Core Insights - The article emphasizes the importance of personal values, mindset, and self-awareness in shaping one's life and career, as illustrated by Warren Buffett's retirement announcement and his lifelong relationship with money [2]. Group 1: Buffett's Advice - The first piece of advice from Buffett is to work and live in a way that aligns with personal desires, suggesting that job satisfaction is crucial for long-term commitment [2][4]. - The second piece of advice highlights the significance of thinking as a precursor to action, advocating for a habit of reading and independent thought to discern rational ideas over time [3][4]. - The third piece of advice stresses the importance of making decisions only in areas of confidence, suggesting that success comes from a few well-considered choices rather than constant decision-making [3][4]. Group 2: Investment Philosophy - Buffett's investment philosophy revolves around the idea of being prepared to seize opportunities decisively, likening it to using a bucket to catch falling gold rather than a pipe or hands [4]. - The article also reflects on the inherent uncertainty of the world and the complexity of understanding one's own heart, underscoring the need for self-awareness in decision-making [5].

Group 1 - The allure of stock recommendation scams often involves enticing slogans such as "expert recommendations," "insider information," and "guaranteed profits," which attract investors through social media, telemarketing, and investment seminars [2] - Survivor bias is a significant factor in stock recommendation scams, where investors focus on successful cases while ignoring failures, leading to a misleading perception of potential returns [4] - Small gain stocks can mislead investors due to short-term profit temptations, psychological suggestions from so-called "experts," and herd mentality, which often results in buying at high points and incurring losses [5] Group 2 - To avoid becoming a victim of survivor bias, investors should maintain rational thinking, conduct thorough research before making investment decisions, and remain cautious of claims of guaranteed profits [5][6] - Independent thinking is crucial; investors should not blindly follow others and must take responsibility for their investment choices [6] - Diversification is an effective method to reduce risk, advising against putting all funds into a single stock [7]

Group 1 - The article highlights the significance of Zhou Youguang, a prominent figure in language and economics, and his influence on education and independent thinking [1][4] - Zhou Youguang's modest living space, described as a "half room," reflects his philosophy of simplicity and the importance of recognizing the value in small things [3] - The narrative emphasizes the importance of general education and independent thought, as advocated by Zhou, suggesting that a broad knowledge base is essential for future success [4] Group 2 - The article mentions the cultural heritage of Changzhou, particularly the unique needlework art form known as "random stitch embroidery," which is associated with Zhou Youguang [6] - It discusses the connection between Zhou Youguang and the local community, highlighting that many residents share a common educational background with him [2][4] - The text also touches on the challenges of finding skilled artisans to create works that honor Zhou Youguang, indicating a potential opportunity for promoting local crafts [6]

Core Viewpoint - The article reflects on the lessons learned from four years of investment experience, emphasizing that investing requires rational planning and long-term commitment rather than following trends blindly [3]. Group 1: The Cost of Following Trends - The investment in popular funds, particularly in sectors like pharmaceuticals and military, led to significant losses when market conditions changed, revealing the risks of single-sector investments [4][6]. - A specific growth value fund experienced a maximum drawdown of over 50% due to heavy exposure to technology stocks during market downturns [4]. Group 2: Misconceptions About Dollar-Cost Averaging - Increasing investment amounts in a declining market did not yield the expected results, as the account faced multiple interruptions due to insufficient funds, missing opportunities to buy at lower prices [9]. - The failure to adjust investment strategies based on market valuations resulted in continued losses, highlighting the importance of timely decision-making [10][12]. Group 3: Emotional Decision-Making - During a market rally in September 2024, the account still showed a loss of over 40%, leading to a decision to cut losses by redeeming a quarter of the investment, which ultimately missed out on subsequent gains [14][15]. - The experience underscored the need for stop-loss decisions to be based on fundamentals rather than emotions, and the importance of investing with disposable income [16]. Group 4: Key Lessons and Insights - Diversification is crucial to survival, as over-concentration in high-volatility sectors can lead to significant setbacks during corrections; a balanced approach with value funds or fixed-income products is recommended [18]. - A long-term perspective and disciplined execution are essential, with stable investment amounts and dynamic valuation thresholds for profit-taking [20][21]. - Independent thinking is more valuable than following trends, as short-term performance may not reflect long-term stability; index funds are suggested for long-term investments over active funds [22]. Group 5: Rebuilding Investment Confidence - The company is now reallocating previously liquidated funds into diversified indices like CSI 300, CSI 500, and major U.S. indices, adhering to a "five-year hold + annual review" strategy to achieve recovery through low-cost averaging [24]. - The narrative concludes with a belief that respecting market dynamics and maintaining a disciplined approach are key to preserving capital and achieving long-term success [25][26].

以下文章来源于笔记侠 ，作者苏德超 笔记侠 . 点我关注，与260万读者一起看透新商业本质。笔记侠，中国新商业知识干货共享社区，8000多篇干货 笔记，宏观趋势、组织管理、商业模式等28个主题可精准搜索。 来 源丨笔记侠（ID：Notesman） 作者丨苏德超，武汉大学哲学院教授 图源丨midjourney DeepSeek的爆红，仿佛一夜之间让我们全民都进入了AI时代。 在享受AI带来的生活便利和工作效率提升的同时，我们也发现了一些问题：例如AI会编造不存在的案 例、名人名言和数据，或者对回答张冠李戴甚至"胡说八道"。 这说明AI在价值观、道德能力和真假辨别上，还有完备空间，而我们又必然面对这个类人意识与类人智 能进入我们的工作和生活。 那么，我们要怎样适应AI时代？ 如果苏格拉底来到今天，他会怎样看待AI？ 我们怎样通过用好AI，来做好企业管理？ 为什么说梁文锋等企业家身上体现出的"近代精神"是非常可贵的？ 带着这些问题，笔记侠团队于2月27日邀请了武汉大学哲学院教授，知名哲学学者苏德超与中国人工智能 学会心智计算专委会副主任委员，武汉大学计算机学院教授蔡恒进进行了一次题为"AI时代，如何用哲学 提问和范 ...