Core Insights - Anhui Province has achieved significant milestones in financial services during the "14th Five-Year Plan" period, with a focus on high-quality development and support for the real economy [1][2][3] Financial Services and Economic Support - Since 2021, Anhui's social financing scale has maintained an annual increment of over 1 trillion yuan, with total RMB deposits and loans surpassing 9 trillion yuan [1][2] - The province's social financing increment exceeded 5 trillion yuan during the "14th Five-Year Plan," marking a 57% increase compared to the "13th Five-Year Plan" period [2] - By September, the deposit balance reached 9.77 trillion yuan, with an annual growth rate of 8.6%, while the loan balance was 9.25 trillion yuan, growing at 13.1% annually [2] Capital Market Development - The number of listed companies in Anhui increased to 186, a nearly 50% growth since the end of the "13th Five-Year Plan," achieving full coverage across 16 prefecture-level cities [3] - Anhui's direct financing reached 3.4 trillion yuan, a 30% increase from the end of the "13th Five-Year Plan," with significant growth in bond issuance [3] Fund Ecosystem - Anhui has established a provincial emerging industry guidance fund with a total scale of 200 billion yuan and a state-owned capital fund of 100 billion yuan, promoting a collaborative fund ecosystem [4] - The province has launched innovative financing models, including the first bank-affiliated insurance fund in the country, enhancing capital support for the real economy [4] Technology and Financial Integration - Anhui has developed a unique path for technology finance, creating a closed-loop ecosystem that integrates technology, industry, and finance [5][6] - The province has established a technology achievement transformation guidance fund, investing in 151 projects, and introduced various innovative credit products to support technology transfer [6] - As of October, 139 technology companies were listed in Anhui, accounting for 75% of all listed companies, with a total market value of 2.16 trillion yuan, representing 80% of the total market value [6]

（原标题：华安资产总裁周嘉伟：以保险资管之力，做科技创新的"耐心资本"） 周嘉伟向记者透露，华安资产在金融科技领域的一系列标志性项目，正是依托系统化的服务体系，投资 成果也实现了支持科技创新和稳健收益的双赢。 华安资产总裁周嘉伟接受券商中国记者专访时表示，华安资产内部搭建了一套覆盖组织架构、研究体 系、投资路径的服务体系，用资金活水为科技创新企业全生命周期发展注入动能。 搭建科技金融服务体系 据了解，华安资产所搭建这套覆盖组织架构、研究体系、投资路径的立体化服务框架，让保险资金精准 对接科技企业需求。 在组织架构上，华安资产投行事业部整合原有分部，以国家"五篇大文章"战略为指引，结合团队专业禀 赋，明确将科技与高端制造、新能源等领域列为重点开拓方向，通过资源集中化配置，确保科技金融业 务的专业化推进。 研究体系层面，聚焦科技相关指数动态，通过行业配置分析深挖科技板块量价关系与趋势，辅以偏离度 策略、隐含波动率等模型工具提升决策精度，为筛选优质科技标的提供专业支撑。 投资路径上，华安资产重点投向科技型企业（包括高新技术企业、"专精特新"中小企业等）及科技相关 产业（如高技术制造业、战略性新兴产业、知识产权密集型 ...

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Hechi Branch is focusing on enhancing financial services and risk management to support the high-quality economic development of Hechi City, aligning with regional economic development plans [1] Group 1: Financial Support and Development Focus - The bank is concentrating on five key areas, increasing resource allocation and policy support, particularly in technology finance, green finance, and inclusive finance [2] - As of October 31, loans to technology enterprises increased by 258 million yuan since the beginning of the year [2] - The bank provided 100 million yuan in green working capital loans to a biomass technology company, supporting its circular economy model [2] - Inclusive finance initiatives have led to an increase of 495 million yuan in inclusive loans since the beginning of the year [2] Group 2: Credit Structure Optimization - The bank is optimizing its credit structure while ensuring stable growth in total credit, focusing on expanding its customer base to include high-potential small and micro enterprises and personal consumption loans [3] - There is a strict limitation on credit to high-energy-consuming and high-emission industries, with a focus on modern infrastructure, advanced manufacturing, and service industries [3] - The bank is actively engaging with local governments and industry associations to stay informed about development plans and major projects, providing tailored financing solutions [3] Group 3: Risk Management and Quality Assurance - The bank prioritizes risk management, viewing asset quality control as essential for business development [4] - A comprehensive risk management system is in place, including strict client admission processes and thorough pre-loan investigations [4] - The bank employs a combination of system monitoring and on-site inspections to manage post-loan risks, ensuring early identification and resolution of potential issues [4]

编者按： 科技浪潮，奔腾不息；金融活水，汩汩向前。作为长期资本、耐心资本重要组成部分，银行理财、保 险资管坚持守正创新，躬身实践并勇于探索，奋力做好"科技金融"这篇大文章。证券时报社联合中国银 行保险资产管理业协会推出"银保资管业探路科技金融"系列专栏，敬请关注。 本篇为专栏第十三篇。 保险资金"久期长、规模大、来源稳定"的核心特性，与科技创新企业"研发周期长、资金需求持续"的特点 契合。在国家大力推进科技创新、培育新质生产力的战略背景下，保险资管行业正以独特的资金优势与专 业能力，成为支持科技企业发展的重要力量。 20亿标杆项目落地 周嘉伟向记者透露，华安资产在金融科技领域的一系列标志性项目，正是依托系统化的服务体系，投资成果也 实现了支持科技创新和稳健收益的双赢。 在新能源科技赛道，"华安-金义新区产业园基础设施债权投资计划"投向浙江省金华市与义乌市之间的金义新 区，以20亿元资金支持零跑新能源汽车零配件产业园建设。该项目不仅完善了地方新能源产业链布局，更直接 助力国产新能源汽车技术的迭代升级，推动地方经济与科技产业协同发展。 在算力基础设施领域，"华安-济南超算中心绿色基础设施债权投资计划"成为科技金融 ...

Core Insights - The core viewpoint emphasizes that technological finance is not merely about capital injection but requires specialized, systematic, and innovative services to address the financing challenges faced by tech innovation enterprises [1] Group 1: Financing Challenges - Technological innovation enterprises face high R&D costs, strong frontier attributes, long cycles, and significant risks, making superficial analysis inadequate for comprehensive value assessment [1] - There is a need for deep research to penetrate the complexities and identify genuine innovative resources [1] Group 2: Research and Development - The company aims to deepen industry-wide research and build a value discovery network, leveraging its traditional research-driven advantages [1] - The research team covers emerging fields such as artificial intelligence, biomedicine, new energy, and high-end manufacturing, focusing on the forefront dynamics of technological innovation [1] Group 3: Business Model - The company is developing a "Golden Triangle" business model to connect research value transformation [1] - Celebrating its 20th anniversary, the company has consistently focused on its core responsibilities, establishing a competitive edge through the investment banking, investment, and research model [1] - The company aims to enhance its investment banking capabilities and industry research capabilities in alignment with the development of the real economy [1]

Core Insights - The Agricultural Bank of China emphasizes the importance of financial services in supporting the construction of a modern industrial system, focusing on adjusting asset structures and optimizing asset quality [1][2] - The bank has identified over 30 strategic, key, and advantageous industries to align with national and local industrial development plans, implementing differentiated credit policies tailored to specific needs [1][2] Group 1 - The bank aims to enhance support for high-tech fields, particularly in critical core technologies, by integrating into a new national system and increasing support for units undertaking major national scientific tasks [2] - For technology-based small and medium-sized enterprises (SMEs), the bank is innovating credit quality models based on different life cycle stages (startup, growth, maturity) to address challenges in asset-light evaluations [2] - Currently, over 50% of loans to technology enterprises are pure credit loans, indicating a shift towards more flexible financing options for these businesses [2]

21世纪经济报道记者 陈思琦 深圳报道 继2001年上海、2014年北京后，深圳成为中国"APEC第三城"，将于2026年11月举办亚太经合组织第三十三次领导人非正式会议。 "举办APEC会议，将是深圳从'产业型城市'向'综合功能型城市'转型的重要节点，这一转型此前在上海已经完成。"上海交通大学安泰经济与管理学院教授陈 宪说。 除了市场驱动的自主创新，深圳不同于其他城市的特点还在于移民文化。虽然深圳现在的移民规模没有二三十年前那么大，但始终是一个人口净流入城市， 移民带来了更多城市活力，也形成了务实的移民文化。 陈宪长期工作、生活于上海，近两年移居深圳。他近期出版著作《创新无限：深圳奇迹启示录》。 在观察深圳城市发展逻辑时，陈宪时常以其熟悉的上海 为参照系。 他在接受21世纪经济报道记者专访时谈到，深圳比上海、北京更早探索市场经济，形成了以企业为创新主体的自主创新模式，截然不同于京沪的"大院大 所"模式，由此催生腾讯、比亚迪、大疆等一批头部科技企业，也构成了深圳如今强劲的城市竞争力。 陈宪观察到，上海从我国的传统工业重镇，到如今着力建设"五个中心"，已成为我国城市功能最齐全、实力最强大的城市之一；深圳借着AP ...

Core Viewpoint - The People's Bank of China (PBOC) in Zhanjiang is actively implementing financial strategies to support key sectors such as technology, green finance, inclusive finance, elderly care, and digital finance, contributing to the high-quality economic development of Zhanjiang. Group 1: Financial Support for Key Sectors - The PBOC in Zhanjiang has introduced a comprehensive action plan to enhance financial support for technology, green, inclusive, elderly care, and digital sectors, deploying 30 specific measures [1] - The loan balance for the financial "five articles" reached 206.166 billion yuan, with a year-on-year growth of 28.7%, leading the province [1] Group 2: Technology Finance Empowerment - The PBOC has established a multi-level technology finance service system, directing credit resources towards innovation, with a total of 480 million yuan allocated to support loans for technology enterprises since 2025 [2] - The balance of technology loans in Zhanjiang reached 75.3 billion yuan, growing by 34.6% year-on-year, ranking first in the province [2] Group 3: Green Finance Initiatives - The PBOC has launched financing actions focused on green projects, with the green loan balance reaching 64.859 billion yuan, a year-on-year increase of 34.6%, ranking second in the province [3] - Innovative financial products have been developed to support the low-carbon transition in traditional high-carbon industries, providing over 300 million yuan in financing [3] Group 4: Inclusive Finance Development - The PBOC is enhancing inclusive finance mechanisms to support small and micro enterprises, with the inclusive loan balance reaching 67.939 billion yuan, a year-on-year increase of 15.7% [4] - The number of credit villages in Zhanjiang reached 1,684, covering 100% of administrative villages with a total credit amount of 38.309 billion yuan [4] Group 5: Elderly Care Financial Services - The PBOC is exploring a "finance + elderly care" service model, promoting health and insurance solutions for the elderly, including the establishment of a home care experience center [5] Group 6: Digital Finance Innovations - The PBOC is leveraging digital technologies to enhance financial services, with 12.12 billion yuan in loans issued through a credit information sharing platform for small and micro enterprises [6] - The digital RMB personal wallets reached 1.6255 million, with 230,000 merchants and a total transfer amount of 3.62 billion yuan [7] Future Directions - The PBOC in Zhanjiang will continue to implement the financial "five articles" strategy, focusing on the development of Zhanjiang as a provincial sub-center city and a key area for modern coastal economic development [7]

Core Viewpoint - Guangxi Guiping Guiyin Village Bank focuses on serving the real economy while achieving its own value, emphasizing a people-centered approach and contributing to the symbiosis of economy and finance [1] Group 1: Technology and Innovation - The bank is exploring new paths for integrating technology and finance, providing "one-stop" financial services for tech innovation enterprises, and actively connecting with specialized and innovative small and medium-sized enterprises [2] - As of September 2025, the bank has issued loans totaling 10.903 million yuan to various technology enterprises [2] Group 2: Green Development - The bank is committed to green development goals, aligning with industry policies for green finance, and supporting projects in renewable energy sectors like solar and wind power [3] - As of September 2025, the bank has supported green shipbuilding and green panel furniture projects with a total of 11.6795 million yuan [3] Group 3: Inclusive Finance - The bank emphasizes inclusive finance, understanding the funding needs of agricultural entities, and ensuring financial resources flow into key areas of rural revitalization [4] - As of September 2025, the bank's agricultural loan balance is 4.798 billion yuan, accounting for 87.52% of its total loans, while inclusive small and micro loans stand at 3.383 billion yuan, making up 61.71% [4] Group 4: Elderly Services - The bank focuses on the financial and lifestyle needs of the elderly, enhancing its "Gui Xiang Silver Age" pension financial service brand and exploring comprehensive elderly service measures [5] - As of September 2025, the bank has supported loans for the elderly care industry amounting to approximately 0.08 billion yuan [5] Group 5: Digital Ecosystem - The bank is building a digital ecosystem by creating digital financial products and services tailored to different types of enterprises, enhancing the efficiency of loan applications [6] - As of September 2025, the bank's online loan balance reached 40.7446 million yuan [6]

Core Insights - The People's Bank of China (PBOC) in Zhanjiang has implemented financial policies to support key sectors such as technology, green finance, inclusive finance, elderly care, and digital finance, contributing to high-quality economic development in the region [1][2][3][4][5][6][7] Group 1: Financial Support for Key Sectors - The PBOC has introduced a comprehensive action plan and guidelines to enhance financial support for Zhanjiang's economic development, resulting in a loan balance of 206.17 billion yuan, a year-on-year increase of 28.7%, the highest growth rate in the province [1] - As of August 2025, the technology loan balance in Zhanjiang reached 75.3 billion yuan, with a year-on-year growth of 34.6%, leading the province [2] - Green loans in Zhanjiang amounted to 64.86 billion yuan by June 2025, reflecting a year-on-year increase of 34.6%, ranking second in the province [3] - Inclusive finance loans reached 67.94 billion yuan by June 2025, with a year-on-year growth of 15.7%, and the number of credit villages reached 1,684, covering 100% of administrative villages [4] Group 2: Innovative Financial Products and Services - The PBOC has developed various financial products to support technology innovation, including 4.8 million yuan in re-loans for small and micro enterprises and 25.5 billion yuan in intellectual property pledge financing [2][3] - New financial products such as "Micro Quick Loan" and "Digital Transformation Loan" have been introduced to enhance financing convenience for small businesses [4][6] - The PBOC has also promoted a "Financial + Elderly Care" service model, integrating insurance and health services to support the aging population [5] Group 3: Digital Finance Development - The PBOC has leveraged digital technology to enhance financial services, issuing loans totaling 1.212 billion yuan through a credit information sharing platform for small and micro enterprises [6] - By mid-2025, Zhanjiang had opened 1.6255 million digital RMB personal wallets, with 230,000 merchants accepting digital currency, facilitating 5.5883 million transactions worth 3.62 billion yuan [7]