证券代码：002316 证券简称：ST 亚联 吉林亚联发展科技股份有限公司 投资者关系活动记录表 编号：2025-001 | | □特定对象调研 □分析师会议 □媒体采访 □业绩说明会 | | --- | --- | | 投资者关系 活动类别 | | | | □新闻发布会 □路演活动 | | | □现场参观 | | | ☑其他（2025 年吉林辖区上市公司投资者网上集体接待日） | | 活动参与人员 | 参与 2025 年吉林辖区上市公司投资者网上集体接待日活动的投资 | | | 者。 | | 时 间 | 2025 年 05 月 27 日（周二）下午 15:00-16:30。 | | 地 点 | 公司通过全景网"投资者关系互动平台"（https://ir.p5w.net） | | | 采用网络远程的方式召开本次活动。 | | 上市公司接待 | 公司董事长、总经理、财务总监（代）王永彬先生，独立董事吕功 | | 人员姓名 | 华先生，董事会秘书王思邈女士。 | | 交流内容及具 | 投资者提出的问题及公司回复情况 | | | 公司就投资者在本次说明会中提出的问题进行了回复： | | | 1、公司对生物纤维素有新 ...

Group 1 - The core business of the company focuses on three strategic directions: medical insurance, digital governance, and smart cities, utilizing technologies such as big data, cloud computing, blockchain, artificial intelligence, and mobile internet to empower people's livelihoods and support national governance modernization [2] - The company has been recognized as a national high-tech enterprise and has received multiple awards, including being listed among China's top 100 growing companies and various provincial and national honors [2] - As of March 31, 2025, the company had 57,693 shareholders, with an average holding value of 352,800 yuan and an average holding quantity of 27,600 shares [1] Group 2 - In the first quarter of 2025, the company reported revenue of 208 million yuan, a year-on-year increase of 6.25%, and a net profit of 14.90 million yuan, reflecting a year-on-year growth of 17.18% with a gross profit margin of 45.26% [3] - The company's rolling price-to-earnings (PE) ratio is 94.85, significantly higher than the industry average of 71.26 and the industry median of 79.62, ranking it 111th in the industry [1][4]

Core Insights - The article highlights the significant milestone of Shuhe Technology as it celebrates its tenth anniversary and rebrands from "SHUHE GROUP" to "SHUHE TECH," reflecting a strategic shift and commitment to excellence in the fintech sector [1] - Shuhe Technology aims to provide optimal financial services for everyone, leveraging digital intelligence as a key driver by integrating cutting-edge technology with credit services [1] Group 1: Technological Empowerment in Credit Services - In the financial credit sector, technological innovation is essential for enhancing service quality and efficiency, with Shuhe Technology incorporating AI and big data into its credit service processes [2] - The company utilizes big data to analyze vast user data, creating detailed user profiles and offering personalized credit product recommendations, significantly improving service accessibility and matching [2] - Shuhe Technology's intelligent risk control is a core competitive advantage, employing advanced AI algorithms to build models that assess credit status and risks in real-time, thus enhancing credit evaluation and reducing lending risks [2] Group 2: Efficient Credit Matching Platform - Shuhe Technology has developed an efficient and transparent credit matching platform that uses intelligent algorithms to match user needs with financial institutions, facilitating quick and effective allocation of credit funds [3] - This precise matching model enhances the efficiency of fund utilization for financial institutions while providing users with high-quality and convenient credit services, promoting financial inclusivity [3] Group 3: Innovation and Intellectual Property - The company places a strong emphasis on technology research and intellectual property protection, having filed over 370 patents and received 97 software copyrights and 73 invention patents [4] - These achievements underscore Shuhe Technology's innovation capabilities and its core competitiveness in the fintech industry, earning it various accolades such as "High-tech Enterprise" and "Shanghai Specialized and Innovative Enterprise" [4] - The accumulation of patents and industry honors enhances the company's brand image and fosters market trust, motivating further technological advancements [4] Group 4: Customer Service Evolution - Shuhe Technology's subsidiary, Haibei, has evolved its customer service model to prioritize user experience, transitioning from basic text and voice interactions to an AI-driven customer service 3.0 model [5][6] - The AI customer service system boasts a 98% speech recognition accuracy and can proactively address user inquiries while suggesting solutions, significantly improving service quality [6] Group 5: Future Vision - Looking ahead, Shuhe Technology is committed to leveraging core technologies to advance inclusive finance and aims to be a lifelong intelligent financial partner for users, providing high-quality and personalized financial services [7]

Core Viewpoint - The article emphasizes the importance of stabilizing employment as a key focus of current economic work, highlighting the issuance of 20 measures by five departments to improve the public employment service system in the new era [1][9]. Group 1: Service Mechanism - The measures aim to establish an equitable and inclusive service mechanism, enhancing employment public service responsibilities for both urban and rural laborers and employers [1][3]. - A unified service standard will be developed, including a provincial service checklist and a national visual identification system [1][3]. Group 2: Service Content - The content of services will be improved to cover essential areas such as job placement, entrepreneurial support, unemployment registration, employment assistance, and policy implementation [3][9]. Group 3: Service Model - A precise and effective service model will be implemented, focusing on identifying service recipients, assessing service needs, categorizing service content, and tracking service outcomes [5][9]. Group 4: Service Structure - The initiative aims to enhance the service capacity of municipal and county institutions, providing comprehensive employment public services and establishing a "15-minute" employment service circle [7][17]. Group 5: Service Efficiency - The use of digital technologies such as big data and artificial intelligence will be strengthened to provide smarter, more convenient, and efficient employment services [9][19]. Group 6: Employment Goals - The government aims to create over 12 million new urban jobs this year, with public employment services being a crucial vehicle for promoting high-quality and sufficient employment [9][11]. Group 7: Service Accessibility - Localities will accelerate the implementation of the 20 measures, focusing on enhancing the effectiveness and accessibility of employment services, including personalized "employment service packages" for key groups [14][19]. Group 8: Professionalization - There will be an emphasis on building a professional workforce in employment services, promoting the application of a "big data + grassroots" model, and creating intelligent service platforms for efficient job matching [19].

Core Points - Zhengzhou Talent Exchange Center will host eight diverse recruitment fairs in June, targeting college graduates, skilled talents, and job seekers in emerging industries [1] - The recruitment fairs will take place at Zhengzhou Talent Building, located at 169 Longhai West Road, 12th floor [1] Group 1: Recruitment Fair Themes - The recruitment fairs will feature five major themed events, including "Youth Start" for recent and past college graduates, covering fields such as finance, IT, and administration [1] - "Intelligent Manufacturing Future" will focus on high-end equipment manufacturing and new energy vehicles, offering high-skilled positions like CNC technology and mechanical design [1] - "Wisdom Gathering in Central Plains" will target core engineering fields, attracting advanced manufacturing and high-tech companies, providing diverse roles in technical research and project management [1] - "Digital Empowerment" will focus on emerging industries such as AI, big data, and cloud computing, recruiting high-level talents for technology research and product operations [1] - A comprehensive talent exchange event will cover various sectors including marketing, finance, logistics, and services, suitable for all job seekers [1] Group 2: Schedule of Events - The recruitment fairs will occur every Tuesday and Friday in June, with specific events scheduled as follows: - June 3: "Youth Start" for college graduates - June 6: Comprehensive talent exchange - June 10: "Intelligent Manufacturing Future" - June 13: Comprehensive talent exchange - June 17: "Wisdom Gathering in Central Plains" - June 20: Comprehensive talent exchange - June 24: "Digital Empowerment" - June 27: Comprehensive talent exchange [2]

Core Insights - The article highlights the advancements in technology and innovation in Macau, particularly through the launch of the "Macau Science No. 1" satellite, which is the highest precision satellite for geomagnetic field detection in China [1][2]. Group 1: Satellite and Space Research - "Macau Science No. 1" satellite, developed collaboratively by mainland China and Macau, has completed over 10,000 orbits since its launch in May 2023, yielding significant scientific results [2]. - The satellite project is a successful example of cooperation under the "One Country, Two Systems" framework, aiming to enhance scientific research and applications related to the Earth's magnetic field [2][3]. - The project team is preparing for the launch of "Macau Science No. 2" in the first half of 2028, which will work alongside "Macau Science No. 1" to form a high-precision geomagnetic constellation [3]. Group 2: Traditional Chinese Medicine (TCM) Industry - The TCM industry in Macau is experiencing new development opportunities, focusing on talent cultivation, research development, and international platform establishment [4]. - Macau aims to leverage emerging technologies like AI and big data to create internationally recognized TCM standards, facilitating the development of new formulations and shortening research cycles [6]. - The Guangdong-Macau Cooperation TCM Science and Technology Industrial Park has successfully helped several companies obtain registration for TCM products in Mozambique and Brazil, indicating a growing international market for Macau's TCM [7]. Group 3: Entrepreneurship and Innovation - The Hengqin Guangdong-Macau Deep Cooperation Zone is fostering innovation and entrepreneurship, with significant support for startups, as evidenced by the 100 million yuan prize awarded in a technology competition [8]. - Young entrepreneurs from Macau are increasingly returning to start businesses, driven by the vibrant innovation atmosphere in the Greater Bay Area [9]. - The article emphasizes the importance of Macau's youth engaging with national development and seizing opportunities in the evolving economic landscape [9].

Core Viewpoint - The company is actively expanding its business in HVLS fans, artificial intelligence, and smart governance, while facing challenges in revenue and profitability in the recent quarter [2][8]. Group 1: HVLS Fan Business - The HVLS fan business is the company's main revenue source, achieving a revenue of 244 million yuan in 2024 with a gross margin of 36.95% [2]. - The company holds a leading position in the domestic HVLS fan industry and aims to increase its overseas market share, which currently accounts for 23.31% of total revenue [2]. Group 2: Artificial Intelligence Initiatives - The company is leveraging its joint venture, Henan Yuzhi Kaile Intelligent Technology Co., Ltd., to advance AI applications in smart office, smart travel, and smart healthcare [3]. - The AI solutions provided are designed to ensure data security and compliance while enhancing operational efficiency [3]. Group 3: Smart Driving Collaboration - A cooperation agreement was signed with the Henan Provincial Automotive Industry Investment Group to promote digital and intelligent upgrades in the automotive sector, focusing on autonomous driving technology [4]. - The collaboration aims to develop technologies related to unmanned vehicles and logistics [4]. Group 4: Smart Governance Developments - In April 2025, the company launched a large model government integrated machine in collaboration with People's Daily Online, enhancing its offerings in smart governance [5]. - The "Deep Language Future" smart governance machine is designed for local deployment and ensures data security and compliance with government regulations [6]. Group 5: AI Medical Solutions - The AI medical segment focuses on providing various solutions for different medical applications, including smart hospital renovations and AI-assisted research platforms [7]. - Collaborations with major hospitals and health institutions are underway to enhance clinical and research capabilities using AI technologies [8]. Group 6: Financial Performance - In Q1 2025, the company reported a main revenue of 37.91 million yuan, a year-on-year decrease of 20.13%, while the net profit attributable to shareholders was -5.17 million yuan, an increase of 44.54% year-on-year [8]. - The company’s debt ratio stands at 16.59%, with investment income of 1.17 million yuan and a gross margin of 41.76% [8].

Group 1 - The importance of a clean and tidy environment for physical and mental health, work efficiency, and overall quality of life is emphasized, highlighting the value of cleaning services [1] - Professional cleaning services play a crucial role in creating a safe and healthy living and working space by effectively removing harmful microorganisms and reducing the risk of cross-infection [1] - A clean and organized work environment significantly boosts employee motivation and creativity, leading to enhanced work efficiency and value creation for businesses [3] Group 2 - Modern consumers increasingly value the aesthetic and emotional aspects of their living spaces, with professional cleaning services offering personalized cleaning solutions that reflect individual tastes and lifestyles [3] - The use of big data by cleaning companies allows for the creation of tailored cleaning plans based on user preferences and feedback, enhancing customer satisfaction and service quality [3] - The integration of internet technology has led to the smart upgrade of cleaning tools, improving efficiency and safety for cleaning personnel while ensuring optimal service quality [5] Group 3 - The Xinjiang Cleaning Network project is leveraging the internet for transformation and upgrading, utilizing offline foundations and online channels for marketing and service delivery [5] - The project aims to build a mall through mini-programs, promote services via public accounts, and engage in precise marketing through community interactions, ultimately achieving "internet-based marketing" [5]

近期，国家金融监督管理总局天津、上海、辽宁、重庆等地监管局集中公开了一批涉及多家消费金融公 司的高管任命、章程修改、名称更换等批复事项。 根据批复信息，上海尚诚消费金融股份有限公司副总经理、马上消费金融股份有限公司总经理助理、河 北幸福消费金融股份有限公司首席风险官均有高管履新，展现出新人新貌。 另外，重组后的捷信消费金融有限公司更名一事，也备受市场瞩目。 至此，捷信消金完成了成为"京东系"一员后重组更迭的最后一步，正式告别原有外商独资运营模式，进 一步融入京东生态，拓展场景化、多元化的电商消费分期布局，推动消费金融公司在新的市场环境下实 现转型和发展。 有市场分析认为，京东消金未来或将重点推动业务场景化和风控科技化两大战略转型，依托京东电商生 态深度融合消费场景提升信贷服务渗透率，同时依托大数据、人工智能等技术构建智能化业务和风控体 系，降低对第三方平台的依赖，缓解资产质量压力，夯实长期发展根基。 同为电商、互联网背景的消费金融公司，重庆蚂蚁消费金融有限公司（以下简称"蚂蚁消金"）近期也是 动作频频。 《金融时报》记者注意到，蚂蚁消金正寻求"轻装前行"，加快不良资产处置。 国家金融监督管理总局天津监管局日前 ...

Group 1 - The establishment of a cross-border e-commerce comprehensive pilot zone across Hainan Island is expected to enhance international trade dynamics and attract businesses to set up operations in the region [3][4] - The new policy allows all 18 cities and counties in Hainan to benefit from customs, tax, and foreign exchange policy advantages, expanding the scope of cross-border e-commerce operations [4][5] - The "zero tariff, low tax rate, and simplified tax system" policy is anticipated to drive significant growth in the cross-border e-commerce sector, particularly in high-value-added services [3][5] Group 2 - Companies like Hainan Kunpeng Cloud Warehouse are actively engaged in cross-border e-commerce, utilizing the "1210" model for imports, which offers a 0% tariff and reduced tax rates [1][3] - The "9610" model is expected to gain traction, allowing small and medium-sized businesses to directly access global markets without the need for bonded warehousing [4][5] - Hainan's strategic location and favorable policies are seen as key competitive advantages for developing a regional hub for cross-border e-commerce targeting Southeast Asia [5][6]