11月13日，省政府新闻办举行新闻发布会，邀请省委金融办分管日常工作的副主任、省委金融工委分管 日常工作的副书记、省地方金融局局长陈颖，介绍"十四五"时期山东省推进金融高质量发展的有关情 况。 发布会上，陈颖系统回顾了近五年来山东金融业的发展历程与显著成就。 金融供给充裕，支撑山东高质量发展 过去五年，山东金融总量实现跨越式增长。社会融资规模增速连续25个季度高于全国水平，今年5月突 破25万亿元；本外币贷款余额增速连续20个季度高于全国，去年11月已达15万亿元，提前完成"十四 五"主要目标。 融资成本显著下降，新发放企业贷款加权平均利率下降1.06个百分点，普惠小微企业贷款利率下降1.82 个百分点，切实减轻了实体经济负担。 企业上市工作成果丰硕，上市后备资源库企业达3556家。全省上市公司430家，质量持续提升，境内上 市公司总市值4.8万亿元，其中8家超千亿。 区域性股权市场累计为8662家挂牌企业融资2464.19亿元。债券市场规模持续扩大，交易所债券余额突 破万亿元。"险资入鲁"引入超5800亿元长期资金，有力支持了重点领域建设。 服务机制优化，资源配置效率提升 山东注重金融供需对接，强化央地协同 ...

11月13日上午，山东省人民政府新闻办公室举行"高质量完成'十四五'规划"系列主题新闻发布会，山东 省委金融委员会办公室分管日常工作的负责同志等介绍"十四五"时期山东推进金融高质量发展情况。 山东省地方金融管理局局长陈颖介绍，"十四五"时期是山东金融高质量发展的关键五年。近五年来，山 东金融总量实现跨越式增长，社会融资规模增速连续25个季度高于全国，今年5月迈上25万亿元台阶;本 外币贷款增速连续20个季度高于全国，去年11月突破15万亿元，"十四五"规划的主要任务目标均已提前 完成。全省新发放企业贷款加权平均利率下降1.06个百分点，普惠小微企业下降1.82个百分点，实实在 在让利实体经济。 "险资入鲁"成效明显，吸引超5800亿元长期资金，投向重大战略、重点领域、薄弱环节。 优化服务实体机制方面，山东聚焦供需对接，央地协同、同向发力，部门联动、相向而行，以实体经济 新需求，引领金融创新新供给，以金融服务新供给，创造现代产业新需求。 强化向上沟通对接，与中央金融机构开展全方位合作，聚焦科技创新、乡村振兴等重点领域和项目，对 接争取资金8644.45亿元。深化部门协同联动，实施"金融+""+金融"行动。持续扩 ...

Core Points - The Financial Regulatory Administration's Director Wang Shengbang announced that the revised "Banking Supervision Law of the People's Republic of China" has been submitted to the National People's Congress for review, with hopes for a smooth transition into formal deliberation [1] - The law aims to enhance the stability of banking financial institutions, combat illegal financial activities, and protect the legal rights of financial consumers [1] - The government emphasizes the importance of a sound management system to prevent financial risks and promote the healthy development of the banking industry [1] Group 1 - The revised Banking Supervision Law was discussed and approved in principle during a State Council meeting on September 19, 2023 [1] - The law will include provisions to encourage financial institutions and personnel to adhere to legal standards and practices [1] - The law aims to ensure the stability of the financial system and the safety of public assets [1] Group 2 - The Financial Regulatory Administration plans to release a new revised "Commercial Bank Mergers and Acquisitions Loan Management Measures" to support mergers, restructuring, and transformation of various enterprises, including technology innovation companies [2] - There is ongoing collaboration with other departments to develop policies that promote high-quality development of technology insurance, providing better economic support for innovation activities [2]

人民财讯11月13日电，11月13日，诺贝尔经济学奖得主迈克尔.斯宾塞(Michael Spence)在太湖世界文化 论坛.钱塘对话上表示，美国金融体系内部存在一些风险：所谓的"比特币经济"正在增长，相关监管政 策正在完善，但监管可能落后于现实；在银行业之外，私人债务正在增长，而且似乎不受监管。"现在 没有人表示美国正在积累某种巨大的风险，但如果监管框架始终严重落后于金融部门的'创新'速度，我 们确实有理由担忧。"斯宾塞说。 ...

浙江瑞安农村商业银行存在违规设立存贷款考核指标、统计数据不准确等违法违规问题，被 国家金融监督管理总局温州监管分局给予 165 万元罚款，并对相关责任人万某给予警告处 罚。 浙江乐清农村商业银行则因存在贷款 " 三查 " 不到位，导致信贷资金被挪用、贷款五级分类 不准确等违法违规问题，被国家金融监督管理总局温州监管分局罚款 360 万元，是本批罚单 中被罚金额最高的金融机构。 | 序号 | 当事人名称 | 主要违法违规行为 | 行政处罚内容 | 作出决定机关 | | --- | --- | --- | --- | --- | | 1 | 浙江永嘉农村 商业银行股份 | 位;统计数据不真 | 对浙江永嘉农 村商业银行股 份有限公司罚 款人民币180 | 国家金融监督 管理总局温州 | | | | 员工行为管理不到 | | | | | 有限公司及相 | 或能。 | 万元;对袁志 | 监管分局 | | | 关责任人 | | 鹏警告,并处 | | | | | | 罚款人民币5 | | | | | | 力元。 | | | 2 | 商业银行股份 | | 对浙江瑞安农 村商业银行股 份有限公司罚 | 国家金融监督 管理总局 ...

据中国人民银行官网，2025年11月7日，第三次中瑞部级金融会议在瑞士伯尔尼举行。中国人民银行副行长宣昌能与瑞士联邦财政部国务秘书斯托菲尔共同 主持会议。中国人民银行、国家金融监管总局、中国证监会、国家外汇管理局和瑞士联邦财政部、瑞士国家银行、瑞士金融市场监管局参会。双方围绕经济 金融形势、全球金融治理、双边金融监管合作、本币合作、金融市场互联互通、数字创新和可持续金融等议题进行了深入交流。中方还向瑞方介绍了二十届 四中全会精神和"十五五"规划的主要内容。（新华财经） 国家统计局9日发布数据显示，10月份，扩内需等政策措施持续显效，叠加国庆中秋假期带动，全国居民消费价格指数（CPI）环比上涨0.2%，同比上涨 0.2%，扣除食品和能源价格的核心CPI同比上涨1.2%，涨幅连续第6个月扩大。受国内部分行业供需关系改善、国际大宗商品价格传导等因素影响，工业生 产者出厂价格指数（PPI）环比由上月持平转为上涨0.1%，为年内首次上涨；同比下降2.1%，降幅比上月收窄0.2个百分点，连续第3个月收窄。（新华财 经） 商务部新闻发言人9日就欧方关于安世半导体问题的声明答记者问时表示，欢迎欧方继续发挥影响力，促荷方尽快纠 ...

【导读】国家金融监督管理总局发布通知，授权调整部分行政许可及报告事项监管层级 金融监管总局，最新通知来了！ 11月5日，国家金融监督管理总局官网显示，金融监管总局发布《关于授权调整部分行政许可及报告事项监管层级的通知》（以下简称《通知》）。 为进一步优化行政许可事项分级分类授权，充分发挥金融监管支局贴身监管优势，推动金融监管总局四级垂管体系不断凝聚"强监管"合力，金融监管总局 在广泛征求意见的基础上，制定发布了《通知》。 《通知》明确，各金融监管局可结合辖区实际情况，在确保监管工作质效的前提下，将辖内中资商业银行分支机构名称变更、辖内保险公司分支机构变更 营业场所等2项行政许可事项，辖内中资商业银行、农村中小银行、保险公司分支机构以及保险兼业代理机构部分变更及人员任职等4类报告事项的监管层 级下放至金融监管支局。金融监管支局承接相关行政许可及报告事项后，一并负责与之相应的许可证制发与管理。 下一步，金融监管总局将持续监测下放事权的运行情况并进行动态调整，确保对银行保险机构的服务质效不减，不断提升市场准入工作的规范性、有效 性。 近期，金融监管总局在行政许可实施程序方面持续完善优化。10月30日，金融监管总局就 ...

Core Viewpoint - The National Financial Supervision Administration has issued a notification to adjust the regulatory levels of certain administrative licensing and reporting matters, aiming to optimize the administrative licensing process and enhance regulatory efficiency [1][3]. Group 1: Notification Details - The notification allows financial regulatory bureaus to delegate certain administrative licensing and reporting matters to financial regulatory branches, ensuring regulatory quality and effectiveness [3][4]. - Specific administrative licensing matters that can be handled by financial regulatory branches include changes in the names of domestic commercial bank branches and changes in the business locations of insurance company branches [7][9]. - The notification outlines various reporting matters that can be managed by financial regulatory branches, including changes in business locations, personnel appointments, and other operational adjustments for banks and insurance companies [8][9]. Group 2: Implementation and Monitoring - The National Financial Supervision Administration will continuously monitor the implementation of delegated powers and make dynamic adjustments to ensure service quality for banking and insurance institutions remains high [4][10]. - Financial regulatory bureaus are required to assess the capacity of their branches to undertake these responsibilities and to ensure a smooth transition of relevant matters by the end of 2027 [10][11]. - The notification emphasizes the need for adequate software and hardware support for financial regulatory branches to manage the new responsibilities effectively [10].

Core Viewpoint - The article emphasizes the importance of strengthening the financial sector as a key component of China's modernization efforts, as outlined in the 15th Five-Year Plan [1]. Group 1: Key Tasks and Measures for Financial Strengthening - The financial system is tasked with advancing risk prevention, enhancing regulation, and promoting high-quality development [2]. - Continuous improvement of the central bank system is essential, including establishing a robust monetary policy framework and a comprehensive macro-prudential management system [2]. - The article highlights the need for a supportive financial environment for high-level technological self-reliance and green transformation, as well as the development of a multi-layered and sustainable inclusive financial system [2]. Group 2: Capital Market Development - The focus is on promoting a healthy and stable capital market that accommodates new industries and technologies, aligning with the needs of technological innovation and the growth of tech enterprises [3]. - There is an emphasis on enhancing the functions of the capital market to coordinate investment and financing, while also strengthening the regulatory framework for listed companies [3]. Group 3: Financial Infrastructure and International Center - The article discusses the optimization of financial institutions and infrastructure, encouraging institutions to focus on their core businesses and improve governance [3]. - It also mentions the acceleration of building an international financial center, particularly in Shanghai, to enhance its market influence and support Hong Kong's status as an international financial hub [3]. Group 4: Regulatory Enhancements - Comprehensive improvements in financial regulatory capabilities are necessary, including strengthening various forms of oversight and ensuring all financial activities are regulated [4]. - The establishment of a financial risk early correction mechanism is crucial for timely detection and management of risks [4]. Group 5: Legal Framework in Finance - The article stresses the importance of advancing financial law legislation to guide and regulate the financial sector effectively, with a zero-tolerance approach to illegal financial activities [4].

Core Viewpoint - China Great Wall Asset Management Co., Ltd. reported a significant increase in net profit attributable to shareholders, largely due to non-operating income, despite a decrease in total assets and operating revenue [2][3][4]. Financial Performance - As of the end of September, total assets amounted to 467.16 billion yuan, a decrease of 163.76 billion yuan or 26% from the end of June [2]. - Net profit attributable to shareholders reached 1.443 billion yuan, an increase of approximately 80% compared to 796 million yuan in the same period last year [3]. - Operating revenue for the first three quarters of 2025 was 8.590 billion yuan, down from 13.207 billion yuan in 2024, while operating expenses rose to 17.545 billion yuan from 12.562 billion yuan in 2024 [3]. Asset Transfer and Management Changes - The increase in net profit is significantly related to the planned transfer of equity in Changjiang Huaxi Bank, with a total stake of 40.92% being offered at a base price of 4.332 billion yuan [4]. - Following the transfer, the consolidated balance sheet is expected to contract, impacting profitability due to the management of Changjiang Huaxi Bank on a consolidated basis [5]. Ownership and Capital Structure - The company was established in 1999 to address financial risks and promote the reform of state-owned banks and enterprises, with an initial registered capital of 10 billion yuan [5]. - In April 2025, the Ministry of Finance transferred all its shares to Central Huijin Investment, changing the controlling shareholder to Central Huijin, which holds a 94.34% stake [5]. - The registered capital was reduced to 10 billion yuan to cover previous losses, followed by an increase of 36.8 billion yuan from Central Huijin, bringing the total registered capital to 46.8 billion yuan [5]. Future Outlook - Central Huijin's role as a significant financial investment platform may enhance the company's resource integration and operational efficiency, potentially leading to new business opportunities [6]. - The diversified operations of the company pose challenges for risk management, especially under stricter financial regulations and a sluggish macroeconomic environment [6].