The crypto-focused subsidiary of Japan’s largest investment bank has joined the growing list of digital asset firms seeking a coveted banking charter from the U.S. Treasury Department. The subsidiary, Laser Digital, is based in Switzerland and owned by the Nomura Group, the Tokyo investment banking and brokerage giant. On Tuesday evening, Laser announced it had filed an application with the U.S. Office of the Comptroller of the Currency to form a national trust bank.  The bank, Laser Digital National Trust ...

普惠金融领域，该局持续推进支持小微企业融资协调机制走深走实，全年累计走访530.3万户次、累放 贷款2410.5亿元；养老金融领域，引导银行机构加大养老产业信贷支持，提高老年群体金融服务可得 性；数字金融领域，引导银行机构制定数字金融发展规划，助力数字经济核心产业发展。2025年末，湖 南数字经济核心产业贷款余额1689.3亿元，同比增长17.6%。 2025年末湖南银行业总资产突破11万亿元 同比增长6.5% 中新网长沙1月28日电(向一鹏)2025年末，湖南省银行业总资产达11.03万亿元，总负债10.7万亿元，同 比分别增长6.5%、6.7%。银行业资产稳健增长。 湖南银行业支持经济高质量发展新闻发布会28日在长沙举行。湖南金融监管局介绍，2025年末，湖南各 项贷款余额7.89万亿元，各项存款余额8.91万亿元，同比分别增长6.13%、8.17%。全年累计发放企业贷 款4.3万亿元，同比增长10.3%。 做深做实金融"五篇大文章"，2025年，湖南金融监管局引导银行机构持续加大金融资源倾斜。科技金融 领域，该局联合湖南省科技厅积极推广科技"创新积分制"应用，推动实施全景式评价，破解科技型企 业"融资难 ...

来源：银行科技研究社 新增一位行领导，科技子公司董事长回归 开年不到一个月，光大银行科技条线再次变动，该行近期新增一位党委委员，为该行金融科技子公司董 事长。 在1月23日召开的光大银行2026年工作会议上，杨文化已作为行领导出席。目前，光大银行官网已更新 了这一人事变动。 | 姓名 | 职务 | 简历 | | --- | --- | --- | | 郝成先生 | 党委书记、行长 | 查看 | | 齐晔女士 | 党委委员、副行长 | 查看 | | 宋炳方先生 | 党委委员、纪委书记 | 查看 | | 杨兵兵先生 | 党委委员、副行长 | 查看 | | 刘彦女士 | 党委委员、副行长、首席财务官 | 查右 | | 杨文化先生 | 党委委员 | 查看 | | 马波先生 | 首席风险官 | 查看 | | 张旭阳先生 | 董事会秘书、联席公司秘书、首席业务总监 | 查看 | 据《银行科技研究社》了解，杨文化今年1月起任光大银行党委委员，此前为光大科技有限公司（下 称"光大科技"）党委书记、董事长、总经理。 杨文化出生于1969年，是光大银行老将，在该行任职近20年。其2006年加入光大银行，先后任该行信贷 审批部总经 ...

Group 1 - The number of internet and mobile banking users in Bosnia has exceeded 1.77 million, with digital transaction volume growing over 35% in the past two years, indicating increasing public acceptance and trust in online financial services [1] - There are 22 banks in Bosnia providing electronic banking services, covering a total of 1.77 million entities, including 136,100 legal entities and 1,634,100 natural persons [1] - The Central Bank of Bosnia views the development of online and mobile banking as a crucial part of modernizing the payment system and digitizing the financial sector, with plans to implement an instant payment system for faster and more efficient electronic transactions [1] Group 2 - A strategic focus for the Central Bank of Bosnia is to integrate Bosnia into the SEPA (Single Euro Payments Area), which involves aligning legislative frameworks with European standards and training relevant participants on SEPA rules [2] - Currently, 44% of payment instructions are initiated electronically, while 56% are still conducted physically, despite electronic transactions accounting for 55% of total transaction value [2] - The Central Bank will continue to drive the development of the digital financial ecosystem, focusing on enhancing payment infrastructure, aligning with European standards, and promoting financial and digital literacy [2]

登录新浪财经APP 搜索【信披】查看更多考评等级 （来源：宁夏金融工作） 为深入贯彻党中央、国务院关于加快经济社会发展全面绿色转型的决策部署，落实自治区党委政府工作 要求，近期中国人民银行宁夏回族自治区分行牵头自治区党委金融办、宁夏金融监管局、宁夏证监局、 自治区发展改革委、工业和信息化厅、财政厅、自然资源厅、生态环境厅、水利厅、农业农村厅和林草 局印发《绿色金融高质量发展三年行动方案（2026-2028年）》（以下简称《方案》）。 《方案》提出到2028年的总体目标：基本建成符合国家政策导向和宁夏实际的绿色金融服务体系，实现 绿色金融政策更健全、服务能力持续提升、产品服务不断丰富、融资规模稳步扩大、风险管理能力稳步 增强，金融支持宁夏绿色发展取得实质性积极成效。 加大重点领域金融支持力度。《方案》鼓励金融机构支持黄河流域生态保护和高质量发展先行区建设， 助力贺兰山、六盘山、罗山及黄河流域生态治理修复，有效赋能自治区"六权"改革，推动生态产品价值 实现，支持宁夏生物多样性保护行动计划，助力矿山污染治理和生态修复、水土流失保护和治理。支持 经济绿色转型，加大对化石能源清洁高效利用、清洁供暖改造的金融支持，主动服 ...

Core Viewpoint - The article emphasizes the importance of financial technology and healthcare sectors, highlighting the potential for investment opportunities through ETFs that focus on these areas, particularly in the context of China's economic policies and global health trends [3][4][6][7]. Financial Technology ETF (159851.SZ) - The "14th Five-Year Plan" reiterates the goal of accelerating the construction of a financial powerhouse, focusing on the development of "fintech" and "digital finance" [3]. - Advanced technologies such as generative AI and blockchain are rapidly being adopted, transforming the financial industry from an optional to a mandatory digitalization process [3]. - Leading financial institutions and IT companies are integrating AI into various applications, which is expected to drive cost reduction and innovation in the financial sector [4]. - The ETF tracks the CSI Financial Technology Theme Index, covering key areas like financial IT and internet finance, providing investors with an efficient tool to access the innovative benefits of the "finance + technology" intersection [4]. Healthcare ETF (512170.SH) - The emergence of the Nipah virus in India, with a mortality rate between 40% and 75%, is expected to catalyze short-term interest in the healthcare sector [6][7]. - In the medium to long term, the acceleration of innovative drugs entering international markets is seen as a core driver for the commercialization of the healthcare industry [6]. - China currently holds about 30% of the global pipeline for new drugs, ranking second worldwide, with 76 innovative drugs approved for market entry in 2025 [7]. - The total value of authorized transactions for innovative drugs from China is projected to exceed $130 billion, with over 150 transactions expected, marking a significant increase in China's global pharmaceutical capabilities [7].

来源：央广网客户端 央广网石家庄1月27日消息（记者李瑶 见习记者张卫军）"今年政府工作报告提出，未来五年要积极探 索、勇于实践，以科技创新引领产业创新。"河北省政协委员、源达信息技术股份有限公司董事长郝旭 说，做好数字金融这篇文章，对河北构建现代化产业体系、实现跨越式发展具有重要意义。 郝旭称，近年来河北数字金融发展成效显著，为产业升级奠定了坚实基础。他曾深入河北各个地市进行 深入考察，并与多个特色产业集群及硬科技、初创型企业进行深入交流，就河北数字金融的高质量发展 提出了一些新想法。 "要充分发挥政府引导、金融助力、企业主体作用，推动三方协同发力，构建'数据互通、产品适配、生 态共荣'的数字金融发展新格局。"郝旭建议，省级层面要加快数字金融基础设施建设，推进政务数据空 间和通用算力平台搭建，健全数据安全可信共享体系，破解数据壁垒。 来源：央广网客户端 央广网石家庄1月27日消息（记者李瑶 见习记者张卫军）"今年政府工作报告提出，未来五年要积极探 索、勇于实践，以科技创新引领产业创新。"河北省政协委员、源达信息技术股份有限公司董事长郝旭 说，做好数字金融这篇文章，对河北构建现代化产业体系、实现跨越式发展具有 ...

Core Viewpoint - Financial support is essential for stimulating consumption in Beijing, focusing on stabilizing enterprises and employment, optimizing consumer finance services, and improving the payment environment to enhance consumer willingness [3][5][11]. Group 1: Financial Support Strategies - The key strategies for financial support in expanding consumption include stabilizing enterprises and employment, particularly by supporting small and micro enterprises, which are crucial for job creation and income growth [3][5]. - Optimizing consumer finance services is necessary to meet residents' cross-cycle funding needs, particularly for large purchases such as home appliances and travel [5][11]. - Improving the payment and settlement environment will make transactions more convenient and enhance the overall consumption atmosphere [5][6]. Group 2: Targeting Specific Demographics - Financial strategies should focus on middle and low-income groups by enhancing social security systems in healthcare, education, and elderly care to alleviate consumption concerns [4][11]. - For high-income groups, leveraging technological innovation can stimulate demand for upgraded consumption, aligning with the capital's industrial advantages [4][11]. - Addressing the needs of specific groups such as youth, new citizens, and rural residents requires tailored financial products that match their characteristics and potential income growth [7][8]. Group 3: Innovation and Risk Management - Balancing innovation with risk management is crucial, emphasizing data security and privacy protection while preventing excessive credit and irrational consumption [10][12]. - Financial institutions must adhere to regulations regarding data usage and ensure that consumer credit products are designed responsibly to avoid over-indebtedness [10][12]. - Establishing a collaborative governance framework is necessary to ensure compliance and mitigate risks associated with financial innovations [10][12]. Group 4: Long-term Mechanisms - A sustainable financial consumption promotion mechanism should be established, focusing on maintaining a stable economic environment to support employment and income expectations [11][12]. - Continuous improvement of social security systems is vital to reduce residents' concerns in areas such as healthcare and education, fostering a more confident consumption environment [12]. - A policy coordination mechanism should integrate financial support with industrial development and social security policies to create a virtuous cycle of employment, income growth, and consumption expansion [12].

2025年，对于重庆银行而言是具有里程碑意义的一年。作为全国首家万亿"A+H"股上市城商行，重庆银 行紧扣"数字金融"与"数字重庆"战略导向，积极响应国家金融相关政策要求，落实"数据要素×"和"人工 智能+"两大系统性工程，奋力推进数字化转型从1.0版迭代升级到2.0版，即数字化到数智化的提档升 级，以科技硬实力重塑业务流程，为全行高质量发展注入强劲动力。 创新驱动：培育跨越发展"新动能" 在数字化转型和金融科技创新的赛道上，重庆银行始终跑在西部城商行第一梯队。2025年，该行以"基 于机器学习的可疑交易监测风控服务"项目连续6年入选人民银行金融科技创新监管试点应用，并连续多 年获评监管部门"金融科技工作先进单位""金融标准工作先进单位"。 不同于为了创新而创新，重庆银行注重的是数据、技术与业务的深度融合。在2025年第十届重庆市"五 小"创新晒决赛中，重庆银行数字化创新项目斩获7个奖项，位居全市参赛金融机构之首。其中，"智能 影像防伪与质检平台""遥感赋能数字三农"等获奖项目，不仅体现出技术突破，更切中业务痛点，大幅 提升了运营效率与风控水平，展现出全行上下蓬勃的创新创效意识。 筑牢防线：构建稳健经营"新基 ...

Group 1 - The year 2025 is crucial for Zhejiang's high-quality development and the construction of a common prosperity demonstration zone, with significant financial support for economic stability and growth [1] - As of the end of November 2025, the balance of financial "five major articles" loans in Zhejiang reached 12.8 trillion yuan, a year-on-year increase of 10.9%, accounting for 11.9% of the national total [1] - The balance of loans in the province's financial system reached 25.69 trillion yuan, with a year-on-year growth of 8%, surpassing the national growth rate by 1.8 percentage points [1] Group 2 - Zhejiang has implemented 17 measures in technology finance to support seed and startup enterprises, with technology loans and loans for strategic emerging industries growing by 13.7% and 14.9% respectively [2] - The province has introduced 20 measures in green finance, with green loan balances reaching 4.57 trillion yuan, a year-on-year increase of 19.3%, ranking among the top in the country [2] - The province has optimized the business environment for private enterprises, with inclusive small and micro loans and agricultural loans ranking first nationally as of the end of 2025 [2] Group 3 - The development of pension finance and digital finance is accelerating, with loans for service consumption and the pension industry exceeding 100 billion yuan, and pension industry loans growing by 92.2% year-on-year [3] - The balance of loans in the core digital economy sectors increased by 14.9% as of the end of November 2025, focusing on areas like integrated circuits and artificial intelligence [3] - A new credit repair policy effective from January 1, 2026, allows individuals to have overdue information removed from the credit system if they repay overdue debts by March 31, 2026, without needing to apply [3]