央视网消息：在2025年年初的时候，记者分别采访了国内外的各金融机构，当问到他们如果用一个 关键词形容中国经济时，他们都选择了"韧性"这个词。而展望2026年，当记者再次问到这个问题时，他 们会给出怎样的答案呢？ ...

近日，《财富》(Fortune)杂志"2025年亞洲最具影响力商界女性"榜单正式公布，屈臣氏集团行政总裁倪 文玲博士成功入选，名列第六，并为前十名中唯一来自零售业界的领导者。 屈臣氏集团行政总裁倪文玲博士入选《财富》"2025年亚洲最具影响力商界女性"榜单 在昨晚于吉隆坡举行的《财富》创新论坛及颁奖晚宴上， 倪文玲博士以「185 年企业背后的科学思维」 为主题，分享了在多变的市场环境下，其领导全球领先健康与美容零售网络的心得。作为拥有 185 年历 史的企业，屈臣氏集团目前业务已覆盖 31 个市场，运营超过17000家门店，在健康与美容零售行业处领 先优势。 倪文玲博士在吉隆坡举行的《财富》创新论坛上分享屈臣氏集团185年企业传承背后的科学与策略 倪文玲博士表示："管理一家拥有185年历史的企业既是荣誉，也是挑战。悠久的历史让集团成为家喻户 晓、值得信赖的品牌，但让我们屹立至今的关键，是紧贴顾客需求。传统使我们根基稳固，而创新则让 我们展翅高飞。"她强调，企业必须细心聆听顾客、同事及合作伙伴的意见，并以理性与感性兼备的方 式推进业务发展。 倪文玲博士进一步表示，集团始终将人才培养与灵活应变能力置于重要位置：" ...

Core Insights - The Hong Kong Monetary Authority (HKMA) is set to launch a Financial Technology 2030 strategy focusing on four strategic pillars: data, artificial intelligence, resilience, and tokenization [1][2][3] Group 1: Artificial Intelligence - Over 75% of banks have deployed or piloted AI solutions in areas such as risk management, credit assessment, and customer interaction [1] - The focus is on ensuring that AI transformation aligns with public interest, economic development, and is built on trust, transparency, and security [1] - Collaboration with innovators across financial sectors will be emphasized to advance impactful AI use cases and create shared financial AI infrastructure [1] Group 2: Tokenization - The Ensemble project sandbox is moving to the next pilot phase, allowing the use of digital assets and tokenized deposits for actual value transactions [2] - The initial focus will be on tokenizing money market funds, with collaboration among regulatory bodies to incubate mature real-value use cases [2] - The Ensemble project was launched in August 2022 to support tokenized asset interbank settlements using central bank digital currency (wCBDC) [2] Group 3: Resilience - Exploration of high-performance computing is underway to enhance financial modeling and real-time risk assessment capabilities [3] Group 4: Data - Plans to expand the availability of commercial data sets, including government gold source data, and to develop more data analytics capabilities in collaboration with the industry [3] - Efforts will be made to build a connected and trustworthy cross-border data ecosystem through initiatives like cross-border credit information sharing [3]

Core Insights - The Hong Kong Monetary Authority (HKMA) is focusing on a financial technology strategy called DART, which stands for Data, Artificial Intelligence, Resilience, and Tokenization, aiming to lead Hong Kong into the era of FinTech 3.0 [1] Group 1: AI Implementation - Over three-quarters of banks have deployed or are trialing AI solutions, covering areas such as risk management, credit assessment, and customer interaction [1] - The authorities are advancing high-impact AI application scenarios through an upgraded generative AI sandbox [1] Group 2: Tokenization Initiatives - Tokenization remains a key priority for the authorities, with Project Ensemble exploring broader financial applications to connect local industries with global partners [1] - The next phase of the Ensemble pilot will allow for real-value transactions using tokenized deposits and digital assets [1] Group 3: Data Expansion - The HKMA plans to expand the availability of commercial data sets, including government gold source data, and collaborate with the industry to develop more data analytics capabilities and practical application scenarios [1] - Cross-border credit information sharing is being enhanced to build a connected and trustworthy cross-border data ecosystem [1] Group 4: Resilience of Financial Infrastructure - The authorities are strengthening the resilience of core financial market infrastructures, with platforms like Faster Payment System set to expand their coverage and capabilities [1]

Core Viewpoint - The article emphasizes that in an era of uncertainty, the true long-term winners are not those companies that appear risk-free, but rather those that demonstrate resilience and continuously adapt to challenges [3][4]. Group 1: Understanding Uncertainty - The distinction between risk and uncertainty is highlighted, with risk being quantifiable and insurable, while uncertainty is unpredictable and creates opportunities for entrepreneurs [7][8]. - Current uncertainties include pandemics, natural disasters, financial pressures, trade wars, and geopolitical tensions, which complicate the global economic landscape [10]. Group 2: Resilient Companies - Resilience is defined as the ability of companies to withstand shocks, with financial characteristics such as manageable debt, sufficient gross margins, and consistent cash flow being crucial [18][19]. - Cultural aspects, such as leadership by founders who can make unconventional decisions and drive organizational change, are also important for resilience [18]. Group 3: Examples of Resilient Companies - Shopify is cited as an example of a company that has transitioned to a model that retains about 20% of revenue after covering operational costs, allowing it to remain flexible [20]. - Meta has improved its operational efficiency, positioning itself favorably for better business conditions [20]. - Cloudflare has shown increasing profitability, enabling it to withstand external shocks [21]. Group 4: Creating Opportunities - Resilient companies have the ability to "create their own climate," allowing them to thrive even in challenging environments [23]. - Companies like Ferrari and Oddity demonstrate how innovation and brand strength can drive growth despite industry challenges [24]. Group 5: Focus on Predictable Elements - The article stresses the importance of focusing on predictable trends, such as advancements in artificial intelligence, electric vehicle batteries, and cloud computing, to identify resilient companies [30].

Technological Innovation - The healthcare industry highlights the development of "portable MRI" technology, enabling faster diagnosis of stroke [1] - The medical imaging field emphasizes overcoming technical challenges in stroke imaging distortion through portable MRI technology [1] - The research sector acknowledges the promotion of portable MRI stroke imaging technology to primary care levels [1] Research & Development - The scientific community recognizes the dedication of researchers who spend hundreds of days and nights overcoming failures [1] - The academic field emphasizes that true breakthroughs stem from perseverance during challenging times [1] - The global science community acknowledges Qiu Yueqi as the first Chinese researcher to receive the "Young Scientist Translational Award" at the International Society for Magnetic Resonance in Medicine [1] Impact & Vision - The medical technology sector aims to make advanced medical imaging accessible to more people [1] - The healthcare industry showcases the power of Chinese youth in scientific research [1]

Core Viewpoint - The article emphasizes that in an era of uncertainty, only resilient companies that can survive challenges will ultimately succeed [10][6]. Group 1: Investment Strategy - Scottish Mortgage Trust (SMT) manages approximately £15.1 billion (about $19.3 billion) in assets, with around 25% allocated to private companies [5]. - SMT's portfolio includes leading global companies such as MercadoLibre, Amazon, Meta, Pinduoduo, and TSMC, as well as innovative private firms like SpaceX and ByteDance [6]. - Despite facing challenges like rising interest rates and geopolitical uncertainties, SMT has maintained an annualized return of about 12% over the past decade [6]. Group 2: Resilience in Companies - Tom Slater highlights that true long-term winners are not those that appear risk-free but those that demonstrate resilience and adaptability during crises [7]. - Companies like Netflix, which have shown the ability to adapt and innovate, exemplify the characteristics of resilient firms [8]. - Resilience is defined as having the ability to "create climate," allowing companies to thrive even in challenging environments [28]. Group 3: Financial Characteristics of Resilient Companies - Key financial traits of resilient companies include manageable debt levels, sufficient gross margins to absorb sales fluctuations, and consistent cash flow generation [24]. - The article discusses Shopify as an example of a company that has transitioned to a model where it retains about 20% of revenue after covering operational costs, enhancing its flexibility [26]. - Meta and Cloudflare are also cited as examples of companies that have improved their operational efficiency and profitability, positioning them favorably in the market [27]. Group 4: Future Trends and Predictions - The article stresses the importance of focusing on predictable trends, such as advancements in artificial intelligence, cheaper electric vehicle batteries, and stronger cloud computing capabilities [34]. - Companies that align with these long-term themes and demonstrate resilience are more likely to survive and prosper in an uncertain future [34].

Group 1 - The "2025 Global Women's Forum" was held in Beijing, focusing on the theme "Resilience: Creating the Future" and aimed to establish a comprehensive platform for women's brand experiences [1][3] - The forum featured over twenty influential leaders and international guests discussing women's resilience in the context of global changes, technological innovation, and social transformation [1][3][4] Group 2 - Yang Lan emphasized the importance of resilience in facing uncertainties, highlighting women's unique traits such as empathy and communication skills, which are increasingly valuable in the AI era [3][9] - The "Wutong Growth Model" was introduced by the "Global Women's Research Institute," integrating theories of women's development and lifelong learning to support women's growth and social participation [3] Group 3 - The forum included discussions on the role of women in various industries, with speakers sharing personal stories of resilience and the impact of women's leadership in driving change [4][6] - The concept of psychological resilience was explored, with speakers illustrating how individuals can transform challenges into growth opportunities [7][8]

Core Insights - The "2025 Global Women's Forum" held in Beijing focuses on the theme "Resilience Power, Creating the Future," aiming to establish a comprehensive platform for women's brand experiences in China [2][5] - The forum features three main themes, four sub-forums, and over twenty influential speakers discussing women's resilience in the context of global changes, technological innovations, and social transformations [2][5] Group 1: Key Themes and Discussions - The core topic of the forum is how women can leverage resilience to face challenges and create future opportunities amidst significant global changes [5] - Yang Lan emphasizes that resilience is crucial for coping with uncertainties, highlighting women's unique traits such as empathy and communication skills, which are increasingly valuable in the AI era [7][11] - The "Wutong Growth Model" introduced by the "Global Women's Research Institute" integrates theories of women's development and lifelong learning, providing a comprehensive growth path for women [7][11] Group 2: Notable Speakers and Their Contributions - Yang Liu shares stories of outstanding women in the culinary industry, illustrating how their resilience has allowed them to become key players in their fields [9] - Gabrielle Saint-Genis discusses the importance of resilience in business, sharing key principles for navigating change and maintaining brand value [11] - Wang Shi highlights the impact of women's strength and resilience in achieving significant challenges, asserting that women's influence extends beyond just half of society [13] Group 3: Economic and Innovation Insights - Guan Qingyou analyzes the economic transformation and business opportunities in the context of global supply chain rebalancing, stressing the need for resilience in the current economic environment [17] - Wang Shutong discusses the opportunities for female entrepreneurs in the evolving landscape of globalization and community-based economies [15] - Han Ying emphasizes the unique value women bring to their careers, linking resilience to the ability to innovate and adapt in their fields [19] Group 4: Psychological Resilience and Personal Growth - Various speakers, including Wei Wei and Ni Xiaolian, share personal stories of overcoming challenges, emphasizing the importance of psychological resilience in personal and professional growth [25][27] - Zhang Xichao discusses the significance of self-awareness in developing resilience and happiness, highlighting its role in navigating life's challenges [31] - Liu Genghong and Wang Wanfei illustrate how maintaining personal rhythm and passion contributes to psychological resilience [33] Group 5: Awards and Recognition - The "2025 Women's Creativity Awards" ceremony honors female leaders who have demonstrated exceptional creativity in their respective fields, showcasing the achievements of women across various industries [37]

Core Points - The article discusses the historical and cultural significance of the Grand Canal in China, particularly focusing on the confluence of the Zhanghe and Wei rivers, and their roles in shaping the region's ecology and civilization [7][11][12] - It highlights the ongoing challenges and transformations faced by the waterways, emphasizing the need for sustainable management and preservation of these cultural heritages [21][22][25] Group 1: Historical Context - The Zhanghe River has been historically significant, with records dating back to 213 AD when Cao Cao connected it to the Grand Canal [2][11] - The article notes the impact of natural disasters, such as floods, on the rivers and the surrounding areas, which have shaped the local culture and economy [4][11] Group 2: Cultural Heritage - The Grand Canal is recognized as a UNESCO World Heritage site, celebrating its role as a "civilization artery" over three millennia [7][8] - The article emphasizes the importance of understanding the cultural and historical narratives associated with the waterways, which contribute to the region's identity [12][25] Group 3: Environmental and Economic Aspects - The rivers serve as vital resources for irrigation, transportation, and ecological balance, reflecting the interconnectedness of natural and human systems [11][22] - The article discusses the economic implications of the waterways, including agricultural practices and local culinary traditions influenced by the river's geography [11][19] Group 4: Future Directions - There is a call for enhanced recognition and preservation efforts for the lesser-known segments of the Grand Canal, particularly the Wei River section, which is currently underrepresented [8][12] - The article suggests that a deeper understanding of the rivers' historical and cultural significance can lead to better management strategies and community engagement in heritage conservation [25][26]