"这些孩子比自己的儿女还有耐心！"李奶奶激动地说，"以后我在家就能查账缴费，不用每次都跑银行 了。你们的服务让我感到特别温暖。" 在成功教会老人使用查询功能后，大堂经理主动留下自己的工位电话："您以后有任何操作问题，随时 打这个电话，我们都会为您解答。"同时还帮助老人将支行的联系电话存入手机通讯录。 更令人感动的是，该行员工自发成立了"老年客户服务小组"，定期通过电话回访使用电子银行的老年客 户，提供远程指导。此外，该行还计划每月举办"银发课堂"，专门帮助老年客户掌握智能金融工具的使 用。 江南时报讯 日前在工行南通海门三星支行发生的一幕温馨场景，生动诠释了"以客户为中心"的服务理 念。该行员工通过长达一小时的耐心指导，成功帮助一位七旬老人掌握手机银行基本操作，让老年客户 享受到科技金融带来的便捷，彰显了我行服务的温度与担当。 近日，一位白发苍苍的老人徘徊在我行智能服务区前，面露难色。大堂经理立即上前询问："阿姨，有 什么可以帮您的吗？"老人有些不好意思地说："闺女，我想查一下养老金到账没有，但这些机器我都不 会用..."经了解，这位62岁的李奶奶独居生活，子女都在外地工作。此前她都是到柜台办理业务，但最 近 ...

中国银行业协会日前发布的报告显示，截至2024年末，全国农村中小银行总资产和总负债分别达 57.91万亿元、53.69万亿元，同比增速6.06%、6.02%，规模扩张更趋稳健。 《全国农村中小银行机构行业发展报告2025》显示，截至2024年末，全国农村中小银行机构各类贷 款余额占总资产比例超55%，信贷主业持续向实体领域聚焦倾斜。 报告认为，作为深耕县域经济、支农支小的农村金融主力军，农村中小银行发展深度绑定区域经济 走势，直接承接外部环境传导影响，在规模增长、需求提振、盈利空间拓展与风险防控等方面均面临显 著压力。国家大力推进乡村全面振兴和城乡融合发展，推出系列定向扶持政策为农村中小银行明晰了发 展方向。农村中小银行通过优化资源配置、创新金融产品与服务模式等，持续推动金融资源向"三农"汇 聚。 数据显示，截至2024年末，农村合作金融机构（资产规模占农村中小银行总量的96%）涉农贷款余 额达13.11万亿元，服务农户近4494万户。同时，围绕金融"五篇大文章"，各机构因地制宜、精准发 力。 深化机构改革方面，截至2025年8月末，已有11家省级联社完成省级法人机构组建。村镇银行方 面，通过吸收合并、股权收 ...

Core Insights - Jiangxi Province's Hukou County, with a population of less than 300,000, has achieved industrial revenue exceeding 100 billion yuan, ranking first among provincial development zones in Jiangxi [1] - The county has attracted and nurtured over 10 listed companies, with three companies generating annual revenues exceeding 10 billion yuan [1] Industrial Growth - Hukou County has focused on new industrialization, particularly in lithium battery new energy, steel, non-ferrous metals, and fine chemicals, leading to a projected industrial revenue of over 100 billion yuan in 2024 [1][2] - The steel and non-ferrous metal industries contribute nearly half of the county's industrial output, with Jiangxi Copper's lead and zinc metal company achieving over 10 billion yuan in output last year [2] Key Enterprises - The county has developed a robust ecosystem with four enterprises generating over 5 billion yuan in annual revenue and 15 enterprises exceeding 1 billion yuan [3] - Hukou County has nurtured four national-level "specialized, refined, and innovative" small giant enterprises and over 70 provincial-level counterparts [3] Talent and Innovation - Hukou County has established a Doctor's Association with over 200 local PhDs to enhance innovation and talent resources [4] - The county supports digital transformation with a budget of 30 million yuan for related enterprises, resulting in a 73.45% increase in technological transformation investment in 2024 [6] Government Support - The local government has actively addressed labor shortages, successfully recruiting over 500 workers for a key company within two weeks [7] - Hukou County's policies have facilitated the construction of an industrial internet platform, reducing management costs by 25% and improving production efficiency [5][6] Future Prospects - The county is focusing on enhancing its industrial chain by attracting high-quality enterprises and aligning with national policy directions [8] - Hukou County aims to leverage digital transformation and automation to boost productivity and market share, with companies committing 10% of annual revenue to R&D [9][10]

Core Insights - A small county with a population of less than 300,000 has achieved industrial revenue exceeding 100 billion yuan, ranking first among provincial development zones in Jiangxi [1] - The county has attracted and nurtured over 10 listed companies, with three companies generating annual revenues exceeding 10 billion yuan [1] Group 1: Industrial Growth - The county's industrial economy has rapidly advanced, focusing on lithium battery new energy, steel, non-ferrous metals, and fine chemicals, with industrial revenue projected to surpass 100 billion yuan in 2024 [1][2] - Traditional industries like steel and non-ferrous metals contribute nearly half of the county's industrial output, with over 20 upstream and downstream enterprises in the steel sector [2] - New industries such as pure lithium solid-state energy storage and hydrogen energy materials are emerging, with total investments nearing 10 billion yuan [2] Group 2: Leading Enterprises - The county has developed four enterprises with annual revenues exceeding 5 billion yuan and 15 enterprises with revenues over 1 billion yuan, enhancing the industrial chain [3] - Specialized and innovative enterprises are also thriving, with one leading company in the specialty paper sector reporting a revenue growth rate of around 30% in recent years [3] Group 3: Talent and Innovation - The county has established a doctoral association with over 200 members to leverage external talent resources, addressing common challenges in talent and innovation [6] - A semiconductor company successfully collaborated with experts to overcome technical challenges, resulting in a new product that tripled profit margins [6] Group 4: Digital Transformation - Companies are investing in digital transformation, with one firm reporting a 25% reduction in management costs and a 5% decrease in production cycles through an industrial internet platform [7] - The county has allocated 30 million yuan to support digital upgrades, with a projected 73.45% increase in technological investment in 2024 [7] Group 5: Government Support - The county focuses on providing comprehensive services to businesses, exemplified by rapid recruitment efforts that helped a leading lithium battery company overcome labor shortages [8] - The government has been proactive in addressing challenges faced by enterprises, ensuring they have the necessary support to grow [8] Group 6: Future Development - The county is aware of the need for innovation and is actively seeking to attract high-quality enterprises and investment, particularly in the energy sector [9][10] - Plans are in place to enhance digital transformation and smart manufacturing capabilities, with a commitment to allocate a portion of revenues for R&D [11]

时政要闻 国家发展改革委等六部门：力争到2030年初步建成现代化国有林场体系 11月17日，国家发展改革委联合财政部、人力资源社会保障部、自然资源部、交通运输部、国家林草局 印发《关于加快建设现代化国有林场的意见》（以下简称《意见》）。 11月18日，工业和信息化部印发《高标准数字园区建设指南》（以下简称《指南》），提出到2027年， 建成200个左右高标准数字园区，实现园区规上工业企业数字化改造全覆盖，园区管理、服务数字化水 平明显提升，形成一批可复制可推广的数智赋能园区发展的典型模式，园区发展质量和效益显著提升。 《指南》明确，高标准数字园区建设期满后，应满足产业数字化水平高、专业服务品质高、运营管理效 率高、基础设施能级高等标准。具体包括，工业互联网应用覆盖园区全部行业，规上工业企业数字化改 造覆盖率达100%；数字基础设施支撑作用显著增强，双千兆网络覆盖率达100%，算力基础设施实现有 效部署和应用，数据开放共享、安全保障水平显著提升等。 《意见》提出，到2030年，国有林场管理体制进一步完善，生态系统得到有效保护修复，资源永续利用 机制基本构建，单位面积森林蓄积量提高约5%，初步建成资源质量优良、生 ...

Core Insights - The article highlights the significant role of Jiangsu Fengshang Intelligent Technology Company in global grain storage projects, emphasizing its strategic importance in addressing food shortages in various countries [1][3] - It discusses the transformation of Yangzhou from a historical city to a hub for intelligent manufacturing, driven by digitalization and modernization of traditional industries [5][8] - The article outlines the "Yangzhou Model" for digital transformation, focusing on leveraging local strengths and fostering collaboration among enterprises to enhance competitiveness [22][28] Group 1: Company Achievements - Jiangsu Fengshang has successfully implemented grain storage technologies in over 3,000 grain depots globally, showcasing its expertise in the field [3][10] - The company has established four R&D centers worldwide and operates in over 100 countries, positioning itself as a leading provider of feed and food engineering solutions [10][22] - Yangzhou's enterprises, such as Jiangsu Disha Princess Cultural Industry Co., have achieved rapid growth through digital transformation, with Disha's sales projected to reach 800 million yuan in 2024 [10][11] Group 2: Industry Transformation - Yangzhou has built 186 advanced intelligent factories and 24 national 5G factories, reflecting its commitment to modernizing its manufacturing sector [11][18] - The city emphasizes a pragmatic approach to industrial development, focusing on its traditional strengths in equipment manufacturing and food processing [8][13] - The digital transformation strategy includes creating tailored solutions for different industries, avoiding a one-size-fits-all approach [16][17] Group 3: Collaborative Ecosystem - The "chain leader" model is highlighted, where leading companies like Fengshang drive digital transformation across their supply chains, enhancing overall industry resilience [26][28] - Yangzhou's enterprises are encouraged to participate in setting industry standards, elevating their role from market participants to leaders in innovation [26][30] - The city has developed a comprehensive support system for enterprises, including financial incentives and a resource pool for digital transformation [17][19]

Core Insights - The printing industry in Beijing is evolving from traditional methods to digital, cultural, and green printing, driven by new productive forces and aligned with the capital's cultural center development [1][5] Group 1: Digital Transformation - Traditional printing's mass production model struggles to meet the current demand for personalization and customization, leading Beijing printing companies to reconstruct their production processes and service models around digitalization [2] - Beijing Jianhong Printing Co., Ltd. initiated its digital transformation in 2012, enabling on-demand publishing services that allow for unique book prints, thus transitioning from a traditional factory to a fully digital enterprise [2] - Beijing Jiexun Jiacai Printing Co., Ltd. offers diverse personalized production options, allowing customers to order single items online while also being capable of handling large-scale production [2] Group 2: Cultural Integration - Beijing Dida Color Printing Co., Ltd. has expanded beyond traditional manufacturing to become a comprehensive service provider in the cultural industry, with a significant portion of its team focused on creative design and process development [3] - Beijing Hualian Cultural Printing Co., Ltd. has adopted a "Printing +" service model, transitioning from traditional processing to new printing and service directions, thereby creating value in the cultural sector [4] - Various Beijing printing companies are capturing new cultural market trends by integrating cultural elements into their products, thus expanding their industrial value boundaries [4] Group 3: Green Development - During the 14th Five-Year Plan period, Beijing has established special funds to support the high-quality development of printing enterprises, focusing on digitalization, greening, and intensive upgrades [5] - Beijing Dingjia Century Printing Co., Ltd. has implemented a distributed photovoltaic power generation system, significantly reducing carbon emissions while investing heavily in green technology upgrades [6] - Beijing Hualian Printing Co., Ltd. has developed a comprehensive green strategy that includes energy performance assessments and digital management of energy consumption, emphasizing sustainability in product development [6]

Core Viewpoint - BOC Consumer Finance emphasizes its commitment to a people-centered development philosophy, providing convenient and professional consumer finance services while actively fulfilling corporate social responsibilities for sustainable development [5]. Group 1: Green Development Initiatives - The company integrates green and low-carbon principles into its operations, aligning with national strategic deployments to offer sustainable financial solutions [9]. - BOC Consumer Finance promotes green office practices and resource conservation through digital platforms, reducing paper, electricity consumption, and carbon emissions from business travel [13][14]. - The company prioritizes the procurement of materials and services that meet national certification standards and possess low-carbon attributes [16]. Group 2: Technological Empowerment - The company advances digital transformation to enhance online, intelligent, and paperless financial services, such as remote signing for large loans, improving customer experience while reducing carbon emissions [19][20]. Group 3: Consumer Welfare and Product Innovation - BOC Consumer Finance focuses on providing accessible financial services to new citizens and rural residents, bridging the financial gap through innovative products like credit loans and salary loans [21][22]. - The company actively responds to national policies by innovating credit services for key consumption scenarios, enhancing customer experience through measures like increasing credit limits and extending repayment terms [23][24]. Group 4: Consumer Rights Protection - The company incorporates consumer rights protection into its core responsibilities, organizing multiple meetings to supervise the implementation of key tasks and revising policies to enhance information protection [25][26]. - BOC Consumer Finance has upgraded its customer service mechanisms, achieving a satisfaction rate of 99.2% from over 1.52 million calls received in 2024 [30]. Group 5: Community Engagement and Corporate Culture - The company engages in community support by sourcing agricultural products from specific regions and conducting charitable activities, including blood donation and training for first aid [39]. - BOC Consumer Finance fosters a harmonious corporate culture by enhancing employee well-being through various support initiatives and encouraging employee participation in company development [36]. Group 6: Governance and Risk Management - The company emphasizes governance through a structured framework involving shareholders, board members, and senior management to enhance operational efficiency [46]. - BOC Consumer Finance has established comprehensive risk management policies and a three-line defense system to improve overall risk prevention effectiveness [47][48].

一、关联交易概述 （一）本次关联交易概述 按照湖南省委省政府有关决策部署，落实降低全社会物流成本专项行动，整合物流与信息流、资金流， 构建省级物流大数据平台，服务全省实体经济发展，现代投资股份有限公司（以下简称"现代投 资"或"公司"）拟与湖南省高速公路集团有限公司（以下简称"湖南高速集团"）、湖南轨道交通控股集 团有限公司（以下简称"湖南轨道集团"）、湖南省港航水利集团有限公司（以下简称"湖南港航水利集 团"）、湖南钢铁集团有限公司（以下简称"湖南钢铁集团"）、湖南能源集团有限公司（以下简称"湖南 能源集团"）、湖南盐业集团有限公司（以下简称"湖南盐业集团"），共同出资设立湖南数智物流信息 有限公司（以最终工商登记名称为准，以下简称"数智物流公司"），注册资本20亿元。 现代投资拟以全资子公司现代财富资本管理有限公司（以下简称"现代财富"）100%股权及全资子公司 湖南现代资产经营有限公司持有的部分无形资产（由公司按相关资产评估价购买后入股）作价 103,534.10万元及自有现金465.90万元入股，共计出资10.4亿元，占数智物流公司52%股份；关联方湖南 高速集团拟以其子公司湖南高速物流发展有限公司（ ...

Group 1 - The 2025 Guangxi Forestry and High-end Green Home Industry Development Matchmaking Conference was held in Nanning, attracting various manufacturing enterprises and investment interests in the forestry sector [1] - Representatives from Nanning, Guigang, and Baise showcased the unique advantages and investment opportunities in their forestry industries during the conference [1] - A special session focused on the forestry industry service system highlighted key areas such as high technology, finance, logistics, e-commerce, foreign trade, and procurement to empower the development of the forestry and high-end green home industries [1] Group 2 - Nanning has made significant achievements in forestry industry development, with a forest area of 17.36 million acres and a forest coverage rate of 48.56% [2] - The total output value of Nanning's forestry and grass industry exceeded 100 billion yuan for the first time in 2022, reaching 129.5 billion yuan in 2024, accounting for 12.12% of the total output value of the region's forestry and grass industry [2] - Nanning is home to 45 key leading enterprises in the forestry industry, representing 20.18% of the total in the region, with notable companies like Fenglin Group and Daya Wood Industry driving growth [2] Group 3 - Nanning's smart forestry initiatives are showing early results, with a shift towards high-end, intelligent, and green processing of forest products [3] - Guanglin Group's construction of a cloud supply chain collaborative trading platform integrates various resources and technologies, creating a comprehensive B2B service system for the forestry industry [3] - Aige Home's digital production line has achieved a 99% pass rate for board inspections, reduced manufacturing cycles by 10%, and lowered overall manufacturing costs by 10% [3]