我国银行业总资产位居世界第一 潘功胜介绍，"十四五"期间，我国金融事业取得新的重大成就。 截至今年6月末，我国银行业总资产近470万亿元，位居世界第一；股票、债券市场规模位居世界第二； 外汇储备规模连续20年位居世界第一。同时，我国在绿色金融、普惠金融、数字金融等方面走在世界前 列，基本建成多渠道、广覆盖、安全高效的人民币跨境支付清算网络，移动支付处于国际领先水平。 "十四五"期间科技型中小企业贷款年均增速超20% 时隔近一年，金融管理部门"一把手"再次出席同场新闻发布会。 9月22日下午3时，国务院新闻办公室举行"高质量完成'十四五'规划"系列主题新闻发布会，中国人民银 行行长潘功胜，金融监管总局局长李云泽，中国证监会主席吴清，中国人民银行副行长、国家外汇局局 长朱鹤新介绍"十四五"时期金融业发展成就，并答记者问。 发布会上，金融管理部门"一把手"在答记者问中释放了不少重磅信息，发布会要点梳理如下。 央行行长潘功胜：今日发布会不涉及短期政策调整 潘功胜介绍，"十四五"期间，我国金融服务实体经济质效大幅提升，科技型中小企业贷款、普惠小微贷 款、绿色贷款年均增速均超过20%。 今日发布会主要介绍"十四五"时期金 ...

Core Insights - The press conference highlighted significant achievements in China's financial sector during the "14th Five-Year Plan" period, emphasizing the growth and stability of the banking and insurance industries [3][8][9]. Group 1: Financial Sector Achievements - As of June 2023, China's banking sector total assets reached nearly 470 trillion yuan, ranking first globally, with stock and bond market sizes second in the world [3]. - The banking and insurance sectors provided an additional 17 trillion yuan in funding to the real economy over the past five years, with average annual growth rates for loans to technology SMEs, inclusive small loans, and green loans exceeding 20% [4][8]. - The total assets of the banking and insurance sectors surpassed 500 trillion yuan, with an average growth rate of nearly 9% over the past five years [9]. Group 2: Regulatory Developments - The China Securities Regulatory Commission (CSRC) issued 2,214 administrative penalties during the "14th Five-Year Plan," with fines totaling 41.4 billion yuan, reflecting a 58% increase in penalties compared to the previous five-year period [17]. - The CSRC has enhanced market transparency and ecological integrity through strict enforcement actions, including the transfer of over 700 cases to law enforcement agencies [18]. Group 3: Market Resilience and Investor Engagement - The A-share market has shown increased resilience and risk management capabilities, with the annualized volatility of the Shanghai Composite Index at 15.9%, a decrease of 2.8 percentage points from the previous five-year period [15]. - Over the past five years, listed companies in China distributed a total of 1.06 trillion yuan in dividends and share buybacks, an increase of over 80% compared to the previous five-year period [12]. - The proportion of technology companies in the A-share market has risen, with their market capitalization now accounting for over one-fourth of the total [13]. Group 4: Foreign Exchange and International Investment - China's foreign exchange reserves have remained stable above 3 trillion USD since the beginning of the "14th Five-Year Plan," with recent figures exceeding 3.2 trillion USD [20]. - As of July 2023, foreign institutions and individuals held over 10 trillion yuan in domestic stocks, bonds, and deposits, indicating a robust international investment landscape [21].

时隔近一年，金融管理部门"一把手"再次出席同场新闻发布会。 9月22日下午3时，国务院新闻办公室举行"高质量完成'十四五'规划"系列主题新闻发布会，中 国人民银行行长潘功胜，金融监管总局局长李云泽，中国证监会主席吴清，中国人民银行副行 长、国家外汇局局长朱鹤新介绍"十四五"时期金融业发展成就，并答记者问。 潘功胜回应美联储降息 潘功胜回应美联储降息时说， 中国货币政策坚持以为我主、兼顾内外平衡 ，往后看，我们将 根据宏观经济运行情况和形势变化，综合应用多种货币政策工具保证流动性充裕。 发布会上，金融管理部门"一把手"在答记者问中释放了不少重磅信息，发布会要点梳理如下。 央行行长潘功 胜： 今日发布会不涉及短期政策调整 我国银行业总资产位居世界第一 潘功胜介绍，"十四五"期间，我国金融事业取得新的重大成就。 截至今年6月末， 我国银行业总资产近470万亿元，位居世界第一 ；股票、债券市场规模位居 世界第二；外汇储备规模连续20年位居世界第一。同时，我国在绿色金融、普惠金融、数字金 融等方面走在世界前列，基本建成多渠道、广覆盖、安全高效的人民币跨境支付清算网络，移 动支付处于国际领先水平。 "十四五"期间科技型中 ...

上午10时15分，"金融知识大讲堂"正式开讲，浏阳市公安局反诈中心干警张娇翼带来《守住您的钱袋子——农村 常见金融诈骗防范指南》主题讲座。中国人寿浏阳支公司借此契机，在讲座现场开展趣味问答，将保险防骗知识 融入其中，引导村民们警惕以"高收益保险"为幌子的金融诈骗，学会辨别正规保险产品，通过合法合规的保险规 划守护自身权益。 此次活动，中国人寿浏阳支公司以实际行动践行普惠金融理念，将金融知识尤其是保险知识送到村民身边，助力 村民提升金融素养与风险防范能力，不仅强化了公司服务本土、扎根基层的品牌形象，更在营造和谐健康金融环 境的进程中，贡献了保险力量，让金融之光照亮乡村民生幸福路。 活动现场，中国人寿浏阳支公司精心设置展台，摆放金融知识宣传手册，安排专业人员为村民耐心讲解保险相关 金融知识，从保险产品的保障范围到投保注意事项，再到如何通过保险规划守护家庭财富，专业细致的讲解让村 民们对保险这一金融工具多了份了解与信任。 在小游戏互动区，"沙包阻击战""快乐抓鸡蛋"等趣味游戏吸引了众多村民参与，而金融知识答题区更是热闹非 凡。中国人寿浏阳支公司结合自身保险业务，设置了贴合村民生活的保险知识题目，村民们在答题过程中， ...

Group 1: Financial Achievements During the 14th Five-Year Plan - The average annual growth rate of loans to technology-based small and medium-sized enterprises, inclusive of inclusive micro-loans and green loans, exceeded 20% during the 14th Five-Year Plan [1][2] - As of June, China's banking sector total assets reached nearly 470 trillion yuan, ranking first in the world, with stock and bond market sizes ranking second globally [2] - The banking and insurance sectors provided an additional 170 trillion yuan in funding to the real economy over the past five years, with average growth rates for technology loans, medium to long-term loans in manufacturing, and infrastructure loans at 27.2%, 21.7%, and 10.1% respectively [5] Group 2: Market Developments and Trends - The A-share technology sector now accounts for over 25% of the market capitalization, significantly higher than that of the financial and real estate sectors [7] - The annualized volatility of the Shanghai Composite Index during the 14th Five-Year Plan was 15.9%, a decrease of 2.8 percentage points compared to the previous five-year period [8] - By the end of August, various types of long-term funds held approximately 21.4 trillion yuan of A-share circulating market value, representing a 32% increase from the end of the previous five-year period [10] Group 3: Regulatory and Governance Enhancements - A total of 2,214 administrative penalties were issued during the 14th Five-Year Plan, marking a 58% increase compared to the previous five-year period, with fines totaling 41.4 billion yuan [9] - The financial governance system has been modernized, with significant improvements in regulatory capabilities and risk prevention in the context of expanding foreign exchange openness [12] Group 4: Foreign Exchange and International Standing - Since the beginning of the 14th Five-Year Plan, foreign exchange reserves have remained stable above 3 trillion USD, with the last two years maintaining levels above 3.2 trillion USD [11] - The financial sector has made significant strides in international competitiveness and influence, with a well-established cross-border payment and clearing network for the renminbi [2]

Core Insights - The People's Bank of China Governor Pan Gongsheng highlighted significant achievements in the financial sector during the "14th Five-Year Plan" period, emphasizing the advancements in various financial domains [2] Financial Sector Achievements - As of June 2023, China's banking sector total assets reached nearly 470 trillion yuan, ranking first in the world [2] - The scale of China's stock and bond markets ranks second globally [2] - China's foreign exchange reserves have maintained the world's largest position for 20 consecutive years [2] Innovations in Financial Services - China is at the forefront of green finance, inclusive finance, and digital finance [2] - A comprehensive, multi-channel, widely covered, safe, and efficient cross-border payment clearing network for the renminbi has been established [2] - Mobile payment systems in China are leading internationally [2]

Core Insights - The press conference on September 22 highlighted the achievements of China's financial sector during the 14th Five-Year Plan period, emphasizing significant progress in various areas [1][2] Financial Sector Achievements - As of June 2023, China's banking sector total assets reached nearly 470 trillion yuan, ranking first in the world [1] - The stock and bond market sizes are ranked second globally [1] - Foreign exchange reserves have maintained the world's largest position for 20 consecutive years [1] - China leads in green finance, inclusive finance, and digital finance, establishing a comprehensive and efficient cross-border payment network for the renminbi [1] - Mobile payment systems are at the forefront internationally [1] Support for the Real Economy - During the 14th Five-Year Plan, loans to technology-based small and medium-sized enterprises (SMEs) grew at an average annual rate exceeding 20% [1] - The quality and efficiency of financial services to the real economy have significantly improved, with average annual growth rates for loans to technology SMEs, inclusive micro-loans, and green loans all surpassing 20% [1] Financial System Stability - The overall financial system in China is described as stable, with financial institutions being generally healthy and financial markets operating smoothly [1]

Core Insights - Xiamen International Bank's Beijing branch has established itself as a key player in providing financial services tailored to overseas Chinese and cross-border finance, emphasizing a differentiated development path over the past 18 years [2][3] Group 1: Financial Services for Overseas Chinese - The Beijing branch has developed a comprehensive financial service plan, offering products such as personal mortgage business loans and preferential cross-border settlement services, aimed at meeting the needs of overseas Chinese [3] - The branch has established 15 outlets with a total deposit and loan scale exceeding 110 billion and 60 billion respectively by the end of 2024, showcasing its commitment to high-quality development [3] Group 2: Innovation in Cross-Border Business - The bank has introduced digital financing products like "Guohang Trade e-loan" and "Foreign Trade e-loan," utilizing blockchain and big data technologies to streamline credit approval processes for small and medium-sized foreign trade enterprises [3][4] Group 3: Technology and Green Finance - The bank has focused on technology finance, with a loan balance of 8.318 billion by the end of 2024, significantly enhancing the efficiency of financing processes through digital platforms [6] - Green finance is a priority, with a green loan balance of 4.91 billion, reflecting a nearly 19% year-on-year growth, and the bank has supported various eco-friendly projects through innovative financing tools [7] Group 4: Inclusive Finance and Elderly Services - The bank has launched inclusive financial products like "Dream Loan," with over 16 billion in loans for small and micro enterprises in the past three years, aiming to reduce financing costs [8] - Services for the elderly have been enhanced, with over 49,400 elderly clients served and a deposit scale of 12.378 billion, including dedicated services and facilities [8] Group 5: Supply Chain Financial Services - The bank has implemented a supply chain finance model to address the financing challenges faced by small and medium enterprises, achieving efficient online processing for financing requests [9][10] - The bank collaborates with core enterprises to provide customized financial services, ensuring timely payment of wages for workers during peak demand periods [10] Group 6: Future Outlook - The Beijing branch aims to continue its mission of becoming the preferred bank for overseas Chinese finance, focusing on quality, efficiency, and coordinated development to contribute to the capital's economic growth [10]

位居世界第一！截至6月末，我国银行业总资产近470万亿元。 中国人民银行行长潘功胜9月22日在国新办举行的"高质量完成'十四五'规划"系列主题新 闻发布会上介绍，"十四五"期间，我国金融事业取得新的重大成就。 编辑丨赵方婷 来源：人民日报客户端 End 欢迎分享给你的朋友！ 截至今年6月末，我国银行业总资产近470万亿元，位居世界第一；股票、债券市场规模 位居世界第二；外汇储备规模连续20年位居世界第一。 同时，我国在绿色金融、普惠金融、数字金融等方面走在世界前列，基本建成多渠道、广 覆盖、安全高效的人民币跨境支付清算网络，移动支付处于国际领先水平。 出品 | 中国能源报（c n e n e rg y） ...

截至今年6月末，中国银行业总资产近470万亿元，位居世界第一；股票、债券市场规模位居世界第二； 外汇储备规模连续20年位居世界第一。 我国在绿色金融、普惠金融、数字金融等方面走在世界前列，基本建成多渠道、广覆盖、安全高效的人 民币跨境支付清算网络，移动支付处于国际领先水平。 "十四五"期间，科技型中小企业贷款、普惠小微、绿色贷款年均增速超过20%。特别是2024年9月中央 政治局会议以来，人民银行按照中央部署，出台了一系列货币金融政策举措，有效稳定市场预期、提振 信心，推动经济持续回升向好和高质量发展。（第一财经记者 杜川） 9月22日，在国新办新闻发布会上，央行行长潘功胜表示，在党中央坚强领导下，我国金融事业取得新 的重大成就。 金融体制改革全面深化，顶层设计更加完善，我国金融治理体系和治理能力现代化迈上新台阶；种类齐 全、竞争充分的金融机构、市场、产品体系更加健全，金融服务的质量、效率、普惠性大幅提升；重点 领域金融风险有序化解，守住了不发生系统性金融风险的底线；金融对外开放步伐加快，我国金融业的 国际竞争力和影响力显著增强。 ...