experience by improving fund efficiency and flexibility [4][5] - The collaboration with banks to create a coordinated system for redemption ensures immediate access to funds for investors, breaking traditional redemption time constraints [4] Group 4: Customer-Centric Ecosystem - Bosera Fund is building a customer-centric intelligent ecosystem that covers the entire investment process, integrating financial technology to enhance service quality [6] - The "Boluomi" and "ETF Zhihui Jia" WeChat mini-programs provide comprehensive solutions for clients, while the "Combination Cube" platform offers a simulated investment environment to improve users' asset allocation and risk management skills [6][7] Group 5: Risk Management Innovations - Bosera Fund emphasizes the importance of risk management, having upgraded its intelligent compliance platform to enhance operational efficiency and risk mitigation [8] - The platform supports comprehensive risk management processes, including pre-trade simulations, real-time monitoring, and automated compliance reporting, creating a closed-loop compliance system [8] Conclusion - The China International Import Expo serves as a vital platform for Bosera Fund to showcase its strategic foresight and capabilities in digital finance, with a commitment to deepening financial technology empowerment and exploring new service models for sustainable value creation [9]

Core Viewpoint - The "10th Rongcheng Cup Financial Technology Innovation Case Selection Award Ceremony" was held, recognizing ten institutions for their innovative contributions in various financial technology areas, showcasing significant advancements in inclusive finance, green finance, and intelligent risk control [1][3][5]. Group 1: Awarded Institutions and Innovations - The awarded institutions include Agricultural Bank of China, Postal Savings Bank of China, Industrial Bank, Shanghai Pudong Development Bank, Zhejiang Commercial Bank, Jiangsu Bank, Hangzhou Bank Wealth Management, Ant Group, Volcano Engine, and Sangfor Technologies [1][3]. - Agricultural Bank of China's AI + Smart Remote Sensing Financial Service Platform developed over ten AI remote sensing interpretation models, enhancing the quality of inclusive and green finance [3][4]. - Postal Savings Bank of China's enterprise-level model management practice established a governance framework covering the entire model lifecycle, creating a low-code intelligent platform for efficient decision-making [3][4]. - Industrial Bank's consumer rights protection intelligent review platform utilizes a compliance knowledge base to automatically identify potential violations, representing a significant application of intelligent technology in consumer protection [3][4]. - Shanghai Pudong Development Bank's digital financial supply chain project integrates blockchain, AI, and IoT technologies, establishing a comprehensive intelligent service system for supply chain finance [3][4]. Group 2: Additional Recognitions and Trends - The "Excellent Case" award was also given to nine other institutions, including Tianjin Bank and East Asia Bank, recognizing their contributions to financial technology exploration [5]. - The evaluation committee identified five new trends in digital finance development: technology integration, practical AI advancements, data value release, innovation in business models focusing on ecological collaboration, and lightweight digital transformation paths for small financial institutions [5].

Core Insights - The core focus of the event was on upgrading corporate digital financial services through AI and technology, aiming to enhance the overall service ecosystem for enterprises and support high-quality development of the real economy [1] Group 1: Inclusive Digitalization - The bank aims to break down service barriers by integrating AI and digital technologies to provide inclusive financial solutions, addressing industry pain points such as cost, risk, and scale [2] - New digital tools for small and medium-sized enterprises (SMEs) include free basic financial services upon account opening and fully online processes for products like "Science and Technology Loan" and "Enterprise Loan," significantly reducing costs and difficulties for businesses [3] Group 2: Intelligent Financial Services - A layered service matrix centered around "AI Xiao Zhao" has been developed to provide tailored digital assistants for different roles within enterprises, enhancing operational efficiency and decision-making [4] - The bank's online services have enabled enterprises to independently activate 2.5 million product functions, with 300,000 letters of guarantee issued and 70,000 clients served by AI Xiao Zhao since its launch [4] Group 3: Scenario-Based Financial Solutions - The bank has introduced customized financial service solutions that integrate industry and scenario-specific needs, particularly in the automotive and consumer sectors, to enhance supply chain collaboration [5][6] - In the automotive sector, the bank offers comprehensive financial solutions that address the entire supply chain, including global fund management and innovative financing products for suppliers [5] Group 4: Treasury Management - The bank has established a multi-tiered treasury management cloud system to support the diverse needs of group and global operations, with a focus on scenario-based, global, intelligent, and platform capabilities [7] - The new "Smart Treasury" product enhances service capabilities across four dimensions, including scenario-based services, global operations, intelligent services, and platform support [8][9] Group 5: Operational Efficiency and Risk Management - The bank aims to improve operational efficiency through comprehensive account management, payment processing, and financial resource management, creating a unified governance ecosystem for all financial resources [10] - A unified data platform has been developed to support intelligent decision-making and risk management, ensuring real-time monitoring and response to anomalies [11] Group 6: Customer-Centric Approach - The service upgrade is driven by customer feedback, with over 13,000 effective suggestions received from 180,000 clients, highlighting the bank's commitment to listening to customer voices [12] - The bank emphasizes the importance of technology and business team collaboration, aiming to create an exceptional customer experience while contributing to the digital transformation of enterprises [12]

Core Viewpoint - China Minsheng Bank showcased its digital financial services and innovative solutions at the 2025 China International Fair for Trade in Services, emphasizing its commitment to high-quality economic development and service to the public [1][3]. Group 1: Exhibition Highlights - The bank's theme "Smart Minsheng for a Shared Future" was central to its presentation, featuring an immersive interactive exhibition that demonstrated its achievements in digital finance, small and micro finance solutions, and technology-driven industrial park development [1]. - The exhibition included four main components: exhibition, discussion, negotiation, and experience, allowing visitors to engage with various financial service applications such as green finance, inclusive finance, and digital finance [1][3]. - Interactive experiences, such as customized "Minsheng Headlines" newspapers and "Minsheng Pension Calculators," were particularly popular, indicating high visitor engagement and satisfaction [3]. Group 2: Strategic Goals - China Minsheng Bank aims to leverage its participation in the fair to deepen the innovative application of financial technology across all business processes, enhancing customer experience and service efficiency [5]. - The bank is committed to contributing greater digital financial strength to support the real economy and social development [5].

Group 1 - The core theme of the financial services section at the service trade fair is the integration of technology and finance, showcasing how financial institutions are enhancing their services to support the real economy and contribute to building a strong financial nation [1][2] - China Construction Bank's green carbon-neutral branch is highlighted for its real-time carbon emission monitoring and innovative energy-saving models, which have received certification from the Green Exchange [1] - Industrial and Commercial Bank of China presented a financial model that utilizes large-scale intelligent interactions and technological advancements to empower economic and social development [1] Group 2 - Agricultural Bank of China's "VR Homestay Experience Zone" allows visitors to virtually explore rural homestays supported by the bank, demonstrating its commitment to rural revitalization and inclusive finance [2] - China Development Bank showcased its efforts in supporting clean energy and infrastructure projects across Asia, Australia, Africa, and Eastern Europe, emphasizing its role in the Belt and Road Initiative [2] - The "Hui Dong Ni" app from China Construction Bank enables small business owners to assess loan eligibility and select products conveniently, with over 400 million visits recorded [2][3] Group 3 - The integration of technology in finance is evident through initiatives like credit support based on corporate integrity, carbon footprint tracking for green credit, and data analysis for rapid support of SMEs [3] - The advancements in technology-driven financial services, including green finance, inclusive finance, and digital finance, are enhancing the efficiency and precision of financial support to the real economy [3]

Core Viewpoint - Minsheng Bank actively participated in the 2025 China International Service Trade Fair, showcasing its innovative financial services under the theme "Smart Minsheng, Win Together" [1][10]. Group 1: Exhibition Highlights - The Minsheng Bank exhibition featured five experience zones, each demonstrating the bank's representative innovative achievements, allowing visitors to immerse themselves in the bank's digital charm and innovative warmth [3][10]. - In the Technology Finance zone, visitors could generate a personalized front page using the "Minsheng Bank Headlines" newspaper machine, creating a unique experience to take home [3]. - The Digital Finance zone showcased features like one-click card binding and instant payment through mobile banking, emphasizing the convenience of "seamless account opening" [3]. Group 2: Financial Services Focus - The Green Finance zone displayed real-time information on the "Minsheng Peak and Harmony" green financial product system, ESG index, and green carbon rights financial products, highlighting the bank's commitment to sustainable development [4]. - In the Inclusive Finance zone, an interactive game called "Kaka Elimination" was introduced, allowing visitors to engage with Minsheng Bank's credit card elements, promoting easy and accessible financial services [7]. - The Pension Finance zone featured a "Pension Calculator" that helps users estimate their pensions and provides professional planning advice, making retirement security more tangible and manageable [9]. Group 3: Strategic Positioning - Minsheng Bank's participation in the fair illustrated its commitment to high-level opening-up and support for the real economy, aligning with its mission of "serving the public and caring for people's livelihoods" [10].