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六家国有大行集体发布→
新华网财经· 2025-04-30 09:31
4月29日晚间,六家国有大行集体发布2025年一季度报告。据悉,今年一季度,2家国有大行实现归 母净利润同比增长,2家实现营收同比增长,其中,农业银行实现营收、归母净利润同比双增。 六 家国有大行合计实现归母净利润3444.2亿元,合计日赚约38.27亿元 。 具体来看,一季度,工、农、中、建、邮储、交通六家国有大行营收分别为2127.74亿元、1866.74亿 元、1649.29亿元、1900.70亿元、893.63亿元、663.74亿元,分别实现归母净利润841.56亿元、719.31亿 元、543.64亿元、833.51亿元、252.46亿元、253.72亿元。其中,农业银行、交通银行实现归母净利润同 比增长,增幅分别为2.20%、1.54%。 资料图。 资产规模方面,截至一季度末,六家国有大行的资产规模均稳中有升。 工商银行继续稳坐头把交椅 , 资产规模站上50万亿元新台阶,达到51.55万亿元,较上年末增长5.58%,这一增速同样居首。 农业银 行位居第二 ,资产规模为44.82万亿元,较上年末增长3.66%。建设银行资产规模为42.79万亿元,较上 年末增长5.48%。中国银行、邮储银行、交通银行 ...
做实做细金融“五篇大文章”,中金投行取得多项积极成效
Zhong Guo Ji Jin Bao· 2025-04-30 08:04
2023年底召开的中央金融工作会议首次提出要加快建设金融强国,明确了"做好科技金融、绿色金融、 普惠金融、养老金融、数字金融五篇大文章"的工作要求,为金融业高质量发展指明了方向,提供了根 本遵循。2024年4月,国务院颁布新"国九条",强调要进一步全面深化改革开放,更好服务高质量发 展,推动形成促进资本市场高质量发展的合力,着力做好五篇大文章。 与以往不同的是,投行业务在高质量服务专精特新"小巨人"企业时,充分发挥自身"投资+投行"的优 势,为企业提供产业赋能、跨境联动、创新的融资工具等全链路、全周期的金融服务。 以汉朔科技(301275)为例,在中金投资和投行业务部门的紧密配合下,帮助公司与立讯精密 (002475)、惠科股份等企业完成产能与品质磨合。同时,中金投行团队还借助光速光合、经纬创投、 君联资本等创投机构的资源,推动汉朔科技海外业务成功落地。 2025年3月,汉朔科技成功登陆创业板,中金投行团队助力其完成11.62亿元融资,计划用于提升公司终 端产线自动化水平,持续为传统零售产业的数字化、智能化与绿色化转型升级赋能。 汉朔科技的成功,不仅是中金公司综合实力的体现,也是中金投行团队向早期中小企业提供 ...
郑州银行一季度何以“逆势”增长
Hua Er Jie Jian Wen· 2025-04-30 08:01
Core Viewpoint - Zhengzhou Bank is experiencing a recovery trend with positive profit growth, achieving significant increases in key financial metrics in the first quarter of 2024 [1][2]. Financial Performance - In Q1 2024, Zhengzhou Bank reported revenue of 3.475 billion yuan and net profit attributable to shareholders of 1.016 billion yuan, representing year-on-year growth of 2.22% and 4.98% respectively [1]. - Total assets exceeded 700 billion yuan for the first time, with total loans surpassing 400 billion yuan, and personal deposits maintaining double-digit growth [1]. - By the end of Q1 2025, net profit returned to the 1 billion yuan level, with total loans reaching 400.236 billion yuan, a 3.24% increase from the end of the previous year [2]. Strategic Focus - Zhengzhou Bank is committed to supporting local economic development by focusing on seven major industrial clusters and modernizing the "7+28+N" industrial chain, as well as promoting stable development in the real estate market [2]. - The bank is actively involved in significant provincial projects and initiatives like "Ten Thousand People Helping Ten Thousand Enterprises," directing financial resources to key areas of social development [2]. Loan and Deposit Growth - Total deposits reached 430.112 billion yuan, with personal deposits growing by 11.61% to 243.505 billion yuan [2]. - The bank's non-performing loan ratio stood at 1.79% at the end of Q1, remaining stable compared to the end of the previous year, while the provision coverage ratio increased by 8.17% [2]. Implementation of "Five Major Articles" - The "Five Major Articles" framework has become a crucial tool for Zhengzhou Bank to support the real economy and achieve high-quality development [3]. - In technology finance, the bank's loans to technology enterprises reached 48.269 billion yuan, with a growth rate of 44.50% [3]. - Green finance initiatives supported the development of green industries, with green credit business balance reaching 9.146 billion yuan, a year-on-year increase of 123.73% [3]. - Inclusive finance efforts led to a balance of 53.685 billion yuan in small and micro loans, growing by 7.46% [3]. - The bank is enhancing financial support for the elderly care and health industries, promoting a robust financial service environment for senior citizens [3]. - Digital finance initiatives are being implemented to integrate financial services into the digital transformation of enterprises [3].
稳中求进、质效并升:江苏银行擦亮普惠为民底色
Sou Hu Cai Jing· 2025-04-30 02:33
Core Viewpoint - The banking industry is undergoing significant differentiation and transformation, with increasing market competition. Jiangsu Bank has demonstrated strong performance amidst challenges, achieving high-quality development through its commitment to "finance for the people" and enhancing financial services [2][4]. Financial Performance - Jiangsu Bank reported a Q1 2025 operating income of 22.304 billion yuan, a year-on-year increase of 6.21% - The net profit attributable to shareholders was 9.78 billion yuan, up 8.16% year-on-year - Basic earnings per share reached 0.53 yuan, reflecting a growth of 17.78% [2][4] - As of the end of Q1 2025, the bank's non-performing loan ratio was 0.86%, the lowest since its listing, with a provision coverage ratio of 343.51% [4][5] Asset Growth - Jiangsu Bank's total assets surpassed 4 trillion yuan, reaching 4.46 trillion yuan, marking a significant milestone in its development - Total deposits amounted to 2.42 trillion yuan, a growth of 14.21% compared to the end of the previous year - Total loans reached 2.26 trillion yuan, with a year-on-year increase of 7.96% [3][4] Revenue Structure - The bank's interest income for Q1 2025 was 16.592 billion yuan, a year-on-year increase of 21.94%, accounting for 74.38% of total revenue - Non-interest income, including net fees and commissions, reached 1.65 billion yuan, up 21.77%, representing 7.4% of total revenue [4] Innovation and Support for SMEs - Jiangsu Bank has focused on enhancing financial services for small and medium-sized enterprises (SMEs) and technology innovation, establishing an "innovation ecosystem accelerator" - The bank has developed a tiered service system for technology financing and has actively engaged with local enterprises to support their growth [6][7] - As of the end of 2024, the bank's technology loan balance was 232.6 billion yuan, with a growth rate of 22.8% [7] Inclusive Finance Initiatives - Jiangsu Bank has prioritized inclusive finance, directing resources towards small and micro enterprises, and has implemented various initiatives to alleviate financing difficulties for these businesses - The bank's inclusive small and micro loan balance reached 210.5 billion yuan, a year-on-year increase of 21.36% [8][9] Retail Banking Strategy - The bank aims to expand its retail business and wealth management services, with a focus on customer needs and a comprehensive service approach - Retail deposits reached 822.9 billion yuan, growing 16.21% year-on-year, while retail loans amounted to 674.8 billion yuan, up 3.40% [10][11]
中泰信托有限责任公司二O二四年年度报告摘要
Shang Hai Zheng Quan Bao· 2025-04-30 02:29
1.2 独立董事袁东生、熊焰、朱青、鲍治认为本年度报告真实、准确、完整。 1.3中审亚太会计师事务所(特殊普通合伙)对本公司二〇二四年度财务会计报告出具了标准无保留意 见的审计报告。 1.4公司董事长吴庆斌、总裁胡杰、主管会计工作负责人杨红及财务会计部负责人隋新声明:保证年度 报告中财务会计报告的真实、完整。 二、公司概况 2.1公司简介 登录新浪财经APP 搜索【信披】查看更多考评等级 一、重要提示 1.1本公司董事会及董事保证本报告所载资料不存在任何虚假记载、误导性陈述或者重大遗漏,并对其 内容的真实性、准确性和完整性承担个别及连带责任。本年度报告摘要摘自年度报告全文,客户及相关 利益人欲了解详细内容,应阅读年度报告全文。 1、公司的法定中文名称:中泰信托有限责任公司 公司的法定英文名称:ZHONGTAI TRUST CO., LTD. 2、法定代表人:吴庆斌 3、注册地址:上海市黄浦区北京东路666号F区(西座)32层和33层 4、邮政编码:200001 联系电话:021-63872058;传真:021-63872700 电子信箱:zhaofengying@zhongtaitrust.com 8、公司选 ...
中国邮政储蓄银行股份有限公司 2025年第一季度报告
Zheng Quan Ri Bao· 2025-04-29 23:47
登录新浪财经APP 搜索【信披】查看更多考评等级 (股票代码:601658) 2.1主要会计数据和财务指标 本季度报告所载财务资料按照中国会计准则编制。除特别说明外,为本行及子公司合并数据,以人民币 列示。 人民币百万元,百分比或另有标注除外 注(1):以摊余成本计量的客户贷款的减值准备。 注(2):按期末归属于银行普通股股东的权益除以期末普通股股本总数计算。 1重要提示 1.1中国邮政储蓄银行股份有限公司(以下简称本行)董事会、监事会及董事、监事、高级管理人员保 证本季度报告内容的真实、准确、完整,不存在虚假记载、误导性陈述或者重大遗漏,并承担个别和连 带的法律责任。 1.22025年4月29日,本行董事会审议通过了《2025年第一季度报告》。 1.3本行法定代表人郑国雨、主管财务工作副行长徐学明及财务会计部负责人邓萍保证本季度报告中财 务信息的真实、准确、完整。 1.4本季度财务报表未经审计。 2主要财务数据 2.4资本充足率情况表 人民币百万元,百分比除外 人民币百万元,百分比或另有标注除外 注(1):根据中国证券监督管理委员会《公开发行证券的公司信息披露编报规则第9号——净资产收益率 和每股收益的计算 ...
中信银行成都分行:加力加劲 当好服务实体经济主力军
Si Chuan Ri Bao· 2025-04-29 22:02
Core Insights - The article highlights the proactive financial support provided by CITIC Bank Chengdu Branch to specialized and innovative enterprises in Sichuan, showcasing its commitment to serving the real economy [2][4][10] Group 1: Financial Support Initiatives - CITIC Bank Chengdu Branch customized a credit product called "Ke Chuang e Loan" to assist a specialized traditional Chinese medicine company facing procurement cost challenges, successfully disbursing 3 million yuan within a week [2] - The bank facilitated the issuance of a project payment guarantee for Sichuan Wo Fei Chang Kong Technology Development Co., enabling the company to register its new production base [2][4] - A specialized service team was formed to address the wage payment needs of migrant workers, providing personalized financial solutions and facilitating the opening of dedicated salary accounts [4] Group 2: Financial Performance - As of the end of 2024, CITIC Bank Chengdu Branch reported a deposit balance exceeding 150.7 billion yuan, an increase of 11.8 billion yuan since the beginning of the year, and a loan balance of 177.2 billion yuan, up by 7.4 billion yuan [2][4] - The bank's general corporate loan balance reached 81.1 billion yuan, with a year-on-year increase of 4.2 billion yuan, while loans to strategic emerging industries exceeded 18.4 billion yuan, growing by 3.5 billion yuan [4][6] Group 3: Focus Areas in Financial Services - The bank is actively promoting technology finance, green finance, inclusive finance, pension finance, and digital finance, aligning with national financial work conference directives [4][6][10] - In technology finance, the bank achieved a loan balance of 13.2 billion yuan, with a growth of 4 billion yuan, and reached a 95% touch rate for national specialized "little giant" enterprises [6] - Green finance initiatives led to a loan balance surpassing 17.2 billion yuan, with an increase of over 3.3 billion yuan, and the bank underwrote green bonds worth 1 billion yuan, capturing over 9% market share [6][7] Group 4: Digital Transformation and Innovation - The launch of the "Tian Yuan Treasury" system aims to enhance enterprise financial management and facilitate digital transformation, with over 100 enterprise representatives participating in the launch event [8][9] - The bank's digital finance initiatives include the development of the "Jijinbao" product for housing fund management and integration with migrant worker wage payment regulatory platforms [7][9] Group 5: Future Outlook - CITIC Bank Chengdu Branch plans to continue its commitment to serving the real economy, focusing on high-quality development and deepening reforms in line with the "14th Five-Year Plan" [10]
一季度六家国有大行合计日赚约38.27亿元 四家不良贷款率下降
Zheng Quan Ri Bao Zhi Sheng· 2025-04-29 18:38
Group 1: Financial Performance - In Q1 2025, six major state-owned banks achieved a total net profit attributable to shareholders of 344.42 billion yuan, averaging approximately 3.83 billion yuan per day [1] - Agricultural Bank and Bank of Communications reported year-on-year growth in net profit, with increases of 2.20% and 1.54% respectively [1] - The revenue figures for the six banks were as follows: Industrial Bank (212.77 billion yuan), Agricultural Bank (186.67 billion yuan), China Construction Bank (190.07 billion yuan), Bank of China (164.93 billion yuan), Postal Savings Bank (89.36 billion yuan), and Bank of Communications (66.37 billion yuan) [1] Group 2: Asset Scale and Quality - By the end of Q1, the total asset scale of the six banks showed steady growth, with Industrial Bank leading at 51.55 trillion yuan, a 5.58% increase from the previous year [2] - Agricultural Bank followed with assets of 44.82 trillion yuan, up 3.66%, while China Construction Bank reached 42.79 trillion yuan, growing by 5.48% [2] - The non-performing loan ratios for the banks remained stable, with Industrial Bank and Agricultural Bank both at 1.33%, and Postal Savings Bank at 0.91% [2] Group 3: Support for the Real Economy - The six banks continued to support the real economy, with Industrial Bank's loans to strategic emerging industries reaching 3.5 trillion yuan, and manufacturing loans at 4.8 trillion yuan [3] - Agricultural Bank's loans to strategic emerging industries totaled 3.2 trillion yuan, with a growth rate of 24.1% [3] - Postal Savings Bank served nearly 100,000 technology-based enterprises, with financing exceeding 600 billion yuan [3] Group 4: Green and Inclusive Finance - Agricultural Bank's green loan balance reached 5.59 trillion yuan, with a growth rate of 12.06% [3] - Postal Savings Bank's green loan balance was 910.71 billion yuan, growing by 6.01% [3] - Agricultural Bank's loans to private enterprises amounted to 7.22 trillion yuan, with a growth rate of 10.51% [3] Group 5: Digital Finance - By the end of Q1, Industrial Bank's loans to the core digital economy industries exceeded 960 billion yuan, reflecting a growth of 10.9% [4] - Bank of Communications reported loans to the digital economy core industries at 307.68 billion yuan [4]
国泰海通(02611) - 2024年度「提质增效重回报」行动方案落实情况年度报告
2025-04-29 12:52
2024年度「提質增效重回報」行動方案落實情況年度報告 國泰海通證券股份有限公司(「本公司」)董事會(「董事會」)謹此宣佈,為積極落 實《國務院關於加強監管防範風險推動資本市場高質量發展的若干意見》,全力 推動本公司高質量發展,鞏固和提升本公司的行業影響力,加快打造一流投資銀 行,本公司結合行業特點、自身發展階段和投資者訴求,從經營管理、本公司治 理、信息披露、投資者回報等方面提出2024年度「提質增效重回報」行動方案並向 投資者和社會公開披露。2024年,本公司有力推動落實「提質增效重回報」行動方 案相關工作,取得了積極進展和良好效果,具體情況如下: 一、積極推動國泰君安與海通證券合併重組,加快打造一流投資銀行 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責,對其準確性 或完整性亦不發表任何聲明,並明確表示,概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 國泰海通證券股份有限公司 Guotai Haitong Securities Co., Ltd. 於中華人民共和國註冊成立的股份有限公司) (股份代號:02611) 國泰君安証券與海通證券於2 ...
中银三星人寿2024年净利润创新高 实现连续八年盈利
Zheng Quan Ri Bao Wang· 2025-04-29 09:53
Core Viewpoint - Bank of China Samsung Life Insurance Co., Ltd. reported a record net profit of 483 million yuan for 2024, marking its eighth consecutive year of profitability, with total assets exceeding 100 billion yuan [1][2]. Financial Performance - Total assets reached 127.7 billion yuan, with original premium income of 29.862 billion yuan, reflecting a year-on-year growth of 20.08% [2]. - Net profit increased by 536% year-on-year, amounting to 483 million yuan [2]. - New single premium income was 13.6 billion yuan, while renewal premium income was 17.8 billion yuan, showing a year-on-year growth of 62.76% [2]. - Investment income was 4.856 billion yuan, with a comprehensive solvency adequacy ratio of 245.86% [2]. Social Responsibility Initiatives - The company established a microfinance insurance department in 2024, conducting 361 promotional activities that reached 24,000 people, with group accident insurance benefiting 3,263 individuals and a total coverage amount of 1.28 billion yuan [2]. - In the area of elderly care, the company offered 44 types of life insurance products for individuals over 60, a 26% increase year-on-year, and provided over 100,000 services tailored for seniors [2]. Green Finance - The company increased its support for green finance, with a year-end balance of over 7 billion yuan in green financial investments [2]. Technology and Digital Finance - Focused on strategic emerging industries, the company’s technology finance investment balance reached 1.75 billion yuan, with an average growth rate of 32.46% over the past three years [3]. - The company achieved a cloud resource ratio of nearly 60% and upgraded its intelligent customer service, with an online service rate exceeding 95% [3]. - Online insurance application time was reduced by 30%, and the online claims application rate reached 97.18%, with small claims processed in as little as 4 minutes [3]. Commitment to Development - The company aims to implement national policies, deepen reforms, and contribute to high-quality financial development, supporting national construction and rejuvenation efforts [3].