据了解，此类平台往往以"高收益、低风险"为噱头，初期可能让投资者获得小额回报，但当投资者加大投入后，平台便 以"系统升级""账户冻结"等理由拒绝提现，甚至直接关闭平台。此外，部分诈骗分子还通过伪造官方文件、冒充基金公司员工 等方式，诱导投资者转账至个人账户。 对此，基金公司迅速发布公告提醒。公告中称，投资者应通过基金公司官网、App直销渠道，或银行、证券公司等持牌代 销机构购买公募基金，避免轻信社交群、陌生链接。 大成基金在公告中明确其官方网址、微信公众号、App图标及客服电话，并提醒投资者通过官方直销渠道办理业务，避免 点击来源不明的链接。 如今，经过"升级"和"迭代"，当前的金融诈骗犯罪往往呈现出"精包装"和"专业化"的特征。对外经济贸易大学法学院院长 助理、副教授楼秋然在接受《证券日报》记者采访时表示，当前金融诈骗往往以假冒公募基金、信托公司、保险公司等方式呈 现，以此区别于以往通过"个体"以"一般合同签订"进行"代客下单或者理财"等方式的金融诈骗。 楼秋然告诉记者，当前金融诈骗甚至还通过租用高端写字楼、聘请"演员"充当工作人员等方式，以极为"沉浸式"的体验诱 使投资者购买其产品。这种诈骗方式更具隐蔽性 ...

Core Viewpoint - Recent announcements from over 10 fund companies warn investors about increasing financial fraud, highlighting new deceptive tactics used by criminals, including the use of fake apps and AI technology [1][6]. Group 1: Fraud Tactics - Criminals are using phishing methods through fake apps to lure investors, with these apps becoming more sophisticated and harder to detect [3][5]. - Fund companies have reported that fraudsters are controlling clients' fund accounts to redeem money market funds and misdirect the funds for illicit gains [5][6]. - Specific cases include the impersonation of fund companies and employees through messaging platforms, promoting fake investment opportunities [2][3]. Group 2: Company Responses - Fund companies like Dachen Fund and Hongde Fund have issued clarifications stating they do not authorize any third parties to conduct investment management or consultation services [2][3]. - Multiple fund companies, including Nuon Fund and Fuyong Fund, have released similar warnings, indicating a widespread issue across the industry [3][4]. Group 3: Prevention Measures - The industry is increasing efforts to educate investors on identifying fraudulent activities, emphasizing the importance of verifying information through official channels [6][7]. - The "Three No's and Three More" principle has been proposed for investors to follow, which includes not clicking unknown links, not trusting unknown information, and not disclosing personal information [7][8]. - Investors are encouraged to verify the identity of individuals claiming to be fund company employees and to confirm the legitimacy of investment products through official regulatory websites [8].

Core Viewpoint - Recent announcements from over 10 fund companies warn investors about financial fraud, highlighting the evolving tactics of scammers who use fake apps and manipulate fund accounts to deceive investors [1][2][3]. Group 1: Fraud Tactics - Scammers are increasingly using sophisticated methods, including fake apps that closely mimic legitimate fund company interfaces, to lure investors [4][5]. - Recent reports indicate that fraudsters are controlling clients' fund accounts to facilitate quick redemptions and transfers, thereby stealing funds [5]. - Fund companies have noted that scammers are utilizing AI technologies, such as deepfake, to enhance the deception [1][6]. Group 2: Company Responses - Fund companies like Dachen Fund and Hongde Fund have issued multiple warnings about impersonators using their names to promote fraudulent investment schemes [2][3]. - Several fund companies, including Nuon Fund and Fuyong Fund, have also released clarifications regarding similar fraudulent activities [3]. - The industry is actively increasing awareness and providing guidance on identifying fraudulent activities [6][7]. Group 3: Prevention Guidelines - The "Three No's and Three Many's" principle has been proposed to help investors avoid scams: do not click unknown links, do not trust unknown information, and do not disclose personal information [7][8]. - Investors are encouraged to verify the identity of individuals claiming to be fund company employees and to check product legitimacy through official regulatory websites [8]. - It is crucial for investors to confirm that any funds transferred are going to official company accounts, as personal accounts should be avoided [8].

Core Viewpoint - A fraudulent app named "Tencent Payment" has been reported, which impersonates a legitimate service to deceive users into providing personal information and financial data [1][5][6] Group 1: Fraudulent Activities - The "Tencent Payment" app offers high rewards for user referrals, such as virtual "payment gold" and "original shares," to lure victims into a scam [5] - Users are required to complete identity verification and bank card binding, leading to the theft of personal information [1][5] - The app is not available on official app stores, indicating its illegitimate nature, and is often distributed through unofficial channels [5][6] Group 2: Impact on Consumers and Market - The fraudulent behavior exploits consumer trust in well-known brands, leading to financial losses due to a lack of understanding of financial activities [6] - Such scams disrupt normal financial operations and market competition, affecting legitimate businesses [6] - Similar scams have previously occurred with other brands, indicating a pattern of using misleading names to deceive consumers [6] Group 3: Consumer Awareness and Precautions - Consumers are advised to remain vigilant against high-yield investment projects and verify the legitimacy of apps through official channels [7] - Reporting suspicious apps or investment projects to relevant authorities is encouraged to combat fraud and protect consumer rights [7]

Core Viewpoint - The article highlights the rampant issue of fraud in the financial sector, particularly focusing on a fake app named "Tencent Pay" that impersonates Tencent to conduct scams [2][5][6]. Summary by Sections Fraudulent App "Tencent Pay" - A fraudulent app named "Tencent Pay" has been reported, which is not the same as the widely used "WeChat Pay" [2][5]. - Scammers are using Tencent's name to promote a fake investment platform, claiming to offer high-end payment solutions and enticing users with promises of virtual assets and original shares [3][6]. Methods of Operation - The fraudsters employ a "referral" strategy to attract users, offering misleading incentives such as "wealth cards" and "original shares" [3][6]. - Users are encouraged to provide personal information and bind their bank accounts, which allows scammers to steal sensitive data [3][6]. Broader Context of Financial Fraud - The article notes that the impersonation of financial institutions is a common tactic among scammers, with nearly 20 brokerage firms, including Guangfa Securities and Galaxy Securities, issuing warnings about fake trading apps [7][8]. - Galaxy Securities specifically mentioned the emergence of a fake app called "Galaxy eSmart Wealth" that misleads investors into illegal trading activities [7]. Regulatory Responses - Multiple regulatory bodies have issued alerts regarding fraudulent activities, including the Shaanxi and Hubei Securities Regulatory Bureaus, which have reported scams involving fake private equity firms and securities companies [8][9]. - Scammers often contact victims through social media, gaining their trust before leading them into investment groups and promoting fake trading platforms [9].

银行人员利用职务便利诈骗的案例屡见不鲜，但离职后依然以银行员工身份行骗的情形却并 不多见。 近日，中国裁判文书网披露的一则刑事判决书显示，前银行从业人员孟某利用其在职银行工 作人员的身份或隐瞒其已离职的事实，获取被害人信任，以高息理财为饵，在2018年1月至 2023年4月间，骗取被害人冯某某、张某某、石某钱款共计1900余万元。 值得注意的是，孟某取得钱款后私自投资期货，虽有亏损但回款后并未及时退还被害人，以 各种理由隐瞒推脱。法院认为，孟某虚构事实，隐瞒真相，骗取他人钱财，数额特别巨大， 其行为已构成诈骗罪，被判处有期徒刑十四年六个月，剥夺政治权利三年，并处罚金人民币 三十万元。 伪装在职身份、编织信任陷阱 前银行员工骗取客户千万资金 上述判决书显示，孟某的金融从业经历成为其实施犯罪的核心工具。其职业生涯始于工商银 行北京自贸试验区支行，后跳槽至宁波银行北京经济技术开发区支行担任财富管理部理财经 理。2022年1月从宁波银行离职后，孟某又虚构"兴业银行在职员工"身份，利用客户对其的 信任实施诈骗。 那么，孟某是如何欺骗被害人的？据被害人冯某某讲述，2017年左右，她在工商银行亦庄支 行结识客户经理孟某。彼 ...

Core Insights - Recent financial fraud cases involving bank client managers have shocked the public, revealing significant vulnerabilities in internal controls within banks [1][3] - Two notable cases involved a client manager embezzling over 10 million yuan from 28 clients and another manager orchestrating a Ponzi scheme that defrauded 31 clients of 160 million yuan over 13 years [2][3] Group 1: Fraud Cases - Case 1: A bank manager misled clients into transferring funds to their personal account under the guise of regular banking operations [1][3] - Case 2: Another manager created a Ponzi scheme by falsely promoting "internal high-yield investment products," using new clients' funds to pay returns to older clients, ultimately defrauding them of 160 million yuan [2][3] Group 2: Industry Implications - The prevalence of financial fraud in the banking sector is alarming, with 17.08% of criminal cases involving financial institution employees being fraud-related from 2015 to 2022 [3] - The lack of effective internal controls in banks has led to significant financial losses for clients, highlighting the need for improved oversight and security measures [3] Group 3: Prevention Measures - Clients are advised to operate their banking transactions independently and avoid sharing sensitive information, such as passwords, with client managers [4] - Promises of guaranteed returns and high yields should be treated with skepticism, as they often indicate fraudulent schemes; clients should verify the authenticity of investment products through official channels [4]

Group 1 - The article highlights the increasing targeting of students, including middle school, university, and international students, by fraudsters due to their lack of social experience and weak anti-fraud awareness [1][2] - Fraudsters exploit middle school students' interests in idol culture and subculture by luring them into social media groups with offers of "free merchandise" and "unlocking hidden content," ultimately leading to financial scams [1] - University students are targeted with promises of "easy money" and "daily high pay," where initial small returns build trust, but later large investments lead to significant financial losses [1] Group 2 - International students face scams where fraudsters impersonate officials, claiming issues like "money laundering" or "visa irregularities," exploiting their vulnerability and isolation abroad [2] - The Beijing Financial Regulatory Bureau advises students and parents to seek part-time jobs through legitimate platforms and verify company credentials, emphasizing that law enforcement does not request money transfers via phone [3] - Consumers are warned to be cautious of "unexpected benefits" and to verify any suspicious offers or communications through official channels, especially in cases of threats or intimidation [4]

Group 1 - The core issue revolves around a fraudulent scheme known as "killing the pig," where a live-streaming host named Yin Hui misleads investors by claiming to have insider information and promising profits through stock recommendations [1][3] - Yin Hui's live-streaming sessions exhibit all characteristics of this scam, including establishing a professional image, creating a sense of urgency to follow his advice, and ultimately leading investors to buy stocks before he sells at a profit, leaving them with significant losses [1][3] - The "Yunqi Club" is identified as a non-registered investment entity operated by individuals or small teams, which often evade legal scrutiny and can quickly disappear when issues arise, making it difficult for victims to seek redress [3] Group 2 - Victims have reported that Yin Hui frequently promoted a specific stock, claiming it was about to "explode," and showcased his account's profits during the live streams, which raises concerns about market manipulation and potential illegal stock recommendations [3] - Some investors who followed Yin Hui's advice experienced rapid declines in stock prices, resulting in substantial financial losses, highlighting the risks associated with unverified investment advice [3] - There are calls for regulatory bodies to intervene and investigate Yin Hui and the operators behind this scheme, as well as for live-streaming platforms to enhance content review mechanisms to prevent financial misconduct [3]

近日发布的一份调查显示，台湾15至18岁青少年中，有23%受访者过去一年曾遭遇各种形式的金融诈 骗，其中有18%因此蒙受财产损失，损失金额多的有数十万元（新台币，下同）。 事实正是如此。诈骗案件与日俱增，民众怨声载道，而民进党当局对此不是无能为力，就是无心作为。 一个容忍犯罪分子嚣张跋扈、逍遥法外的社会，又如何能指望它保护民众？这不仅是社会信任崩塌的象 征，更是民进党当局执政无能乃至失控的标志。（任成琦） 《人民日报海外版》（2025年04月28日 第 04 版） 针对民瘼如斯，早在几年前，民进党当局成立"打诈"专门机构，狂砸13亿元推出"打击诈欺策略行动纲 领"，但台湾诈骗问题如今却"越打越狂"。究其原因，是民进党当局虽然姿态做足，执行起来却雷声大 雨点小，甚至被爆出包庇诈骗犯的丑闻。 早前大陆曾在境外抓获一批台湾诈骗犯，民进党籍民意代表极力要求将人遣返。而当这批嫌犯乘机回台 一落地，竟在机场被直接"就地放生"。有台湾互联网借贷平台涉嫌诈骗超过25亿元、受害者逾5000人。 相关案移送法办时检方调查发现，民进党民意代表陈欧珀等一众绿营人士与主嫌关系匪浅，当局的"打 诈队"也因此被讽刺为"诈骗队"。 有岛内媒 ...